Best Kia Sedona Auto Insurance (2024)
Kia Sedona insurance rates are $1,204 a year, or around $100 a month on average. Comprehensive, collision, and liability insurance cost around $293, $428, and $340, respectively.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Apr 12, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 12, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,204 a year or $100 each month
- A liability-only policy costs around $483 a year or $40 each month
- Highest rates are for teenage drivers at around $4,401 a year or $367 each month
- Good drivers can save as much as $496 a year by earning policy discounts
- Kia Sedona insurance costs around $315 less per year than the average vehicle
Kia Sedona insurance rates are as low as $100 per month. Liability-only coverage is $40 per month, but teen drivers with a Kia Sedona could pay up to $367 per month. Continue reading through this guide to learn how you can save money on Kia Sedona insurance rates.
You can start comparing quotes for Kia Sedona auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Kia Sedona Insurance Cost
The average Kia Sedona auto insurance rates are $1,204 a year or $100 a month.
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Are Kia Sedonas Expensive to Insure?
The chart below details how Kia Sedona insurance rates compare to other vans like the Chrysler Pacifica, Honda Odyssey, and Dodge Grand Caravan.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Kia Sedona | $282 | $448 | $338 | $1,204 |
| Chrysler Pacifica | $348 | $532 | $316 | $1,332 |
| Honda Odyssey | $280 | $532 | $372 | $1,342 |
| Dodge Grand Caravan | $308 | $438 | $372 | $1,276 |
| Toyota Sienna | $294 | $532 | $372 | $1,356 |
However, there are a few things you can do to find the cheapest Kia insurance rates online.
Read more: Chrysler Auto Insurance
What Impacts the Cost of Kia Sedona Insurance?
The Kia Sedona trim and model you choose will affect the total price you will pay for Kia Sedona insurance coverage.
Age of the Vehicle
The average Kia Sedona auto insurance rates are higher for newer models. For example, auto insurance rates for a 2018 Kia Sedona cost $1,204, while 2010 Kia Sedona rates are $1,000, a difference of $204.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Kia Sedona | $282 | $448 | $338 | $1,204 |
| 2017 Kia Sedona | $272 | $436 | $354 | $1,198 |
| 2016 Kia Sedona | $262 | $418 | $364 | $1,180 |
| 2015 Kia Sedona | $248 | $404 | $376 | $1,164 |
| 2014 Kia Sedona | $238 | $374 | $384 | $1,132 |
| 2012 Kia Sedona | $220 | $316 | $390 | $1,062 |
| 2011 Kia Sedona | $206 | $292 | $390 | $1,024 |
| 2010 Kia Sedona | $198 | $272 | $394 | $1,000 |
Driver Age
Driver age can have a significant impact on Kia Sedona auto insurance rates. For instance, a 30-year-old driver may pay $53 more each year for Kia Sedona auto insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Kia Sedona insurance rates. For example, drivers in Jacksonville may pay $723 a year more than drivers in Indianapolis.
Your Driving Record
Your driving record can have an impact on the cost of Kia Sedona auto insurance. Teens and drivers in their 20’s see the highest jump in their Kia Sedona auto insurance rates with violations on their driving record.
Kia Sedona Safety Ratings
Your Kia Sedona auto insurance rates are tied to the Kia Sedona’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Acceptable |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Kia Sedona Crash Test Ratings
Not only do good Kia Sedona crash test ratings mean you are better protected in a crash, but good Kia Sedona crash ratings also mean cheaper insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Kia Sedona VAN FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Kia Sedona VAN FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Kia Sedona VAN FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Kia Sedona VAN FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Kia Sedona VAN FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Kia Sedona Safety Features
The numerous safety features of the Kia Sedona help contribute to lower insurance rates. The 2020 Kia Sedona has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
Kia Sedona Insurance Loss Probability
The Kia Sedona’s insurance loss probability varies between different coverage types. The lower percentage means lower Kia Sedona auto insurance costs; higher percentages mean higher Kia Sedona auto insurance costs.
| Insurance Coverage Category | Loss Rate |
| Collision | 2% |
|---|---|
| Property Damage | -36% |
| Comprehensive | -4% |
| Personal Injury | 16% |
| Medical Payment | no data |
| Bodily Injury | no data |
| Source: Insurance Institute for Highway Safety | |
Kia Sedona Finance and Insurance Cost
If you are financing a Kia Sedona, most lenders will require your carry higher Kia Sedona coverage options including comprehensive coverage, so be sure to shop around and compare Kia Sedona auto insurance rates from the best companies using our FREE tool below.
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Ways to Save on Kia Sedona Insurance
Although it may seem like your Kia Sedona auto insurance rates are set, there are a few measures that you can take to secure the best Kia Sedona auto insurance rates possible. Take a look at the following five ways to save on Kia Sedona auto insurance.
- Ask About Usage-Based Insurance for Your Kia Sedona
- Ask About Retiree Discounts
- Audit Your Kia Sedona Driving When You Move to a New Location or Start a New Job
- Ask About Discounts for People with Disabilities
- Ask About a Student Away from Home Discount
Top Kia Sedona Insurance Companies
Several top auto insurance companies offer competitive rates for the Kia Sedona rates based on factors like discounts for safety features. Take a look at this list of top auto insurance companies that are popular with Kia Sedona drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Kia Sedona Insurance Quotes Online
To start comparing Kia Sedona auto insurance quotes for free, use our online auto insurance comparison tool.
Frequently Asked Questions
What is Kia Sedona auto insurance?
Kia Sedona auto insurance refers to the insurance coverage specifically designed for the Kia Sedona minivan model. It provides financial protection in case of accidents, damages, theft, or other incidents involving the Kia Sedona.
Is auto insurance mandatory for a Kia Sedona?
Yes, auto insurance is mandatory for all vehicles, including the Kia Sedona. The specific insurance requirements may vary depending on your location and local regulations. It’s important to comply with the legal requirements and have the necessary insurance coverage for your Kia Sedona.
What types of coverage are available for Kia Sedona auto insurance?
Kia Sedona auto insurance typically offers a range of coverage options. These may include liability coverage (which is often required by law), collision coverage (for damages caused by collisions), comprehensive coverage (for non-collision-related damages like theft or vandalism), uninsured/underinsured motorist coverage, and personal injury protection (PIP) coverage.
How can I find affordable auto insurance for my Kia Sedona?
To find affordable auto insurance for your Kia Sedona, it’s recommended to shop around and obtain quotes from multiple insurance providers. Factors such as your driving record, age, location, and the coverage options you choose can affect the cost of insurance. Comparing quotes, considering available discounts, and maintaining a good driving record can help you find more affordable rates.
Are there any discounts available specifically for Kia Sedona auto insurance?
While specific discounts can vary among insurance providers, many companies offer discounts that may apply to Kia Sedona auto insurance. These could include discounts for safety features installed in the Kia Sedona, good driver discounts, multi-policy discounts (if you bundle your auto insurance with other policies), or loyalty discounts. It’s recommended to inquire about available discounts when obtaining insurance quotes.
Does the size or purpose of the Kia Sedona affect insurance rates?
The size and purpose of the Kia Sedona can potentially have an impact on insurance rates. Minivans like the Kia Sedona are typically associated with family use and may be considered safer due to their design and features. This could lead to potential discounts or lower rates. However, insurance rates are influenced by various factors, so it’s best to consult with insurance providers to understand how the specific details of your vehicle and usage can impact your rates.
Can I use my Kia Sedona auto insurance for business purposes?
The coverage provided by your Kia Sedona auto insurance may have limitations when it comes to using the vehicle for business purposes. Personal auto insurance policies generally do not cover commercial use. If you intend to use your Kia Sedona for business purposes, such as ridesharing or delivery services, you may need to explore commercial auto insurance options. It’s important to discuss your specific needs with your insurance provider to ensure you have the appropriate coverage.
What should I do if I need to file an auto insurance claim for my Kia Sedona?
If you need to file an auto insurance claim for your Kia Sedona, you should contact your insurance provider as soon as possible. They will guide you through the claims process and provide instructions on what information or documentation is required. Be prepared to provide details about the incident, such as the date, time, location, and any necessary supporting evidence, such as photographs or witness statements.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.