When does my auto insurance expire?

Driving around with an expired insurance policy could turn into your worst nightmare. Not only do you have a false sense of security in thinking you’re protected, but you’ve also been breaking the law and putting yourself at risk each time you step behind the wheel. Unfortunately, hundreds upon hundreds of car insurance policies expire…

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California Driving Laws for Seniors

What are the driving rules for senior citizens in California? California auto insurance can be fairly tricky as it does not always carry the same traffic laws as other states. We want to make it easy to keep driving as a senior citizen in California. We’ll go through the California driving laws for seniors step…

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What You Need to Know About Red-Light Camera Tickets

Many cities and states have red-light cameras installed, which take a photo of a vehicle’s license plate when a driver runs a red light. States typically set penalties for running through a red light slightly lower when cited through a red-light camera system as compared with a police officer writing a ticket in person. A…

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Minnesota Auto Insurance [Rates + Cheap Coverage Guide]

Minnesota is the northernmost state in the contiguous United States, and as such, is known to have some brutally cold winters with heavy amounts of snowfall. But the people in the land that birthed legends like the Purple People Eaters defensive line of the Minnesota Vikings and the incomparable Prince Rogers Nelson have never been…

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Why do I need car insurance?

You may wonder each month as you pay your bills why you have to have auto insurance. You can see the tangible results of paying your telephone, cable, and utility bills. However, you don’t have much to show for paying your car insurance premiums every month. What people don’t usually stop to appreciate is the…

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When does my auto insurance begin?

All states require a certain amount of car insurance before you can drive legally. This is because you must maintain financial responsibility for any car accidents you cause. In the state of California, for example, you must have a policy that covers up to $15,000 in personal injury for one person, $30,000 for multiple people…

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What happens after an auto accident without insurance?

Click here to find car insurance coverage now by placing your ZIP code in the FREE box! Unfortunately, uninsured/underinsured motorist coverage is one you should have to protect yourself. While most states have laws concerning insurance coverage, there are drivers out there who still drive without insurance. If you don’t protect yourself through buying additional coverage,…

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Should I buy more than the minimum auto insurance?

It is always a good idea to buy auto insurance that is more than minimum coverage in order to protect your finances. Although it will cost you more in premiums, in the long run, it will save you a lot of time, energy, and money. Car insurance is no longer optional in most states. The majority…

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What do auto insurance companies do?

Auto insurance companies have several duties. However, before they can offer insurance to a potential client, insurance companies need to figure out if the applicant is too risky for them to insure. Once an insurance company determines an applicant to be a low enough risk, the auto insurance companies may offer the new applicant a policy. Enter…

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What is typical auto insurance coverage?

Shopping for auto insurance coverage sounds like it would be pretty easy at first. Yet if you are like most people who have shopped for coverage in the past, you may have been asked by an insurance agent and didn’t know how to answer the question, “What coverages do you want?” Many people believe insurance…

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