How Much is Insurance on a Chrysler 300?

Chrysler 300 insurance rates cost $126 per month ($1,514 per year) on average. Shop around to find cheap Chrysler 300 insurance rates. On average, Chrysler 300 comprehensive insurance coverage costs $369, collision coverage costs $538, and liability coverage costs $427.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jun 25, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Key takeaways:

  • Full coverage costs around $1,514 a year or $126 each month
  • A liability-only policy costs around $607 a year or $51 each month
  • Highest rates are for teenage drivers at around $5,534 a year or $461 each month
  • Good drivers can save as much as $624 a year by earning policy discounts
  • Chrysler 300 insurance costs around $5 less per year than the average vehicle

Chrysler 300 insurance rates are $126 per month for full coverage and $51 per month for liability-only coverage. Continue reading to learn how you can save $624 per year on Chrysler 300 insurance rates.

You can start comparing quotes for Chrysler 300 insurance rates from some of the best auto insurance companies by using our free online tool now.

Chrysler 300 Insurance Cost

The average Chrysler 300 auto insurance costs are $1,514 a year or $126 a month.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Are Chrysler 300s Expensive to Insure?

The chart below details how Chrysler 300 insurance rates compare to other sedans like the Chevrolet Blazer, Subaru Legacy, and Nissan Versa.

Vehicle Comprehensive Collision Liability Total
Chrysler 300 $332 $626 $398 $1,514
Chevrolet Blazer $376 $688 $316 $1,516
Subaru Legacy $370 $506 $338 $1,350
Nissan Versa $268 $542 $390 $1,358
Buick Regal $306 $536 $398 $1,398
Chevrolet Sonic $270 $536 $398 $1,362
Audi S4 $370 $744 $338 $1,588
Compare RatesStart Now →

However, there are a few things you can do to find the cheapest Chrysler insurance rates online.

What Impacts the Cost of Chrysler 300 Insurance?

The Chrysler 300 trim and model you choose can impact the total price you will pay for Chrysler 300 insurance coverage.

Age of the Vehicle

The average Chrysler 300 insurance rates are higher for newer models. For example, auto insurance rates for a 2018 Chrysler 300 are $1,514, while 2010 Chrysler 300 rates are $1,238, a difference of $276.

Model Year Comprehensive Collision Liability Total
2018 Chrysler 300 $332 $626 $398 $1,514
2017 Chrysler 300 $320 $610 $416 $1,504
2016 Chrysler 300 $310 $586 $430 $1,484
2015 Chrysler 300 $292 $564 $442 $1,456
2014 Chrysler 300 $282 $524 $452 $1,416
2013 Chrysler 300 $270 $494 $456 $1,378
2012 Chrysler 300 $258 $442 $460 $1,318
2011 Chrysler 300 $242 $408 $460 $1,268
2010 Chrysler 300 $234 $382 $464 $1,238
Compare RatesStart Now →

Driver Age

Driver age can have a significant effect on the cost of Chrysler 300 auto insurance. For example, 30-year-old drivers pay approximately $67 more for their Chrysler 300 auto insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Chrysler 300 insurance rates. For example, drivers in New York may pay $923 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Chrysler 300 auto insurance. Teens and drivers in their 20’s see sees the highest jump in their Chrysler 300 auto insurance with violations on their driving record.

Chrysler 300 Safety Ratings

The Chrysler 300’s safety ratings will affect your Chrysler 300 insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side Marginal
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
Compare RatesStart Now →

Chrysler 300 Crash Test Ratings

The crash test ratings of the Chrysler 300 can impact your Chrysler 300 insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Chrysler 300 4 DR RWD 4 stars 4 stars 5 stars 4 stars
2020 Chrysler 300 4 DR AWD 4 stars 4 stars 5 stars 4 stars
2019 Chrysler 300 4 DR RWD 4 stars 4 stars 5 stars 4 stars
2019 Chrysler 300 4 DR AWD 4 stars 4 stars 5 stars 4 stars
2018 Chrysler 300 4 DR RWD 4 stars 4 stars 5 stars 4 stars
2018 Chrysler 300 4 DR AWD 4 stars 4 stars 5 stars 4 stars
2017 Chrysler 300 4 DR RWD 4 stars 4 stars 5 stars 4 stars
2017 Chrysler 300 4 DR AWD 4 stars 4 stars 5 stars 4 stars
2016 Chrysler 300 4 DR RWD 4 stars 4 stars 5 stars 4 stars
2016 Chrysler 300 4 DR AWD 4 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
Compare RatesStart Now →

Chrysler 300 Safety Features

Good Chrysler 300 safety features can result in insurers giving you auto insurance discounts. The safety features for the 2020 Chrysler 300 are:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control

Chrysler 300 Insurance Loss Probability

The Chrysler 300’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Chrysler 300, others are more favorable and lead to lower insurance rates.

Insurance Coverage Category Loss Rate
Collision 15%
Property Damage 3%
Comprehensive 78%
Personal Injury 34%
Medical Payment 36%
Bodily Injury 14%
Source: Insurance Institute for Highway Safety
Compare RatesStart Now →

Chrysler 300 Finance and Insurance Cost

If you are financing a Chrysler 300, you will pay more if you purchase Chrysler 300 auto insurance at the dealership, so be sure to shop around and compare Chrysler 300 auto insurance quotes from the best companies using our FREE tool below.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

5 Ways to Save on Chrysler 300 Insurance

There are several ways you can save even more on your Chrysler 300 insurance rates. Take a look at the following five tips:

  • Don’t Skimp On Chrysler 300 Liability Coverage
  • Move to an Area with Better Weather
  • Remove Unnecessary Insurance Once Your Chrysler 300 is Paid Off
  • Pay Your Bills On Time — Especially Chrysler 300 Payments and Insurance
  • Get Married and Ask for a Discount

Top Chrysler 300 Insurance Companies

Who is the best auto insurance company for Chrysler 300 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Chrysler 300 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Chrysler 300 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
Compare RatesStart Now →

Compare Free Chrysler 300 Insurance Quotes Online

You can start comparing quotes for Chrysler 300 insurance rates from some of the best auto insurance companies by using our free online tool now.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption