Question 1

What are the requirements for auto insurance in Montana?

Accepted Answer

In Montana, the minimum car insurance requirements include the following coverages:

$25,000 bodily injury liability coverage per person
$50,000 bodily injury liability coverage per accident
$20,000 property damage liability coverage per accident

Read more about Montana minimum auto insurance requirements.

Question 2

What is included in all Montana insurance policies?

Accepted Answer

All Montana insurance policies typically include mandatory coverages such as bodily injury liability and property damage liability, with options for comprehensive and collision coverage.

Question 3

Where can I find Allstate insurance in Billings, Montana?

Accepted Answer

Allstate Insurance is available in Billings, Montana, through local agents and online platforms offering personalized auto and home insurance solutions.
Enter your ZIP code into our free quote tool below to find the best auto insurance providers for your needs and budget.

Question 4

How can I get competitive auto insurance quotes in Great Falls, MT?

Accepted Answer

For competitive auto insurance quotes in Great Falls, MT, compare offers online or consult with local insurance agents to find the best rates and coverages.

Question 5

What does bodily injury liability coverage mean?

Accepted Answer

Bodily injury liability (BIL) auto insurance coverage is a type of insurance that covers medical expenses, lost wages, and other damages for injuries caused to others in an accident for which you are at fault. In Montana, the minimum bodily injury liability coverage ensures that there is financial protection of up to $25,000 per person and up to $50,000 per accident.

Question 6

How do I find the best auto insurance quotes in Montana?

Accepted Answer

To find the best auto insurance quotes in Montana, use online comparison tools or contact multiple insurance companies directly to compare rates and policies.

Question 7

What is the average cost of auto insurance in Montana?

Accepted Answer

The average cost of auto insurance in Montana varies, but typically residents can expect to pay between $800 and $1,200 annually, depending on their coverage and driving history.

Question 8

What is the average cost of home insurance in Montana?

Accepted Answer

The average cost of home insurance in Montana generally ranges from $800 to $1,300 annually, influenced by factors like home value, location, and chosen deductibles.

Question 9

What is property damage liability coverage?

Accepted Answer

Property damage liability coverage provides insurance protection for damages caused to someone else’s property in an accident for which you are at fault. In Montana, the minimum property damage liability coverage requirement is $20,000 per accident. Read more about the best property damage liability auto insurance companies.

Question 10

Where can I find the best cheap car insurance in Great Falls?

Accepted Answer

The best cheap car insurance in Great Falls can be sourced by comparing quotes from multiple insurance providers, checking for discounts, and customizing your coverage levels.

Question 11

Which is the best Montana auto insurance company?

Accepted Answer

The best Montana auto insurance company varies depending on individual needs, but companies like State Farm, Allstate, and Geico are highly rated for their service and coverage options.

Question 12

How can I find cheap auto insurance in Montana?

Accepted Answer

Finding cheap auto insurance in Montana involves comparing quotes from several insurers, looking for discounts, and choosing coverage that meets your needs without excess.

Question 13

Is Montana a no-fault state?

Accepted Answer

No, Montana is an at-fault auto insurance state. So, you’re liable for damages in Montana if you cause an at-fault accident.

Question 14

What options are available for affordable auto insurance in Billings, MT?

Accepted Answer

Affordable auto insurance in Billings, MT, can be found through various providers offering competitive rates and discounts tailored to your needs.

Question 15

Which company offers the cheapest home insurance in Montana?

Accepted Answer

The cheapest home insurance in Montana can be found by comparing quotes from multiple providers, considering local and national companies, and exploring discounts for things like home security.

Question 16

What are my options for commercial insurance in Montana?

Accepted Answer

Commercial insurance options in Montana include liability, property, and workers&#8217; compensation insurance, available through providers like Nationwide, Liberty Mutual, and local specialists.

Question 17

Is it illegal to not have car insurance in Montana?

Accepted Answer

Yes, driving without auto insurance is illegal in Montana, so you must carry coverage on your car.

Question 18

Is Montana a no-fault state for auto insurance?

Accepted Answer

No, Montana is not a no-fault state; it follows a tort system, meaning the driver who is at fault in an accident is responsible for the damages.

Question 19

What are my options for auto insurance in Helena, MT?

Accepted Answer

Options for auto insurance in Helena, MT, include various local and national providers that offer a range of coverages that can be customized to suit your driving needs.

Question 20

What is the minimum car insurance required in Montana?

Accepted Answer

The minimum car insurance required in Montana includes $25,000 per person and $50,000 per accident for bodily injury liability, and $20,000 for property damage liability.
Find your cheapest auto insurance quotes by entering your ZIP code below into our free comparison tool.

Tag: auto insurance in Montana

Compare Quotes from Top Companies and Save

Best Montana Auto Insurance in 2025 (Your Guide to the Top 10 Companies)

Compare Quotes from Top Companies and Save

Tag: auto insurance in Montana

Compare Quotes from Top Companies and Save

Best Montana Auto Insurance in 2025 (Your Guide to the Top 10 Companies)

Compare Quotes from Top Companies and Save

Free Car Insurance Comparison