Dani Best

Licensed Insurance Producer

Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

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Dani Best
Laura Kuhl

Managing Editor

Laura Kuhl holds a Master’s Degree in Professional Writing from the University of North Carolina at Wilmington. Her career began in healthcare and wellness, creating lifestyle content for doctors, dentists, and other healthcare and holistic professionals. She curated news articles and insider interviews with investors and small business owners, leading to conversations with key players in the le...

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Jeff Root

Licensed Insurance Agent

Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...

Reviewed by
Jeff Root

Updated October 2026

At $564 per year, Auto-Owners is our top pick for cheap auto insurance for drivers over 70, followed by Geico and State Farm.

Things to Remember

  • Drivers over 70 with clean records can pay $60 less than those with DUIs
  • Driving fewer miles can often qualify seniors for savings of up to 30%
  • The lowest average minimum-coverage rate for seniors is $47 a month

Finding cheap car insurance for drivers over 70 means looking beyond the monthly premium. Your coverage level, driving record, credit, age, and location can all affect what you pay.

Compare coverage, discounts, and policy features before choosing a provider. See our best auto insurance for seniors for more coverage and provider options.

9 Best Companies: Cheapest Auto Insurance for Drivers Over 70

CompanyRankMonthly
Rates
Claims
Satisfaction
Best for
Auto-Owners: Cheap Auto Insurance for Drivers Over 70#1$47711 / 1,000Low Premiums
Geico: Cheap Auto Insurance for Drivers Over 70#2$51697 / 1,000Digital Tools
State Farm: Cheap Auto Insurance for Drivers Over 70#3$54716 / 1,000Broad Discounts
Nationwide: Cheap Auto Insurance for Drivers Over 70#4$57729 / 1,000Policy Support
Progressive: Cheap Auto Insurance for Drivers Over 70#5$59673 / 1,000Low Mileage
American Family:  Cheap Auto Insurance for Drivers Over 70#6$61702 / 1,000Loyalty Perks
Farmers: Cheap Auto Insurance for Drivers Over 70#7$65690 / 1,000Safe Drivers
Allstate: Cheap Auto Insurance for Drivers Over 70#8$68693 / 1,000UBI Savings
Liberty Mutual: Cheap Auto Insurance for Drivers Over 70#9$72730 / 1,000Policy Add-Ons
Note: Claims satisfaction scores are from the J.D. Power U.S. Auto Claims Satisfaction Study, measured on a 1,000-point scale. Higher scores indicate greater satisfaction with the claims experience.

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If you’re wondering how your auto insurance rates change as you get older and what’s best for older drivers, knowing what’s available can help you pick a policy that matches your needs, driving habits, and budget while still giving you the protection you want.

Use our free quote tool to compare prices from insurers in your area and find the cheapest car insurance for elderly drivers. Review a few policies with similar coverage to see how their prices and features differ.

Cost of Car Insurance for Drivers Over 70

Car insurance costs for drivers over 70 can change based on several factors. Your coverage, location, credit, vehicle, and available discounts can all affect what you pay.

Your driving record can also influence your premium, and insurers may weigh these details differently. Quotes from several insurers can show how much prices differ for the same driver profile.

Key Factors That Affect Auto Insurance Premiums

When comparing quotes from different insurers, use similar coverage limits for a fair comparison. Consider the price alongside available auto insurance discounts and policy features.

These factors can affect your premium in different ways. Changes to your vehicle or coverage may alter your rate, even if your driving history stays the same.

How Coverage Amount Affects Car Insurance Rates

Auto-Owners has the lowest average minimum-coverage rate at $47 per month, while American Family has the lowest full-coverage average at $182.

Auto insurance rates for seniors over 70 vary by policy limits and deductible amounts. Before choosing a policy, learn how auto insurance deductibles affect your costs. Use similar coverage terms when checking prices.

Drivers Over 70 Auto Insurance Monthly Rates by Coverage Level

CompanyMinimum CoverageFull Coverage
Allstate: Cheap Auto Insurance for Drivers Over 70$68$288
American Family:  Cheap Auto Insurance for Drivers Over 70$61$182
Auto-Owners: Cheap Auto Insurance for Drivers Over 70$47$186
Farmers: Cheap Auto Insurance for Drivers Over 70$65$285
Geico: Cheap Auto Insurance for Drivers Over 70$51$206
Liberty Mutual: Cheap Auto Insurance for Drivers Over 70$72$225
Nationwide: Cheap Auto Insurance for Drivers Over 70$57$220
Progressive: Cheap Auto Insurance for Drivers Over 70$59$230
State Farm: Cheap Auto Insurance for Drivers Over 70$54$245

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Compare senior car insurance companies by coverage to see how premiums differ for similar protection. Even with the same driver profile, one insurer may charge more than another.

Look beyond the monthly price when reviewing those quotes. Differences in deductibles, limits, and policy features can affect how much value you get from the coverage.

How Your Driving History Can Change What You Pay

A clean driving record can keep your insurance costs down. But a ticket, at-fault accident, or DUI may change what an insurer charges you, sometimes by quite a bit.

Rates for drivers over 70 can change considerably based on driving history. Auto-Owners has the lowest clean-record rate at $47 per month, but it rises to $86 after a DUI—an increase of $39 per month.

Drivers Over 70 Auto Insurance Monthly Rates by Driving Record

CompanyClean RecordOne AccidentOne DUIOne Ticket
Allstate: Cheap Auto Insurance for Drivers Over 70$68$101$124$86
American Family:  Cheap Auto Insurance for Drivers Over 70$61$91$109$77
Auto-Owners: Cheap Auto Insurance for Drivers Over 70$47$70$86$59
Farmers: Cheap Auto Insurance for Drivers Over 70$65$98$119$84
Geico: Cheap Auto Insurance for Drivers Over 70$51$76$94$65
Liberty Mutual: Cheap Auto Insurance for Drivers Over 70$72$108$132$93
Nationwide: Cheap Auto Insurance for Drivers Over 70$57$85$104$73
Progressive: Cheap Auto Insurance for Drivers Over 70$59$88$107$75
State Farm: Cheap Auto Insurance for Drivers Over 70$54$80$99$69

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Many traffic violations stay on your driving record for several years, affecting your premiums. Learn how long a ticket stays on your driving record and how it may affect future insurance costs.

A clean driving record can help, but it isn’t the only thing that affects your price. Where you live, what you drive, and the coverage you choose matter too. In some states, your credit can also affect what you pay.

How Credit Affects Car Insurance Costs After 70

In most states, your credit score can affect your car insurance costs. Drivers with a lower credit rating may pay more, while those with stronger credit may get lower rates.

For drivers over 70, Liberty Mutual averages $72 per month with excellent credit and $119 with poor credit, a $47 difference.

Drivers Over 70 Auto Insurance Monthly Rates by Credit Score

CompanyExcellent
(800+)
Good
(670-799)
Fair
(580-669)
Poor
(<580)
Allstate: Cheap Auto Insurance for Drivers Over 70$68$76$89$112
American Family:  Cheap Auto Insurance for Drivers Over 70$61$69$82$103
Auto-Owners: Cheap Auto Insurance for Drivers Over 70$47$53$64$81
Farmers: Cheap Auto Insurance for Drivers Over 70$65$74$87$109
Geico: Cheap Auto Insurance for Drivers Over 70$51$58$69$88
Liberty Mutual: Cheap Auto Insurance for Drivers Over 70$72$81$95$119
Nationwide: Cheap Auto Insurance for Drivers Over 70$57$64$77$97
Progressive: Cheap Auto Insurance for Drivers Over 70$59$67$79$101
State Farm: Cheap Auto Insurance for Drivers Over 70$54$62$73$92

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Insurance prices can vary a lot from one company to another. Compare quotes from the best auto insurance companies for drivers with bad credit to see what’s available. You may find a better price without giving up the coverage you need.

Your credit profile is only one factor that can affect your premium. Your driving history, coverage choices, location, and insurer can also influence how much you pay.

Car Insurance Cost Increases Older Drivers Should Expect

Car insurance premiums can change as you get older, but age isn’t the only factor. Where you live, your driving history, gender, and coverage level can also affect what you pay.

The average cost of car insurance for 70-year-old drivers varies by gender, with full coverage at $206 per month for women and $211 for men. At age 75, those averages rise to $223 and $234, respectively. Rates shown for drivers aged 80 and 85 are estimates.

Drivers aged 80 and older may also want to compare car insurance for older drivers to see how rates and coverage needs can change with age.

Estimated rates for drivers in their 80s keep rising. The chart also shows differences by gender, with the highest amounts appearing for 85-year-old male drivers.

Don’t assume a higher premium is simply because you’re getting older. I recommend checking what else changed on your policy or driving profile before deciding age is the reason your rate went up.

Travis Thompson Licensed Insurance Agent

A rate increase is a good reason to look at your latest insurance details. Changes to your annual mileage or how you use your vehicle may explain part of the difference.

If your driving habits have changed, ask whether your current coverage still makes sense. You can also check your policy for discounts you may have missed.

Age is one rating factor, but insurers also consider driving history, location, vehicle, and coverage when setting premiums.

The chart gives you a general idea of how premiums change across age groups. Your actual price may be higher or lower depending on your circumstances.

Where Drivers Over 70 Pay More or Less for Car Insurance

Car insurance costs for drivers over 70 can vary widely by location. State-level differences in traffic, claims, weather risks, insurance requirements, and other rating factors can all influence premiums.

Comparing senior auto insurance rates by state can show how costs differ across the country. In our comparison, Wyoming averages $31 per month for minimum coverage and $117 for full coverage, compared with $114 and $361 in New York.

Wyoming and New York show just how different prices can be depending on where you live. The same coverage can cost much more in one state than another. Keep Reading: Factors That Affect Auto Insurance Rates.

State rates give you a general idea of local costs, but your price may differ. Your insurer, driving history, vehicle, and coverage can all affect what you pay.

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Nationwide State Farm Allstate

How to Get Cheap Car Insurance for Drivers Over 70

Finding cheap car insurance for drivers over 70 takes some comparison shopping. Check rates from several companies and compare available savings along with the coverage each policy provides.

Cheap auto insurance for senior citizens may be easier to find when you qualify for additional discounts. Ask about defensive driving programs and check which savings your insurer offers.

Driving less could open up a couple of ways to save. Seniors can check whether they qualify for a low mileage discount or consider pay-per-mile insurance, which bases costs on mileage. Each program has its own rules, so check how it records mileage and what you need to qualify.

How Insurers Use Mileage to set Car Insurance Costs

Mileage is only one factor insurers may consider when setting premiums. Your driving history, vehicle use, and other rating factors can also affect what you pay.

Some insurers verify mileage through odometer readings or tracking programs, while others ask drivers to estimate their annual distance. Helpful Info: How Annual Mileage Affects Your Auto Insurance Rates

Keeping Car Insurance Costs Down After 70

Before counting on a discount, make sure you qualify. An insurer might require a certain driving history, age, or enrollment in a specific program.

The savings shown below cover payment options, driver qualifications, and usage-based programs. For more ways to lower your premium, Take Note: How to Lower Your Auto Insurance Rates

Ways Seniors Can Save on Auto Insurance

How older people can save on car insurance often depends on eligibility. The best car insurance discounts for seniors may include bundling, but savings depend on the insurer and program.

When you compare quotes, keep the coverage and deductibles about the same. A cheaper quote may offer less coverage, so check what’s included before deciding which one is the better deal.

The best senior car insurance companies may also have different rules for combining discounts. Some savings can be stacked, while others cannot, so check the conditions before choosing an insurer.

Top Auto Insurance Discounts for Drivers Over 70

CompanyBundlingLow MileageSafe DriverSenior
Allstate: Cheap Auto Insurance for Drivers Over 7017%30%18%10%
American Family:  Cheap Auto Insurance for Drivers Over 7025%20%18%10%
Auto-Owners: Cheap Auto Insurance for Drivers Over 7016%30%8%5%
Farmers: Cheap Auto Insurance for Drivers Over 7015%10%20%10%
Geico: Cheap Auto Insurance for Drivers Over 7010%12%15%12%
Liberty Mutual: Cheap Auto Insurance for Drivers Over 7010%10%20%15%
Nationwide: Cheap Auto Insurance for Drivers Over 7018%20%12%7%
Progressive: Cheap Auto Insurance for Drivers Over 7011%30%10%12%
State Farm: Cheap Auto Insurance for Drivers Over 7018%12%20%10%

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Allstate, Auto-Owners, and Progressive offer low mileage discounts of up to 30%. American Family offers up to 25% for bundling. Cheap auto insurance prices for infrequent drivers still depend on each insurer’s starting premium and whether you qualify for the discount.

Your car, budget, and driving habits influence your insurance needs. The different coverage types offer varying levels of protection, so check what each includes before choosing a policy.

Choosing Car Insurance Coverage After 70

Affordable auto insurance coverage options for seniors aren’t limited to basic liability protection. These common types of auto insurance can help drivers over 70 choose coverage that fits their needs.

Think about your car’s value and what you can afford if you need to file a claim. When choosing between liability and full coverage auto insurance, check your state’s requirements and how much you’d have to pay out of pocket for repairs.

Minimum coverage generally costs less, but it may leave you paying for your own repairs.

Full Coverage Auto Insurance

Full coverage typically combines liability, collision, and comprehensive insurance. Collision and comprehensive help pay for damage to your vehicle, while liability covers injuries or property damage you cause to others.

If you’re financing or leasing your car, your lender may require certain protections. Otherwise, you can weigh those costs against your budget and driving needs.

The lowest-priced policy is not always the best value. Compare the premium with the coverage and what you might have to pay out of pocket.

Sara Routhier Sr. Director of Content

As your vehicle ages, review whether you still need collision and comprehensive coverage before renewing your policy.

Where you park and drive can also affect the risks your vehicle faces. Consider local weather, theft, and other potential losses when deciding whether to keep optional protection.

Comprehensive Coverage

Coverage limits and deductibles affect both your premium and what you pay after a claim. A higher deductible may reduce your monthly rate, but it also increases your out-of-pocket costs.

Before choosing a deductible, consider your savings and what you can comfortably pay for an unexpected repair. The table below compares additional coverage options for drivers over 70.

Auto Insurance Coverage to Consider After 70

ProtectionWhat it Covers
Collision CoverageDamage after vehicle or object crashes
Comprehensive CoverageTheft, vandalism, weather, fire, animals
Gap InsuranceLoan or lease balance after a total loss
Liability CoverageInjuries or property damage you cause
Medical PaymentsMedical costs for you and passengers
Personal Injury ProtectionMedical costs and accident expenses
Rental ReimbursementRental car costs during covered repairs
Roadside AssistanceTowing, flat tires, jump-starts, lockouts
Underinsured MotoristDamage when coverage isn’t enough
Uninsured MotoristDamage caused by uninsured drivers

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Not every insurer offers the same optional protections or policy features. Check which coverages are available before narrowing down your choices.

Once you’ve identified what matters most, review the available providers to see which policies offer the features you want.

9 Cheapest Auto Insurance Providers for Drivers Over 70

Finding the best car insurance for drivers over 70 involves more than comparing rates. Review each insurer’s coverage options, discounts, benefits, strengths, and drawbacks to find the best fit for your needs.

#1 – Auto-Owners: Top Pick Overall

Pros

  • Low Premiums: Auto-Owners averages $47 per month for minimum coverage in our comparison. See what else it offers in our guide: Auto-Owners Review
  • Local Agents: Auto-Owners works through independent agents who can help drivers review coverage and policy options.
  • Accident Forgiveness: If you qualify for accident forgiveness, your rate may not go up after your first at-fault accident.

Cons

  • Limited Availability: Auto-Owners sells insurance only in certain states, so it may not be available where you live.
  • No Online Quotes: Drivers generally need to work with an agent rather than completing the entire quote process online.

#2 – Geico: Best for Digital Tools

Pros

Cons

  • Claims Rating: Geico received average claims satisfaction results in J.D. Power’s study.
  • Limited Local Agents: Geico has fewer local agents, so it handles much of its policy service online or by phone.

#3 – State Farm: Best for Broad Discounts

Pros

  • Broad Discounts: State Farm offers several ways to save on affordable auto insurance, including bundling and safe-driver discounts.
  • Competitive Rates: State Farm averages $54 per month for minimum coverage, the third-lowest rate among the nine insurers.
  • Financial Strength: State Farm has an A+ AM Best rating. See its coverage and discounts in our State Farm Review

Cons

  • No Online Purchase: Drivers may start a quote online, but they must work with a State Farm agent to purchase a policy.
  • DUI Rates: State Farm averages $99 per month for minimum coverage after one DUI, making violations more expensive for drivers.

#4 – Nationwide: Best for Coverage Guidance

Pros

  • Coverage Guidance: Nationwide offers local agent support and resources to help drivers compare coverage and understand their policy options.
  • Digital Policy Tools: Nationwide offers online tools to manage policies, report claims, and track claim progress.
  • SmartRide Savings:  Nationwide’s SmartRide program rewards eligible drivers based on their driving habits.

Cons

  • Limited Availability: Nationwide doesn’t offer auto insurance in every state, so it may not be available where you live.
  • Complaints: Nationwide had a 2025 NAIC complaint index of 2.23, exceeding the expected 1.00.

#5 – Progressive: Best for Low Mileage Drivers

Pros

  • Low Mileage Savings: Progressive offers up to a 30% low mileage discount for eligible drivers who drive less.
  • Deductible Savings: Progressive’s Deductible Savings Bank can lower collision and comprehensive deductibles by $50 for each claim- and violation-free policy period.
  • Coverage Options: Progressive offers roadside assistance, rental car coverage, and loan or lease payoff. For more details, see our guide: Progressive Review

Cons

  • Snapshot Rate Risk: Your rate could rise with Progressive’s Snapshot if your driving habits lead to a higher-risk score.
  • Claims Satisfaction: Progressive scored 673 in J.D. Power’s claims study, below the 700 study average.

#6 – American Family: Best for Loyalty Perks

Pros

  • Loyalty Perks: American Family offers a loyalty discount to customers who stay insured with the company. How long you’ve held your policy determines whether you qualify.
  • Policy Management: Drivers can manage policies online while still accessing agent support when needed.
  • Coverage Options: American Family offers several coverage options and policy features. Find out more in our American Family Auto Insurance Review

Cons

  • Limited Availability: American Family doesn’t offer car insurance in every state, so some drivers may not be able to get a policy.
  • Discount Restrictions: Some American Family discounts are state-specific, so drivers may not qualify for every advertised savings option.

#7 – Farmers: Best for Safe Drivers

Pros

  • Safe Driver Savings: Farmers offers up to a 20% safe-driver discount for eligible drivers with good driving records. See More: Farmers Auto Insurance Review
  • Specialty Coverage: Farmers offers options such as rideshare coverage, roadside assistance, and rental car coverage.
  • Local Agents: Farmers agents can help drivers review coverage, discounts, and available policy options.

Cons

  • Higher Rates: Farmers averages $65 per month for minimum coverage, above several other insurers listed.
  • State Availability: Discounts and coverage options can vary by state, so what’s available depends on where you live.

#8 – Allstate: Best for UBI Savings

Pros

  • UBI Savings: Allstate’s usage-based programs can reward eligible drivers based on their driving habits and mileage.
  • Low Mileage Discount: Allstate offers up to a 30% low mileage discount for eligible drivers.
  • Coverage Resources: Allstate offers several ways to customize coverage based on your needs. Explore more details in our Allstate Auto Insurance Review

Cons

  • Higher Premiums: Allstate averages $68 per month for minimum coverage, making it one of the higher-priced options on our list.
  • DUI Rates: Allstate averages $124 per month for minimum coverage after a DUI, adding to the cost of insuring high-risk drivers.

#9 – Liberty Mutual: Best for Coverage Add-Ons

Pros

  • Coverage Add-Ons: Liberty Mutual offers options such as new car replacement, accident forgiveness, and roadside assistance.
  • Senior Discount: Liberty Mutual offers up to a 15% senior discount in our comparison, the highest among the insurers listed.
  • Coverage Features: Liberty Mutual offers several ways to customize your policy with optional coverage. What to Know: Liberty Mutual Auto Insurance Review

Cons

  • Higher Costs: Liberty Mutual averages $72 per month for minimum coverage, the highest among the nine insurers.
  • Discount Availability: Discounts and savings may vary based on where you live and your driver qualifications.

Insurers don’t all offer the same benefits. One may have better discounts, while another may offer coverage or services that work better for you.

The best value car insurance for over 70s may come from an insurer that offers the coverage and discounts you need at a reasonable price. Review each provider’s benefits before you choose.

Don’t focus on the lowest price alone. Look at what you’re actually getting for that premium, especially your deductible and the protection you’d have after a claim.

Maria Hanson Insurance & Finance Writer

Once you narrow down your options, compare quotes using similar coverage limits and deductibles. This gives you a more accurate look at what each insurer offers for the price.

Provider size can also help when comparing insurers. These major companies have a strong presence in the broader auto insurance market and are among the providers drivers over 70 may consider.

State Farm and Progressive have the largest relative shares among the five insurers shown, followed by Geico, Allstate, and Nationwide.

The percentages compare these five companies with one another rather than showing each insurer’s market share specifically among drivers over 70. Company size also doesn’t determine which insurer will be the right fit for every senior driver.

Rates, coverage, discounts, and availability can still vary by location and your individual profile. These factors matter more when choosing a provider that fits your needs.

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Nationwide State Farm Allstate

Compare Cheap Auto Insurance for Drivers Over 70

Auto-Owners has the lowest average minimum-coverage rate at $47 per month, while American Family has the lowest full-coverage average at $182. Your cheapest option will depend on your location, driving record, and coverage needs.

Insurance premiums aren’t calculated the same way by every provider. Learn More: Top Seven Factors that Affect Auto Insurance Rates

When comparing quotes, use the same coverage limits and deductibles to see which insurer offers the lowest price for similar protection.

Enter your ZIP code in our free quote comparison tool to see available insurers and rates in your area.

Frequently Asked Questions

What is the cheapest car insurance company for drivers over 70?

In our comparison, Auto-Owners has the cheapest car insurance for seniors over 70, averaging $47 a month for minimum coverage.

If you’re comparing who has the cheapest car insurance for seniors, Geico averages $51 a month, followed by State Farm at $54. What you actually pay depends on where you live, your driving history, coverage, and available discounts.

How much is auto insurance for seniors?

70-year-old car insurance costs depend on the insurer and coverage you choose. In our comparison of drivers over 70, Auto-Owners averages $47 per month for minimum coverage, while American Family has the lowest full-coverage average at $182. Your driving history and location can also affect the price.

What is the best car insurance for over 70s?

The best car insurance for seniors over 70 depends on more than price. Consider coverage options, discounts, claims experience, and availability, and how well the policy fits your driving habits and budget. Use our free quote comparison tool to compare available coverage and rates in your area.

Why do auto insurance rates for drivers over 70 go up?

Drivers shopping for over-70 car insurance may see higher premiums because insurers use age as one factor when estimating risk. Changes in claim frequency and accident risk among older age groups can affect pricing, although your driving history and other rating factors still matter.

Does car insurance go up at age 70?

Not necessarily. Turning 70 doesn’t automatically increase your rate. Car insurance for drivers in their 70s can still vary based on driving history, location, mileage, vehicle, and coverage. Compare car insurance rates for drivers over 70 to find affordable coverage in your area.

Does car insurance go up when you hit 80?

Drivers looking for car insurance after age 75 may notice higher premiums as they get older. At age 75, full coverage averages $223 per month for women and $234 for men. By age 80, estimated monthly rates rise to $247 for women and $260 for men. See how auto insurance rates change by age as drivers get older.

How can seniors save money on car insurance?

Car insurance rates for drivers over 70 vary by company. Getting quotes from different insurers may uncover a lower price. You can also adjust your coverage limits or deductibles and ask about low mileage, bundling, safe-driver, and senior discounts.

Does credit score affect car insurance for drivers over 70?

Yes. In most states, your credit score can affect car insurance rates. In our comparison, Liberty Mutual averages $72 per month with excellent credit and $119 with poor credit, a $47 monthly difference.

When should drivers over 70 drop full coverage?

Drivers over 70 may consider dropping full coverage when their vehicle’s value is low compared with the cost of keeping comprehensive and collision coverage. Before making the change, review what full coverage auto insurance includes and how much you could afford to pay if your car is damaged or totaled.

What car insurance is best for seniors who don’t drive much?

If you don’t drive much, ask your insurer about low mileage discounts or pay-per-mile insurance. Both may help you save, but the amount depends on how many miles you drive and the program’s rules. Review car insurance companies to see which ones may offer you a lower price.

More FAQs