Best Hubert, North Carolina Auto Insurance in 2025
The average Hubert, NC auto insurance rates are $257 per month. The minimum auto insurance in Hubert is at least 30/60/25 in coverage to comply with North Carolina auto insurance laws. To find the best cheap auto insurance in Hubert, North Carolina, compare quotes from multiple companies.
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Table of Contents
Table of Contents
Feature Writer
Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...
Rachel Bodine
Licensed Insurance Agent
Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...
Jeff Root
Updated September 2024
- The cheapest auto insurance company in Hubert is Liberty Mutual
- Average auto insurance rates in Hubert, NC for senior drivers are $2,307 per year
- The most expensive auto insurance company in Hubert for teen drivers is Allstate
Hubert, North Carolina auto insurance requirements are 30/60/25 according to North Carolina auto insurance laws. Finding cheap auto insurance in Hubert can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hubert, North Carolina, including driving record, credit, commute time, and more.
Compare auto insurance in Hubert to other North Carolina cities, including Greensboro auto insurance rates, Fayetteville auto insurance rates, and Concord auto insurance rates to see how Hubert, North Carolina auto insurance rates stack up.
Before you buy Hubert, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hubert, North Carolina auto insurance quotes.
Minimum Auto Insurance in Hubert, North Carolina
Hubert, North Carolina auto insurance laws require that you have at least the North Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hubert, North Carolina.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap Hubert, North Carolina Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Hubert, North Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $5,371 | $5,371 | $4,407 | $4,407 | $12,897 | $12,897 | $5,477 | $5,477 |
| Geico | $2,174 | $2,135 | $2,144 | $2,107 | $3,938 | $3,905 | $1,918 | $1,908 |
| Liberty Mutual | $1,637 | $1,637 | $1,694 | $1,694 | $2,887 | $2,887 | $1,637 | $1,637 |
| Nationwide | $2,248 | $2,248 | $2,248 | $2,248 | $3,803 | $3,803 | $2,248 | $2,248 |
| Progressive | $1,535 | $1,535 | $1,393 | $1,393 | $3,717 | $3,717 | $1,727 | $1,727 |
| State Farm | $2,202 | $2,202 | $1,905 | $1,905 | $3,247 | $3,247 | $2,720 | $2,720 |
| Travelers | $2,398 | $2,398 | $2,378 | $2,378 | $4,069 | $4,069 | $2,461 | $2,461 |
Cheap Hubert, North Carolina Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Hubert, North Carolina is a challenge. Take a look at the annual teen auto insurance rates in Hubert, North Carolina.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $12,897 | $12,897 |
| Geico | $3,938 | $3,905 |
| Liberty Mutual | $2,887 | $2,887 |
| Nationwide | $3,803 | $3,803 |
| Progressive | $3,717 | $3,717 |
| State Farm | $3,247 | $3,247 |
| Travelers | $4,069 | $4,069 |
Cheap Hubert, North Carolina Auto Insurance for Seniors
What are senior auto insurance rates in Hubert, North Carolina? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $4,407 | $4,407 |
| Geico | $2,144 | $2,107 |
| Liberty Mutual | $1,694 | $1,694 |
| Nationwide | $2,248 | $2,248 |
| Progressive | $1,393 | $1,393 |
| State Farm | $1,905 | $1,905 |
| Travelers | $2,378 | $2,378 |
Cheap Hubert, North Carolina Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hubert, North Carolina compared to the annual auto insurance rates with a clean record in Hubert, North Carolina.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,808 | $6,716 | $12,478 | $5,151 |
| Geico | $1,319 | $1,985 | $4,965 | $1,845 |
| Liberty Mutual | $1,171 | $1,503 | $3,679 | $1,503 |
| Nationwide | $1,551 | $2,005 | $4,985 | $2,005 |
| Progressive | $982 | $1,432 | $4,574 | $1,385 |
| State Farm | $1,343 | $1,941 | $4,847 | $1,941 |
| Travelers | $1,687 | $2,204 | $5,241 | $2,173 |
Cheap Hubert, North Carolina Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Hubert, North Carolina is not easy. Compare the annual rates for DUI auto insurance in Hubert, North Carolina to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $12,478 |
| Geico | $4,965 |
| Liberty Mutual | $3,679 |
| Nationwide | $4,985 |
| Progressive | $4,574 |
| State Farm | $4,847 |
| Travelers | $5,241 |
Cheap Hubert, North Carolina Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Hubert, North Carolina annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $9,513 | $6,185 | $5,417 |
| Geico | $2,727 | $2,517 | $2,341 |
| Liberty Mutual | $1,964 | $1,964 | $1,964 |
| Nationwide | $2,637 | $2,637 | $2,637 |
| Progressive | $2,377 | $2,042 | $1,860 |
| State Farm | $3,535 | $2,262 | $1,758 |
| Travelers | $3,015 | $2,747 | $2,718 |
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Cheap Hubert, North Carolina Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Hubert, North Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Hubert, North Carolina to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 28539 | $2,800 |
Cheap Hubert, North Carolina Auto Insurance Rates By Commute
Commute length and annual mileage affect Hubert, North Carolina auto insurance. Find the cheapest annual Hubert, North Carolina auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $7,038 | $7,038 |
| Geico | $2,528 | $2,528 |
| Liberty Mutual | $1,964 | $1,964 |
| Nationwide | $2,637 | $2,637 |
| Progressive | $2,093 | $2,093 |
| State Farm | $2,510 | $2,527 |
| Travelers | $2,827 | $2,827 |
Cheap Hubert, North Carolina Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Hubert, North Carolina? Check out the comparison of annual Hubert, North Carolina auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $6,789 | $7,010 | $7,315 |
| Geico | $2,411 | $2,519 | $2,655 |
| Liberty Mutual | $1,871 | $1,952 | $2,069 |
| Nationwide | $2,531 | $2,624 | $2,755 |
| Progressive | $1,987 | $2,080 | $2,212 |
| State Farm | $2,413 | $2,504 | $2,637 |
| Travelers | $2,710 | $2,811 | $2,958 |
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Best By Category: Cheapest Auto Insurance in Hubert, North Carolina
Compare the cheapest auto insurance companies in Hubert, North Carolina in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Liberty Mutual |
| Seniors | Progressive |
| Clean Record | Progressive |
| With 1 Accident | Progressive |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | Progressive |
The Cheapest Hubert, North Carolina Auto Insurance Companies
What auto insurance companies in Hubert, North Carolina are the cheapest? Compare the top Hubert, North Carolina auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $7,038 |
| Geico | $2,528 |
| Liberty Mutual | $1,964 |
| Nationwide | $2,637 |
| Progressive | $2,093 |
| State Farm | $2,518 |
| Travelers | $2,827 |
Compare Hubert, North Carolina Auto Insurance Quotes
Before you buy Hubert, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hubert, North Carolina auto insurance quotes.
Frequently Asked Questions
What is auto insurance?
Auto insurance is a type of insurance policy that provides financial protection in case of damage or loss to a vehicle. It typically covers expenses related to accidents, theft, vandalism, and other unforeseen events involving your car.
Is auto insurance mandatory in Hubert, North Carolina?
Yes, auto insurance is mandatory in Hubert, North Carolina, as it is in the entire state. North Carolina law requires all drivers to carry minimum liability insurance coverage to legally operate a vehicle.
What is the minimum liability insurance requirement in Hubert, NC?
In Hubert, NC, the minimum liability insurance requirements are as follows:
- $30,000 bodily injury liability coverage per person
- $60,000 bodily injury liability coverage per accident
- $25,000 property damage liability coverage per accident
Can I choose to purchase additional coverage beyond the minimum requirements?
Yes, you have the option to purchase additional coverage beyond the minimum requirements. Many drivers choose to increase their coverage limits or add optional coverages such as collision, comprehensive, uninsured/underinsured motorist, medical payments, and rental car reimbursement.
What factors can affect my auto insurance rates in Hubert, NC?
Several factors can influence your auto insurance rates in Hubert, NC. These factors may include your age, driving record, type of vehicle, coverage limits, deductible amount, credit history, and the distance you drive.
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