Best Cheap Auto Insurance in Bluffton, SC (2021)

The average Bluffton, SC auto insurance rates are $297 per month. The minimum auto insurance in Bluffton is at least 25/50/25 in coverage to comply with South Carolina auto insurance laws. To find the best cheap auto insurance in Bluffton, South Carolina, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Bluffton is 25.8 minutes
  • The most expensive auto insurance company in Bluffton for teen drivers is Progressive
  • Average auto insurance rates in Bluffton, SC for senior drivers are $2,094 per year

Bluffton, South Carolina auto insurance requirements are 25/50/25 according to South Carolina auto insurance laws. Finding cheap auto insurance in Bluffton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bluffton, South Carolina, including driving record, credit, commute time, and more.

Compare auto insurance in Bluffton to other South Carolina cities, including Sumter auto insurance rates, Charleston auto insurance rates, and Hilton Head Island auto insurance rates to see how Bluffton, South Carolina auto insurance rates stack up.

Before you buy Bluffton, South Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bluffton, South Carolina auto insurance quotes.

Minimum Auto Insurance in Bluffton, South Carolina

Bluffton, South Carolina auto insurance laws require that you have at least the South Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bluffton, South Carolina.

Minimum Required Auto Insurance Coverage in Bluffton, South Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Bluffton, South Carolina Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Bluffton, South Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bluffton, South Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,618 $2,618 $2,509 $2,509 $6,752 $8,596 $2,901 $3,153
Farmers $2,761 $2,765 $2,669 $2,860 $7,648 $8,376 $3,031 $3,055
GEICO $2,219 $2,219 $2,023 $2,023 $5,560 $5,678 $2,602 $2,676
Nationwide $2,455 $2,480 $2,218 $2,291 $6,102 $7,808 $2,789 $3,023
Progressive $2,121 $1,950 $1,835 $1,921 $9,096 $10,030 $2,444 $2,544
State Farm $1,799 $1,799 $1,640 $1,640 $5,272 $6,616 $2,021 $2,272
USAA $1,723 $1,726 $1,587 $1,586 $6,932 $7,581 $2,266 $2,382

Cheap Bluffton, South Carolina Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Bluffton, South Carolina is a challenge. Take a look at the annual teen auto insurance rates in Bluffton, South Carolina.

Annual Auto Insurance Rates for Teen Drivers in Bluffton, South Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,752 $8,596
Farmers $7,648 $8,376
GEICO $5,560 $5,678
Nationwide $6,102 $7,808
Progressive $9,096 $10,030
State Farm $5,272 $6,616
USAA $6,932 $7,581

Cheap Bluffton, South Carolina Auto Insurance for Seniors

What are senior auto insurance rates in Bluffton, South Carolina? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Bluffton, South Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,509 $2,509
Farmers $2,669 $2,860
GEICO $2,023 $2,023
Nationwide $2,218 $2,291
Progressive $1,835 $1,921
State Farm $1,640 $1,640
USAA $1,587 $1,586

Cheap Bluffton, South Carolina Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bluffton, South Carolina compared to the annual auto insurance rates with a clean record in Bluffton, South Carolina.

Annual Bluffton, South Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,973 $4,743 $4,172 $3,940
Farmers $3,460 $4,803 $3,982 $4,338
GEICO $2,395 $3,083 $4,627 $2,395
Nationwide $2,921 $3,747 $4,708 $3,206
Progressive $3,264 $4,778 $3,994 $3,934
State Farm $2,609 $3,216 $2,852 $2,852
USAA $2,547 $3,146 $4,343 $2,855

Cheap Bluffton, South Carolina Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Bluffton, South Carolina is not easy. Compare the annual rates for DUI auto insurance in Bluffton, South Carolina to find the best deal.

Annual Auto Insurance Rates After a DUI in Bluffton, South Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,172
Farmers $3,982
GEICO $4,627
Nationwide $4,708
Progressive $3,994
State Farm $2,852
USAA $4,343

Cheap Bluffton, South Carolina Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Bluffton, South Carolina annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Bluffton, South Carolina

Insurance Company Poor Fair Good
Allstate $4,988 $3,731 $3,152
Farmers $4,714 $4,029 $3,694
GEICO $4,766 $2,564 $2,045
Nationwide $4,323 $3,525 $3,088
Progressive $4,423 $3,902 $3,652
State Farm $4,130 $2,527 $1,990
USAA $5,012 $2,481 $2,175

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Cheap Bluffton, South Carolina Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Bluffton, South Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Bluffton, South Carolina to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Bluffton, South Carolina

ZIP Code Average Annual Rates
29909 $3,285
29910 $3,339

Cheap Bluffton, South Carolina Auto Insurance Rates By Commute

Commute length and annual mileage affect Bluffton, South Carolina auto insurance. Find the cheapest annual Bluffton, South Carolina auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Bluffton, South Carolina

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,873 $4,041
Farmers $4,146 $4,146
GEICO $3,106 $3,144
Nationwide $3,646 $3,646
Progressive $3,993 $3,993
State Farm $2,810 $2,955
USAA $3,189 $3,257

Cheap Bluffton, South Carolina Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Bluffton, South Carolina? Check out the comparison of annual Bluffton, South Carolina auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bluffton, South Carolina

Insurance Company Low Medium High
Allstate $3,702 $3,936 $4,232
Farmers $3,704 $4,146 $4,587
GEICO $2,921 $3,096 $3,358
Nationwide $3,581 $3,651 $3,704
Progressive $3,689 $3,942 $4,346
State Farm $2,655 $2,881 $3,110
USAA $3,043 $3,219 $3,407

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Best By Category: Cheapest Auto Insurance in Bluffton, South Carolina

Compare the cheapest auto insurance companies in Bluffton, South Carolina in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Bluffton, South Carolina

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Bluffton, South Carolina Auto Insurance Companies

What auto insurance companies in Bluffton, South Carolina are the cheapest? Compare the top Bluffton, South Carolina auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Bluffton, South Carolina

Insurance Company Average Annual Rates
Allstate $3,957
Farmers $4,146
GEICO $3,125
Nationwide $3,646
Progressive $3,993
State Farm $2,882
USAA $3,223

What affects auto insurance rates in Bluffton, South Carolina?

There are a lot of reasons why auto insurance rates in Bluffton, South Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Bluffton, South Carolina. Many local factors may affect your Bluffton auto insurance rates.

Bluffton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Bluffton, South Carolina commute length is 25.8 minutes according to City-Data.

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Compare Bluffton, South Carolina Auto Insurance Quotes

Before you buy Bluffton, South Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bluffton, South Carolina auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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