What is the Best Car Insurance for a Kia Sedona?
Kia Sedona insurance rates are $1,204 a year, or around $100 a month on average. Comprehensive, collision, and liability insurance cost around $293, $428, and $340, respectively.
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Written by
Mathew B. Sims
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Reviewed by
Daniel Walker
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UPDATED: Jun 19, 2020
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Key takeaways:
- Full coverage costs around $1,204 a year or $100 each month
- A liability-only policy costs around $483 a year or $40 each month
- Highest rates are for teenage drivers at around $4,401 a year or $367 each month
- Good drivers can save as much as $496 a year by earning policy discounts
- Kia Sedona insurance costs around $315 less per year than the average vehicle
Kia Sedona insurance rates are as low as $100 per month. Liability-only coverage is $40 per month, but teen drivers with a Kia Sedona could pay up to $367 per month. Continue reading through this guide to learn how you can save money on Kia Sedona insurance rates.
You can start comparing quotes for Kia Sedona auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Kia Sedona Insurance Cost
The average Kia Sedona auto insurance rates are $1,204 a year or $100 a month.
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Are Kia Sedonas Expensive to Insure?
The chart below details how Kia Sedona insurance rates compare to other vans like the Chrysler Pacifica, Honda Odyssey, and Dodge Grand Caravan.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Kia Sedona | $282 | $448 | $338 | $1,204 |
| Chrysler Pacifica | $348 | $532 | $316 | $1,332 |
| Honda Odyssey | $280 | $532 | $372 | $1,342 |
| Dodge Grand Caravan | $308 | $438 | $372 | $1,276 |
| Toyota Sienna | $294 | $532 | $372 | $1,356 |
However, there are a few things you can do to find the cheapest Kia insurance rates online.
What Impacts the Cost of Kia Sedona Insurance?
The Kia Sedona trim and model you choose will affect the total price you will pay for Kia Sedona insurance coverage.
Age of the Vehicle
The average Kia Sedona auto insurance rates are higher for newer models. For example, auto insurance rates for a 2018 Kia Sedona cost $1,204, while 2010 Kia Sedona rates are $1,000, a difference of $204.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Kia Sedona | $282 | $448 | $338 | $1,204 |
| 2017 Kia Sedona | $272 | $436 | $354 | $1,198 |
| 2016 Kia Sedona | $262 | $418 | $364 | $1,180 |
| 2015 Kia Sedona | $248 | $404 | $376 | $1,164 |
| 2014 Kia Sedona | $238 | $374 | $384 | $1,132 |
| 2012 Kia Sedona | $220 | $316 | $390 | $1,062 |
| 2011 Kia Sedona | $206 | $292 | $390 | $1,024 |
| 2010 Kia Sedona | $198 | $272 | $394 | $1,000 |
Driver Age
Driver age can have a significant impact on Kia Sedona auto insurance rates. For instance, a 30-year-old driver may pay $53 more each year for Kia Sedona auto insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Kia Sedona insurance rates. For example, drivers in Jacksonville may pay $723 a year more than drivers in Indianapolis.
Your Driving Record
Your driving record can have an impact on the cost of Kia Sedona auto insurance. Teens and drivers in their 20’s see the highest jump in their Kia Sedona auto insurance rates with violations on their driving record.
Kia Sedona Safety Ratings
Your Kia Sedona auto insurance rates are tied to the Kia Sedona’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Acceptable |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Kia Sedona Crash Test Ratings
Not only do good Kia Sedona crash test ratings mean you are better protected in a crash, but good Kia Sedona crash ratings also mean cheaper insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Kia Sedona VAN FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Kia Sedona VAN FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Kia Sedona VAN FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Kia Sedona VAN FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Kia Sedona VAN FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Kia Sedona Safety Features
The numerous safety features of the Kia Sedona help contribute to lower insurance rates. The 2020 Kia Sedona has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
Kia Sedona Insurance Loss Probability
The Kia Sedona’s insurance loss probability varies between different coverage types. The lower percentage means lower Kia Sedona auto insurance costs; higher percentages mean higher Kia Sedona auto insurance costs.
| Insurance Coverage Category | Loss Rate |
| Collision | 2% |
|---|---|
| Property Damage | -36% |
| Comprehensive | -4% |
| Personal Injury | 16% |
| Medical Payment | no data |
| Bodily Injury | no data |
| Source: Insurance Institute for Highway Safety | |
Kia Sedona Finance and Insurance Cost
If you are financing a Kia Sedona, most lenders will require your carry higher Kia Sedona coverage options including comprehensive coverage, so be sure to shop around and compare Kia Sedona auto insurance rates from the best companies using our FREE tool below.
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Ways to Save on Kia Sedona Insurance
Although it may seem like your Kia Sedona auto insurance rates are set, there are a few measures that you can take to secure the best Kia Sedona auto insurance rates possible. Take a look at the following five ways to save on Kia Sedona auto insurance.
- Ask About Usage-Based Insurance for Your Kia Sedona
- Ask About Retiree Discounts
- Audit Your Kia Sedona Driving When You Move to a New Location or Start a New Job
- Ask About Discounts for People with Disabilities
- Ask About a Student Away from Home Discount
Top Kia Sedona Insurance Companies
Several top auto insurance companies offer competitive rates for the Kia Sedona rates based on factors like discounts for safety features. Take a look at this list of top auto insurance companies that are popular with Kia Sedona drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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