The Zebra Review 2025 (Accurate Insurance Quotes?)

Comparing insurance quotes is easy with The Zebra, which partners with 90% of top providers to power its all-in-one platform. User reviews of The Zebra on Trustpilot are mostly positive. Read our unbiased The Zebra review to see what real users say about its quote tool and why we rated it 4.3 out of 5 stars.

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Melanie Musson

Published Insurance Expert

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in sustai...

Written by
Melanie Musson
Chris Abrams

Licensed Insurance Agent

Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...

Reviewed by
Chris Abrams

Updated June 2025

Our unbiased The Zebra review found that it partners with 90% of the best auto insurance companies, making it simple to compare rates instantly in one place.

So, The Zebra car insurance tools are great for lowering auto insurance rates.

The Zebra Rating

Rating CriteriaThe Zebra TablePress Logo
Overall Score4.3
Customer Support4.2
Discount Clarity4.1
Ease of Use4.5
Educational Resources4.3
Provider Network4.3
Quote Accuracy4.2
Quote Speed4.4
Savings Potential4.3

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To compare auto insurance with The Zebra, enter personal information such as ZIP code, age, gender, vehicle type, and driving history.

Things to Remember

  • Compare insurance quotes with The Zebra from multiple companies
  • The Zebra car insurance partners with 90% of the top insurers
  • The Zebra insurance reviews are good, with an A- rating from the BBB

Want to compare auto insurance quotes right away? AutoInsurance.org offers 25% more coverage options per request. Enter your ZIP code into our free tool to buy auto insurance online instantly from top providers near you.

The Zebra Pros & Cons

Pros/ConsThe Zebra TablePress Logo
✅ Pros• Provides real quotes from 90% of top car insurers, including Geico and State Farm.

• Offers an easy-to-use quote comparison tool, insurance guides, and company reviews.

• Trusted by thousands, with positive user reviews on Trustpilot and the BBB.
❌ Cons• Not all insurers show instant quotes, so some may require a follow-up or redirecting.

• Quotes may be unavailable in areas where local insurers aren't partnered with the platform.

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Free Insurance Comparison

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How The Zebra Helps You Compare Insurance Quotes

The Zebra Insurance Comparison Review

So, what is The Zebra insurance and how does it work? Founded in 2012, The Zebra is a leading platform that allows users to compare multiple quotes for auto, home, renters, and life insurance in one place from top providers.

The Zebra Platform Overview

DetailsThe Zebra TablePress Logo
Real-Time QuotesYes
Average Quote Time3-10 minutes
Insurance Types ComparedAuto, home, renters, motorcycle, life
Providers Compared100+
Shares Contact InfoNo, only if you allow it
Customer SupportHelp from licensed agents
Platform FocusInsurance & expert advice

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The Zebra auto insurance quote tool will ask you for personal details to create personalized insurance quotes. Here is a list of what it asks for and how they could impact your quotes:

The Zebra auto insurance comparison quote form asks questions about these categories to set your rates. If you’re having trouble, The Zebra insurance phone number for customer service is 1-888-419-3716.

The Zebra compares quotes, coverages, and deductibles from 100+ top providers like Liberty Mutual and Geico to help users find the best value.

Scott W. Johnson Licensed Insurance Agent

The Zebra divides its coverage recommendations into tiers: Minimum, Better, Best, and Customize It. The Minimum option shows you state insurance requirements for liability, which offer the cheapest rates but no protection for your car.

The Zebra Review

Better and Best provide full coverage quotes, including liability, collision, and comprehensive, though Best features higher liability limits for extra protection. The Customize It option allows you to modify coverages, deductibles, liability limits, and more to see quotes aligned with your needs and preferences.

If you’re considering a Geico policy but want the best deal, The Zebra’s car insurance quote comparison tool lets you compare what you’d pay with Geico vs. other insurers. See our Geico auto insurance review to compare its cost, coverage options, and discounts.

The Zebra Review: Site Screenshot

You may not always get an instant quote from The Zebra and may instead be redirected to the carrier’s website. This often requires the user to fill in additional information or repeat details already provided to The Zebra.

On the other hand, you can get instant quotes from over 60 top-rated providers near you with AutoInsurance.org. Enter your ZIP code to see how much you could save with our free comparison tool.

Real Customer Feedback and Ratings for The Zebra

Is The Zebra legit? The Zebra reviews and complaints from customers are mixed. Check out The Zebra reviews from BBB and other third parties to see how real customers rate their experiences:

The Zebra Third-Party Customer Ratings

Review PlatformThe Zebra TablePress Logo
BBB LogoA-
Clearsurance Logo3.86 / 5
400+ reviews
TrustPilot TablePress Logo4.6 / 5
1.2k+ reviews
PC Mag TablePress Logo4.3 / 5

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As you can see, The Zebra ratings from platforms like the Better Business Bureau and Trustpilot show strong customer satisfaction. In addition, The Zebra Google reviews average 4.5 out of 5 stars, with over 500 reviews.

While The Zebra isn’t an insurance company, many users trust TheZebra.com for car insurance quote comparison. However, The Zebra reviews on Reddit complain that it doesn’t offer direct quotes, instead connecting you with a provider and earning a commission for the referral.

Has anyone actually used The Zebra? I don’t understand what service they provide
byu/belleayreski2 inDonutMedia

Read More: Auto Insurance Companies With the Best Customer Service

The Zebra auto insurance reviews and ratings suggest most customers are satisfied. Still, many complaints question the platform’s practice of redirecting users to the insurance company’s website to obtain quotes.

According to The Zebra reviews on Consumer Reports, comparison sites like The Zebra can be useful, but they often provide preliminary estimates that may change when finalizing your quote.

Consumer Reports Site Screenshot: The Zebra Review

For example, Consumer Reports notes that carriers like Farmers and State Farm don’t allow independent brokers, including comparison sites, to sell policies at all.

Always check out The Zebra Trustpilot reviews, or other platforms such as Consumer Reports and Reddit, to see what actual customers and third parties say. You can also explore our guide on the best auto insurance companies according to Reddit.

Customers who compare insurance with The Zebra have mostly positive experiences. Meanwhile, AutoInsurance.org boasts a 98% customer satisfaction score, indicating that more users are satisfied with its savings compared to other competitors. Enter your ZIP code to compare quotes now.

How The Zebra Insurance Finder Makes Money

How do free The Zebra car insurance quotes make the company money? The Zebra works similarly to an auto insurance broker, as it contracts with various insurance providers to provide you quotes.

The Zebra Insurance Comparison Review: Auto Insurance Broker Definition

If a The Zebra customer goes on to buy auto insurance from one of the contracted companies on their website, The Zebra will make money. In some states, The Zebra is even licensed to sell insurance for companies, meaning you can purchase coverage directly from them.

The Zebra Insurance Comparison Review

The Zebra blog also helps customers by offering information and advice on insurance.

So, why do customers prefer The Zebra over visiting insurers’ websites directly? With The Zebra auto quotes, you only need to enter your information once to compare quotes from multiple companies, saving time and money (Learn More: Why to Get Multiple Auto Insurance Quotes).

The Zebra's platform makes comparing quotes easy, saving users time and helping them find affordable coverage without contacting multiple providers.

Tim Bain Licensed Insurance Agent

Read more in our TheZebra.com review about the pros and cons of using the service and discover other top sites that compare auto insurance rates.

For instance, AutoInsurance.org helps you save $540 annually on car insurance, which is more than most other competitors. Enter your ZIP code to get started with a free quote.

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Top Alternatives to The Zebra

The Zebra isn’t your only option if you’re shopping for multiple car insurance quotes. Here are some other trusted platforms that help drivers compare quotes fast:

Insurance Comparison Site Features

Comparison SiteSavings PotentialAnnual SavingsQuote
Time
Providers ComparedCustomer Satisfaction
The Zebra TablePress Logo25%$4003 minutes100+91%
AutoInsurance.org TablePress Logo40%$5402 minutes80+98%
Insurify TablePress Logo30%$4202 minutes120+94%
NerdWallet TablePress Logo20%$3005 minutes700+89%
PolicyGenius Logo: Policygenius Review15%$2504 minutes12+88%

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As you can see, The Zebra offers quotes in as little as 3 minutes, which is slightly longer than Insurify’s quote time.

However, AutoInsurance.org helps users save 40% more on average than most competitors — enter your ZIP code to get a quote in under 2 minutes.

The Zebra vs. Insurify

Unlike Insurify, reviews on TheZebra.com for auto insurance found that it doesn’t require as much personal information to get a quote, which may alleviate privacy concerns. On the other hand, Insurify may provide more quotes or options with the additional details.

With Insurify and TheZebra.com, compare car insurance instantly to get free quotes side by side, though drivers seeking more more quotes or a personal touch should consider the other best insurance comparison sites. Learn more in our Insurify review.

The Zebra vs. NerdWallet

While both are excellent platforms for comparing quotes, The Zebra focuses primarily on its car insurance comparisons. Meanwhile, NerdWallet has a broader financial platform with resources for credit cards, loans, and more.

The Zebra vs. NerdWallet: Third-Party Customer Ratings

Review PlatformThe Zebra TablePress LogoNerdWallet TablePress Logo
A-A+
Clearsurance Logo3.86 / 5
400+ reviews
NA
TrustPilot TablePress Logo4.6 / 5
1.2k+ reviews
3.7 / 5
2k+ reviews

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Of course, many customers enjoy The Zebra’s ability to get quick quotes without entering their phone number. However, you’ll need to provide this information to NerdWallet’s quote tool. Check out our review of NerdWallet for more details.

The Zebra: A Reliable Comparison Tool With Some Limitations

The Zebra has a solid reputation for its quote comparison and user-friendly platform. It also offers convenient resources to inform shoppers about the types of auto insurance coverage and ways to save on TheZebra.com insurance rates.

However, some customers have reported receiving spam emails or calls from partners, which can be frustrating for those concerned about privacy. To protect your information, check out our step-by-step guide titled, “How to Get an Auto Insurance Quote Without Giving Personal Information.”

In addition, The Zebra doesn’t always provide a direct quote, often redirecting users to the insurer’s website to complete the process.

Ready to compare The Zebra car insurance rates? Many drivers turn to The Zebra insurance to compare quotes from top carriers and lower their auto insurance rates (Read More: Where to Get an Instant Auto Insurance Estimate).

The Zebra Insurance Comparison Review

AutoInsurance.org helps drivers save $540 annually on their premiums, which is more than The Zebra. So, if you’re wondering whether your TheZebra.com auto insurance quotes are truly the best deal, enter your ZIP code into our free comparison tool today to see how much you could save.

Frequently Asked Questions

Is The Zebra insurance legit?

Many insurance shoppers wonder, “Is The Zebra legit?” Yes, you can compare car insurance with The Zebra, as it partners with 90% of the top U.S. providers.

How does The Zebra make money?

The Zebra makes money by having contracts with various insurance providers. When a customer purchases auto insurance from one of the contracted companies through The Zebra’s website, they earn a commission.

Does The Zebra run your credit?

You may be wondering, “Does The Zebra pull your credit?” No, since The Zebra isn’t an insurance company, using Zebra to compare insurance quotes won’t affect credit. However, once you choose an insurance company, it may check your credit.

Read More: How Credit Scores Affect Auto Insurance Rates

Does The Zebra charge a fee?

No, like most of the best insurance comparison sites, The Zebra doesn’t charge for its services. Instead, The Zebra makes money through commisions from insurance providers after users purchase a policy.

Who owns The Zebra insurance?

The Zebra was founded in 2012 by Adam Lyons and Joshua Dziabiak. Currently, a group of investors own The Zebra, such as Silverton Partners, Ballast Point Ventures, and Accel.

Why do customers choose to go through The Zebra rather than directly to insurers’ websites?

Customers choose The Zebra because it allows them to fill out quote information once and receive personalized quotes from multiple different companies. This saves time and helps customers find a company that fits their budget and insurance needs.

In addition, our The Zebra car insurance review finds that most customers are satisfied with the platform.

Where does The Zebra get its quotes and how does it work?

The Zebra partners with over 100 companies, including major insurers like Geico, Liberty Mutual, and State Farm, to provide auto insurance quotes. Customers can easily compare quotes from these companies using The Zebra’s comparison tool.

Learn More: Where to Compare Auto Insurance Rates

How often should you shop around for auto insurance?

It is recommended to shop around for auto insurance at least once a year. Rates and coverage options can change, so comparing quotes from different insurers ensures that you are getting the best possible rates for your needs.

AutoInsurance.org maintains a user satisfaction of 98%, consistently outperforming other sites like Insurify and The Zebra. Enter your ZIP code into our free comparison tool to compare The Zebra insurance quotes vs. other providers.

How long does an auto insurance quote from The Zebra last?

Auto insurance quotes from The Zebra typically last for a month or two before expiring. If you don’t act upon the quote within that time, you may need to fill out a new quote form to get an updated quote.

What is The Zebra’s Insurability Score?

The Zebra’s Insurability Score™ is a free tool that helps customers find out what their insurance risk is and how to fix it. It calculates risk with the same formula insurers use (your car, how you drive, etc.) and shows you what you can do to lower your rate and start saving on auto insurance.

Check out The Zebra car insurance reviews online before deciding to compare quotes on the platform.

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