Best Cheap Auto Insurance in St. George, UT (2021)

The average St. George, UT auto insurance rates are $277 per month. The minimum auto insurance in St. George is at least 25/65/15 in coverage to comply with Utah auto insurance laws. To find the best cheap auto insurance in St. George, Utah, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The minimum auto insurance required in St. George, Utah is 25/65/15
  • The cheapest auto insurance company in St. George is USAA
  • The average commute length in St. George is 15.1 minutes

St. George, Utah auto insurance requirements are 25/65/15 according to Utah auto insurance laws. Finding cheap auto insurance in St. George can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in St. George, Utah, including driving record, credit, commute time, and more.

Compare auto insurance in St. George to other Utah cities, including Salt Lake City auto insurance rates, West Valley City auto insurance rates, and St. George auto insurance rates to see how St. George, Utah auto insurance rates stack up.

Before you buy St. George, Utah auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free St. George, Utah auto insurance quotes.

Minimum Auto Insurance in St. George, Utah

St. George, Utah auto insurance laws require that you have at least the Utah minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in St. George, Utah.

Minimum Required Auto Insurance Coverage in St. George, Utah

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$65,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap St. George, Utah Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in St. George, Utah are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in St. George, Utah

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,050 $1,899 $1,865 $1,864 $6,301 $7,025 $2,171 $2,152
American Family $1,919 $1,919 $1,766 $1,766 $6,929 $9,037 $1,919 $2,259
Farmers $1,989 $1,969 $1,756 $1,870 $8,529 $8,803 $2,248 $2,318
GEICO $1,877 $2,093 $2,073 $2,421 $5,605 $5,968 $1,626 $1,625
Liberty Mutual $2,090 $2,248 $1,738 $1,934 $8,296 $9,206 $2,197 $2,326
Nationwide $1,778 $1,792 $1,595 $1,672 $4,858 $6,148 $2,059 $2,198
Progressive $1,839 $1,696 $1,505 $1,608 $7,721 $8,585 $2,106 $2,207
State Farm $2,673 $2,673 $2,449 $2,449 $8,368 $10,394 $3,037 $3,470
USAA $1,354 $1,331 $1,216 $1,215 $4,723 $5,512 $1,645 $1,798

Cheap St. George, Utah Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in St. George, Utah is a challenge. Take a look at the annual teen auto insurance rates in St. George, Utah.

Annual Auto Insurance Rates for Teen Drivers in St. George, Utah

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,301 $7,025
American Family $6,929 $9,037
Farmers $8,529 $8,803
GEICO $5,605 $5,968
Liberty Mutual $8,296 $9,206
Nationwide $4,858 $6,148
Progressive $7,721 $8,585
State Farm $8,368 $10,394
USAA $4,723 $5,512

Cheap St. George, Utah Auto Insurance for Seniors

What are senior auto insurance rates in St. George, Utah? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in St. George, Utah

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,865 $1,864
American Family $1,766 $1,766
Farmers $1,756 $1,870
GEICO $2,073 $2,421
Liberty Mutual $1,738 $1,934
Nationwide $1,595 $1,672
Progressive $1,505 $1,608
State Farm $2,449 $2,449
USAA $1,216 $1,215

Cheap St. George, Utah Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in St. George, Utah compared to the annual auto insurance rates with a clean record in St. George, Utah.

Annual St. George, Utah Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,678 $3,227 $3,746 $3,013
American Family $2,836 $3,542 $4,190 $3,189
Farmers $3,136 $4,078 $3,959 $3,568
GEICO $2,101 $3,276 $3,826 $2,441
Liberty Mutual $2,942 $4,038 $4,340 $3,698
Nationwide $2,202 $2,950 $3,448 $2,451
Progressive $2,881 $4,370 $3,019 $3,364
State Farm $4,023 $4,855 $4,439 $4,439
USAA $1,849 $2,335 $3,142 $2,071

Cheap St. George, Utah Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in St. George, Utah is not easy. Compare the annual rates for DUI auto insurance in St. George, Utah to find the best deal.

Annual Auto Insurance Rates After a DUI in St. George, Utah

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,746
American Family $4,190
Farmers $3,959
GEICO $3,826
Liberty Mutual $4,340
Nationwide $3,448
Progressive $3,019
State Farm $4,439
USAA $3,142

Cheap St. George, Utah Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how St. George, Utah annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in St. George, Utah

Insurance Company Poor Fair Good
Allstate $4,235 $2,840 $2,423
American Family $4,324 $3,242 $2,752
Farmers $4,210 $3,511 $3,335
GEICO $4,436 $2,457 $1,840
Liberty Mutual $5,340 $3,309 $2,614
Nationwide $3,408 $2,592 $2,288
Progressive $3,837 $3,307 $3,081
State Farm $7,223 $3,636 $2,458
USAA $3,371 $2,147 $1,530

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Cheap St. George, Utah Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in St. George, Utah can vary. Compare the annual cost of auto insurance by ZIP code in St. George, Utah to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in St. George, Utah

ZIP Code Average Annual Rates
84770 $3,333
84790 $3,315

Cheap St. George, Utah Auto Insurance Rates By Commute

Commute length and annual mileage affect St. George, Utah auto insurance. Find the cheapest annual St. George, Utah auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in St. George, Utah

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,166 $3,166
American Family $3,437 $3,441
Farmers $3,685 $3,685
GEICO $2,861 $2,961
Liberty Mutual $3,694 $3,814
Nationwide $2,762 $2,762
Progressive $3,408 $3,408
State Farm $4,324 $4,554
USAA $2,323 $2,375

Cheap St. George, Utah Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in St. George, Utah? Check out the comparison of annual St. George, Utah auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in St. George, Utah

Insurance Company Low Medium High
Allstate $3,009 $3,159 $3,331
American Family $3,341 $3,484 $3,493
Farmers $3,354 $3,630 $4,072
GEICO $2,689 $2,900 $3,144
Liberty Mutual $3,558 $3,738 $3,967
Nationwide $3,007 $2,627 $2,653
Progressive $3,052 $3,239 $3,933
State Farm $4,134 $4,453 $4,731
USAA $2,249 $2,350 $2,448

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Best By Category: Cheapest Auto Insurance in St. George, Utah

Compare the cheapest auto insurance companies in St. George, Utah in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in St. George, Utah

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest St. George, Utah Auto Insurance Companies

What auto insurance companies in St. George, Utah are the cheapest? Compare the top St. George, Utah auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in St. George, Utah

Insurance Company Average Annual Rates
Allstate $3,166
American Family $3,439
Farmers $3,685
GEICO $2,911
Liberty Mutual $3,754
Nationwide $2,762
Progressive $3,408
State Farm $4,439
USAA $2,349

What affects auto insurance rates in St. George, Utah?

There are a lot of reasons why auto insurance rates in St. George, Utah are higher or lower than in other cities. These include traffic and the number of vehicle thefts in St. George, Utah. Many local factors may affect your St. George auto insurance rates.

St. George Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average St. George, Utah commute length is 15.1 minutes according to City-Data.

St. George Traffic

How does St. George, Utah rank for traffic? According to Inrix St. George, Utah is the 913th most congested worldwide.

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Compare St. George, Utah Auto Insurance Quotes

Before you buy St. George, Utah auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free St. George, Utah auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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