Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jun 19, 2020

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Key takeaways:

  • Full coverage costs around $938 a year or $78 each month
  • A liability-only policy costs around $377 a year or $31 each month
  • Highest rates are for teenage drivers at around $3,428 a year or $286 each month
  • Good drivers can save as much as $387 a year by earning policy discounts
  • Chrysler PT Cruiser insurance costs around $581 less per year than the average vehicle

Chrysler PT Cruiser insurance rates are $581 less than the average vehicle. You can pay as low as $78 per month for full coverage and $31 per month for liability-only coverage. If you’re a good driver, you can save up to $387 per month. Continue reading through this guide to learn how you can save money on Chrysler PT Cruiser insurance rates.

You can start comparing quotes for Chrysler PT Cruiser auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Chrysler PT Cruiser Insurance Cost

The average Chrysler PT Cruiser auto insurance rates are $938 a year or $78 a month.

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Are Chrysler PT Cruisers Expensive to Insure?

The chart below details how Chrysler PT Cruiser insurance rates compare to other crossovers like the Kia Sportage, Infiniti QX30, and Mazda CX-5.

Vehicle Comprehensive Collision Liability Total
Kia Sportage $280 $470 $372 $1,280
Infiniti QX30 $344 $686 $398 $1,586
Mazda CX-5 $322 $532 $372 $1,384
Toyota RAV4 $280 $482 $390 $1,310
FIAT 500X $256 $506 $450 $1,392
Ford Escape $280 $438 $316 $1,170
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However, there are a few things you can do to find the cheapest Chrysler insurance rates online.

What Impacts the Cost of Chrysler PT Cruiser Insurance?

The Chrysler PT Cruiser trim and model you choose can impact the total price you will pay for Chrysler PT Cruiser insurance coverage.

Age of the Vehicle

Older Chrysler PT Cruiser models generally cost less to insure. For example, auto insurance for a 2010 Chrysler PT Cruiser costs $938, while 2010 Chrysler PT Cruiser insurance costs are $938, a difference of $.

Model Year Comprehensive Collision Liability Total
2010 Chrysler PT Cruiser $154 $254 $394 $938
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Driver Age

Driver age can have a significant effect on the cost of Chrysler PT Cruiser auto insurance. For example, a 20-year-old driver could pay around $96 more each month for their Chrysler PT Cruiser auto insurance than 30-year-old driver.

Driver Location

Where you live can have a large impact on Chrysler PT Cruiser insurance rates. For example, drivers in Houston may pay $691 a year more than drivers in Columbus.

Your Driving Record

Your driving record can have an impact on the cost of Chrysler PT Cruiser auto insurance. Teens and drivers in their 20’s see the highest jump in their Chrysler PT Cruiser auto insurance rates with violations on their driving record.

Chrysler PT Cruiser Safety Ratings

The Chrysler PT Cruiser’s safety ratings will affect your Chrysler PT Cruiser auto insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side N/A
Small overlap front: passenger-side N/A
Moderate overlap front G
Side P
Roof strength N/A
Head restraints and seats P
Source: Insurance Institute for Highway Safety
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Chrysler PT Cruiser Crash Test Ratings

Poor Chrysler PT Cruiser crash test ratings could mean higher Chrysler PT Cruiser auto insurance rates.

Vehicle Tested Overall Frontal Side Rollover
Chrysler PT Cruiser N/R 4 stars 4 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Chrysler PT Cruiser Safety Features

Most drivers don’t realize that not only do Chrysler PT Cruiser safety features play a vital role in keeping passengers safe in crashes, but they can also help lower Chrysler PT Cruiser auto insurance rates. The Chrysler PT Cruiser’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control

Chrysler PT Cruiser Finance and Insurance Cost

If you are financing a Chrysler PT Cruiser, most lenders will require your carry higher Chrysler PT Cruiser coverages including comprehensive coverage, so be sure to compare Chrysler PT Cruiser auto insurance rates from the best companies using our FREE tool below.

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5 Ways to Save on Chrysler PT Cruiser Insurance

Save more on your Chrysler PT Cruiser auto insurance rates. Take a look at the following five strategies that will get you the best Chrysler PT Cruiser auto insurance rates possible.

  • Compare Chrysler PT Cruiser Insurance Rates Online
  • Ask About Seasonal Insurance for Your Chrysler PT Cruiser
  • Consider Using a Tracking Device on Your Chrysler PT Cruiser
  • Buy Winter Tires for Your Chrysler PT Cruiser
  • Take a Defensive Driving Course or Any Driver’s Education Course

Top Chrysler PT Cruiser Insurance Companies

Several top auto insurance companies offer competitive rates for the Chrysler PT Cruiser rates based on factors like discounts for safety features. Take a look at this list of top auto insurance companies that are popular with Chrysler PT Cruiser drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Chrysler PT Cruiser Insurance Quotes Online

Start comparing Chrysler PT Cruiser auto insurance quotes for free by using our convenient online comparison tool.