Subaru BRZ Car Insurance [Rates + Coverage Guide]

Average Subaru BRZ insurance rates cost $1,334 a year, or around $111 a month. Good drivers can save as much as $2,057 a year over higher risk drivers.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jun 19, 2020

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Key takeaways:

  • Full coverage costs around $1,334 a year or $111 each month
  • A liability-only policy costs around $535 a year or $45 each month
  • Highest rates are for teenage drivers at around $4,876 a year or $406 each month
  • Good drivers can save as much as $550 a year by earning policy discounts
  • Subaru BRZ insurance costs around $185 less per year than the average vehicle

Subaru BRZ insurance rates are as low as $45 per month for liability-only coverage. Subaru BRZ full coverage rates are $111 per month, but teen drivers could pay up to $406 per month. Continue reading to learn how you can save $550 a year on Subaru BRZ insurance rates.

You can start comparing quotes for Subaru BRZ auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Subaru BRZ Insurance Cost

The average Subaru BRZ auto insurance costs are $1,334 a year or $111 a month.

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Are Subaru BRZs Expensive to Insure?

The chart below details how Subaru BRZ insurance rates compare to other coupes like the Dodge Challenger, Cadillac ATS Coupe, and Audi TT.

Vehicle Comprehensive Collision Liability Total
Dodge Challenger $404 $688 $420 $1,692
Cadillac ATS Coupe $344 $686 $398 $1,586
Audi TT $382 $714 $398 $1,652
Nissan 370Z $332 $714 $450 $1,676
Infiniti Q60 $382 $744 $398 $1,682
MINI Hardtop 2 Door $282 $536 $338 $1,292
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However, there are a few things you can do to find the cheapest Subaru insurance rates online.

What Impacts the Cost of Subaru BRZ Insurance?

Even though the average annual rate for the Subaru BRZ is $1,334, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Subaru BRZ.

Age of the Vehicle

Older Subaru BRZ models generally cost less to insure. For example, auto insurance rates for a 2017 Subaru BRZ are $1,334, while 2013 Subaru BRZ rates are $1,218, a difference of $116.

Model Year Comprehensive Collision Liability Total
2017 Subaru BRZ $320 $524 $354 $1,334
2016 Subaru BRZ $310 $502 $364 $1,312
2015 Subaru BRZ $292 $484 $376 $1,288
2014 Subaru BRZ $282 $450 $384 $1,252
2013 Subaru BRZ $270 $424 $388 $1,218
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Driver Age

Driver age can have a significant impact on Subaru BRZ auto insurance rates. For instance, a 30-year-old driver may pay $59 more each year for Subaru BRZ auto insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Subaru BRZ insurance rates. For example, drivers in New York may pay $347 a year more than drivers in Chicago.

Your Driving Record

Your driving record can have an impact on the cost of Subaru BRZ auto insurance. Teens and drivers in their 20’s see the highest jump in their Subaru BRZ auto insurance rates with violations on their driving record.

Subaru BRZ Safety Ratings

Your Subaru BRZ auto insurance rates are tied to the Subaru BRZ’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Acceptable
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Subaru BRZ Crash Test Ratings

Not only do good Subaru BRZ crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Subaru BRZ auto insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Subaru BRZ 2 DR RWD N/R 4 stars N/R 5 stars
2019 Subaru BRZ 2 DR RWD N/R 4 stars N/R 5 stars
2018 Subaru BRZ 2 DR RWD N/R 4 stars N/R 5 stars
2017 Subaru BRZ 2 DR RWD N/R 4 stars N/R 5 stars
2016 Subaru BRZ 2 DR RWD 5 stars 4 stars 5 stars 5 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Subaru BRZ Safety Features

Good Subaru BRZ safety features can result in insurers giving you auto insurance discounts. The safety features for the 2020 Subaru BRZ are:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Traction Control
  • Auto-Leveling Headlights

Subaru BRZ Insurance Loss Probability

The Subaru BRZ’s insurance loss probability varies between different coverage types. The lower percentage means lower Subaru BRZ auto insurance costs; higher percentages mean higher Subaru BRZ auto insurance costs.

Insurance Coverage Category Loss Rate
Collision 56%
Property Damage -22%
Comprehensive 50%
Personal Injury -13%
Medical Payment -12%
Bodily Injury -24%
Source: Insurance Institute for Highway Safety
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Subaru BRZ Finance and Insurance Cost

If you are financing a Subaru BRZ, most lenders will require your carry higher Subaru BRZ coverage options including comprehensive coverage, so be sure to shop around and compare Subaru BRZ auto insurance rates from the best companies using our FREE tool below.

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5 Ways to Save on Subaru BRZ Insurance

There are many ways that you can save on Subaru BRZ auto insurance to get the best value possible. Below are five scenarios you can explore to help keep your Subaru BRZ auto insurance rates low.

  • Buy a Dashcam for Your Subaru BRZ
  • Move to an Area with a Lower Cost of Living
  • Buy a Subaru BRZ with an Anti-Theft Device
  • Provide Your Subaru BRZ VIN When Requesting Subaru BRZ Auto Insurance Quotes
  • Remove Young Drivers from Your Subaru BRZ Auto Insurance Plan

Top Subaru BRZ Insurance Companies

Who is the top auto insurance company for Subaru BRZ insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Subaru BRZ auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Subaru BRZ offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Subaru BRZ Insurance Quotes Online

You can start comparing quotes for Subaru BRZ auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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