Best Windshield Replacement Coverage in Kansas (Top 10 Companies in 2025)

Travelers, Allstate, and Geico provide the best windshield replacement coverage in Kansas, beginning at only $100 per month. Our goal is to aid in comparing quotes from these reputable insurers, enabling you to obtain the perfect coverage and benefit from tailored discounts for your vehicle.

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Tonya Sisler

Insurance Content Team Lead

Tonya Sisler has been a technical insurance writer for over five years. She uses her extensive insurance and finance knowledge to write informative articles that answer readers' top questions. Her mission is to provide readers with timely, accurate information that allows them to determine their insurance needs and choose the best coverage. Tonya currently leads a team of 10 insurance copywrite...

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Tonya Sisler
Schimri Yoyo

Licensed Agent & Financial Advisor

Schimri Yoyo is a financial advisor with active insurance licenses in seven states and over 20 years of professional experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity.  Schimri is an educator eager to assist individuals and families in ach...

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Schimri Yoyo

Updated December 2025

Best KS Windshield Coverage: Travelers
4.3

Company Facts

Full Coverage Windshield Replacement in Kansas

$106/mo

A.M. Best

A++

Complaint Level

High

Pros & Cons

  • Largest U.S. Insurer
  • Nationwide Coverage
  • Broad Insurance Options
  • Below-Average Rates
  • IntelliDrive Rate Increase
  • Below-Average Reviews
  • Limited Rideshare Availability
Best KS Windshield UBI: Allstate
3.8

Company Facts

Full Coverage Windshield Replacement in Kansas

$195/mo

A.M. Best

A+

Complaint Level

Med

Pros & Cons

  • Multiple Coverage Options
  • Various Discounts
  • Additional Savings Programs
  • Low-Mileage Policy Option
  • Higher Premiums
  • Slow Claims Process
  • Poor Customer Service
Best for KS Windshield Rates: Geico
4.4

Company Facts

Full Coverage Windshield Replacement in Kansas

$91/mo

A.M. Best

A++

Complaint Level

Low

Pros & Cons

  • Cheap for safe drivers
  • High satisfaction ratings
  • Great app and website
  • Lots of discounts
  • Strong financial backing
  • No gap coverage
  • Pricey after a DUI
  • Few local agents

Travelers is recognized as the premier option for the best windshield replacement coverage in Kansas, offering competitive rates beginning at only $106 per month for comprehensive protection.

Best Windshield Replacement Coverage in Kansas

In partnership with Allstate and Geico, they provide cost-effective rates and a range of comprehensive coverage options customized to suit your individual driving requirements.

Our Top 10 Company Picks: Best Windshield Replacement Coverage in Kansas

CompanyRankSafety Features DiscountA.M. BestBest ForJump to Pros/Cons
Travelers: Best Windshield Replacement Coverage in Kansas#120%A++IntelliDrive ProgramTravelers
Allstate: Best Windshield Replacement Coverage in Kansas#215%A+Drivewise ProgramAllstate
Geico: Best Windshield Replacement Coverage in Kansas#316%A++Competitive RatesGeico
American Family: Best Windshield Replacement Coverage in Kansas#411%ADiscount AvailabilityAmerican Family
State Farm: Best Windshield Replacement Coverage in Kansas#59%BBusiness OwnersState Farm
Nationwide: Best Windshield Replacement Coverage in Kansas#612%A+Simple ClaimsNationwide
Progressive: Best Windshield Replacement Coverage in Kansas#712%A+Combining DiscountsProgressive
Auto-Owners: Best Windshield Replacement Coverage in Kansas#89%A++Add-OnsAuto-Owners
AAA: Best Windshield Replacement Coverage in Kansas#910%ATeensAAA
Farmers: Best Windshield Replacement Coverage in Kansas#1011%ASignal AppFarmers

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For cracked or broken windshields, prompt repair is essential. Comprehensive auto insurance or Kansas windshield replacement coverage typically covers most damage. Explore windshield coverage details, including repair types, and start shopping with our free quote comparison tool. Enter your ZIP code now.

Things to Remember

  • Travelers provides competitive rates starting at $106 per month
  • Top insurance companies offer options for windshield replacement
  • Multiple discounts are available for replacement coverage

#1 – Travelers: Top Overall Pick

Travelers: Best Windshield Replacement Coverage in Kansas

Pros

  • Comprehensive Coverage Options: Travelers offers a wide range of coverage options, including windshield replacement coverage, ensuring customers can tailor their policies to suit their needs.
  • Strong Financial Stability: With high ratings from financial rating agencies like A.M. Best, Travelers provides peace of mind to policyholders regarding the company’s financial strength and ability to fulfill claims.
  • Excellent Customer Service: Our Travelers auto insurance review reveals that Travelers is known for its responsive customer service, making it easy for policyholders to get assistance and resolve any issues quickly.

Cons

  • Higher Premiums: While Travelers offers comprehensive coverage, its premiums may be slightly higher compared to some other insurers, which could be a drawback for budget-conscious customers.
  • Limited Availability: Travelers may not be available in all states, limiting access to its services for customers residing in certain regions.

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Nationwide State Farm Allstate

#2 – Allstate: Best for Drivewise Program

Allstate: Best Windshield Replacement Coverage in Kansas

Pros

  • Drivewise Program: Allstate’s Drivewise program offers potential savings for safe drivers by tracking their driving habits and rewarding them with discounts based on their safe driving behavior.
  • User-Friendly Mobile App: Allstate’s mobile app provides convenient access to policy information, claims filing, and roadside assistance, enhancing the overall customer experience.
  • Nationwide Availability: Allstate operates nationwide, ensuring accessibility to its insurance products and services for customers across the country.

Cons

  • Limited Discounts: While Allstate offers various discounts, some customers may find that it provides fewer discount opportunities compared to other insurers, potentially resulting in higher premiums.
  • Mixed Customer Service Reviews: While Allstate has made efforts to improve its customer service, some policyholders have reported dissatisfaction with the responsiveness and handling of claims.

#3 – Geico: Best for Competitive Rates

Geico: Best Windshield Replacement Coverage in Kansas

Pros

  • Competitive Rates: Geico is known for offering competitive rates, making it an attractive option for budget-conscious customers seeking affordable auto insurance coverage.
  • Online Convenience: Geico provides a user-friendly online platform for policy management, claims filing, and obtaining quotes, offering convenience and accessibility to its customers.
  • Extensive Coverage Options: Geico offers a wide range of coverage options, including windshield replacement coverage, allowing customers to customize their policies to meet their specific needs.

Cons

  • Limited Agent Support: Geico primarily operates online and over the phone, which may be a disadvantage for customers who prefer in-person interactions with insurance agents. Read more through our Geico auto insurance review.
  • Average Customer Service: While Geico offers competitive rates and convenient online services, some customers have reported average satisfaction with its customer service, citing issues with responsiveness and claims processing.

#4 – American Family: Best for Discount Availability

American Family: Best Windshield Replacement Coverage in Kansas

Pros

  • Discount Availability: American Family offers a variety of discounts, allowing policyholders to potentially save money on their premiums. Read more through our American Family auto insurance review.
  • Flexible Coverage Options: American Family provides flexible coverage options, allowing customers to customize their policies to meet their specific needs.
  • Strong Community Involvement: American Family is known for its commitment to supporting local communities through various initiatives and sponsorships.

Cons

  • Limited Availability: American Family may have limited availability in certain regions, which could restrict access to its services for some customers.
  • Mixed Customer Service Reviews: While American Family strives to provide excellent customer service, some policyholders have reported dissatisfaction with responsiveness and claims handling.

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Nationwide State Farm Allstate

#5 – State Farm: Best for Business Owners

State Farm: Best Windshield Replacement Coverage in Kansas

Pros

  • Business Owner Benefits: State Farm offers specialized coverage options for business owners, providing comprehensive protection for their commercial vehicles.
  • Excellent Claims Handling: State Farm is known for its efficient claims handling process, ensuring prompt resolution and payment for covered claims.
  • Strong Agent Network: State Farm has a vast network of agents nationwide, offering personalized assistance and guidance to policyholders.

Cons

  • Potentially Higher Premiums: State Farm’s premiums may be higher compared to some other insurers, particularly for certain coverage options. Find out more in our State Farm auto insurance review.
  • Limited Online Tools: While State Farm has made efforts to improve its online services, some customers may find its online tools and resources lacking compared to other insurers.

#6 – Nationwide: Best for Simple Claims

Nationwide: Best Windshield Replacement Coverage in Kansas

Pros

  • Simple Claims Process: Nationwide offers a straightforward claims process, making it easy for policyholders to report and resolve claims efficiently. Read more through our Nationwide auto insurance review.
  • Combining Discounts: Nationwide allows customers to combine multiple discounts, potentially leading to significant savings on their premiums.
  • Extensive Network of Agents: Nationwide has a large network of agents across the country, providing personalized assistance and support to policyholders.

Cons

  • Average Customer Service: While Nationwide offers a simple claims process, some policyholders have reported average satisfaction with its overall customer service.
  • Limited Coverage Options: Nationwide’s coverage options may be more limited compared to some other insurers, which could be a drawback for customers seeking specialized coverage.

#7 – Progressive: Best for Combining Discounts

Progressive: Best Windshield Replacement Coverage in Kansas

Pros

  • Combining Discounts: In our Progressive auto insurance review, Progressive offers the option to combine multiple discounts, allowing policyholders to maximize their savings on premiums.
  • Convenient Online Tools: Progressive provides a range of online tools and resources, making it easy for customers to manage their policies and obtain quotes.
  • Strong Financial Stability: Progressive has a strong financial standing, providing reassurance to policyholders regarding the company’s ability to fulfill claims.

Cons

  • Potentially Complex Claims Process: Progressive’s claims process may be more complex compared to some other insurers, which could result in delays or confusion for policyholders.
  • Limited Agent Support: While Progressive offers online tools for policy management, some customers may prefer more personalized assistance from insurance agents.

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Nationwide State Farm Allstate

#8 – Auto-Owners: Best for Add-Ons

Auto-Owners: Best Windshield Replacement Coverage in Kansas

Pros

  • Add-On Options: Auto-Owners offers a variety of add-on options, allowing customers to enhance their coverage with additional protections. Read more through our Auto-Owners auto insurance review.
  • Strong Customer Satisfaction: Auto-Owners consistently receives high ratings for customer satisfaction, indicating a positive overall experience for policyholders.
  • Personalized Service: Auto-Owners provides personalized service through its network of independent agents, ensuring tailored recommendations and support.

Cons

  • Limited Availability: Auto-Owners may have limited availability in certain regions, which could restrict access to its services for some customers.
  • Potentially Higher Premiums: Auto-Owners’ premiums may be higher compared to some other insurers, particularly for customers seeking comprehensive coverage options.

#9 – AAA: Best for Teens

AAA: Best Windshield Replacement Coverage in Kansas

Pros

  • Benefits for Teens: AAA offers specialized programs and benefits for teen drivers, providing additional support and resources to promote safe driving habits.
  • Extensive Roadside Assistance: AAA’s roadside assistance coverage is comprehensive, offering services such as towing, battery jump-starts, and tire changes to policyholders.
  • Discount Opportunities: AAA provides various discount opportunities, allowing customers to save money on their premiums through safe driving habits and other qualifying factors.

Cons

  • Limited Availability: AAA’s auto insurance may only be available to members of the AAA club, which could restrict access to its services for non-members. Read more through our AAA auto insurance review.
  • Mixed Coverage Options: While AAA offers comprehensive coverage options, some customers may find its coverage offerings to be less customizable compared to other insurers.

#10 – Farmers: Best for Signal App

Farmers: Best Windshield Replacement Coverage in Kansas

Pros

  • Signal App Benefits: Farmers offers benefits for policyholders who use the Signal app, including potential discounts and rewards for safe driving behaviors.
  • Flexible Coverage Options: Farmers provides flexible coverage options, allowing customers to tailor their policies to meet their specific needs.
  • Strong Agent Support: Farmers has a strong network of agents who can provide personalized assistance and guidance to policyholders. Find out more through our Farmers auto insurance review.

Cons

  • Potentially Higher Premiums: Farmers’ premiums may be higher compared to some other insurers, particularly for customers seeking comprehensive coverage options.
  • Limited Online Tools: While Farmers offers agent support, some customers may find its online tools and resources to be less comprehensive compared to other insurers.

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Nationwide State Farm Allstate

Auto Insurance Cover a Cracked Windshield in Kansas

In Kansas, when your windshield is damaged by road debris, like rocks and birds, prompt replacement is crucial to prevent further deterioration and ensure safety. Glass coverage insurance is essential to address such damage promptly, reducing the risk of injury while driving.

Kansas Windshield Replacement Monthly Rates by Coverage Level & Provider

Insurance CompanyMinimum CoverageFull Coverage
AAA TablePress Logo$55$165
Allstate TablePress Logo$62$195
American Family TablePress Logo$44$139
Auto-Owners Table Press Logo$48$153
Farmers TablePress Logo$56$176
Geico TablePress Logo$29$91
Nationwide TablePress Logo$36$113
Progressive TablePress Logo$50$155
State Farm TablePress Logo$32$99
Travelers TablePress Logo$34$106

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Fortunately, some auto insurance policies cover windshield replacement without requiring a deductible. Utilize our free car insurance comparison tool by entering your ZIP code to explore coverage options and rates.

Law for Zero-Deductible Windshield Replacement Service

Kansas lacks a zero-deductible law for windshield repairs, leaving deductible policies to insurers. Certain insurance types, like liability auto insurance, may not cover windshield replacement. While comprehensive insurance usually covers rock or bird damage, it may not cover full glass replacement.

It’s worth noting full glass insurance laws in Florida, where insurers may offer zero-deductible coverage for non-accident glass damages. When shopping for coverage, review deductible rules carefully. Upgrading your coverage can lead to savings on future repairs. Enter your ZIP code to begin comparing.

Kansas Auto Insurance Company Request Aftermarket Glass

In Kansas, retaining control over the windshield replacement process means avoiding insurance claims and covering the entire cost yourself. Insurance companies in the state may use aftermarket glass as they see fit, provided it matches the quality of the broken windshield, without allowing policyholders to refuse.

Travelers Site Screenshot: Best Windshield Replacement Coverage in Kansas

However, some drivers may prefer to pay out of pocket to avoid aftermarket glass. When deciding whether to file a claim for a broken windshield, consider your preference for new versus aftermarket glass, especially if you have full coverage auto insurance.

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Auto Glass Service Provider in Kansas: The Bottom Line

In Kansas, your auto insurance dictates the material and provider for glass replacement without your consent. To choose your provider, pay for replacement yourself. Filing a comprehensive claim for auto insurance may save money but forfeits your choice of provider and material. Compare auto quotes for flexibility in future claims. Enter your ZIP code for Kansas windshield replacement insurance comparison.

Frequently Asked Questions

Will my auto insurance cover a cracked windshield in Kansas?

Yes, in Kansas, auto insurance policies may cover the cost of repairing or replacing a cracked windshield. However, coverage may vary depending on your specific policy and the extent of the damage. It’s recommended to review your policy or contact your insurance provider to understand the coverage details for windshield replacement.

Does Kansas have a law for zero-deductible windshield replacement service?

No, Kansas does not have a specific law mandating zero-deductible windshield replacement. Insurance companies in Kansas have the flexibility to establish their own policies regarding deductibles for windshield replacement. It’s important to check your policy or consult with your insurance provider to understand the deductible requirements for windshield replacement in Kansas. Enter your ZIP code now to start.

Can your Kansas auto insurance company request aftermarket glass?

Yes, according to Kansas law, auto insurance companies have the right to use aftermarket glass for windshield replacement if they choose to do so. However, the aftermarket glass used must be of similar quality to the original windshield. If you prefer to avoid aftermarket glass and have liability auto insurance, you may need to pay for the replacement out of pocket.

Who selects your auto glass service provider in Kansas?

In Kansas, your auto insurance company has the authority to select the service provider for windshield replacement. They also have the right to choose the type of material used for the replacement. If you want the freedom to choose your own provider or material, you would need to pay for the replacement without filing a claim.

How can I save money on windshield replacement in Kansas?

To save money on windshield replacement in Kansas, you can consider the following options:

  • Review your insurance policy to understand the coverage and deductible requirements for windshield replacement.
  • Compare quotes from different insurance providers to find the most affordable coverage with favorable deductible terms.
  • Evaluate the cost of filing a claim versus paying for the replacement out of pocket, considering potential rate increases in the future.
  • Upgrade your auto insurance policy to include comprehensive coverage, which typically covers windshield damage from projectiles like rocks or birds.
  • Prioritize the safety of yourself and others by addressing windshield damage promptly to avoid potential risks while driving.

By following these tips, including reviewing your insurance policy, comparing quotes, and evaluating the cost of filing a claim versus paying out of pocket, you can make informed decisions to ensure both your safety and financial well-being, especially if you have collision insurance.

What is the windshield law in Kansas?

The windshield law in Kansas states that drivers can’t drive if there is anything obstructing their vision, whether it’s snow or cracks in the windshield.

What are the top three companies offering the best windshield replacement coverage in Kansas?

The top three companies offering the best windshield replacement coverage in Kansas, according to the article, are Travelers, Allstate, and Geico. Enter your ZIP code now to begin.

How does the Drivewise program benefit customers who choose Allstate for their auto insurance?

The Drivewise program offered by Allstate benefits customers by tracking their driving habits and rewarding safe behavior with discounts on their premiums, making it a valuable incentive for policyholders who want to save on their insurance costs while maintaining a high level of safety. This type of auto insurance program encourages responsible driving practices and offers tangible rewards for policyholders who demonstrate safe behaviors behind the wheel.

What are two potential drawbacks of choosing Geico as your auto insurance provider?

Two potential drawbacks of choosing Geico as your auto insurance provider, according to the article, are limited agent support and average customer service.

How does Auto-Owners stand out among the listed providers in terms of customer satisfaction?

Auto-Owners stands out among the listed providers in terms of customer satisfaction, as it consistently receives high ratings for customer satisfaction, indicating a positive overall experience for policyholders. Enter your ZIP code now to start.

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<h3>Auto Insurance Discounts For Windshield Replacement Coverage in Kansas</h3>
<h3>Auto Insurance Discounts For Windshield Replacement Coverage in Kansas</h3>