Best Cheap Auto Insurance in Yakima, WA (2021)

The average Yakima, WA auto insurance rates are $233 per month. The minimum auto insurance in Yakima is at least 25/50/10 in coverage to comply with Washington auto insurance laws. To find the best cheap auto insurance in Yakima, Washington, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 4, 2022

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The most expensive auto insurance company in Yakima for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Yakima is Nationwide
  • Average auto insurance rates in Yakima, WA for senior drivers are $1,504 per year

Yakima, Washington auto insurance requirements are 25/50/10 according to Washington auto insurance laws. Finding cheap auto insurance in Yakima can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Yakima, Washington, including driving record, credit, commute time, and more.

Compare auto insurance in Yakima to other Washington cities, including Spokane Valley auto insurance rates, Federal Way auto insurance rates, and Seattle auto insurance rates to see how Yakima, Washington auto insurance rates stack up.

Before you buy Yakima, Washington auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Yakima, Washington auto insurance quotes.

Minimum Auto Insurance in Yakima, Washington

Yakima, Washington auto insurance laws require that you have at least the Washington minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Yakima, Washington.

Minimum Required Auto Insurance Coverage in Yakima, Washington

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Yakima, Washington Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Yakima, Washington are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Yakima, Washington

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,825 $1,806 $1,688 $1,766 $6,241 $7,207 $1,938 $2,009
American Family $1,885 $1,885 $1,717 $1,717 $7,106 $9,758 $1,885 $2,555
Farmers $2,108 $2,163 $1,930 $2,182 $4,783 $5,131 $2,652 $2,757
GEICO $1,638 $1,667 $1,538 $1,538 $3,541 $4,635 $2,758 $2,015
Liberty Mutual $1,658 $1,815 $1,488 $1,743 $9,072 $10,008 $1,780 $1,944
Nationwide $1,294 $1,323 $1,205 $1,253 $3,450 $4,199 $1,539 $1,659
Progressive $1,485 $1,389 $1,335 $1,353 $7,416 $8,301 $1,774 $1,764
State Farm $1,398 $1,398 $1,259 $1,259 $3,990 $5,049 $1,585 $1,825
USAA $1,087 $1,074 $1,048 $1,051 $4,647 $5,483 $1,374 $1,505

Cheap Yakima, Washington Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Yakima, Washington is a challenge. Take a look at the annual teen auto insurance rates in Yakima, Washington.

Annual Auto Insurance Rates for Teen Drivers in Yakima, Washington

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,241 $7,207
American Family $7,106 $9,758
Farmers $4,783 $5,131
GEICO $3,541 $4,635
Liberty Mutual $9,072 $10,008
Nationwide $3,450 $4,199
Progressive $7,416 $8,301
State Farm $3,990 $5,049
USAA $4,647 $5,483

Cheap Yakima, Washington Auto Insurance for Seniors

What are senior auto insurance rates in Yakima, Washington? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Yakima, Washington

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,688 $1,766
American Family $1,717 $1,717
Farmers $1,930 $2,182
GEICO $1,538 $1,538
Liberty Mutual $1,488 $1,743
Nationwide $1,205 $1,253
Progressive $1,335 $1,353
State Farm $1,259 $1,259
USAA $1,048 $1,051

Cheap Yakima, Washington Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Yakima, Washington compared to the annual auto insurance rates with a clean record in Yakima, Washington.

Annual Yakima, Washington Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,587 $3,216 $3,553 $2,884
American Family $2,865 $3,656 $4,231 $3,503
Farmers $2,456 $3,054 $3,295 $3,048
GEICO $1,864 $2,385 $3,553 $1,864
Liberty Mutual $3,151 $3,959 $4,044 $3,601
Nationwide $1,552 $2,093 $2,620 $1,695
Progressive $2,514 $3,926 $2,932 $3,035
State Farm $2,021 $2,420 $2,220 $2,220
USAA $1,587 $2,295 $2,878 $1,874

Cheap Yakima, Washington Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Yakima, Washington is not easy. Compare the annual rates for DUI auto insurance in Yakima, Washington to find the best deal.

Annual Auto Insurance Rates After a DUI in Yakima, Washington

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,553
American Family $4,231
Farmers $3,295
GEICO $3,553
Liberty Mutual $4,044
Nationwide $2,620
Progressive $2,932
State Farm $2,220
USAA $2,878

Cheap Yakima, Washington Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Yakima, Washington annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Yakima, Washington

Insurance Company Poor Fair Good
Allstate $3,803 $2,894 $2,484
American Family $4,211 $3,433 $3,047
Farmers $3,614 $2,731 $2,544
GEICO $2,876 $2,301 $2,071
Liberty Mutual $5,270 $3,246 $2,550
Nationwide $2,363 $1,864 $1,742
Progressive $3,424 $3,048 $2,835
State Farm $3,214 $1,937 $1,510
USAA $2,724 $1,996 $1,755

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Cheap Yakima, Washington Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Yakima, Washington can vary. Compare the annual cost of auto insurance by ZIP code in Yakima, Washington to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Yakima, Washington

ZIP Code Average Annual Rates
98902 $2,795
98903 $2,739
98908 $2,737

Cheap Yakima, Washington Auto Insurance Rates By Commute

Commute length and annual mileage affect Yakima, Washington auto insurance. Find the cheapest annual Yakima, Washington auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Yakima, Washington

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,060 $3,060
American Family $3,489 $3,638
Farmers $2,963 $2,963
GEICO $2,386 $2,447
Liberty Mutual $3,689 $3,689
Nationwide $1,990 $1,990
Progressive $3,102 $3,102
State Farm $2,161 $2,280
USAA $2,137 $2,180

Cheap Yakima, Washington Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Yakima, Washington? Check out the comparison of annual Yakima, Washington auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Yakima, Washington

Insurance Company Low Medium High
Allstate $2,884 $3,050 $3,247
American Family $3,385 $3,559 $3,746
Farmers $2,759 $2,964 $3,166
GEICO $2,274 $2,418 $2,557
Liberty Mutual $3,469 $3,694 $3,902
Nationwide $1,882 $1,989 $2,099
Progressive $2,802 $3,017 $3,487
State Farm $2,074 $2,227 $2,360
USAA $2,012 $2,157 $2,307

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Best By Category: Cheapest Auto Insurance in Yakima, Washington

Compare the cheapest auto insurance companies in Yakima, Washington in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Yakima, Washington

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

The Cheapest Yakima, Washington Auto Insurance Companies

What auto insurance companies in Yakima, Washington are the cheapest? Compare the top Yakima, Washington auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Yakima, Washington

Insurance Company Average Annual Rates
Allstate $3,060
American Family $3,564
Farmers $2,963
GEICO $2,416
Liberty Mutual $3,689
Nationwide $1,990
Progressive $3,102
State Farm $2,220
USAA $2,159

What affects auto insurance rates in Yakima, Washington?

There are a lot of reasons why auto insurance rates in Yakima, Washington are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Yakima, Washington. Many local factors may affect your Yakima auto insurance rates.

Yakima Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Yakima, Washington auto theft statistics, there have been 506 auto thefts in the city.

Yakima Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Yakima, Washington commute length is 17.3 minutes according to City-Data.

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Compare Yakima, Washington Auto Insurance Quotes

Before you buy Yakima, Washington auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Yakima, Washington auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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