What is the Best Car Insurance for a Kia Sedona?

Kia Sedona insurance rates are $1,204 a year, or around $100 a month on average. Comprehensive, collision, and liability insurance cost around $293, $428, and $340, respectively.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jun 19, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Key takeaways:

  • Full coverage costs around $1,204 a year or $100 each month
  • A liability-only policy costs around $483 a year or $40 each month
  • Highest rates are for teenage drivers at around $4,401 a year or $367 each month
  • Good drivers can save as much as $496 a year by earning policy discounts
  • Kia Sedona insurance costs around $315 less per year than the average vehicle

Kia Sedona insurance rates are as low as $100 per month. Liability-only coverage is $40 per month, but teen drivers with a Kia Sedona could pay up to $367 per month. Continue reading through this guide to learn how you can save money on Kia Sedona insurance rates.

You can start comparing quotes for Kia Sedona auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Kia Sedona Insurance Cost

The average Kia Sedona auto insurance rates are $1,204 a year or $100 a month.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Are Kia Sedonas Expensive to Insure?

The chart below details how Kia Sedona insurance rates compare to other vans like the Chrysler Pacifica, Honda Odyssey, and Dodge Grand Caravan.

Vehicle Comprehensive Collision Liability Total
Kia Sedona $282 $448 $338 $1,204
Chrysler Pacifica $348 $532 $316 $1,332
Honda Odyssey $280 $532 $372 $1,342
Dodge Grand Caravan $308 $438 $372 $1,276
Toyota Sienna $294 $532 $372 $1,356
Compare RatesStart Now →

However, there are a few things you can do to find the cheapest Kia insurance rates online.

What Impacts the Cost of Kia Sedona Insurance?

The Kia Sedona trim and model you choose will affect the total price you will pay for Kia Sedona insurance coverage.

Age of the Vehicle

The average Kia Sedona auto insurance rates are higher for newer models. For example, auto insurance rates for a 2018 Kia Sedona cost $1,204, while 2010 Kia Sedona rates are $1,000, a difference of $204.

Model Year Comprehensive Collision Liability Total
2018 Kia Sedona $282 $448 $338 $1,204
2017 Kia Sedona $272 $436 $354 $1,198
2016 Kia Sedona $262 $418 $364 $1,180
2015 Kia Sedona $248 $404 $376 $1,164
2014 Kia Sedona $238 $374 $384 $1,132
2012 Kia Sedona $220 $316 $390 $1,062
2011 Kia Sedona $206 $292 $390 $1,024
2010 Kia Sedona $198 $272 $394 $1,000
Compare RatesStart Now →

Driver Age

Driver age can have a significant impact on Kia Sedona auto insurance rates. For instance, a 30-year-old driver may pay $53 more each year for Kia Sedona auto insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Kia Sedona insurance rates. For example, drivers in Jacksonville may pay $723 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of Kia Sedona auto insurance. Teens and drivers in their 20’s see the highest jump in their Kia Sedona auto insurance rates with violations on their driving record.

Kia Sedona Safety Ratings

Your Kia Sedona auto insurance rates are tied to the Kia Sedona’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Acceptable
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
Compare RatesStart Now →

Kia Sedona Crash Test Ratings

Not only do good Kia Sedona crash test ratings mean you are better protected in a crash, but good Kia Sedona crash ratings also mean cheaper insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Kia Sedona VAN FWD 5 stars 5 stars 5 stars 4 stars
2019 Kia Sedona VAN FWD 5 stars 5 stars 5 stars 4 stars
2018 Kia Sedona VAN FWD 5 stars 5 stars 5 stars 4 stars
2017 Kia Sedona VAN FWD 5 stars 5 stars 5 stars 4 stars
2016 Kia Sedona VAN FWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
Compare RatesStart Now →

Kia Sedona Safety Features

The numerous safety features of the Kia Sedona help contribute to lower insurance rates. The 2020 Kia Sedona has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control

Kia Sedona Insurance Loss Probability

The Kia Sedona’s insurance loss probability varies between different coverage types. The lower percentage means lower Kia Sedona auto insurance costs; higher percentages mean higher Kia Sedona auto insurance costs.

Insurance Coverage Category Loss Rate
Collision 2%
Property Damage -36%
Comprehensive -4%
Personal Injury 16%
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
Compare RatesStart Now →

Kia Sedona Finance and Insurance Cost

If you are financing a Kia Sedona, most lenders will require your carry higher Kia Sedona coverage options including comprehensive coverage, so be sure to shop around and compare Kia Sedona auto insurance rates from the best companies using our FREE tool below.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Ways to Save on Kia Sedona Insurance

Although it may seem like your Kia Sedona auto insurance rates are set, there are a few measures that you can take to secure the best Kia Sedona auto insurance rates possible. Take a look at the following five ways to save on Kia Sedona auto insurance.

  • Ask About Usage-Based Insurance for Your Kia Sedona
  • Ask About Retiree Discounts
  • Audit Your Kia Sedona Driving When You Move to a New Location or Start a New Job
  • Ask About Discounts for People with Disabilities
  • Ask About a Student Away from Home Discount

Top Kia Sedona Insurance Companies

Several top auto insurance companies offer competitive rates for the Kia Sedona rates based on factors like discounts for safety features. Take a look at this list of top auto insurance companies that are popular with Kia Sedona drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
Compare RatesStart Now →

Compare Free Kia Sedona Insurance Quotes Online

To start comparing Kia Sedona auto insurance quotes for free, use our online auto insurance comparison tool.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption