Can my car insurance be backdated?

The idea behind car insurance is to protect drivers from losses stemming from car accidents. In the event of an accident, the insurance company will pay for the resultant costs on your behalf and you’ll only pay the excess. But what if you didn’t have coverage? Is it possible to backdate your car insurance and…

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Can auto insurance companies check phone records?

Insurance companies don’t ask for phone records when you purchase an insurance coverage. They may only request for the phone records when a driver is involved in an accident and has made a claim. Insurers use the records to investigate your actions at the time of the accident and find grounds to deny your claim….

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What happens if I change my address for auto insurance?

Let’s say you’ve moved recently. Is a change of address for auto insurance required? The short answer is yes. Though you may not think of it, it’s important to alert your auto insurance company whenever you have a change of address. This update may not make any difference when it comes to your auto insurance…

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Do auto insurance companies check where you live?

When you apply for auto insurance, you start by answering a series of questions in order to receive an accurate quote. Comparing several quotes prior to choosing an auto insurance policy is always a good idea. Being honest when answering all the questions is also a good idea. At some point, filing a claim on…

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Avoiding Auto Insurance Fraud

You’re driving down the road, and you find yourself behind a car filled with passengers. Another car is driving in the lane next to you, suddenly pulls forward and switches lanes, cutting off the vehicle in front of you. That car’s driver slams on the brakes, bringing the car to a sudden stop and suddenly,…

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Avoiding Insurance Fraud after an Accident

Being in an auto accident can be scary and frustrating, and the last thing you should have to worry about is auto insurance fraud during this difficult time. Unfortunately, there are many people who will seek to take advantage of that situation. Whether it’s because they don’t want to have to face higher auto insurance…

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How to Avoid Auto Insurance Fraud

Unfortunately, we live in a world of folks who are out to take advantage of others, and the realm of auto insurance is no exception. While you might think that buying auto insurance is always a safe and easy transaction, the fact of the matter is that there are scammers out there who want to…

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Recession Increases Auto Insurance Fraud

An economic downturn can be devastating in just about every area of life, and auto insurance is no exception. One of the more disturbing things that we’ve seen happen over the past few years is a situation in which people who have a car loan on a vehicle that they can no longer afford to…

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