Does a criminal record affect auto insurance rates? (2025)

So, does a criminal record affect car insurance? Your criminal record shouldn’t impact your auto insurance rates unless it was a violation related to driving, such as a DUI, reckless driving, or a moving violation. However, it’s common for the best auto insurance companies, such as Geico, to run a credit and background check when…

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How Auto Insurance Companies Check Driving Records (2025)

Do insurance companies check your driving record? Yes, and if you have a history of accidents or traffic violations, you’ll have to buy high-risk auto insurance at a more expensive rate. Insurers check driving records to determine whether you’re a high-risk driver. How auto insurance companies check driving records depends on state law, but most use…

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Best Auto Insurance for Drivers Under 25 (Find the Top 10 Companies Here!)

The best auto insurance for drivers under 25 comes from Allstate, State Farm, and USAA, and good students can save up to 35%. Auto insurance for those 25 years old or younger often comes with high rates, because young drivers have less driving experience. Fortunately, many car insurance providers offer discounts to existing policyholders who…

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Drunk Driving Rates by State [+ Coronavirus DUI Drops]

Drunk driving rates have declined in certain states, such as California, Texas, Pennsylvania, Florida, and North Carolina, partly due to the coronavirus pandemic.  In this feature, we’ll take a look at the coronavirus DUI drop through media reports that show how drunk driving incidents have declined since the coronavirus pandemic. We’ll also overview the worst…

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Do I have to declare speeding points on my insurance?

A single speeding violation can increase your insurance premiums. A small lapse in judgment could be the difference between a good driver’s discount and paying a surcharge. Drivers with just one speeding ticket end up paying $45.46 per month more in auto insurance premiums  You got a speeding ticket, do you have to inform your…

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