Maria Hanson

Insurance and Finance Writer

Maria Hanson grew up with a unique passion and understanding of both the automotive and insurance industries. With one grandfather in auto mechanics and another working in insurance, you could say automotive insurance is in her blood. Her love of research and finance serves her well in studying insurance trends and liability.  Maria has expanded her scope of expertise to home, health, and life...

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Maria Hanson
Jeff Root

Licensed Insurance Agent

Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...

Reviewed by
Jeff Root

Updated October 2026

Amica, State Farm, and Allstate lead our best Connecticut auto insurance ranking, scoring 660 to 702 out of 1,000 for claims satisfaction.

Things to Remember

  • Geico has the lowest minimum rate at $39 monthly
  • Discounts and safe driving can reduce premiums
  • Compare coverage and service before choosing

Your premium may vary based on your location, vehicle, driving history, and selected limits. Comparing coverage options and available auto insurance discounts can help you avoid paying more than necessary.

Review the leading providers and their key strengths, then enter your ZIP code to compare personalized quotes from insurers in your area.

Top 10 Companies: Best Connecticut Auto Insurance

CompanyRankClaims
Satisfaction
AM BestBest for
Amica#1702 / 1,000A+Customer Care
State Farm TablePress Logo#2662 / 1,000A+Good Student
Allstate Logo#3660 / 1,000A+Low Mileage
Geico TablePress Logo#4631 / 1,000A++Cost Savings
Liberty Mutual TP Logo#5631 / 1,000APolicy Add-Ons
Progressive TablePress Logo#6629 / 1,000A+UBI Discount
Travelers TablePress Logo#7607 / 1,000A++Policy Discounts
The Hanover#8600 / 1,000AFlexible Plans
Plymouth Rock: TablePress Logo#9592 / 1,000A-Claims Service
Farmers Tablepress Logo#10567 / 1,000ASafe Drivers

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The rankings compare each insurer’s claims satisfaction, financial strength, rates, and standout benefits. Amica leads for customer care, while State Farm and Allstate earn high marks for good-student and low-mileage savings.

Price is important, but the right insurer also depends on your coverage needs, driving habits, and eligibility for discounts. The pros and cons offer a closer look at where each Connecticut auto insurance company stands out and where it may fall short.

Factors That Affect Connecticut Auto Insurance Rates

While Connecticut insurance rates typically cost more than the national average, the exact amount you’ll pay depends on your unique circumstances. CT insurance companies usually look at the following factors:

  • Age: Average auto insurance rates by age vary. Young drivers are more likely to get into accidents, and older drivers face age-related issues like decreased reaction time. So, teens will pay higher Connecticut auto insurance rates.
  • Claims History: If you’ve filed multiple claims, you’ll have higher Connecticut car insurance rates. 
  • Credit Score: You might be wondering how credit scores affect auto insurance rates. Drivers with lower credit scores are more likely to file claims or miss payments. So, they’ll pay higher rates. Some states, such as California, Hawaii, Massachusetts, and Michigan ban companies from checking credit scores.
  • Driving History: Traffic tickets, accidents, DUIs, and other similar charges will raise rates. Auto insurance companies check your driving record to determine rates.
  • Gender: Male vs. female auto insurance rates vary. Men tend to pay higher rates than females, as statistics show men get into more accidents. However, insurers can’t consider gender in California, Hawaii, Massachusetts, Michigan, Montana, North Carolina, and Pennsylvania.
  • Vehicle Model and Make: When setting rates, Connecticut auto insurance companies consider safety ratings, crash statistics, and vehicle type. So, it’s essential to compare auto insurance rates by vehicle make and model to get affordable Connecticut auto insurance costs.
  • Location: Auto insurance rates by ZIP code vary based on factors like weather, crime rates, living costs, and other factors. However, California and Michigan prohibit insurers from using ZIP codes to calculate rates.
  • Commute distance: If you drive more, you statistically increase your chances of an accident. Therefore, those who drive more than average receive higher Connecticut car insurance rates.

You can find the cheapest car insurance in CT with companies such as Geico, Travelers auto insurance, and State Farm. However, you might find more affordable Connecticut insurance rates with other companies, so shopping around is essential.

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Connecticut Auto Insurance Rates

Auto insurance rates in Connecticut vary by provider and coverage choice. Comparing companies can help drivers find affordable protection that fits their needs.

Geico has the lowest listed minimum coverage rate at $39 per month, while Travelers’ full coverage rate is estimated at $106 per month. Your quote may vary based on your vehicle, ZIP code, credit history, and coverage choices.

Connecticut Auto Insurance Monthly Rates by Coverage Level

Insurance CompanyMinimum CoverageFull Coverage
Allstate: Best Connecticut Auto Insurance$84$234
Amica: Best Connecticut Auto Insurance$54$153
Farmers: Best Connecticut Auto Insuranceo$108$281
Geico: Best Connecticut Auto Insurance$39$103
Liberty Mutual: Best Connecticut Auto Insurance$122$208
Plymouth Rock: Best Connecticut Auto Insurance$64$138
Progressive: Best Connecticut Auto Insurance$107$175
State Farm: Best Connecticut Auto Insurance$52$124
The Hanover$207$462
Travelers: Best Connecticut Auto Insurance$45$106
U.S. Average$61$165

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Among the insurers shown, the monthly difference between minimum and full coverage ranges from $64 with Geico to $255 with The Hanover. Comparing both coverage levels can help you see how much additional protection costs.

Discounts can also affect the final premium, so review the savings available from Connecticut insurers before choosing a company. Adjusting your deductible or policy options may also help lower the cost without giving up protection you still need.

Shopping several companies can show whether your current premium is competitive. You can quickly get multiple auto insurance quotes at once.

Connecticut Auto Insurance Rates for Minimum Coverage Requirements

Before driving on a Connecticut road or registering a car, you must get Connecticut’s minimum auto insurance requirements. Every state’s minimum auto insurance requirements vary, and Connecticut’s requirements include:

  • Bodily Injury: $25,000 per person
  • Bodily Injury: $50,000 per accident
  • Property Damage: $25,000 per accident
  • Uninsured/Underinsured Motorist Bodily Injury: $25,000 per person
  • Uninsured/Underinsured Motorist Bodily Injury: $50,000 per accident

These liability limits help pay for injuries and property damage you cause, but they do not cover damage to your own vehicle. Minimum liability auto insurance in Connecticut provides this basic level of protection.

Minimum limits can satisfy the legal requirement, but they may leave you paying more yourself after a serious accident. Consider your vehicle value, assets, and budget before deciding whether the state minimum gives you enough protection.

Connecticut Auto Insurance Rates for Full Coverage

Full coverage auto insurance combines several types of protection, typically including liability, comprehensive auto insurance, and collision auto insurance. Depending on the policy, it may also include uninsured/underinsured motorist protection and personal injury protection auto insurance or medical payments.

Connecticut does not require drivers to carry full coverage, but a lender may require a broader protection level when you have an auto loan or lease. It can also make sense when repairing or replacing the vehicle yourself would be difficult.

Drivers who want extra policy benefits can also add optional features based on how they use the vehicle. Common Connecticut auto insurance add-ons include:

Adding policy options can increase your Connecticut auto insurance rate, so choose extras that match risks you actually want covered. Paying for every available add-on may cost more without giving you benefits you are likely to use.

Connecticut Auto Insurance Rates by Age

Age can make a big difference in what you pay for coverage. Auto insurance for teens usually costs more because younger drivers have less experience behind the wheel. Keeping a clean record can help as they build that experience.

The graph compares Connecticut monthly rates by age and gender for drivers with clean records. Full coverage figures are published benchmarks, while minimum coverage figures are estimates. The largest decrease occurs between ages 18 and 25.

At age 18, the full coverage benchmarks are $799 monthly for female drivers and $906 for male drivers on individual policies. At age 25, those figures fall to $275 and $295. Estimated minimum coverage also drops, from $305 and $346 to $105 and $113.

Full coverage figures decline further through age 55, reaching $206 for women and $209 for men. At age 65, the figures are $211 and $209, respectively. Comparing quotes remains useful because your insurer, vehicle, and ZIP code also affect your premium.

Connecticut Auto Insurance Rates by Credit Score

Connecticut insurers use credit scores as a factor in auto insurance, although their insurance scores differ from regular credit scores. The figures shown compare full coverage costs for a 45-year-old man with a clean driving record, with modeled estimates for the good, fair, and poor credit categories.

Across the 10 insurers listed, the excellent-credit figures average approximately $198 monthly, compared with $479 for the poor-credit estimates. The size of the increase varies by company, making it useful to compare quotes rather than assume your current insurer will remain the cheapest.

Connecticut Full Coverage Auto Insurance Monthly Rates by Credit Score

CompanyExcellent
(800+)
Good
(670–799)
Fair
(580–669)
Poor
(<580)
Allstate: Best Connecticut Auto Insurance$234$257$345$432
Amica: Best Connecticut Auto Insurance$153$168$347$526
Farmers: Best Connecticut Auto Insuranceo$281$309$465$622
Geico: Best Connecticut Auto Insurance$103$113$142$170
Liberty Mutual: Best Connecticut Auto Insurance$208$229$371$514
Plymouth Rock: Best Connecticut Auto Insurance$138$152$246$341
Progressive: Best Connecticut Auto Insurance$175$193$234$276
State Farm: Best Connecticut Auto Insurance$124$136$338$540
The Hanover$462$508$825$1,141
Travelers: Best Connecticut Auto Insurance$106$117$173$230

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Geico has the lowest listed poor-credit estimate at $170 per month, followed by Travelers at $230 and Progressive at $276. The Hanover has the highest estimate at $1,141. These figures illustrate how much full coverage costs can differ among insurers for the same credit category.

If you’re shopping for insurance with a low credit score, compare quotes with matching coverage limits and deductibles. State Farm’s modeled rate rises from $124 with excellent credit to $540 with poor credit, while Geico’s rises from $103 to $170, showing why insurer choice matters.

If poor credit raises your premium, ask about discounts you may still qualify for. Review your credit reports for errors, and compare quotes again when your policy renews.

Scott W. Johnson Licensed Insurance Agent

Connecticut Auto Insurance Rates After an Accident

An at-fault accident can increase your premium, even if you previously had a clean record. When comparing auto insurance for drivers with accidents, check several companies because the increase can vary substantially from one insurer to another.

The figures compare monthly minimum coverage costs for a 45-year-old man with a clean record versus one accident. The comparison includes modeled estimates, with Geico’s listed rate rising from $39 to $54 and Travelers’ from $45 to $72.

Connecticut Auto Insurance Monthly Rates: Clean Record vs. One Accident

Insurance CompanyClean RecordOne Accident
Allstate: Best Connecticut Auto Insurance$84$134
Amica: Best Connecticut Auto Insurance$54$69
Farmers: Best Connecticut Auto Insuranceo$108$172
Geico: Best Connecticut Auto Insurance$39$54
Liberty Mutual: Best Connecticut Auto Insurance$122$194
Plymouth Rock: Best Connecticut Auto Insurance$64$102
Progressive: Best Connecticut Auto Insurance$107$170
State Farm: Best Connecticut Auto Insurance$52$101
The Hanover$207$329
Travelers: Best Connecticut Auto Insurance$45$72
U.S. Average$61$91

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Geico has the lowest listed rate after one accident at $54 per month, followed by Amica at $69 and Travelers at $72. The Hanover has the highest figure at $329, compared with its $207 clean-record rate.

The monthly increase ranges from $15 with Amica and Geico to $122 with The Hanover among the insurers shown. Comparing quotes with the same coverage limits can help you assess your options, since your current insurer may no longer offer the lowest price after an accident.

Connecticut Auto Insurance Rates After a Ticket

A speeding ticket can increase your auto insurance rates, even if you previously had a clean driving record. The amount can differ by insurer, so comparing quotes with matching coverage limits can help you assess the cost after a violation.

Across the 10 insurers listed, monthly minimum coverage figures average approximately $88 with a clean record and $117 after one ticket. That represents an increase of about 33%. The comparison includes modeled estimates for a 45-year-old male driver.

Connecticut Auto Insurance Monthly Rates: Clean Record vs. One Ticket

Insurance CompanyClean RecordOne Ticket
Allstate: Best Connecticut Auto Insurance$84$101
Amica: Best Connecticut Auto Insurance$54$67
Farmers: Best Connecticut Auto Insuranceo$108$147
Geico: Best Connecticut Auto Insurance$39$45
Liberty Mutual: Best Connecticut Auto Insurance$122$166
Plymouth Rock: Best Connecticut Auto Insurance$64$87
Progressive: Best Connecticut Auto Insurance$107$146
State Farm: Best Connecticut Auto Insurance$52$72
The Hanover$207$282
Travelers: Best Connecticut Auto Insurance$45$61
U.S. Average$61$76

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Geico has the lowest listed monthly rate at $45 for one ticket, followed by Travelers at $61 and Amica at $67. State Farm’s figure is $72, while The Hanover has the highest listed estimate at $282 per month.

The monthly increase ranges from $6 with Geico to $75 with The Hanover. Allstate’s modeled ticket estimate is $101, compared with $84 for a clean record. Comparing quotes at renewal can help you find a lower premium after a ticket.

Connecticut Auto Insurance Rates After a DUI

Of all the incidents that can raise your insurance rates, DUIs have one of the largest impacts. Connecticut drivers face steep fines, license suspension, and jail time after a DUI, with the consequences much harsher for repeat offenders.

Insurance companies drastically increase rates after a DUI, with some refusing service. You’ll need to find high-risk auto insurance if you get denied insurance because of a DUI. Even if you don’t need high-risk insurance, your rates will still be much higher.

Connecticut Auto Insurance Monthly Rates by Driving Record

CompanyClean RecordOne AccidentOne DUIOne Ticket
Allstate: Best Connecticut Auto Insurance$84$134$212$101
Amica: Best Connecticut Auto Insurance$54$69$136$67
Farmers: Best Connecticut Auto Insuranceo$108$172$272$147
Geico: Best Connecticut Auto Insurance$39$54$98$45
Liberty Mutual: Best Connecticut Auto Insurance$122$194$307$166
Plymouth Rock: Best Connecticut Auto Insurance$64$102$161$87
Progressive: Best Connecticut Auto Insurance$107$170$270$146
State Farm: Best Connecticut Auto Insurance$52$101$131$72
The Hanover$207$329$522$282
Travelers: Best Connecticut Auto Insurance$45$72$113$61
U.S. Average$61$91$112$76

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Geico has the lowest listed estimate for auto insurance for drivers with a DUI at $98 per month. Travelers follows at $113, while State Farm’s estimated rate is $131 and Amica’s is $136.

Across the 10 insurers shown, the DUI figures average approximately $222 monthly, compared with $88 for a clean record. This calculated average includes modeled estimates and is more than twice the clean-record figure, highlighting the value of comparing quotes after a serious violation.

Cheapest Auto Insurance in Connecticut by City

When looking for cheap car insurance in Connecticut, your location plays a crucial role in your rates. Consider the average price in Connecticut’s largest cities to get an idea of how important your ZIP code is in your rates. While rates vary, a general rule of thumb is that bigger cities have higher insurance rates.

For example, finding cheap car insurance in Bridgeport is more challenging than in a smaller town like Willington. However, size isn’t the only factor.

While Bridgeport has the largest population in Connecticut, auto insurance in Hartford, CT, tends to be the most expensive. Compare Bridgeport auto insurance rates to see more.

Comparing Connecticut Auto Insurance Companies

#1 – Amica: Top Pick Overall

Pros

  • High Customer Satisfaction: Amica leads the ranking with a claims satisfaction score of 702 out of 1,000.
  • Coverage Options: Amica offers several optional coverages that allow Connecticut drivers to tailor their policies.
  • Dividend Policies: Eligible policyholders may receive a portion of their premium back when the company performs well. Learn more in our: Amica Mutual Auto Insurance Review.

Cons

  • Higher Prices: Amica’s $54 minimum and $153 full coverage rates are affordable but not the lowest in the comparison.
  • Limited Agent Access: Drivers who prefer meeting with a local agent may find Amica’s phone- and online-focused service less convenient.

#2 – State Farm: Best for Good Student

Pros

  • Good Student Savings: Eligible students with qualifying grades can save up to 25% on auto insurance.
  • Competitive Rates: State Farm has the third-lowest listed minimum and full coverage rates at $52 and $124 per month, respectively.
  • Strong Claims Satisfaction: State Farm ranks second overall with a score of 662 out of 1,000. See Our Article State Farm Auto Insurance Review.

Cons

  • Higher Rates After Violations: Minimum coverage rises from $52 to $101 after an accident and $131 after a DUI.
  • Discount Restrictions: Savings vary by location and may require drivers to meet specific age, academic, or participation requirements.

#3 – Allstate: Best for Low Mileage

Pros

  • Mileage-Based Savings: Allstate’s Milewise program charges a daily base rate plus a per-mile rate, which may benefit people who drive infrequently.
  • Accident Forgiveness: Eligible drivers can avoid a premium increase following their first covered accident. See More: Allstate Auto Insurance Review
  • Strong Claims Satisfaction: Allstate ranks third overall with a claims satisfaction score of 660 out of 1,000.

Cons

  • Higher Standard Rates: Allstate’s listed monthly rates are $84 for minimum coverage and $234 for full coverage.
  • Costly for Poor Credit: Allstate’s estimated full coverage rate reaches $432 per month for Connecticut drivers with poor credit.

#4 – Geico: Best for Cost Savings

Pros

  • Lowest Coverage Rates: Geico has the lowest minimum and full coverage rates at $39 and $103 per month. Find Out More: Geico Auto Insurance Review.
  • Convenient Digital Tools: Geico provides a mobile app and online account tools for managing policies, payments, and claims.
  • Multiple Discounts: Available savings include discounts for military members, federal employees, safe drivers, and eligible vehicles.

Cons

  • Lower Claims Satisfaction: Geico received a claims satisfaction score of 631 out of 1,000, placing it fourth in our ranking.
  • Limited Agent Access: Geico’s digital-first service model offers fewer opportunities for in-person assistance.

#5 – Liberty Mutual: Best for Policy Add-Ons

Pros

  • Policy Add-Ons: Liberty Mutual offers options such as Better Car Replacement, gap coverage, original parts replacement, and roadside assistance. Learn more in our guide: Liberty Mutual Auto Insurance Review.
  • Accident Forgiveness: Qualifying drivers can add coverage that prevents a premium increase after their first at-fault accident.
  • RightTrack Savings: Safe drivers can save up to 30% by participating in Liberty Mutual’s app-based driving program.

Cons

  • Higher Premiums: Liberty Mutual’s $122 for minimum coverage and $208 for full coverage, both higher than several other listed insurers.
  • Moderate Claims Satisfaction: Liberty Mutual received 631 out of 1,000 for claims satisfaction and placed fifth in our ranking.

#6 – Progressive: Best for UBI Discount

Pros

  • Snapshot: Drivers who earn a Snapshot discount save an average of $328 annually based on their driving habits.
  • Competitive Rates: Progressive’s listed monthly rates are $107 for minimum coverage and $175 for full coverage in Connecticut.
  • Digital Tools: Progressive offers online tools for requesting quotes, managing policies, making payments, and filing claims. Keep Reading: Progressive Auto Insurance Review.

Cons

  • Steep Accident Increase: monthly minimum coverage rate rises from $107 with a clean record to $170 after one accident, an increase of $63.
  • Lower Claims Satisfaction: Progressive scored 629 out of 1,000 for claims satisfaction and placed sixth in our ranking.

#7 – Travelers: Best for Policy Discounts

Pros

  • Policy Discounts: Travelers offers savings for multiple policies, safe driving, continuous insurance, early quotes, and hybrid or electric vehicles.
  • Strong Financial Rating: Travelers holds an A++ AM Best rating, indicating a superior ability to meet its insurance obligations.
  • Affordable Coverage: Travelers’ listed full coverage rate is $106 per month, the second-lowest among the listed insurers. Key Facts: Travelers Auto Insurance Review.

Cons

  • Higher Premiums for High-Risk Drivers: Travelers’ minimum coverage rate rises from $45 to $72 per month after one accident.
  • Limited Online Tools: Some Travelers customers find the digital experience less user-friendly.

#8 – The Hanover: Best for Flexible Plans

Pros

  • Flexible Plans: The Hanover offers customizable Connections coverage, bundled Platinum policies, and Prestige protection for higher-value vehicles.
  • Deductible Savings: The deductible dividends add-on can reduce a collision deductible by as much as $500 over five years.
  • Strong Financial Rating: The Hanover holds an A AM Best rating, reflecting a strong ability to pay claims. A Closer Look: The Hanover Car Insurance Review

Cons

  • Higher Standard Rates: The Hanover averages $207 per month for minimum coverage and $462 for full coverage.
  • Costly for Poor Credit: Full coverage averages $1,141 per month for Connecticut drivers with poor credit, the highest rate in our comparison.

#9 – Plymouth Rock: Best for Claims Service

Pros

  • Convenient Claims Service: Plymouth Rock offers mobile damage appraisals, photo estimates, and a valet service that manages eligible repairs from pickup to return.
  • Affordable Full Coverage: Plymouth Rock averages $138 per month for full coverage, which is $27 below the $165 U.S. average.
  • Strong Financial Rating: Plymouth Rock holds an A- AM Best rating, reflecting a strong ability to meet its insurance obligations. More Details Here: Plymouth Rock Auto Insurance Review.

Cons

  • Higher Prices: Amica Mutual is usually not a good option for cheap auto insurance in CT.
  • Fewer Discounts: With fewer discounts than most of its competitors, it’s harder to save on your auto insurance in Connecticut with Amica Mutual.

#10 – Farmers: Best for Safe Drivers

Pros

  • Safe-Driver Savings: Farmers offers a safe-driver discount for eligible drivers without chargeable accidents or citations for three years.
  • Multiple Discounts: Farmers provides more than 20 savings opportunities, including discounts for bundling, good students, automatic payments, and accident-free households.
  • Higher Full Coverage Cost: Farmers’ estimated full coverage rate is $281 per month, the second-highest among the listed insurers. See Our Article: Farmers Auto Insurance Review.

Cons

  • Higher Accident Rate: Farmers’ estimated monthly minimum coverage rate rises from $108 with a clean record to $172 after one accident, an increase of $64.
  • Mixed Industry Ratings: Farmers holds an A financial strength rating from A.M. Best but earned 567 out of 1,000 for claims satisfaction.

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Find the Best Auto Insurance Rates in Connecticut

While auto insurance in CT tends to be a little more expensive than the national average, drivers in the Constitution State can find affordable coverage by shopping at the cheapest auto insurance companies.

Progressive, Amica, and Travelers tend to offer the lowest car insurance quotes in Connecticut, but you might find a more affordable company for your unique circumstances.

No matter your situation, the best way to find low car insurance rates in Connecticut is to compare quotes with as many companies as possible. Enter your ZIP code into our free comparison tool to get started today.

Frequently Asked Questions

How much is car insurance in Connecticut per month?

Among the insurers compared, Connecticut’s lowest listed monthly rates are $39 for minimum coverage and $103 for full coverage, both from Geico. The comparison includes modeled estimates for a 45-year-old male driver with a clean record.

Is car insurance more expensive in CT?

Across the 10 insurers listed, Connecticut monthly rates average approximately $88 for minimum coverage and $198 for full coverage, including modeled estimates. Whether Connecticut is more expensive than the national average requires a comparison using the same driver profile and coverage limits.

Is Connecticut a no-fault state for insurance?

No, Connecticut isn’t a no-fault auto insurance state. However, before 1995, Connecticut auto insurance laws made it a no-fault state.

What auto insurance is required in Connecticut?

Connecticut liability car insurance requirements include $25,000 of bodily injury per person, $50,000 of bodily injury per accident, and $25,000 of property damage per accident. In addition, to meet Connecticut car insurance laws, you must carry $25,000 of uninsured/underinsured motorist coverage per person and $50,000 per accident.

What is the cheapest car insurance in Connecticut?

Geico has the lowest listed Connecticut rates at $39 per month for minimum coverage and $103 for full coverage. Travelers and State Farm have the next-lowest figures for both coverage levels. Enter your ZIP code into our free comparison tool to find the lowest rates possible.

Is Connecticut insurance cheaper than New York?

It depends on the driver and policy. Your premium in either state can vary by ZIP code, driving record, vehicle, and coverage limits. Compare quotes for the same driver profile and coverage to see which costs less.

Is it illegal to drive in CT without insurance?

Yes, the state requires all drivers to carry minimum liability coverage to legally operate a vehicle. Minimum liability coverage in Connecticut includes bodily injury liability, property damage liability, and uninsured/underinsured motorist coverage.

Driving without auto insurance in Connecticut is a class C misdemeanor punishable of fines up to $500 or imprisonment of up to three months.

Are there additional coverage options beyond the minimum requirements in Connecticut?

Yes, alongside minimum liability coverage, drivers in Connecticut can purchase additional coverage to enhance their protection.

Some common additional coverage options include collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, and medical payments coverage on auto insurance. These optional Connecticut auto insurance coverages provide added financial protection in various scenarios.

Are there any specific auto insurance requirements for leased or financed vehicles in Connecticut?

If you lease or finance a vehicle in Connecticut, your leasing or financing agreement may require you to carry certain types of auto insurance coverage, such as collision and comprehensive coverage with specific deductible amounts.

It’s important to review your lease or finance agreement and consult with your Connecticut auto insurance company to ensure you meet the requirements.

What factors can affect auto insurance rates in Connecticut?

Several factors can impact auto insurance rates in Connecticut, including your driving history, age, gender, location, vehicle make and model, annual mileage, and credit history.

Additionally, the coverage options you choose and any applicable discounts can also affect your Connecticut auto insurance premiums.