Audi Q5 Insurance Cost [Rates + Coverage Guide]

Audi Q5 insurance rates cost $1,610 a year, or around $134 a month. Comprehensive, collision, and liability insurance cost around $392, $572, and $454, respectively.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jun 24, 2020

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Key takeaways:

  • Full coverage costs around $1,610 a year or $134 each month
  • A liability-only policy costs around $646 a year or $54 each month
  • Highest rates are for teenage drivers at around $5,885 a year or $490 each month
  • Good drivers can save as much as $664 a year by earning policy discounts
  • Audi Q5 insurance costs around $91 more per year than the average vehicle

Audi Q5 insurance rates are nearly $100 more expensive than the average vehicle. It costs $134 per month for Audi Q5 full coverage insurance rates. High-risk drivers, like teen drivers, could pay up to $500 per month. Continue reading to learn how you can save money on Audi Q5 insurance rates.

You can start comparing quotes for Audi Q5 auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Audi Q5 Insurance Cost

The average Audi Q5 auto insurance costs are $1,610 a year or $134 a month.

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Are Audi Q5s Expensive to Insure?

The chart below details how Audi Q5 insurance rates compare to other crossovers like the Lexus NX 300, Lincoln MKT, and Toyota RAV4.

Vehicle Comprehensive Collision Liability Total
Audi Q5 $362 $718 $372 $1,610
Lexus NX 300 $376 $688 $372 $1,594
Lincoln MKT $370 $626 $450 $1,626
Toyota RAV4 $280 $482 $390 $1,310
Ford EcoSport $280 $500 $372 $1,310
Subaru Crosstrek $320 $512 $332 $1,300
Kia Sportage $280 $470 $372 $1,280
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However, there are a few things you can do to find the cheapest Audi insurance rates online.

What Impacts the Cost of Audi Q5 Insurance?

The Audi Q5 trim and model you choose will affect the total price you will pay for Audi Q5 insurance coverage.

Age of the Vehicle

The average Audi Q5 auto insurance rates are higher for newer models. For example, auto insurance rates for a 2020 Audi Q5 cost $1,610, while 2010 Audi Q5 rates are $1,274, a difference of $336.

Model Year Comprehensive Collision Liability Total
2020 Audi Q5 $362 $718 $372 $1,610
2019 Audi Q5 $346 $690 $390 $1,584
2018 Audi Q5 $332 $686 $398 $1,574
2017 Audi Q5 $320 $668 $416 $1,562
2016 Audi Q5 $310 $640 $430 $1,538
2015 Audi Q5 $292 $618 $442 $1,510
2014 Audi Q5 $282 $574 $452 $1,466
2013 Audi Q5 $270 $540 $456 $1,424
2012 Audi Q5 $258 $484 $460 $1,360
2011 Audi Q5 $242 $446 $460 $1,306
2010 Audi Q5 $234 $418 $464 $1,274
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Driver Age

Driver age can have a significant effect on Audi Q5 auto insurance rates. For example, 30-year-old drivers pay $71 more for Audi Q5 auto insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Audi Q5 insurance rates. For example, drivers in Los Angeles may pay $230 a year more than drivers in Houston.

Your Driving Record

Your driving record can have an impact on the cost of Audi Q5 auto insurance. Teens and drivers in their 20’s see the highest jump in their Audi Q5 auto insurance with violations on their driving record.

Audi Q5 Safety Ratings

The Audi Q5’s safety ratings will affect your Audi Q5 auto insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Audi Q5 Crash Test Ratings

Good Audi Q5 crash test ratings can lower your Audi Q5 auto insurance rates. See Audi Q5 crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Audi Q5 SUV AWD 5 stars 5 stars 5 stars 4 stars
2020 Audi Q5 PHEV SUV AWD N/R N/R N/R N/R
2019 Audi Q5 SUV AWD 5 stars 5 stars 5 stars 4 stars
2018 Audi Q5 SUV AWD Later Release 5 stars 5 stars 5 stars 4 stars
2018 Audi Q5 SUV AWD Early Release 5 stars 5 stars 5 stars 4 stars
2017 Audi Q5 SUV AWD 4 stars 4 stars 5 stars 4 stars
2016 Audi Q5 SUV AWD 4 stars 4 stars 5 stars 4 stars
2016 Audi Q5 HEV SUV AWD 4 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Audi Q5 Safety Features

Audi Q5 safety features can lower the cost of your insurance. The safety features for the 2020 Audi Q5 include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • Rear Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Auto-Leveling Headlights
  • Cross-Traffic Alert

Audi Q5 Insurance Loss Probability

The Audi Q5’s insurance loss probability varies for each form of coverage. The lower percentage means lower Audi Q5 auto insurance rates; higher percentages mean higher Audi Q5 auto insurance rates.

Insurance Coverage Category Loss Rate
Collision 43%
Property Damage -4%
Comprehensive 10%
Personal Injury -39%
Medical Payment -45%
Bodily Injury -22%
Source: Insurance Institute for Highway Safety
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Audi Q5 Finance and Insurance Cost

When financing an Audi Q5, most lenders will require your carry higher Audi Q5 coverage options including comprehensive coverage, so be sure to shop around and compare Audi Q5 auto insurance rates from the best companies using our FREE tool below.

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5 Ways to Save on Audi Q5 Insurance

There are many ways that you can save on Audi Q5 auto insurance to get the best value possible. Below are five scenarios you can explore to help keep your Audi Q5 auto insurance rates low.

  • Reduce Your Coverage on an Older Audi Q5
  • Ask About Discounts for People with Disabilities
  • Don’t Always Pick the Cheapest Audi Q5 Insurance Policy
  • Park Your Audi Q5 Somewhere Safe – like a Garage or Private Driveway
  • Ask About Mature Driver Discounts for Drivers Over 50

Top Audi Q5 Insurance Companies

Several insurance companies offer competitive rates for the Audi Q5 based on factors like discounts for safety features. Take a look at these top auto insurance companies that are popular with Audi Q5 drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Audi Q5 Insurance Quotes Online

You can start comparing quotes for Audi Q5 auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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