American Family vs. Progressive Auto Insurance in 2025 (Head-to-Head Review)

When considering American Family vs. Progressive auto insurance, it’s essential to evaluate what each company offers before committing to a policy.

Choosing the lowest rates isn’t the only factor; Progressive offers competitive rates starting at $39 per month and benefits like accident forgiveness and a mobile app.

American Family vs. Progressive Auto Insurance Rating

In contrast, American Family is recognized for its personalized customer service and local agent support. Here’s how American Family and Progressive, two of the cheapest auto insurance companies, might be able to cover your need for auto insurance.

While you shop for affordable American Family vs. Progressive auto insurance coverage, enter your ZIP code above to start comparing free car insurance quotes from the companies in your area.

Progressive vs. American Family Insurance Rates

Factors like where you live, your driving record, age, gender, and more determine whether you will have less or more expensive auto insurance rates.

American Family vs. Progressive Full Coverage Auto Insurance Monthly Rates by Age & Gender

Unfortunately, American Family’s quotes are not readily available, so it isn’t easy to compare American Family vs. Progressive auto insurance quotes.

However, below are sample monthly and yearly full coverage auto insurance rates by state. This will hopefully give you an idea of what you may pay for auto insurance in your area.

American Family vs. Progressive Full Coverage Auto Insurance Monthly Rates by Driving Record

It’s always smart to compare companies’ sample auto insurance rates, as it gives you a better idea of what each company has to offer. It also helps you find the right coverage at an affordable price.

American Family vs. Progressive Auto Insurance Discounts

Because these companies are so diverse in their offerings, the car insurance discounts they offer are also diverse. Below is a list of the different deals available from American Family Car Insurance and Progressive Car Insurance.

American Family Auto Insurance Discounts

Drivers can save up to 29% on their rates by bundling American Family home and auto insurance or adding a discount to their car insurance policy with American Family. Learn how to save money by bundling insurance policies.

Be sure to ask about American Family vs. Progressive commercial auto insurance, especially if you are a food delivery driver. The amount of your Progressive vs. American Family car insurance quotes will likely be higher for commercial auto insurance.

Progressive Auto Insurance Discounts

Progressive offers a discount for drivers who bundle their insurance policies through the company. This discount includes bundling auto insurance, home insurance, or renters insurance.

Full Coverage Auto Insurance Monthly Rates by State

Drivers who take advantage of either of these two bundling options will receive a multi-policy discount on their American Family auto insurance policy that will save them an average of 4%. See Progressive auto insurance discounts for more information.

Progressive vs. American Family Insurance Consumer Ratings

Another good way to find out which company is for you is to compare American Family vs. Progressive insurance consumer ratings. Look at the table below to see how each company was rated in a Consumer Reports auto insurance study.

Insurance Business Ratings & Consumer Reviews: American Family vs. Progressive

As you can see, American Family and Progressive are close in Consumer Reports rankings.

When comparing American Family and Nationwide auto insurance, both companies offer a broad range of policy options. To make an informed choice, it’s helpful to check their A.M. Best ratings. Reading a Nationwide auto insurance review can give you a better understanding of its offerings, customer satisfaction, and how it stacks up against American Family.

• The American Family Insurance rating from A.M. Best is an A.
• Progressive Insurance rating from A.M. Best is an A+.

In J.D. Power’s 2020 U.S. auto insurance study on customer satisfaction, American Family tied with Geico for the highest-ranking auto insurance company in the southwest.

On a 1,000-point scale, Progressive scored 848, ranking second for the state of Texas.

American Family Insurance

American Family Insurance is a private mutual insurance company specializing in auto insurance and property and casualty insurance. Additional services offered by American Family include commercial, health, homeowners, and life insurance, as well as investment and retirement-planning services.

American Family is headquartered in Madison, Wisconsin, and serves customers across the United States. It’s important to note that American Family is a separate company from American Family Care.

Although similar in name, the latter is an urgent care practice, while American Family Insurance is a personal and business insurance company.

Progressive Corporation

Progressive Insurance provides auto insurance nationwide, with over 30 other insurance options for customers to select from. The company also offers Progressive auto insurance discounts for drivers who bundle multiple policies together.

Auto Insurance Policies Offered by American Family

American Family has a long list of auto insurance policies available to its members. Of course, the company offers different types of auto insurance coverage, like collision, comprehensive, and liability insurance.

However, apart from basic coverage, American Family insurance options also include:

• Underinsured And Uninsured Motorist insurance
• Classic Car Insurance
• Commercial Insurance
• Rideshare Insurance
• Gap insurance

American Family’s ForeverCar vehicle service plan covers extra repair costs in the event of an accident. It’s different from an extended warranty in that it adapts to your needs over time.

For more detailed information on AmFam auto insurance discounts, policies, and more, you have to have an American Family insurance login. You can log in to American Family Insurance on the company’s website, amfam.com, to make payments, file AmFam claims, and order new ID cards.

Auto Insurance Policies Offered by Progressive

Similar to American Family, Progressive offers a full range of personal insurance policies. Although the company doesn’t openly advertise it, Progressive does offer a line of business insurance as well.

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Let’s take a look at Progressive auto insurance policy options. Apart from standard and full coverage auto insurance, Progressive auto insurance policies include:

• Classic auto insurance
• Boat Insurance
• Snowmobile insurance
• ATV Insurance
• Motorcycle Insurance

For detailed information on Progressive car insurance discounts, policies, and more, you have to have a Progressive auto insurance login. Using a Progressive car insurance login, you can also make payments, file claims, and request new ID cards. The same options are available on the Progressive app.

Progressive Pros & Cons

Pros

• Low Prices Starting at $39/Month: Progressive offers full coverage options and gap insurance to SR-22 filings. Learn more about our “Progressive Auto Insurance Review” for a broader perspective.
• Extensive Coverage Options: Progressive offers extensive coverage options, from gap insurance to SR-22 filings.
• Substantial Discounts Available: Substantial discounts are available. Safe Driver Progressive offers bundling of policies and other paperless billing.

Cons

• Limited Local Agent Network: Customers may find limited face-to-face assistance compared to some competitors.
• Rates May Increase After Initial Term: Some customers report rate hikes after the first policy term, especially if they’ve filed claims.

American Family Pros & Cons

Pros

• Personalized Local Agent Support: American Family focuses on customer support by using local agents. Uncover more about our “American Family Auto Insurance Review” by reading further.
• Loyalty and Family Discounts: It provides unique discounts to multi-generational families and long-time customers.
• Strong Customer Satisfaction Ratings: It is very responsive and has high customer satisfaction ratings, especially for customers who need to interact with a local office.

Cons

• Higher Average Rates: Generally, it costs more than Progressive for simple coverage in most states.
• Limited Digital Tools: Its app and website have fewer tools available than those of other companies like Progressive.

Overall: American Family vs. Progressive

American Family and Progressive offer almost identical business auto insurance packages; thus, the choice most often depends on which one aligns with your preferences, among other unique factors.

Before you buy American Family vs. Progressive auto insurance, enter your ZIP code into our free online tool for instant auto insurance quotes from companies in your area.