Best Cheap Auto Insurance in St. Albans, VT (2021)

The average St. Albans, VT auto insurance rates are $266 per month. The minimum auto insurance in St. Albans is at least 25/50/10 in coverage to comply with Vermont auto insurance laws. To find the best cheap auto insurance in St. Albans, Vermont, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The average commute length in St. Albans is 22.3 minutes
  • The most expensive auto insurance company in St. Albans for teen drivers is Progressive
  • Average auto insurance rates in St. Albans, VT for senior drivers are $1,872 per year

St. Albans, Vermont auto insurance requirements are 25/50/10 according to Vermont auto insurance laws. Finding cheap auto insurance in St. Albans can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in St. Albans, Vermont, including driving record, credit, commute time, and more.

Compare auto insurance in St. Albans to other Vermont cities, including South Burlington auto insurance rates, Essex Junction auto insurance rates, and Rutland auto insurance rates to see how St. Albans, Vermont auto insurance rates stack up.

Before you buy St. Albans, Vermont auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free St. Albans, Vermont auto insurance quotes.

Minimum Auto Insurance in St. Albans, Vermont

St. Albans, Vermont auto insurance laws require that you have at least the Vermont minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in St. Albans, Vermont.

Minimum Required Auto Insurance Coverage in St. Albans, Vermont

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap St. Albans, Vermont Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in St. Albans, Vermont are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in St. Albans, Vermont

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,109 $2,109 $2,011 $2,011 $5,037 $6,652 $2,396 $2,630
GEICO $1,677 $1,559 $1,648 $1,501 $3,861 $4,498 $1,415 $1,385
Liberty Mutual $1,971 $2,133 $1,740 $1,954 $8,417 $9,363 $2,259 $2,394
Nationwide $1,414 $1,440 $1,272 $1,343 $3,435 $4,368 $1,621 $1,745
Progressive $3,473 $3,448 $3,107 $3,121 $10,714 $11,728 $3,550 $3,779
State Farm $2,440 $2,440 $2,177 $2,177 $7,145 $9,186 $2,716 $3,010
USAA $1,152 $1,158 $1,074 $1,071 $3,696 $3,873 $1,575 $1,648

Cheap St. Albans, Vermont Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in St. Albans, Vermont is a challenge. Take a look at the annual teen auto insurance rates in St. Albans, Vermont.

Annual Auto Insurance Rates for Teen Drivers in St. Albans, Vermont

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,037 $6,652
GEICO $3,861 $4,498
Liberty Mutual $8,417 $9,363
Nationwide $3,435 $4,368
Progressive $10,714 $11,728
State Farm $7,145 $9,186
USAA $3,696 $3,873

Cheap St. Albans, Vermont Auto Insurance for Seniors

What are senior auto insurance rates in St. Albans, Vermont? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in St. Albans, Vermont

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,011 $2,011
GEICO $1,648 $1,501
Liberty Mutual $1,740 $1,954
Nationwide $1,272 $1,343
Progressive $3,107 $3,121
State Farm $2,177 $2,177
USAA $1,074 $1,071

Cheap St. Albans, Vermont Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in St. Albans, Vermont compared to the annual auto insurance rates with a clean record in St. Albans, Vermont.

Annual St. Albans, Vermont Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,589 $3,412 $3,522 $2,954
GEICO $1,412 $2,350 $3,269 $1,741
Liberty Mutual $3,324 $3,976 $4,223 $3,592
Nationwide $1,667 $2,137 $2,684 $1,831
Progressive $4,523 $6,542 $5,080 $5,315
State Farm $3,563 $4,259 $3,911 $3,911
USAA $1,453 $1,832 $2,723 $1,616

Cheap St. Albans, Vermont Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in St. Albans, Vermont is not easy. Compare the annual rates for DUI auto insurance in St. Albans, Vermont to find the best deal.

Annual Auto Insurance Rates After a DUI in St. Albans, Vermont

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,522
GEICO $3,269
Liberty Mutual $4,223
Nationwide $2,684
Progressive $5,080
State Farm $3,911
USAA $2,723

Cheap St. Albans, Vermont Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how St. Albans, Vermont annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in St. Albans, Vermont

Insurance Company Poor Fair Good
Allstate $3,824 $2,923 $2,610
GEICO $3,548 $1,868 $1,163
Liberty Mutual $5,663 $3,233 $2,440
Nationwide $2,399 $1,992 $1,849
Progressive $6,170 $5,166 $4,758
State Farm $6,877 $2,935 $1,922
USAA $2,756 $1,643 $1,318

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Cheap St. Albans, Vermont Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in St. Albans, Vermont can vary. Compare the annual cost of auto insurance by ZIP code in St. Albans, Vermont to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in St. Albans, Vermont

ZIP Code Average Annual Rates
5478 $3,193

Cheap St. Albans, Vermont Auto Insurance Rates By Commute

Commute length and annual mileage affect St. Albans, Vermont auto insurance. Find the cheapest annual St. Albans, Vermont auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in St. Albans, Vermont

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,059 $3,179
GEICO $2,162 $2,224
Liberty Mutual $3,779 $3,779
Nationwide $2,080 $2,080
Progressive $5,365 $5,365
State Farm $3,787 $4,036
USAA $1,883 $1,929

Cheap St. Albans, Vermont Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in St. Albans, Vermont? Check out the comparison of annual St. Albans, Vermont auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in St. Albans, Vermont

Insurance Company Low Medium High
Allstate $3,058 $3,115 $3,185
GEICO $2,114 $2,194 $2,271
Liberty Mutual $3,557 $3,767 $4,012
Nationwide $2,131 $2,087 $2,022
Progressive $5,105 $5,295 $5,694
State Farm $3,696 $3,930 $4,107
USAA $1,846 $1,903 $1,968

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Best By Category: Cheapest Auto Insurance in St. Albans, Vermont

Compare the cheapest auto insurance companies in St. Albans, Vermont in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in St. Albans, Vermont

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

The Cheapest St. Albans, Vermont Auto Insurance Companies

What auto insurance companies in St. Albans, Vermont are the cheapest? Compare the top St. Albans, Vermont auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in St. Albans, Vermont

Insurance Company Average Annual Rates
Allstate $3,119
GEICO $2,193
Liberty Mutual $3,779
Nationwide $2,080
Progressive $5,365
State Farm $3,911
USAA $1,906

What affects auto insurance rates in St. Albans, Vermont?

There are a lot of reasons why auto insurance rates in St. Albans, Vermont are higher or lower than in other cities. These include traffic and the number of vehicle thefts in St. Albans, Vermont. Many local factors may affect your St. Albans auto insurance rates.

St. Albans Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual St. Albans, Vermont auto theft statistics, there have been 2 auto thefts in the city.

St. Albans Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average St. Albans, Vermont commute length is 22.3 minutes according to City-Data.

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Compare St. Albans, Vermont Auto Insurance Quotes

Before you buy St. Albans, Vermont auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free St. Albans, Vermont auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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