Best Acura NSX Auto Insurance in 2025 (Your Guide to the Top 10 Companies)

The top picks for the best Acura NSX auto insurance are State Farm, Progressive, and Geico, renowned for their superior coverage options and customer service.

These companies excel in providing policies that are perfectly suited to the unique needs of Acura NSX owners, emphasizing both protection and value.

Our Top 10 Company Picks: Best Acura NSX Auto Insurance

With varying factors influencing the cost, such as the driver’s age, location, and driving record, choosing the right insurer is crucial. This article explores how each company stands out in the competitive market of luxury sports car insurance.

You can start comparing quotes for Acura NSX car insurance rates from some of the best car insurance companies by using our free online tool now.

#1 – State Farm: Top Overall Pick

Pros

• Bundling Policies: State Farm offers a 17% discount for bundling multiple policies, making it an appealing option for Acura NSX owners looking to combine their auto insurance with other coverage.
• High Low-Mileage Discount: Acura NSX owners benefit from State Farm’s substantial discounts for low-mileage usage, ideal for those who reserve their vehicle for special occasions. Discover insights in our guide titled, State Farm auto insurance review.
• Wide Coverage: Offering a variety of coverage options, State Farm ensures that Acura NSX owners can tailor their insurance to meet specific needs, whether it’s for daily use or as a collector’s item.

Cons

• Limited Multi-Policy Discount: While competitive, State Farm’s multi-policy discount of 17% may not be as lucrative compared to some competitors for Acura NSX owners looking for the maximum savings on multiple insurances.
• Premium Costs: Despite available discounts, the premiums for Acura NSX coverage through State Farm may still be higher relative to other insurers, especially considering its B rating from A.M. Best.

#2 – Progressive: Best for Competitive Rates

Pros

• Competitive Multi-Policy Discount: Progressive offers a 14% discount for multiple policies, which can be beneficial for Acura NSX owners who need comprehensive coverage for multiple assets.
• A+ Financial Strength: With an A+ rating from A.M. Best, Progressive ensures robust financial health, giving Acura NSX owners confidence in claims handling and payouts. Delve into our evaluation of Progressive auto insurance review.
• Tailored Rate Reductions: Progressive’s competitive rates are particularly favorable for Acura NSX owners, who may benefit from additional discounts for being safe drivers or having advanced security features.

Cons

• Standard Coverage Options: Despite competitive pricing, the coverage options for an Acura NSX might not be as expansive as those offered by other insurers, potentially leaving some unique risks uncovered.
• Variable Customer Service: Some Acura NSX owners might experience inconsistencies in customer service, which can be a drawback in managing policies or handling claims.

#3 – Geico: Best for Competitive Premiums

Pros

• Outstanding Financial Rating: Geico’s A++ rating from A.M. Best assures Acura NSX owners of superior financial stability for handling claims. Learn more by reading our guide titled, “Geico Auto Insurance Review.”
• Competitive Premiums for Luxury Cars: Geico offers competitive insurance premiums tailored to the needs of high-value vehicles like the Acura NSX, considering factors such as car value and potential repair costs.
• Efficient Online Services: Geico provides streamlined online services that allow Acura NSX owners to easily manage their policies and file claims conveniently.

Cons

• Average Multi-Policy Discount: The 15% discount on multi-policy bundles might not be the most competitive for Acura NSX owners looking for the best possible deal on comprehensive insurance plans.
• Limited Personalized Interaction: Geico primarily operates online, which might limit personalized service options for Acura NSX owners who prefer face-to-face interactions.

#4 – Allstate: Best for Personalized Service

Pros

• Tailored Insurance Options: Allstate provides highly personalized insurance services, allowing Acura NSX owners to customize policies according to their specific needs and driving habits.
• Strong Financial Rating: With an A+ rating from A.M. Best, Allstate offers robust financial reliability, ensuring that claims related to the Acura NSX are managed effectively. Access comprehensive insights into our guide Allstate auto insurance review.
• Dedicated Agent Network: Acura NSX owners can benefit from Allstate’s extensive agent network, providing personalized advice and support tailored to the unique needs of luxury car insurance.

Cons

• Slightly Lower Multi-Policy Discount: At 13%, Allstate’s multi-policy discount is competitive but might not be the highest available for Acura NSX owners looking to bundle various insurance types.
• Premium Pricing: Although the service is personalized, Allstate’s premiums for high-value vehicles like the Acura NSX may be higher, reflecting the tailored and extensive coverage options.

#5 – Nationwide: Best for Safe-Driving Discounts

Pros

• Substantial Safe-Driving Discounts: Nationwide offers significant discounts for safe drivers, which can benefit Acura NSX owners who maintain a clean driving record.
• Customizable Coverage Options: Acura NSX owners can take advantage of Nationwide’s customizable insurance options, ensuring that their coverage meets the specific demands of insuring a luxury sports car.
• A+ Financial Rating: Nationwide’s strong A+ rating from A.M. Best underscores its financial health and claims-paying ability, giving Acura NSX owners peace of mind. Read up on the Nationwide auto insurance review for more information.

Cons

• Lower Multi-Policy Discount: Nationwide’s 11% discount for bundling policies is lower than some of its competitors, which may be a drawback for Acura NSX owners looking to maximize savings.
• Policy Cost: Despite offering discounts for safe driving, the overall cost of insuring an Acura NSX with Nationwide might still be relatively high due to the intrinsic value and repair costs of the vehicle.

#6 – Liberty Mutual: Best for Customizable Policies

Pros

• Highly Customizable Policies: Liberty Mutual stands out by offering highly customizable policies, which is ideal for Acura NSX owners who require specific coverages tailored to their vehicle’s unique needs.
• Diverse Discount Opportunities: With various discounts available, Acura NSX owners can significantly reduce their premiums by qualifying for multiple Liberty Mutual discounts.
• Strong Financial Health: With an A rating from A.M. Best, Liberty Mutual assures financial stability and reliable claim support for Acura NSX insurance policies. Discover more about offerings in our complete Liberty Mutual auto insurance review.

Cons

• Moderate Multi-Policy Discount: At 12%, the multi-policy discount is moderate and might not be as attractive to Acura NSX owners seeking to combine several insurance policies under one provider.
• Variable Premiums: The premiums for Acura NSX insurance can vary significantly based on the car’s age, usage, and the owner’s driving history, potentially leading to higher costs than expected.

#7 – Farmers: Best for Many Discounts

Pros

• Extensive Discount Offerings: Farmers offers a wide range of discounts that Acura NSX owners can take advantage of, such as for safe driving, good students, and electronic payments, potentially lowering premiums significantly.
• Specialized Coverage for Luxury Cars: Farmers provides specialized insurance options that cater to the unique needs of luxury vehicles like the Acura NSX, covering everything from agreed value to rare parts replacement.
• A+ Financial Stability: With an A+ rating from A.M. Best, Farmers ensures strong financial backing, important for Acura NSX owners who require reliable and prompt claims service. More information is available about this provider in our Farmers auto insurance review.

Cons

• Lower Multi-Policy Discount: At only 10%, Farmers offers a lower multi-policy discount compared to others, which might be less appealing for Acura NSX owners looking to insure multiple assets.
• Premium Costs Can Be High: Although discounts are available, the base premiums for insuring a high-value vehicle like the Acura NSX at Farmers can be relatively high, reflecting the comprehensive and specialized coverage provided.

#8 – Travelers: Best for Extensive Coverage

Pros

• Wide Range of Coverage Options: Travelers offers an extensive range of coverage options, making it a suitable choice for Acura NSX owners who need specific protections, such as for custom parts and equipment. See more details in our guide titled, “Travelers Auto Insurance Review.”
• High Financial Rating: With an A++ rating from A.M. Best, Travelers stands out for its financial robustness, ensuring that large claims, such as those that might arise from owning an Acura NSX, are handled efficiently.
• Flexible Policy Adjustments: Travelers allows for flexible policy adjustments, which is beneficial for Acura NSX owners as it enables them to modify their coverage as their insurance needs change or as their vehicle ages.

Cons

• Slightly Lower Multi-Policy Discount: At 9%, the discount for bundling policies with Travelers is lower, which might not be as competitive for Acura NSX owners who need comprehensive coverage across multiple domains.
• Higher Premiums for Comprehensive Coverage: The premiums for extensive coverage options, while comprehensive, can be on the higher side for luxury cars like the Acura NSX, reflecting the broad protections offered.

#9 – American Family: Best for Multi-Policy Discounts

Pros

• Competitive Multi-Policy Discounts: American Family offers a good discount rate of 8% for customers who bundle their insurance policies, beneficial for Acura NSX owners looking to insure multiple properties or vehicles.
• Customized Insurance Solutions: American Family provides customized insurance solutions that can be tailored to the specific needs of Acura NSX owners, offering flexibility in coverage features and limits.
• Solid Financial Rating: With an A rating from A.M. Best, American Family ensures financial reliability, important for handling claims related to high-value vehicles like the Acura NSX efficiently. See more details in our guide titled, “American Family Auto Insurance Review.”

Cons

• Limited Discount Opportunities: Aside from the multi-policy discount, there may be fewer opportunities for additional discounts compared to other insurers, which could result in higher overall costs for Acura NSX owners.
• Coverage Limits: Some Acura NSX owners might find the coverage limits provided by American Family less accommodating than those offered by insurers specializing in luxury or high-performance vehicles.

#10 – The General: Best for High-Risk Drivers

Pros

• Specialized Coverage for High-Risk Profiles: The General is well-suited for Acura NSX owners who may have high-risk driver profiles, offering coverage where other insurers might not.
• Flexible Payment Options: The General provides flexible payment plans, which can be particularly beneficial for Acura NSX owners who need to adjust their budgeting to accommodate higher insurance rates typically associated with high-risk insurance.
• A Rating from A.M. Best: The General’s A rating ensures that it is financially stable enough to handle claims reliably, even for high-value vehicles like the Acura NSX. Discover insights in our guide titled, “The General Auto Insurance Review.”

Cons

• Lower Multi-Policy Discount: With only a 7% discount for bundling policies, The General offers the lowest multi-policy discount among the listed companies, which might not be as attractive for Acura NSX owners looking for extensive coverage savings.
• Potentially Higher Premiums: Due to specializing in high-risk insurance, The General might charge higher premiums, especially for a luxury sports car like the Acura NSX, reflecting the increased risk and potential for claims.

Acura NSX Insurance Costs: A Detailed Breakdown

When it comes to insuring an Acura NSX, the cost can vary significantly depending on the level of coverage and the provider you choose. This section explores the monthly rates for both minimum and full coverage across various insurance companies.

Acura NSX Auto Insurance Monthly Rates by Coverage Level & Provider

The table below provides a clear comparison of monthly insurance rates for the Acura NSX, segmented by minimum and full coverage options from different insurers. Allstate, for instance, offers minimum coverage at $130 and full coverage at $315.

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On the lower end of the spectrum, Geico provides the most affordable full coverage at $295 and also competitive minimum coverage at $115. This variability highlights the importance of comparing rates to find the best insurance solution for your Acura NSX, balancing cost with the breadth of coverage.

Other notable entries include The General, with the highest full coverage rate at $320, and American Family, which offers a lower-cost alternative at $297 for full coverage.

Learn more by reading our guide: What is full coverage auto insurance?

Acura NSXs Cost to Insure

Comparing the Acura NSX with other prestigious sports cars reveals distinct differences in insurance costs. The chart below illustrates how the insurance rates for the Acura NSX stack up against those for vehicles like the Audi R8, Jaguar F-TYPE, and Porsche 718 Cayman.

Acura NSX Auto Insurance Monthly Rates vs. Other Cars by Coverage Type

While the Acura NSX offers a unique blend of performance and luxury, ensuring you find the most cost-effective insurance is key. By analyzing different insurance rates and exploring options online, you can secure the best possible coverage for your Acura NSX at a competitive price.

Read more: Jaguar Auto Insurance

What Impacts the Cost of Acura NSX Insurance

The Acura NSX trim and model you choose can impact the total price you will pay for Acura NSX insurance coverage.

Age of the Vehicle

Exploring insurance costs for the Acura NSX is crucial for potential owners. Below is a breakdown of monthly rates by model year, covering comprehensive, collision, and liability coverages.

Acura NSX Auto Insurance Monthly Rates by Model Year and Coverage Type

The monthly insurance rates for the Acura NSX vary slightly between the 2017 and 2016 models. These figures are essential for budgeting and understanding the cost implications of owning this high-performance vehicle.

Driver Age

Driver age can have a significant impact on Acura NSX auto insurance rates. For instance, a 30-year-old driver may pay $105 more each year for Acura NSX auto insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Acura NSX insurance rates. For example, drivers in Houston may pay $1,766 a year more than drivers in Columbus.

Drivers who live in areas with a lot of traffic and theft pay higher rates since their vehicles are more likely to be in an accident or stolen.

Your Driving Record

Your driving record can have an impact on the cost of Acura NSX auto insurance. Teens and drivers in their 20s see the highest jump in their Acura NSX auto insurance rates with violations on their driving records. Avoid speeding tickets, accidents, and DUIs to get the cheapest Acura insurance.

Acura NSX Crash Test Ratings

Not only do good Acura NSX crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Acura NSX auto insurance rates.

Acura NSX Crash Test Ratings by Model Year

While the Acura NSX has not been rated in recent crash tests, understanding the impact of such ratings on insurance costs is important for prospective and current owners. Good crash test ratings typically lead to lower insurance premiums, highlighting the dual benefits of safety and affordability in vehicle insurance.

Acura NSX Safety Features

The numerous safety features of the Acura NSX help contribute to lower insurance rates. The 2020 Acura NSX has the following safety features:

• Emergency Brake Assist
• Rain-Sensing Windshield Wipers
• Automatic High-Beam Headlights
• Corner and Rear Parking Sensors
• A Multi-Angle Rearview Camera With Dynamic Guidelines

Many auto insurance companies provide discounts for vehicle safety features. Be sure to compare discounts as well as rates when looking for Acura NSX insurance. Unlock details in our guide titled, “What is the average auto insurance cost per month?”

Acura NSX Finance and Insurance Cost

When financing an Acura NSX, most lenders will require you to carry higher Acura NSX coverage options including comprehensive coverage, so be sure to shop around and compare Acura NSX car insurance rates from the best companies using our free tool below. To find out more, explore our guide titled “Where to Buy Auto Insurance Online.”

Ways to Save on Acura NSX Insurance

Reducing the cost of auto insurance for your Acura NSX can be achieved through several strategic approaches. Here are five effective ways to potentially lower your premiums and save money.

• Install an aftermarket anti-theft device for your Acura NSX.
• Ask about farm and ranch vehicle discounts.
• Save money on young driver Acura NSX Insurance by mentioning grades or GPA.
• Consider ride-sharing services to lower your Acura NSX mileage.
• Move to an area with a lower cost of living.

To ensure you are getting the best possible rate on your Acura NSX insurance, it’s essential to compare quotes from different insurers. Exploring various discounts and adjusting your coverage to suit your needs can lead to significant savings over time. Compare rates from multiple companies to find your best deal. See more details in our guide titled, “How to Lower Your Auto Insurance Rates.”

Top Acura NSX Insurance Companies

Several top car insurance companies offer competitive rates for the Acura NSX rates based on factors like discounts for safety features. Take a look at this list of top car insurance companies that are popular with Acura NSX drivers organized by market share.

Top Acura NSX Car Insurance Companies

The diversity in insurance rates among the leading providers underscores the importance of comparing quotes to secure the most economical coverage for an Acura NSX.

Each company has its pricing strategy, so prospective buyers should carefully evaluate multiple quotes to find the best deal. To find out more, explore our guide titled, “Cheap Acura Auto Insurance.”

Save on your Acura NSX car insurance rates by taking advantage of our free comparison tool below.