Is State Farm better than Allstate?

State Farm and Allstate generally perform at similar levels. Allstate is a great option for drivers looking for customizable full coverage policies, while State Farm is usually cheaper. Learn more about how State Farm keeps its rates so low in our State Farm auto insurance review.

Is Allstate cheaper than State Farm?

State Farm is cheaper than Allstate for nearly every demographic, including teens, high-risk drivers, and people with low credit scores.

Why is Allstate expensive?

Allstate tends to be more expensive because it offers a wide range of coverage options, personalized services, and features like accident forgiveness and safe driving rewards, which increase overall costs. If you’re worried about costs, make sure to enter your ZIP code into our free comparison tool to see the lowest rates in your area.

Does State Farm offer gap insurance?

Unfortunately, State Farm gap insurance is not available as an add-on. State Farm does offer a loan/lease program, but only if you finance your vehicle through State Farm.

Does Allstate have accident forgiveness?

Yes, Allstate offers accident forgiveness coverage. To qualify, you’ll need to be accident-free for at least three years.

Is Allstate or State Farm better for teen car insurance?

Allstate offers more coverage options for teens, but State Farm has lower average rates.

Do Allstate and State Farm have UBI programs?

Both companies offer a UBI program to help drivers save. You can save up to 25% with State Farm’s Drive Safe & Save, while Allstate offers a maximum discount of 40% with Drivewise. Allstate is also one of the best pay-as-you-go auto insurance companies, thanks to Milewise.

Do Allstate and State Farm sell other types of insurance?

Both companies offer a variety of other insurance types, including renters, life, homeowners, and business plans. If you’re interested in bundling your policies for a discount, you should also compare Allstate vs. State Farm home insurance.

How much does insurance cost at State Farm?

State Farm auto insurance rates start much lower than Allstate. At just $33 per month, it’s not hard to find affordable coverage through State Farm.

How much does Allstate insurance cost?

Minimum insurance at Allstate starts at just $61 per month. However, you’ll likely see a much different price based on your vehicle, where you live, and your driving record. To see how much you might pay for coverage, check out our Allstate auto insurance review.

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State Farm vs. Allstate Auto Insurance in 2025 (Who Has Better Deals?)

Trying to decide between State Farm vs. Allstate auto insurance policies? State Farm is usually cheaper, while Allstate offers more robust coverage. Since State Farm and Allstate are similar companies, deciding between the two comes down to your personal needs. Allstate auto quotes tend to be better for full coverage policies, while State Farm is…

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State Farm vs. Allstate Auto Insurance in 2025 (Who Has Better Deals?)

Compare Quotes from Top Companies and Save

Tag: best car insurance company

Compare Quotes from Top Companies and Save

State Farm vs. Allstate Auto Insurance in 2025 (Who Has Better Deals?)

Compare Quotes from Top Companies and Save

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