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          • How to Insure a Car Not In Your Name
          • Managing Your Auto Insurance Policy
          • Minimum Auto Insurance Requirements by State
          • Uninsured Motorist Property Damage (UMPD) Coverage
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Tag: total loss declaration

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How Insurance Companies Determine if a Car is Totaled in 2025 (6 Simple Steps)

How insurance companies determine if a car is totaled involves evaluating factors like the vehicle’s actual cash value (ACV), repair costs, and age. Insurers typically declare a car totaled if the repair costs exceed 70-80% of its ACV. This decision plays a crucial role in the payout process, as policyholders may receive either the car’s…

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Can you ask an insurance company to total your car? (Details for 2025)

Can you ask an insurance company to total your car? Yes, but they may choose not to total your car if damages aren’t extensive. First, you need to understand what totaling a car really means in order to make the best decision. Keep reading to find out how to total a car for insurance, how…

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What do auto insurance companies do with totaled cars in 2025? (Details Here!)

When your vehicle is badly damaged, you’ll probably find yourself wondering, “What do auto insurance companies do with totaled cars?” The answer mainly depends on what you want to do with it. So, what do insurance companies do with totaled cars? Can you ask your insurance company to total your car? At what point is…

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7901 4th St. N #19799 St. Petersburg, FL 33702 Footer Logo

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7901 4th St. N #19799 St. Petersburg, FL 33702 Footer Logo

We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related.

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