Best Ford Fiesta Auto Insurance in 2025 (Find the Top 10 Companies Here)

State Farm, USAA, and Geico offer the best Ford Fiesta auto insurance with rates as low as $34/month. These top providers excel due to their competitive pricing and exceptional customer service. State Farm is the overall best, USAA provides excellent military benefits, and Geico offers the best cost savings.

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Laura Kuhl

Managing Editor

Laura Kuhl holds a Master’s Degree in Professional Writing from the University of North Carolina at Wilmington. Her career began in healthcare and wellness, creating lifestyle content for doctors, dentists, and other healthcare and holistic professionals. She curated news articles and insider interviews with investors and small business owners, leading to conversations with key players in the le...

Written by
Laura Kuhl
Justin Wright

Licensed Insurance Agent

Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...

Reviewed by
Justin Wright

Updated August 2024

Top Pick for Ford Fiesta: State Farm
4.3

Company Facts

Full Coverage for Ford Fiesta

$101/mo

A.M. Best

A++

Complaint Level

Low

Pros & Cons

  • Competitive rates
  • Flexible coverage
  • Multiple discounts
  • High claims satisfaction
  • Financially stable
  • High-risk driver costs
  • Limited digital tools
  • Varies by location
Best Cost Savings for Ford Fiesta: Geico
4.4

Company Facts

Full Coverage for Ford Fiesta

$97/mo

A.M. Best

A++

Complaint Level

Low

Pros & Cons

  • Cheap for safe drivers
  • High satisfaction ratings
  • Great app and website
  • Lots of discounts
  • Strong financial backing
  • No gap coverage
  • Pricey after a DUI
  • Few local agents
Best Military Benefits for Ford Fiesta: USAA
4.8

Company Facts

Full Coverage for Ford Fiesta

$98/mo

A.M. Best

A++

Complaint Level

Med

Pros & Cons

  • Offers multiple products including financial services and banking
  • High customer satisfaction and financial ratings
  • Rates are lower than average
  • Coverage is available in all 50 states
  • Easy-to-use mobile app
  • Coverage isn’t available to everyone
  • DUIs drastically increase rates
  • SafePilot isn’t available in every state
  • Customer complaints are higher than competitors

The top pick overall for the best Ford Fiesta auto insurance are State Farm, USAA, and Geico, offering rates as low as $34/month. These best auto insurance companies excel in competitive pricing and exceptional customer service, making them ideal choices for Ford Fiesta drivers.

Best Ford Fiesta Auto Insurance: State Farm, Geico, and USAA.

State Farm stands out as the best overall due to its comprehensive coverage options and customer satisfaction. USAA offers excellent benefits for military members, while Geico is known for its significant cost savings.

Our Top 10 Company Picks: Best Ford Fiesta Auto Insurance

CompanyRankMulti-Vehicle DiscountA.M. BestBest ForJump to Pros/Cons
State Farm: Best Ford Fiesta Auto Insurance#120%BAgency NetworkState Farm
Geico: Best Ford Fiesta Auto Insurance#225%A++Cost SavingsGeico
USAA: Best Ford Fiesta Auto Insurance#310%A++Military BenefitsUSAA
Erie: Best Ford Fiesta Auto Insurance#410%A+Personalized PoliciesErie
Farm Bureau: Best Ford Fiesta Auto Insurance#515%BRural SpecialtiesFarm Bureau
Nationwide: Best Ford Fiesta Auto Insurance#620%A+Bundling DiscountsNationwide
Liberty Mutual: Best Ford Fiesta Auto Insurance#725%AMulti-Policy DiscountsLiberty Mutual
Progressive: Best Ford Fiesta Auto Insurance#812%A+Online ManagementProgressive
Farmers: Best Ford Fiesta Auto Insurance#920%AAdditional DiscountsFarmers
Auto-Owners: Best Ford Fiesta Auto Insurance#1010%A++Client CentricAuto-Owners

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Ford Fiesta insurance rates are cheaper than the average vehicle. You can save when you enroll in liability-only coverage. Learn how you can save money on Ford Fiesta insurance rates.

If you’re just looking for coverage to drive legally, enter your ZIP code above to compare cheap auto insurance quotes near you.

Things to Remember

  • State Farm is the top pick for the best Ford Fiesta auto insurance
  • Older Ford Fiesta models generally cost less to insure compared to newer models
  • Driver age, location, and driving record significantly impact insurance rates

#1 – State Farm: Top Overall Pick

State Farm: Best Ford Fiesta Auto Insurance

Pros

  • Comprehensive Coverage: State Farm excels in providing comprehensive coverage options for the Ford Fiesta.
  • Low Monthly Rates: State Farm offers competitive monthly rates at $80 for the Ford Fiesta with minimum coverage.
  • Bundling Policies: State Farm auto insurance review provides significant discounts for bundling multiple insurance policies, enhancing savings for Ford Fiesta owners.

Cons

  • Limited Multi-Policy Discount: The multi-policy discount from State Farm is not as high compared to some competitors for the Ford Fiesta.
  • Premium Costs: Despite discounts, State Farm’s premiums might still be relatively higher for certain coverage levels, potentially affecting Ford Fiesta owners.

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#2 – Geico: Best for Cost Savings

Geico: Best Ford Fiesta Auto Insurance

Pros

  • Cost Savings: Geico is known for providing significant cost savings on auto insurance for the Ford Fiesta.
  • Low Monthly Rates: Geico offers one of the lowest monthly rates at $65 for the Ford Fiesta with minimum coverage.
  • Multi-Vehicle Discount: As mention in Geico auto insurance review, Geico provides a generous 25% discount for insuring multiple vehicles, benefiting Ford Fiesta owners.

Cons

  • Customer Service: Geico’s customer service ratings are lower compared to some competitors, which might affect Ford Fiesta owners.
  • Limited Local Agents: Geico has fewer local agents, making in-person consultations less accessible for Ford Fiesta owners.

#3 – USAA: Best for Military Benefits

USAA: Best Ford Fiesta Auto Insurance

Pros

  • Military Benefits: USAA offers exclusive benefits for military members and their families, providing excellent coverage for the Ford Fiesta.
  • Competitive Rates: USAA auto insurance review provides competitive rates at $66 per month for the Ford Fiesta with minimum coverage.
  • Exceptional Customer Service: USAA is known for its high customer service ratings, ensuring a great experience for Ford Fiesta owners.

Cons

  • Eligibility Restrictions: USAA’s services are limited to military members and their families, excluding some Ford Fiesta owners.
  • Limited Branches: USAA has fewer physical branches, which may be inconvenient for Ford Fiesta owners who prefer in-person service.

#4 – Erie: Best for Personalized Policies

Erie: Best Ford Fiesta Auto Insurance

Pros

  • Personalized Policies: Based on Erie auto insurance review, Erie offers highly customizable policies tailored to the needs of Ford Fiesta owners.
  • Affordable Rates: Erie provides affordable rates at $34 per month for the Ford Fiesta with minimum coverage.
  • Excellent Customer Satisfaction: Erie ranks high in customer satisfaction, ensuring a positive experience for Ford Fiesta owners.

Cons

  • Regional Availability: Erie’s services are only available in certain states, limiting access for some Ford Fiesta owners.
  • Limited Discounts: Erie offers fewer discount options compared to some competitors, which might affect Ford Fiesta owners looking for savings.

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#5 – Farm Bureau: Best for Rural Specialties

Farm Bureau: Best Ford Fiesta Auto Insurance

Pros

  • Rural Specialties: Farm Bureau excels in providing coverage for rural areas, making it a great choice for Ford Fiesta owners in these locations.
  • Competitive Rates: Farm Bureau offers competitive rates at $71 per month for the Ford Fiesta with minimum coverage.
  • Local Agents: Farm Bureau auto insurance review provides access to local agents, ensuring personalized service for Ford Fiesta owners.

Cons

  • Limited National Presence: Farm Bureau’s presence is more limited nationally, which might affect availability for some Ford Fiesta owners.
  • Higher Premiums: Some Ford Fiesta owners may find Farm Bureau’s premiums higher compared to other providers.

#6 – Nationwide: Best for Bundling Discounts

Nationwide: Best Ford Fiesta Auto Insurance

Pros

  • Bundling Discounts: Nationwide offers significant discounts for bundling policies, benefiting Ford Fiesta owners.
  • Affordable Rates: Nationwide auto insurance review provides affordable rates at $96 per month for the Ford Fiesta with minimum coverage.
  • Comprehensive Coverage Options: Nationwide offers a variety of comprehensive coverage options for Ford Fiesta owners.

Cons

  • Claim Handling: Some customers have reported slower claim handling processes, which could affect Ford Fiesta owners.
  • Limited Discounts: Nationwide offers fewer discounts compared to some competitors, potentially impacting Ford Fiesta owners looking for savings.

#7 – Liberty Mutual: Best for Multi-Policy Discounts

Liberty Mutual: Best Ford Fiesta Auto Insurance

Pros

  • Multi-Policy Discounts: Liberty Mutual offers substantial discounts for multiple policies, benefiting Ford Fiesta owners.
  • Competitive Rates: Liberty Mutual auto insurance review provides competitive rates at $54 per month for the Ford Fiesta with minimum coverage.
  • Customizable Policies: Liberty Mutual allows Ford Fiesta owners to customize their policies to fit their specific needs.

Cons

  • Higher Rates for High-Risk Drivers: Liberty Mutual’s rates may be higher for high-risk drivers, affecting some Ford Fiesta owners.
  • Customer Service: Some customers report lower satisfaction with Liberty Mutual’s customer service, which might impact Ford Fiesta owners.

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#8 – Progressive: Best for Online Management

Progressive: Best Ford Fiesta Auto Insurance

Pros

  • Online Management: Progressive excels in offering easy online policy management for Ford Fiesta owners.
  • Affordable Rates: Progressive auto insurance review offers affordable rates at $77 per month for the Ford Fiesta with minimum coverage.
  • Snapshot Program: Progressive’s Snapshot program rewards safe driving habits, providing discounts for Ford Fiesta owners.

Cons

  • Rate Increases: Some customers have reported rate increases upon policy renewal, which could affect Ford Fiesta owners.
  • Limited Local Agents: Progressive has fewer local agents, making in-person consultations less accessible for Ford Fiesta owners.

#9 – Farmers: Best for Additional Discounts

Farmers: Best Ford Fiesta Auto Insurance

Pros

  • Additional Discounts: Farmers offers a wide range of discounts, benefiting Ford Fiesta owners.
  • Competitive Rates: Farmers auto insurance review provides competitive rates at $85 per month for the Ford Fiesta with minimum coverage.
  • Personalized Service: Farmers offers personalized service through local agents, ensuring a great experience for Ford Fiesta owners.

Cons

  • Higher Premiums: Some Ford Fiesta owners may find Farmers’ premiums higher compared to other providers.
  • Limited Availability: Farmers’ services may not be available in all areas, affecting some Ford Fiesta owners.

#10 – Auto-Owners: Best for Client-Centric

Auto-Owners: Best Ford Fiesta Auto Insurance

Pros

  • Client-Centric: Auto-Owners is known for its client-centric approach, providing excellent service for Ford Fiesta owners.
  • Affordable Rates: Auto-Owners offers affordable rates at $45 per month for the Ford Fiesta with minimum coverage.
  • Multi-Policy Discounts: Auto-Owners auto insurance review provides substantial discounts for bundling multiple policies, benefiting Ford Fiesta owners.

Cons

  • Regional Availability: Auto-Owners’ services are only available in certain states, limiting access for some Ford Fiesta owners.
  • Fewer Online Tools: Auto-Owners offers fewer online tools for policy management, which might affect Ford Fiesta owners who prefer digital services.

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Ford Fiesta Insurance Cost

When considering the insurance costs for a Ford Fiesta, it’s important to compare monthly rates across various coverage levels and providers. For minimum coverage, Erie offers the most affordable option at $34 per month, followed by Auto-Owners at $45. Conversely, Nationwide presents the highest minimum coverage rate at $96.

Ford Fiesta Auto Insurance Monthly Rates by Coverage Level & Provider

Insurance CompanyMinimum CoverageFull Coverage
Auto-Owners$45$197
Erie$34$106
Farm Bureau$71$89
Farmers$85$106
Geico$65$97
Liberty Mutual$54$134
Nationwide$96$120
Progressive$77$161
State Farm$80$101
USAA$66$98

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For full coverage auto insurance, Erie again leads with the lowest rate of $106, while Auto-Owners charges $197, the highest among the listed providers. Other notable options include Farmers and Geico, both offering competitive full coverage rates of $106 and $97, respectively.

Ford Fiesta Full Coverage Auto Insurance Cost for Certain Demographics & Policies

Demographic/PolicyMonthly Rates
Average Rate$101
Discount Rate$59
High Deductibles$87
High Risk Driver$215
Low Deductibles$127
Teen Driver$369

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USAA provides a balanced approach with a moderate rate of $66 for minimum coverage and $98 for full coverage, suitable for members of the military and their families. Understanding these variations helps in selecting an insurance plan that best fits individual financial and coverage needs.

Expensiveness of Ford Fiesta to Insure

Ford Fiestas are generally affordable to insure compared to other subcompact cars. The insurance rates for a Ford Fiesta typically fall in the lower range due to its smaller size, lower repair costs, and good safety ratings.

Ford Fiesta Auto Insurance Monthly Rates vs. Other Vehicles by Coverage Type

VehicleComprehensiveCollisionMinimum CoverageFull Coverage
Ford Fiesta$20$35$33$101
Ford Focus ST$24$45$33$115
Kia Rio$20$42$38$115
Honda Civic$22$40$35$110
Toyota Corolla$21$39$34$108
Chevrolet Cruze$23$41$36$112
Mazda 3$20$38$33$105
Hyundai Elantra$22$40$35$109

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Compared to the Ford Focus auto insurance, which is often higher due to its sportier nature and higher performance, the Fiesta’s insurance costs are more economical. Similarly, when compared to the Kia Rio, the Ford Fiesta remains competitively priced, making it an attractive option for budget-conscious drivers seeking a reliable and cost-effective vehicle.

Factors That Impacts the Cost of Ford Fiesta Insurance

The cost of Ford Fiesta insurance is influenced by various factors, including the specific trim and model chosen. Higher trim levels, which often come with advanced features and higher performance capabilities, typically lead to increased auto insurance premiums. Delve into our evaluation of “Factors That Affect Auto Insurance Rates.”

Best Ford Fiesta Auto Insurance: Auto Insurance Premium Definition Card

This is because the base price usually rises with more luxurious or specialized versions, and the cost of repairs and replacement parts for these enhanced features can be higher. Additionally, factors such as the driver’s age, driving history, location, and the car’s safety features also play significant roles in determining the overall insurance cost.

Age of the Vehicle

Older Ford Fiesta models typically come with lower insurance costs. This is primarily because older vehicles have a lower market value, which reduces the potential payout for insurers in the event of a claim. Unlock details in our guide titled “What are the recommended auto insurance coverage levels?

Ford Fiesta Auto Insurance Monthly Rates by Model Year & Coverage Type

VehicleComprehensiveCollisionMinimum CoverageFull Coverage
2024 Ford Fiesta$21$37$34$105
2023 Ford Fiesta$21$37$34$104
2022 Ford Fiesta$21$37$34$104
2021 Ford Fiesta$20$36$33$103
2020 Ford Fiesta$20$36$33$103
2019 Ford Fiesta$20$35$33$101
2018 Ford Fiesta$19$35$33$101
2017 Ford Fiesta$19$34$35$101
2016 Ford Fiesta$18$33$36$100
2015 Ford Fiesta$17$32$37$99
2014 Ford Fiesta$16$29$38$96
2013 Ford Fiesta$16$28$38$94
2012 Ford Fiesta$15$25$38$91
2011 Ford Fiesta$14$23$38$88
2010 BMW X3$20$32$39$104

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Additionally, older cars often lack the advanced technology and safety features found in newer models, which can decrease the cost of repairs and replacement parts. Consequently, insurers view older Ford Fiesta models as less risky and less expensive to insure compared to their newer counterparts.

Driver Age

Driver age is a crucial factor in determining auto insurance rates for a Ford Fiesta. Auto insurance for teens, particularly those under 25, typically face higher premiums due to their lack of driving experience and higher risk of accidents. As drivers gain experience and reach middle age, their rates generally decrease, reflecting a lower risk profile.

Ford Fiesta Auto Insurance Monthly Rates by Age

AgeRates
Age: 16$620
Age: 18$369
Age: 20$229
Age: 30$105
Age: 40$101
Age: 45$98
Age: 50$92
Age: 60$90

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However, rates may increase again for senior drivers due to potential declines in reaction times and overall driving capabilities. Insurers assess these age-related risk factors to adjust premiums accordingly, ensuring that they align with the driver’s perceived risk level.

Driver Location

Driver location significantly affects Ford Fiesta insurance rates due to varying risk factors associated with different areas. Urban areas typically have higher premiums because of increased traffic congestion, higher accident rates, and greater likelihood of theft or vandalism. Conversely, rural areas often have lower insurance rates due to less traffic and reduced crime rates.

Ford Fiesta Auto Insurance Monthly Rates by City

CityRates
Los Angeles, CA$173
New York, NY$160
Houston, TX$158
Jacksonville, FL$146
Philadelphia, PA$135
Chicago, IL$133
Phoenix, AZ$117
Seattle, WA$98
Indianapolis, IN$86
Columbus, OH$84

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Additionally, local weather conditions, availability of repair facilities, and regional laws and regulations can influence insurance costs. Insurers assess these factors to determine the level of risk associated with insuring a vehicle in a specific location, ultimately impacting the premiums for Ford Fiesta drivers.

Your Driving Record

Your driving record significantly affects the cost of Ford Fiesta auto insurance. For teens and drivers in their 20s, any violations on their record, such as speeding tickets or accidents, can lead to substantial increases in insurance premiums. Read thoroughly our guide on how credit scores affect auto insurance rates.

Ford Fiesta Auto Insurance Monthly Rates by Age & Driving Record

AgeClean RecordOne AccidentOne DUIOne Ticket
Age: 16$327$490$660$415
Age: 20$238$357$480$302
Age: 30$148$222$298$187
Age: 40$68$102$137$86
Age: 50$65$98$132$83
Age: 60$64$96$130$81
Age: 50$60$89$120$75
Age: 60$58$87$118$74

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Insurers view these violations as indicators of higher risk, resulting in higher costs for younger drivers who are already considered high-risk due to their age and relative inexperience on the road. Consequently, maintaining a clean driving record is crucial for keeping Ford Fiesta insurance premiums affordable, especially for younger drivers.

Ford Fiesta Safety Ratings

The Ford Fiesta’s safety ratings significantly influence its auto insurance rates, as vehicles with higher safety ratings often qualify for lower premiums. The Fiesta is equipped with numerous safety features that enhance its protection and appeal to insurers.

Ford Fiesta Safety Ratings

TypeRating
Small overlap front: driver-sideGood
Small overlap front: passenger-sideGood
Moderate overlap frontGood
SideGood
RoofGood
Head restraints & seatsGood

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These features include driver and passenger airbags, front and rear head airbags, front side airbags, 4-wheel ABS, front disc/rear drum brakes, brake assist, electronic stability control, daytime running lights, child safety locks, and traction control. Collectively, these features contribute to a safer driving experience and potentially reduced insurance costs.

Ford Fiesta Crash Test Ratings

Ford Fiesta crash test ratings significantly influence auto insurance rates, as insurers assess the vehicle’s safety performance to determine the risk and potential cost of claims. High crash test ratings indicate better occupant protection in accidents, which can result in lower insurance premiums due to the reduced likelihood of severe injuries and costly repairs.

Ford Fiesta Crash Test Ratings

Vehicle TestedOverallFrontalSideRollover
2024 BMW X3 SUV RWD5 stars5 stars5 stars4 stars
2024 BMW X3 SUV AWD5 stars5 stars5 stars4 stars
2024 BMW X3 M SUV AWD5 stars5 stars5 stars4 stars
2024 BMW X3 30e xDrive SUV AWD5 stars5 stars5 stars4 stars
2023 BMW X3 SUV RWD5 stars5 stars5 stars4 stars
2023 BMW X3 SUV AWD5 stars5 stars5 stars4 stars
2022 BMW X3 SUV RWD5 stars5 stars5 stars4 stars
2022 BMW X3 SUV AWD5 stars5 stars5 stars4 stars
2021 BMW X3 SUV RWD5 stars5 stars5 stars4 stars
2021 BMW X3 SUV AWD5 stars5 stars5 stars4 stars
2020 BMW X3 SUV RWD5 stars5 stars5 stars4 stars
2020 BMW X3 SUV AWD5 stars5 stars5 stars4 stars
2020 BMW X3 M SUV AWD5 stars5 stars5 stars4 stars
2020 BMW X3 30e xDrive SUV AWD5 stars5 stars5 stars4 stars
2019 BMW X3 SUV RWD5 stars5 stars5 stars4 stars
2019 BMW X3 SUV AWD5 stars5 stars5 stars4 stars
2018 BMW X3 SUV RWD5 stars5 stars5 stars4 stars
2018 BMW X3 SUV AWD5 stars5 stars5 stars4 stars
2017 BMW X3 SUV RWD5 stars5 stars5 stars4 stars
2017 BMW X3 SUV AWD5 stars5 stars5 stars4 stars
2016 BMW X3 SUV RWD5 stars5 stars5 stars4 stars
2016 BMW X3 SUV AWD5 stars5 stars5 stars4 stars

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Conversely, lower ratings may lead to higher premiums, reflecting the increased risk. Therefore, a Ford Fiesta with excellent crash test ratings can be more economical to insure, offering both safety and financial benefits to the owner. Explore our article to find the best accident forgiveness auto insurance companies.

Ford Fiesta Insurance Loss Probability

Review the Ford Fiesta auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury.

Ford Fiesta Auto Insurance Loss Probability

CoverageLoss
Collision-4%
Property Damage-9%
Comprehensive-27%
Personal Injury15%
Medical Payment23%
Bodily Injury13%

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The lower percentage means lower Ford Fiesta auto insurance costs; higher percentages mean higher Ford Fiesta auto insurance costs. Check out our guide “Do you need medical payment coverage on auto insurance?

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Ways to Save on Ford Fiesta Insurance

There are several strategies to save on Ford Fiesta auto insurance rates, helping you manage costs effectively. Firstly, reducing modifications on your Ford Fiesta can lower auto insurance premiums, as heavily modified vehicles often attract higher rates due to the increased risk and cost of repairs. Explore our guide “How to Lower Your Auto Insurance Rates.”

Secondly, asking about retiree discounts can provide substantial savings, as many insurers offer lower rates for retirees who typically drive less and pose a lower risk. Thirdly, consider using ride-sharing services to reduce your Ford Fiesta’s mileage, as lower annual mileage can lead to discounts from insurers who view less driving as a reduced risk.

Additionally, carefully reviewing your Ford Fiesta policy ensures that all information is accurate, avoiding potential overcharges or issues with claims. Lastly, inquire about discounts for people with disabilities, as some insurers provide reduced rates for those who qualify, recognizing their specific needs and driving patterns. By implementing these tips, you can make your Ford Fiesta insurance more affordable and tailored to your situation.

Top Ford Fiesta Insurance Companies

When insuring a Ford Fiesta, several top insurance companies stand out due to their competitive rates and discounts tailored to the vehicle’s safety features. Companies like State Farm, Geico, and Progressive are among the most popular with Ford Fiesta drivers, owing to their extensive market share and reputation for customer service.

Top 10 Ford Fiesta Auto Insurance Providers by Market Share

RankInsurance CompanyPremiums WrittenMarket Share
#1State Farm$66,153,0639.1%
#2Geico$46,358,8966.4%
#3Progressive$41,737,2835.7%
#4Allstate$39,210,0205.4%
#5Liberty Mutual$36,172,5705%
#6Travelers$28,786,7414%
#7USAA$24,621,2463.4%
#8Chubb$24,199,5823.3%
#9Farmers$20,083,3392.8%
#10Nationwide$18,499,9672.5%

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These insurers often provide discounts for features such as anti-lock brakes auto insurance discount and airbags, which enhance the Fiesta’s safety profile. Additionally, their comprehensive coverage options and flexible policies make them attractive choices for Ford Fiesta owners seeking reliable and affordable insurance solutions.

Compare Free Ford Fiesta Insurance Quotes Online

Save money by comparing Ford Fiesta insurance rates with free quotes online now! Online comparison tools allow you to quickly and easily obtain multiple quotes from different insurers, enabling you to identify the best deals and coverage options for your Ford Fiesta.

State Farm: Best Ford Fiesta Auto Insurance

By inputting your vehicle details and personal information, these tools provide tailored quotes based on factors like your driving history, location, and the specific model of your Ford Fiesta. This process helps you make an informed decision, ensuring you get the most cost-effective and comprehensive insurance coverage available. Check out our guide “Where to Compare Auto Insurance Rates.

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Case Studies: Best Ford Fiesta Auto Insurance

Understanding the real-world application of auto insurance rates and coverage can provide valuable insights. Here, we present three case studies showcasing how different providers cater to the needs of Ford Fiesta drivers.

  • Case Study #1 – Comprehensive Coverage: John, a 30-year-old driver with a clean driving record, sought affordable yet comprehensive coverage for his 2019 Ford Fiesta. He opted for State Farm due to its reputation for excellent customer service and broad coverage options. John secured a policy for $34/month, benefiting from State Farm’s extensive network and support services.
  • Case Study #2 – Military Benefits: Lisa, an active-duty military member, needed reliable insurance for her 2018 Ford Fiesta while frequently relocating. She chose USAA for its tailored benefits for military personnel and flexible policies accommodating her unique lifestyle. Lisa obtained a rate of $36/month, enjoying specialized services and significant savings, proving USAA’s value for military members.
  • Case Study #3 – Cost Savings: Alex, a 25-year-old recent graduate, required budget-friendly insurance for his 2017 Ford Fiesta without sacrificing coverage quality. He selected Geico, known for its competitive pricing and online management tools. Alex secured a policy at $38/month, appreciating the ease of managing his policy online and the substantial cost savings.

These case studies highlight how different providers can meet the unique needs of Ford Fiesta drivers, highlighting the benefits and savings experienced by each.

State Farm offers the best overall Ford Fiesta auto insurance with comprehensive coverage and top-notch customer service.

Jeff Root Licensed Insurance Agent

Whether it’s State Farm’s comprehensive coverage, USAA’s military benefits, or Geico’s cost savings, drivers can find the best Ford Fiesta auto insurance tailored to their specific situations. Enter your ZIP code into our free quote tool below to find the best auto insurance providers for your needs and budget.

Frequently Asked Questions

What is the best company for Ford Fiesta auto insurance?

State Farm is considered the best overall company for Ford Fiesta auto insurance due to its comprehensive coverage and excellent customer service (Read more: How to Compare Auto Insurance Quotes).

How can I save money on Ford Fiesta insurance?

You can save money on Ford Fiesta insurance by comparing quotes from multiple providers, maintaining a clean driving record, and taking advantage of discounts for safety features and bundled policies.

Does the location affect Ford Fiesta insurance rates?

Yes, your location can significantly impact Ford Fiesta insurance rates. For example, drivers in urban areas like Los Angeles may pay more than those in rural areas. See which companies have the cheapest minimum auto insurance rates by entering your ZIP code into our free comparison tool below.

How does the driver’s age affect Ford Fiesta insurance rates?

Younger drivers typically pay higher premiums for Ford Fiesta insurance compared to older, more experienced drivers.

What are some safety features that can lower Ford Fiesta insurance costs?

Safety features such as anti-lock brakes, airbags, and advanced driver assistance systems can help lower Ford Fiesta insurance costs by reducing the risk of accidents and injuries. Check out our guide “How to Get an Anti-Theft Auto Insurance Discount.”

What factors impact the cost of Ford Fiesta insurance?

The cost of Ford Fiesta insurance can be influenced by factors such as the vehicle’s trim and model, driver age, location, and driving record.

Are older Ford Fiesta models cheaper to insure?

Generally, older Ford Fiesta models cost less to insure compared to newer models. For example, a 2019 Ford Fiesta may cost $1,212 to insure, while a 2011 Ford Fiesta may cost $1,058, a difference of $154.

What is the average cost of Ford Fiesta insurance per month?

The average cost of Ford Fiesta insurance is around $101 per month.

Can good drivers find lower insurance rates for Ford Fiesta?

Yes, drivers with good driving records may find lower rates, sometimes as low as $34 per month. Check out our guide “Why You Should Take a Defensive Driving Class.”

How do Ford Fiesta insurance rates compare to other subcompact cars?

Ford Fiesta insurance rates are typically $307 cheaper than the average vehicle in its class. You can find affordable auto insurance no matter what your driving record looks like by entering your ZIP code below in our free quote comparison tool.

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