Best Cheap Auto Insurance in Beecher, IL (2022)
The average Beecher, IL auto insurance rates are $286 per month. The minimum auto insurance in Beecher is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Beecher, Illinois, compare quotes from multiple companies.
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UPDATED: Jun 29, 2022
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Table of Contents
- Average auto insurance rates in Beecher, IL for senior drivers are $1,927 per year
- The minimum auto insurance required in Beecher, Illinois is 25/50/20
- The cheapest auto insurance company in Beecher is Liberty Mutual
Beecher, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Beecher can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Beecher, Illinois, including driving record, credit, commute time, and more.
Compare auto insurance in Beecher to other Illinois cities, including Naperville auto insurance rates, Peoria auto insurance rates, and Waukegan auto insurance rates to see how Beecher, Illinois auto insurance rates stack up.
More: Best Cheap Auto Insurance in Park Forest, IL (2022)
Before you buy Beecher, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Beecher, Illinois auto insurance quotes.
Table of Contents
Minimum Auto Insurance in Beecher, Illinois
Beecher, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Beecher, Illinois.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
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Cheap Beecher, Illinois Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Beecher, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,439 | $3,454 | $3,608 | $3,608 | $9,051 | $11,778 | $4,141 | $4,478 |
| American Family | $2,528 | $2,528 | $2,317 | $2,317 | $7,224 | $9,990 | $2,528 | $3,268 |
| Farmers | $2,524 | $2,520 | $2,235 | $2,367 | $11,070 | $11,538 | $2,887 | $3,012 |
| GEICO | $1,784 | $1,834 | $1,744 | $1,950 | $6,375 | $6,643 | $2,053 | $2,142 |
| Liberty Mutual | $1,298 | $1,398 | $1,075 | $1,201 | $4,562 | $5,078 | $1,355 | $1,425 |
| Nationwide | $1,978 | $2,011 | $1,760 | $1,862 | $5,525 | $7,079 | $2,312 | $2,502 |
| Progressive | $2,159 | $2,026 | $1,787 | $1,872 | $8,056 | $9,026 | $2,572 | $2,776 |
| State Farm | $1,527 | $1,527 | $1,376 | $1,376 | $4,505 | $5,701 | $1,728 | $1,991 |
| Travelers | $1,620 | $1,708 | $1,498 | $1,595 | $4,904 | $6,214 | $1,713 | $1,803 |
| USAA | $1,623 | $1,650 | $1,506 | $1,480 | $5,267 | $5,815 | $2,138 | $2,345 |
Cheap Beecher, Illinois Auto Insurance for Teen Drivers
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Finding cheap teen auto insurance in Beecher, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Beecher, Illinois.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,051 | $11,778 |
| American Family | $7,224 | $9,990 |
| Farmers | $11,070 | $11,538 |
| GEICO | $6,375 | $6,643 |
| Liberty Mutual | $4,562 | $5,078 |
| Nationwide | $5,525 | $7,079 |
| Progressive | $8,056 | $9,026 |
| State Farm | $4,505 | $5,701 |
| Travelers | $4,904 | $6,214 |
| USAA | $5,267 | $5,815 |
Cheap Beecher, Illinois Auto Insurance for Seniors
What are senior auto insurance rates in Beecher, Illinois? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,608 | $3,608 |
| American Family | $2,317 | $2,317 |
| Farmers | $2,235 | $2,367 |
| GEICO | $1,744 | $1,950 |
| Liberty Mutual | $1,075 | $1,201 |
| Nationwide | $1,760 | $1,862 |
| Progressive | $1,787 | $1,872 |
| State Farm | $1,376 | $1,376 |
| Travelers | $1,498 | $1,595 |
| USAA | $1,506 | $1,480 |
Cheap Beecher, Illinois Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Beecher, Illinois compared to the annual auto insurance rates with a clean record in Beecher, Illinois.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,846 | $6,648 | $6,179 | $5,105 |
| American Family | $3,006 | $4,255 | $5,678 | $3,410 |
| Farmers | $4,022 | $5,198 | $5,067 | $4,789 |
| GEICO | $2,070 | $3,243 | $4,517 | $2,432 |
| Liberty Mutual | $1,807 | $2,579 | $2,257 | $2,053 |
| Nationwide | $2,523 | $3,263 | $3,834 | $2,896 |
| Progressive | $3,111 | $4,648 | $3,449 | $3,929 |
| State Farm | $2,245 | $2,688 | $2,467 | $2,467 |
| Travelers | $2,086 | $2,745 | $3,076 | $2,621 |
| USAA | $1,944 | $2,795 | $3,828 | $2,344 |
Cheap Beecher, Illinois Auto Insurance Rates After a DUI
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Finding cheap auto insurance after a DUI in Beecher, Illinois is not easy. Compare the annual rates for DUI auto insurance in Beecher, Illinois to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,179 |
| American Family | $5,678 |
| Farmers | $5,067 |
| GEICO | $4,517 |
| Liberty Mutual | $2,257 |
| Nationwide | $3,834 |
| Progressive | $3,449 |
| State Farm | $2,467 |
| Travelers | $3,076 |
| USAA | $3,828 |
Cheap Beecher, Illinois Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Beecher, Illinois annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,935 | $5,012 | $4,387 |
| American Family | $5,432 | $3,700 | $3,130 |
| Farmers | $5,409 | $4,561 | $4,338 |
| GEICO | $4,932 | $2,400 | $1,866 |
| Liberty Mutual | $3,065 | $1,925 | $1,531 |
| Nationwide | $3,735 | $3,017 | $2,635 |
| Progressive | $4,302 | $3,661 | $3,390 |
| State Farm | $3,581 | $2,149 | $1,669 |
| Travelers | $3,200 | $2,595 | $2,100 |
| USAA | $3,636 | $2,494 | $2,053 |
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Cheap Beecher, Illinois Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Beecher, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Beecher, Illinois to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 60401 | $3,389 |
Cheap Beecher, Illinois Auto Insurance Rates By Commute
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Commute length and annual mileage affect Beecher, Illinois auto insurance. Find the cheapest annual Beecher, Illinois auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $5,444 | $5,444 |
| American Family | $4,035 | $4,140 |
| Farmers | $4,769 | $4,769 |
| GEICO | $3,012 | $3,120 |
| Liberty Mutual | $2,174 | $2,174 |
| Nationwide | $3,129 | $3,129 |
| Progressive | $3,784 | $3,784 |
| State Farm | $2,404 | $2,529 |
| Travelers | $2,528 | $2,736 |
| USAA | $2,651 | $2,804 |
Cheap Beecher, Illinois Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Beecher, Illinois? Check out the comparison of annual Beecher, Illinois auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,273 | $5,439 | $5,621 |
| American Family | $3,939 | $4,237 | $4,086 |
| Farmers | $4,534 | $4,656 | $5,118 |
| GEICO | $2,774 | $3,054 | $3,369 |
| Liberty Mutual | $2,043 | $2,169 | $2,310 |
| Nationwide | $3,112 | $3,154 | $3,121 |
| Progressive | $3,471 | $3,768 | $4,114 |
| State Farm | $2,319 | $2,470 | $2,611 |
| Travelers | $2,449 | $2,628 | $2,818 |
| USAA | $2,557 | $2,725 | $2,901 |
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Best By Category: Cheapest Auto Insurance in Beecher, Illinois
Compare the cheapest auto insurance companies in Beecher, Illinois in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Liberty Mutual |
| Seniors | Liberty Mutual |
| Clean Record | Liberty Mutual |
| With 1 Accident | Liberty Mutual |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | Liberty Mutual |
The Cheapest Beecher, Illinois Auto Insurance Companies
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What auto insurance companies in Beecher, Illinois are the cheapest? Compare the top Beecher, Illinois auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,444 |
| American Family | $4,087 |
| Farmers | $4,769 |
| GEICO | $3,066 |
| Liberty Mutual | $2,174 |
| Nationwide | $3,129 |
| Progressive | $3,784 |
| State Farm | $2,467 |
| Travelers | $2,632 |
| USAA | $2,728 |
What affects auto insurance rates in Beecher, Illinois?
There are a lot of reasons why auto insurance rates in Beecher, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Beecher, Illinois. Many local factors may affect your Beecher auto insurance rates.
Beecher Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Beecher, Illinois commute length is 24.2 minutes according to City-Data.
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Compare Beecher, Illinois Auto Insurance Quotes
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Before you buy Beecher, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Beecher, Illinois auto insurance quotes.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
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Written by
Rachel Bodine |
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Reviewed by
Daniel Walker
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