Best Land Rover Discovery Sport Auto Insurance in 2026 (Check Out the Top 10 Companies)

State Farm is the top pick for the best Land Rover Discovery Sport auto insurance, offering competitive rates at $48 per month. USAA excels with significant savings for military families, while AAA stands out for its excellent local agent support.

These providers lead by offering a blend of affordability, discounts, and personalized service. Compare them to secure the best Land Rover Discovery Sport auto insurance that fits your needs and budget. For a comprehensive understanding, consult our article titled “Best Auto Insurance.”

Our Top 10 Company Picks: Best Land Rover Discovery Sport Auto Insurance

 

Uncover affordable auto insurance rates from the top providers by entering your ZIP code.

#1 – State Farm: Top Overall Pick

Pros

• Discounts on Car Insurance: State Farm offers many discounts, making it more affordable for Land Rover Discovery Sport owners to get comprehensive coverage. Check out our State Farm auto insurance review for more details.
• Customer Service for Car Owners: Excellent customer service tailored for car insurance policyholders ensures that Land Rover Discovery Sport owners receive prompt and helpful assistance.
• Strong Local Presence for Car Insurance: With a vast network of local agents, Land Rover Discovery Sport owners can easily find personalized help and advice for their car insurance needs.

Cons

• Limited Car Insurance Ratings: State Farm has an A.M. Best rating of B, which may concern some Land Rover Discovery Sport owners looking for highly rated car insurance providers.
• Potential Higher Car Insurance Premiums: Despite the many discounts, some Land Rover Discovery Sport owners may find State Farm’s car insurance premiums to be higher compared to other providers.

#2 – USAA: Best for Military Savings

Pros

• Military Savings on Car Insurance: USAA provides significant savings on car insurance for Land Rover Discovery Sport owners who are military members or their families.
• Top-Rated Car Insurance Provider: With an A.M. Best rating of A++, Land Rover Discovery Sport owners can trust USAA for their car insurance needs. Explore our USAA auto insurance review for more insights.
• Superior Customer Service for Car Insurance: USAA is known for excellent customer service, ensuring Land Rover Discovery Sport owners have a positive experience with their car insurance.

Cons

• Eligibility Restrictions for Car Insurance: Only available to military members and their families, limiting accessibility for other Land Rover Discovery Sport owners.
• Fewer Local Agents for Car Insurance: USAA has fewer local agents compared to some competitors, which might inconvenience Land Rover Discovery Sport owners who prefer in-person assistance.

#3 – AAA: Best for Local Agents

Pros

• Local Agents for Car Insurance: AAA’s network of local agents provides Land Rover Discovery Sport owners with personalized and accessible car insurance services.
• Emergency Roadside Assistance for Car Owners: AAA’s car insurance includes access to their renowned roadside assistance, a significant benefit for Land Rover Discovery Sport owners.
• Top-Rated Insurance Provider: Boasts an A rating from A.M. Best, AAA offers reliable and financially stable car insurance for Land Rover Discovery Sport owners. Please review our AAA auto insurance review for additional information.

Cons

• Moderate Multi-Vehicle Discount on Car Insurance: AAA offers a 10% discount for multiple vehicles, which may be less competitive for Land Rover Discovery Sport owners compared to other insurers.
• Membership Requirement for Car Insurance: Land Rover Discovery Sport owners must be AAA members to access their car insurance, adding an extra step and potential cost.

#4 – Nationwide: Best for Usage Discount

Pros

• Usage-Based Discounts on Car Insurance: Nationwide offers significant savings for Land Rover Discovery Sport owners who drive less, thanks to their usage-based discount programs.
• Highly Rated Car Insurance Provider: With an A+ rating from A.M. Best, Nationwide provides reliable car insurance for Land Rover Discovery Sport owners. Explore our Nationwide auto insurance review for additional insights.
• Comprehensive Coverage Options for Car Owners: Nationwide offers a wide range of coverage options, ensuring Land Rover Discovery Sport owners can customize their car insurance to meet their needs.

Cons

• Customer Service Insights: Nationwide’s service for Land Rover Discovery Sport owners is occasionally described as average, potentially falling short of some expectations.
• Potentially Higher Premiums for Car Insurance: Despite the discounts, some Land Rover Discovery Sport owners may find Nationwide’s car insurance premiums to be higher than other providers.

#5 – Allstate: Best for Add-on Coverages

Pros

• Add-On Coverages for Car Insurance: Allstate provides a variety of add-on coverages, offering Land Rover Discovery Sport owners additional protection for their vehicles.
• High A.M. Best Rating for Car Insurance: With an A+ rating, Allstate is a financially stable and reliable car insurance provider for Land Rover Discovery Sport owners.
• Discount Opportunities for Car Owners: Allstate offers a 17% multi-vehicle discount, helping Land Rover Discovery Sport owners save on their car insurance. Please read our Allstate auto insurance review for more information.

Cons

• Policy Complexity: The extensive selection of optional coverages can create challenges for Land Rover Discovery Sport owners in comprehending their insurance policies.
• Customer Feedback Variability: Land Rover Discovery Sport owners have shared varied experiences with Allstate’s customer service, which could be a potential issue.

#6 – Geico: Best for Cheap Rates

Pros

• Affordable Car Insurance Rates: Geico is known for offering some of the cheapest car insurance rates, making it a cost-effective option for Land Rover Discovery Sport owners.
• Top Financial Rating for Car Insurance: With an A++ rating from A.M. Best, Geico is a reliable and financially strong car insurance provider for Land Rover Discovery Sport owners.
• User-Friendly Online Tools for Car Insurance: Geico offers convenient online tools that make managing car insurance easy for Land Rover Discovery Sport owners. Check out our Geico auto insurance review for additional details.

Cons

• Limited Local Agent Availability for Car Insurance: Geico has fewer local agents, which may be a drawback for Land Rover Discovery Sport owners who prefer in-person service.
• Basic Coverage Options for Car Insurance: While affordable, Geico’s car insurance may not offer as many coverage options as some competitors, which might be limiting for Land Rover Discovery Sport owners.

#7 – Liberty Mutual: Best for Customizable Policies

Pros

• Customizable Car Insurance Policies: Liberty Mutual allows Land Rover Discovery Sport owners to customize their car insurance policies, ensuring they get the coverage they need.
• Competitive Discounts for Car Insurance: Offering a 14% multi-vehicle discount, Liberty Mutual helps Land Rover Discovery Sport owners save on their car insurance.
• Highly Rated Insurance Provider: Liberty Mutual holds an A rating from A.M. Best, making it a dependable option for Land Rover Discovery Sport owners. For more details, check out our Liberty Mutual auto insurance review.

Cons

• Potentially Higher Car Insurance Premiums: Some Land Rover Discovery Sport owners may find Liberty Mutual’s car insurance premiums to be higher compared to other providers.
• Customer Service Feedback: Liberty Mutual’s customer service is often described as average, which might not fully satisfy every Land Rover Discovery Sport owner.

#8 – Farmers: Best for Online App

Pros

• Convenient Online App: Farmers provides a well-regarded online app, simplifying policy management for Land Rover Discovery Sport owners.
• Top-Rated Insurance Provider: Farmers, with its A rating from A.M. Best, offers dependable car insurance for Land Rover Discovery Sport owners. For additional details, check out our Farmers auto insurance review.
• Local Agents for Car Insurance: Farmers has a strong presence of local agents, ensuring Land Rover Discovery Sport owners have access to personalized assistance.

Cons

• Moderate Discounts for Car Insurance: Farmers offers an 11% multi-vehicle discount, which may be less competitive for Land Rover Discovery Sport owners compared to other insurers.
• Premiums Might be Higher: Some Land Rover Discovery Sport owners could find that Farmers’ insurance premiums are higher compared to other providers.

#9 – Progressive: Best for Online Convenience

Pros

• Convenient Online Car Insurance Services: Progressive offers highly convenient online services, making it easy for Land Rover Discovery Sport owners to manage their car insurance.
• Competitive Multi-Vehicle Discount for Car Insurance: With a 19% discount, Progressive helps Land Rover Discovery Sport owners save significantly on their car insurance.
• Highly Rated Car Insurance Provider: Progressive has an A+ rating from A.M. Best, indicating strong financial stability and reliability for Land Rover Discovery Sport owners. To find out more, please refer to our Progressive auto insurance review.

Cons

• Coverage Complexity: Progressive offers a broad range of coverage options that might be difficult for Land Rover Discovery Sport owners to navigate.
• Varied Customer Service Experiences: Reports of mixed experiences with Progressive’s customer service have emerged from some Land Rover Discovery Sport owners.

#10 – Travelers: Best for Accident Forgiveness

Pros

• Accident Forgiveness for Car Insurance: Travelers offers accident forgiveness, a valuable feature for Land Rover Discovery Sport owners who want to avoid premium increases after their first accident.
• Top Financial Rating for Car Insurance: With an A++ rating from A.M. Best, Travelers is a highly reliable car insurance provider for Land Rover Discovery Sport owners.
• Attractive Discounts: Travelers offers an 18% multi-vehicle discount, which can help Land Rover Discovery Sport owners reduce their insurance costs. To gather additional information, please read our Travelers auto insurance review.

Cons

• Average Customer Service for Car Insurance: Some Land Rover Discovery Sport owners have reported average customer service experiences with Travelers, which might not meet their expectations.
• Potentially Higher Car Insurance Premiums: Despite the discounts, some Land Rover Discovery Sport owners may find Travelers’ car insurance premiums to be higher than other providers.

Comparing auto insurance rates for your Land Rover Discovery Sport is essential for finding the best deal. Here’s a snapshot of monthly rates from various providers for both minimum and full coverage to help you choose the right insurance plan.

Land Rover Discovery Sport Auto Insurance Monthly Rates by Coverage Level & Provider

Land Rover Discovery Sports Are Expensive to Insure

The chart below details how Land Rover Discovery Sport insurance rates compare to other SUVs like the Ford Flex, Chevrolet Suburban, and Lexus RX 350.

Land Rover Discovery Sports Auto Insurance Monthly Rates vs. Similar Vehicles by Coverage Type

However, there are a few things you can do to find the cheapest Land Rover insurance rates online. Explore further in our article titled “How to Get Fast and Free Auto Insurance Quotes.”

Factors That Impact the Cost of Land Rover Discovery Sport Insurance

The Land Rover Discovery Sport trim and model you choose can impact the total price you will pay for Land Rover Discovery Sport insurance coverage.

Age of the Vehicle

When it comes to insuring your Land Rover Discovery Sport, the age of the vehicle can have a significant impact on your insurance premiums. Older models generally cost less to insure compared to newer ones, due to their lower repair and replacement costs.

Land Rover Discovery Sport Auto Insurance Monthly Rates by Age of the Vehicle

Driver Age

Driver age plays a crucial role in determining auto insurance rates for your Land Rover Discovery Sport. Insurance premiums tend to vary significantly based on the driver’s age, with younger drivers often facing higher costs compared to their older counterparts.

Driver Location

Your location can significantly affect the cost of insuring your Land Rover Discovery Sport. Insurance rates can vary widely depending on where you live, with urban areas often resulting in higher premiums compared to rural locations.

Your Driving Record

Your driving record plays a significant role in determining the cost of your Land Rover Discovery Sport auto insurance. Drivers with a clean record generally benefit from lower premiums, while those with violations or accidents can see substantial increases in their insurance costs.

Land Rover Discovery Sport Safety Ratings

The safety ratings of your Land Rover Discovery Sport can significantly influence your auto insurance rates. Insurance companies consider these ratings when determining your premium, as vehicles with higher safety scores typically qualify for lower rates.

Land Rover Discovery Sport Safety Ratings

Land Rover Discovery Sport Crash Test Ratings

Crash test ratings for the Land Rover Discovery Sport can significantly affect your car insurance costs. Insurance providers often consider these ratings when setting premiums, as they reflect the vehicle’s safety performance in various crash scenarios.

Land Rover Discovery Sport Crash Test Ratings

Land Rover Discovery Sport Finance and Insurance Cost

If you are financing a Land Rover Discovery Sport, you will pay more if you purchase Land Rover Discovery Sport auto insurance at the dealership, so be sure to shop around and compare Land Rover Discovery Sport auto insurance quotes from the best companies using our free tool below.

Enhance your knowledge by reading our “Best Auto Insurance for Dealerships.”

5 Ways to Save on Land Rover Discovery Sport Insurance

Securing the best auto insurance rates for your Land Rover Discovery Sport involves more than just choosing the right policy. Here are five effective strategies to help you lower your insurance costs:

• Pay your bills on time, including Land Rover Discovery Sport payments and insurance
• Monitor your vehicle’s mileage
• Understand that insurance rates can only change based on specific criteria
• Take a refresher course if you’re an older driver
• Inquire about discounts for students away from home

Implementing these strategies can help you maximize savings on your Land Rover Discovery Sport insurance. Additionally, shopping around for the best rates is a crucial step to ensure you’re getting the most value for your coverage.

Compare rates, discounts, and coverage to find your best deal. Enhance your knowledge by reading our “How Credit Scores Affect Auto Insurance Rates.”

Top Land Rover Discovery Sport Insurance Companies

Several insurance companies offer competitive rates for the Land Rover Discovery Sport based on factors like discounts for safety features. Take a look at these top auto insurance companies that are popular with Land Rover Discovery Sport drivers organized by market share.

Land Rover Discovery Sport Auto Insurance Providers by Market Share

Each insurer calculates rates differently. So. compare rates from multiple companies to find the cheapest rates available. For additional insights, refer to our “State Farm Auto Insurance Discounts.”

Finding the Best Insurance for Your Land Rover Discovery Sport

When seeking Land Rover Discovery car insurance, it’s crucial to compare various options to find the best coverage that suits your needs. The Land Rover Discovery insurance cost can vary significantly based on factors like your driving history, location, and coverage levels.

Understanding the insurance cost for Land Rover Discovery Sport is essential to budget effectively and ensure that you are not overpaying for your policy. By exploring different providers, you can secure discovery car insurance that balances affordability with comprehensive protection.

For those looking to save on their premiums, finding cheap Land Rover Discovery insurance is possible by comparing multiple Discovery car insurance quotes. This approach helps in pinpointing the best value for your vehicle’s needs.

Additionally, reviewing the 2017 Land Rover Discovery Sport safety rating can play a role in determining your insurance premiums, as safer vehicles often benefit from lower rates. Ensuring you have the right Land Rover auto insurance not only provides peace of mind but also keeps your Discovery vehicle insurance costs manageable.

Broaden your knowledge with our article named “Comprehensive Auto Insurance.”

Compare Free Land Rover Discovery Sport Insurance Quotes Online

Start comparing Land Rover Discovery Sport auto insurance quotes for free by using our convenient online comparison tool. Our platform allows you to easily view multiple quotes side-by-side, helping you find the best coverage options at competitive rates. Save time and money by quickly identifying the policy that best suits your needs.

Uncover additional insights in our article called “How to Find Affordable Auto Insurance Rates Online.”