How to Get a Green Vehicle Discount

Many top auto insurance companies offer a green vehicle discount. However, each company has different qualifications for what they consider a green vehicle, but a green vehicle generally pollutes less and is more fuel-efficient than other vehicles. A green vehicle discount is only one of many auto insurance discounts to ask for. Combine other safety feature discounts to maximize savings.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jun 28, 2021

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Things to Remember

  • A green vehicle is a vehicle that pollutes less and is more fuel-efficient than other vehicles.
  • You can save between 5% and 10% on your rates with a green vehicle auto insurance discount.
  • Combine other safety feature discounts into your policy to maximize savings.

As people become more environmentally conscious, auto manufacturers have started creating green vehicles with more fuel-efficient batteries and motors. But did you know you can earn a green vehicle discount on your auto insurance?

With a green vehicle, not only do you lower your carbon footprint, but you can also earn cheap auto insurance rates. Sometimes what’s good for the planet can be good for your wallet, too.

Keep reading to learn what a green vehicle is, how green vehicle discounts can lower your insurance rates, and find out how much you can save. Enter your ZIP code into our free comparison tool above to find affordable green vehicle auto insurance near you.

How much can I save with a green vehicle discount?

Many of the best auto insurance companies offer a green vehicle auto insurance discount. However, these discounts will vary in size from company to company.

You can typically save somewhere between 5% and 10% on your auto insurance rate with a green vehicle auto insurance discount. This may not sound like much, but combined with other safety feature discounts, you could save much more.

Compare green vehicle auto insurance rates from at least three different companies to find the best deal. Below you can see a list of which companies offer a green vehicle auto insurance discount as well as other safety feature discounts. 

Safety feature auto insurance discounts by company
Type of Safety Feature DiscountsAuto Insurance Company
Anti-theft devices Allstate, Esurance, Farmers, Geico, Liberty Mutual, Nationwide, Progressive, State Farm, Travelers, USAA
Anti-lock brakes Allstate, Esurance, Farmers, Geico, Liberty Mutual
Green vehicleAllstate, Farmers, Liberty Mutual, Travelers
New carAllstate, State Farm, Travelers, USAA
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What is a green vehicle?

What makes a vehicle green? According to the U.S. Environmental Protection Agency (EPA), a green vehicle is simply a vehicle that pollutes less and is more fuel-efficient than other vehicles.

Many auto manufacturers are now producing vehicles that run either solely or partly on electricity. Since these vehicles pollute less than their diesel or gasoline-powered counterparts, electric cars are considered green.

However, you don’t have to buy an electric or hybrid-electric car to get a green vehicle. Vehicles that run on ethanol or natural gas burn much cleaner than gasoline and can also be considered green vehicles by your auto insurance company.

You may be wondering why auto insurance companies offer green vehicle discount rates. Well, think of it as a reward for improving the environment and polluting less. Also, people who drive green vehicles tend to file fewer claims.

Do more safety features lower auto insurance rates?

Along with your vehicle’s fuel efficiency, you may be wondering, do more safety features lower car insurance? And if so, which feature on your car is worth a discount on your car insurance?

Fortunately, the answer is yes. Not only can you receive a green vehicle discount, but you can also receive additional discounts for safety features you have installed in your vehicle.

Some of the safety features you can earn auto insurance discounts for include:

  • Anti-lock brakes
  • Adaptive headlights
  • Adaptive cruise control
  • Electronic stability control
  • Forward collision warning

This is by no means a complete list of the auto insurance discounts to ask for when shopping for auto insurance.

However, if your current provider doesn’t offer the discount you want, compare green vehicle auto insurance quotes from other providers to find one that does.

Now that you know all about green vehicle auto insurance discounts, start shopping today. Enter your ZIP code into our free comparison tool below to compare quotes and buy green vehicle auto insurance from providers in your area.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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