Cheapest SR-22 Insurance in Nevada for 2026 (Save Big With These 10 Companies!)

Progressive, State Farm, and Safeco provide the cheapest SR-22 insurance in Nevada. Progressive SR-22 insurance starts at just $35 per month.

Before you buy Nevada auto insurance, consider factors beyond cost, including financial strength, customer service, and discount opportunities. Doing so ensures you get the cheapest SR-22 insurance from the right provider.

Our Top 10 Company Picks: Cheapest SR-22 Insurance in Nevada

This table ranks the ten companies based on their rates, financial ratings, and what they are good at. Make sure to review these companies before deciding on SR-22 insurance. Enter your ZIP code above to find the cheapest SR-22 insurance available in your area.

#1 – Progressive: Top Overall Pick

Pros

• Bundling Discounts: Our Progressive SR-22 insurance review shows Nevada drivers can bundle policies to save on SR-22 insurance costs.
• Low Cost: Offers the cheapest SR-22 insurance in Nevada, with rates starting as low as $35 monthly.
• Online Tools: User-friendly platform simplifies SR-22 filings and policy management.

Cons

• Claim Rate Increases: Premiums for Nevada SR-22 policies can rise significantly after claims.
• Limited In-Person Support: Relies heavily on digital tools, which may not suit all Nevada drivers.

#2 – State Farm: Cheapest for Local Agents

Pros

• Competitive Pricing: Gives affordable options for the cheapest SR-22 insurance in Nevada.
• Local Agents: As discussed in our State Farm auto insurance review, residents in Nevada receive personalized support from local agents for SR-22 insurance.
• Reliable Service: Quick and dependable SR-22 filings in Nevada.

Cons

• Higher Starting Premiums: Initial rates can be higher than those of other Nevada providers.
• Basic Digital Tools: Online options for managing SR-22 policies are less advanced.

#3 – Safeco: Cheapest for Many Discounts

Pros

• Flexible Payments: Offers customizable SR-22 insurance payment plans to fit individual budgets.
• Accident Forgiveness: Prevents premium increases for SR-22 insurance in Nevada.
• Many Discounts: Helps Nevada drivers to save on their SR-22 insurance. Check out Safeco auto insurance discounts for more savings.

Cons

• Discount Limitations: Although Safeco offers many discounts, some discounts may not apply to SR-22 policies in Nevada.
• Limited Accessibility: SR-22 coverage is not available in all areas of Nevada.

#4 – Geico: Best SR-22 Filing Service

Pros

• Quick Filings: Ensures fast and accurate SR-22 submissions to meet Nevada requirements.
• User-Friendly Tools: The online platform simplifies policy updates and payments for SR-22 insurance.
• Competitive Rates: Provides affordable SR-22 insurance options for Nevada drivers. (Read More: How to Get SR-22 auto Insurance From Geico)

Cons

• Customer Support: Lacks the personalized touch of local agents in Nevada.
• Discount Availability: Limited discounts specifically for SR-22 insurance in Nevada.

#5 – Nationwide: Cheapest With SmartMiles Program

Pros

• Custom Plans: Tailors SR-22 policies to meet Nevada’s specific needs.
• SmartMiles Program: Rewards low-mileage drivers with cheap SR-22 auto insurance rates. Learn more in our Nationwide SmartMiles review.
• Strong Support: Provides comprehensive assistance for SR-22 filings.

Cons

• Higher Premiums: Rates for SR-22 insurance will be higher if you drive more than 10,000 miles per year.
• Limited Local Offices: Nationwide has fewer physical locations in Nevada for in-person support.

#6 – Liberty Mutual: Cheapest Customizable Coverage

Pros

• Flexible Payments: Allows Nevada drivers to adjust payment schedules for SR-22 insurance.
• Customizable Coverage: Liberty Mutual tailors SR-22 insurance policies for the needs of drivers in Nevada.
• Online Tools: Our Liberty Mutual mobile app review compares quotes and explains online policy management for SR-22 coverage.

Cons

• Higher Rates: Premiums for Liberty Mutual SR-22 insurance may be above average for some drivers.
• Discount Options: Fewer incentives for high-risk drivers needing SR-22 insurance.

#7 – The General: Cheapest for High-Risk Drivers

Pros

• Great for High-Risk Drivers: Our The General auto insurance review highlights its specialization in SR-22 insurance for Nevada’s high-risk drivers.
• Fast Filings: Quickly handles SR-22 paperwork to meet Nevada compliance.
• Affordable Coverage: Focuses on essential coverage to minimize costs for Nevada drivers.

Cons

• Coverage Options: Limited additional coverage choices for SR-22 policies.
• Customer Support: Service quality may need to be consistent for Nevada drivers.

#8 – American Family: Cheapest for Teen Drivers

Pros

• Cheap for Young Drivers: AmFam has the cheapest Nevada SR-22 insurance for teens and young drivers under 25.
• Digital Tools: Simplifies managing SR-22 insurance through an easy-to-use platform. (Read more: American Family Insurance KnowYourDrive Review)
• Personalized Service: Tailored support for Nevada drivers with SR-22 requirements.

Cons

• Higher Costs: SR-22 rates may be higher than competitors for severe violations.
• Discount Limitations: Fewer discounts are available for SR-22 policyholders in Nevada.

#9 – Farmers: Best for Flexible Payment

Pros

• Local Agents: Offers in-person support for SR-22 filings and policy management.
• Reliable Claims: Farmers ensure quick and efficient payouts for SR-22 insurance policyholders.
• Flexible Payments: Offers cheaper payment options for SR-22 insurance in Nevada. Check out our Farmers review for further information.

Cons

• Higher Rates: Farmers SR-22 policies may have higher premiums compared to its competitors.
• Limited Discounts: Few discounts are tailored explicitly for SR-22 insurance in Nevada.

#10 – Allstate: Best for Personalized Service

Pros

• Personalized Service: Customizes SR-22 policies for Nevada drivers’ unique needs. Check out our Allstate review for more info.
• Accident Forgiveness: Helps prevent premium increases for SR-22 coverage in Nevada.
• Helpful Online Tools: The Allstate MileWise program helps low-mileage Nevada drivers save money and manage their insurance more efficiently.

Cons

• Higher Rates: Premiums for Allstate SR-22 insurance may be above the average market rates.
• Discount Accessibility: Bundling discounts may not fully apply to SR-22 policies.

Finding Cheap SR-22 Insurance Rates in Nevada

Finding the cheapest SR-22 insurance in Nevada can be challenging, but the table below will give you an idea and help you decide which insurance provider is right for you and your budget.

Nevada SR-22 Insurance Monthly Rates by Provider & Coverage Level

Based on the rates by provider shown above, Progressive ranks first as the cheapest for both minimum and full coverage, with a price tag of $35 and $82 per month, respectively. On the other hand, Allstate has the highest rates at $69 and $165.

The Nevada report card shows the performance of the companies in the state, customer satisfaction, and the rate of uninsured drivers.

Nevada Report Card: Car Insurance Premiums

The top ten SR-22 insurance companies in Nevada offer discounts to help drivers save money. The table below shows the complete list of the discounts offered by providers.

SR-22 Insurance Discounts From the Top Providers in Nevada

On top of being the cheapest Nevada SR-22 company, Progressive offers usage-based savings with Snapshot, plus additional discounts for bundled insurance, online quotes, and safe drivers. Learn more in our Progressive Snapshot review.

Nevada Report Card: Car Insurance Discounts

Always review rates and discounts to ensure you get the cheapest SR-22 insurance in Nevada. These discounts can significantly reduce insurance premiums for high-risk drivers or people who have lapsed coverage.

The Role of SR-22 Insurance in Nevada

SR-22 insurance in Nevada is proof of financial responsibility for high-risk drivers, ensuring they meet the state’s minimum auto insurance requirements.

It is often required after serious violations, such as DUIs or driving without insurance, and helps drivers regain their driving privileges while maintaining legal compliance.

Filing an SR-22 insurance verifies to Nevada authorities that a driver maintains required insurance coverage, ensuring compliance with state laws and legal driving privileges.

Cheapest Nevada SR-22 Insurance: Accidents and Claims

Accidents and claims significantly impact SR-22 rates in Nevada. High-risk drivers with multiple incidents face higher premiums. The table below shows the five most common auto insurance claims in Nevada.

5 Common Auto Insurance Claims in Nevada

The claims vary significantly in terms of portion and cost per claim. Rear-end collision makes up 30% of the claims at a %3,500 cost per claim, while theft claim makes up 5% of the claims but at a higher cost per claim of $9,000. The table below displays the number of accidents & claims per year by city.

Nevada Accidents & Claims per Year by City

For being hailed as the entertainment capital of the world and the largest city in Nevada, Las Vegas records a whopping 20,000 accidents per year, with a total of  15,000 claims annually. On the other hand, Carson City, the capital, only has 1,000 accidents and 800 claims per year.

Read More: How long after a car accident can you file a claim?

Best Providers of the Cheapest SR-22 Insurance in Nevada

Progressive, State Farm, and Safeco provide the cheapest SR-22 insurance in Nevada. Progressive is the top pick, offering NV SR-22 insurance at $35 monthly and more savings with bundling discounts.

State Farm offers personalized support through its vast network of local agents, and Safeco provides multiple discount opportunities for Nevada high-risk drivers seeking SR-22 insurance.

Finding affordable SR-22 auto insurance can be a hurdle, but our free comparison tool lets you get quotes quickly. Enter your ZIP code to get started.