Best Cheap Auto Insurance in Quincy, IL (2021)

The average Quincy, IL auto insurance rates are $240 per month. The minimum auto insurance in Quincy is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Quincy, Illinois, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 4, 2022

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Things to Remember

  • Average auto insurance rates in Quincy, IL for senior drivers are $1,649 per year
  • The minimum auto insurance required in Quincy, Illinois is 25/50/20
  • The cheapest auto insurance company in Quincy is State Farm

Quincy, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Quincy can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Quincy, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Quincy to other Illinois cities, including Aurora auto insurance rates, Joliet auto insurance rates, and Waukegan auto insurance rates to see how Quincy, Illinois auto insurance rates stack up.

Before you buy Quincy, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Quincy, Illinois auto insurance quotes.

Minimum Auto Insurance in Quincy, Illinois

Quincy, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Quincy, Illinois.

Minimum Required Auto Insurance Coverage in Quincy, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Quincy, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Quincy, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Quincy, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,860 $2,873 $2,985 $2,985 $7,396 $9,625 $3,438 $3,717
American Family $2,158 $2,158 $1,975 $1,975 $6,065 $8,414 $2,158 $2,782
Farmers $2,139 $2,141 $1,898 $2,006 $9,165 $9,558 $2,445 $2,560
GEICO $1,475 $1,501 $1,419 $1,713 $4,613 $4,804 $1,860 $1,777
Liberty Mutual $1,315 $1,420 $1,094 $1,224 $4,253 $4,735 $1,373 $1,449
Nationwide $1,805 $1,841 $1,604 $1,704 $4,886 $6,291 $2,094 $2,272
Progressive $1,815 $1,717 $1,498 $1,562 $6,604 $7,413 $2,168 $2,354
State Farm $1,178 $1,178 $1,053 $1,053 $3,369 $4,278 $1,332 $1,526
Travelers $1,406 $1,482 $1,283 $1,367 $4,007 $5,021 $1,488 $1,566
USAA $1,391 $1,421 $1,294 $1,281 $4,333 $4,785 $1,819 $2,009

Cheap Quincy, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Quincy, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Quincy, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Quincy, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,396 $9,625
American Family $6,065 $8,414
Farmers $9,165 $9,558
GEICO $4,613 $4,804
Liberty Mutual $4,253 $4,735
Nationwide $4,886 $6,291
Progressive $6,604 $7,413
State Farm $3,369 $4,278
Travelers $4,007 $5,021
USAA $4,333 $4,785

Cheap Quincy, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Quincy, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Quincy, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,985 $2,985
American Family $1,975 $1,975
Farmers $1,898 $2,006
GEICO $1,419 $1,713
Liberty Mutual $1,094 $1,224
Nationwide $1,604 $1,704
Progressive $1,498 $1,562
State Farm $1,053 $1,053
Travelers $1,283 $1,367
USAA $1,294 $1,281

Cheap Quincy, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Quincy, Illinois compared to the annual auto insurance rates with a clean record in Quincy, Illinois.

Annual Quincy, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,218 $5,435 $5,071 $4,215
American Family $2,541 $3,624 $4,795 $2,883
Farmers $3,368 $4,341 $4,233 $4,013
GEICO $1,745 $2,342 $3,322 $2,172
Liberty Mutual $1,761 $2,486 $2,190 $1,994
Nationwide $2,262 $2,933 $3,453 $2,601
Progressive $2,590 $3,841 $2,866 $3,268
State Farm $1,710 $2,032 $1,871 $1,871
Travelers $1,757 $2,296 $2,559 $2,198
USAA $1,646 $2,344 $3,198 $1,980

Cheap Quincy, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Quincy, Illinois is not easy. Compare the annual rates for DUI auto insurance in Quincy, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Quincy, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,071
American Family $4,795
Farmers $4,233
GEICO $3,322
Liberty Mutual $2,190
Nationwide $3,453
Progressive $2,866
State Farm $1,871
Travelers $2,559
USAA $3,198

Cheap Quincy, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Quincy, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Quincy, Illinois

Insurance Company Poor Fair Good
Allstate $5,718 $4,128 $3,608
American Family $4,604 $3,131 $2,648
Farmers $4,534 $3,809 $3,624
GEICO $3,835 $1,881 $1,469
Liberty Mutual $2,978 $1,860 $1,485
Nationwide $3,360 $2,706 $2,371
Progressive $3,575 $3,039 $2,810
State Farm $2,720 $1,629 $1,264
Travelers $2,688 $2,161 $1,758
USAA $3,056 $2,094 $1,725

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Cheap Quincy, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Quincy, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Quincy, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Quincy, Illinois

ZIP Code Average Annual Rates
62301 $2,820
62305 $2,854

Cheap Quincy, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Quincy, Illinois auto insurance. Find the cheapest annual Quincy, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Quincy, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,485 $4,485
American Family $3,416 $3,505
Farmers $3,989 $3,989
GEICO $2,353 $2,437
Liberty Mutual $2,108 $2,108
Nationwide $2,812 $2,812
Progressive $3,141 $3,141
State Farm $1,823 $1,919
Travelers $2,117 $2,288
USAA $2,227 $2,356

Cheap Quincy, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Quincy, Illinois? Check out the comparison of annual Quincy, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Quincy, Illinois

Insurance Company Low Medium High
Allstate $4,359 $4,481 $4,615
American Family $3,344 $3,587 $3,451
Farmers $3,796 $3,894 $4,276
GEICO $2,184 $2,390 $2,611
Liberty Mutual $1,984 $2,103 $2,237
Nationwide $2,817 $2,831 $2,789
Progressive $2,906 $3,135 $3,382
State Farm $1,766 $1,874 $1,972
Travelers $2,066 $2,200 $2,341
USAA $2,141 $2,289 $2,445

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Best By Category: Cheapest Auto Insurance in Quincy, Illinois

Compare the cheapest auto insurance companies in Quincy, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Quincy, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Quincy, Illinois Auto Insurance Companies

What auto insurance companies in Quincy, Illinois are the cheapest? Compare the top Quincy, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Quincy, Illinois

Insurance Company Average Annual Rates
Allstate $4,485
American Family $3,461
Farmers $3,989
GEICO $2,395
Liberty Mutual $2,108
Nationwide $2,812
Progressive $3,141
State Farm $1,871
Travelers $2,202
USAA $2,292

What affects auto insurance rates in Quincy, Illinois?

There are a lot of reasons why auto insurance rates in Quincy, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Quincy, Illinois. Many local factors may affect your Quincy auto insurance rates.

Quincy Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Quincy, Illinois commute length is 14.2 minutes according to City-Data.

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Compare Quincy, Illinois Auto Insurance Quotes

Before you buy Quincy, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Quincy, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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