How Much is Insurance for a Jeep Wrangler?

Jeep Wrangler insurance rates cost $105 per month ($1,256 per year) on average. You can find cheap Jeep Wrangler insurance rates if you are a good driver—Mature drivers with good driving records may find rates as low as $738 a year.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jun 22, 2020

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Key takeaways:

  • Full coverage costs around $1,256 a year or $105 each month
  • A liability-only policy costs around $503 a year or $42 each month
  • Highest rates are for teenage drivers at around $4,591 a year or $383 each month
  • Good drivers can save as much as $518 a year by earning policy discounts
  • Jeep Wrangler insurance costs around $263 less per year than the average vehicle

Jeep Wrangler insurance rates are $263 cheaper than the average vehicle. Full coverage rates are $105 per month, while liability-only coverage costs $42 per month. You can save $518 a year on policy discounts if you’re a good driver. Continue reading to learn more about cheap Jeep Wrangler insurance rates.

You can start comparing quotes for Jeep Wrangler auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Jeep Wrangler Insurance Cost

The average Jeep Wrangler auto insurance costs are $1,256 a year or $105 a month.

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Are Jeep Wranglers Expensive to Insure?

The chart below details how Jeep Wrangler insurance rates compare to other SUVs like the Subaru Forester, Jeep Cherokee, and Jeep Compass.

Vehicle Comprehensive Collision Liability Total
Jeep Wrangler $280 $376 $420 $1,256
Subaru Forester $346 $512 $332 $1,326
Jeep Cherokee $348 $626 $466 $1,640
Jeep Compass $294 $500 $372 $1,324
Mercedes-Benz GLA 250 $370 $714 $450 $1,714
Audi Q3 $344 $686 $398 $1,586
GMC Terrain $322 $562 $316 $1,336
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However, there are a few things you can do to find the cheapest Jeep insurance rates online.

What Impacts the Cost of Jeep Wrangler Insurance?

The Jeep Wrangler trim and model you choose can impact the total price you will pay for Jeep Wrangler auto insurance coverage.

Age of the Vehicle

The average Jeep Wrangler auto insurance rates are higher for newer models. For example, auto insurance rates for a 2020 Jeep Wrangler are $1,256, while the 2010 Jeep Wrangler rates are $1,102, a difference of $154.

Model Year Comprehensive Collision Liability Total
2020 Jeep Wrangler $280 $376 $420 $1,256
2019 Jeep Wrangler $268 $362 $440 $1,250
2018 Jeep Wrangler $256 $358 $450 $1,244
2017 Jeep Wrangler $248 $350 $470 $1,248
2016 Jeep Wrangler $240 $336 $486 $1,242
2015 Jeep Wrangler $226 $324 $500 $1,230
2014 Jeep Wrangler $218 $300 $510 $1,208
2013 Jeep Wrangler $208 $282 $514 $1,184
2012 Jeep Wrangler $200 $254 $520 $1,154
2011 Jeep Wrangler $188 $234 $520 $1,122
2010 Jeep Wrangler $180 $218 $524 $1,102
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Driver Age

Driver age can have a significant effect on the cost of Jeep Wrangler auto insurance. For example, a 20-year-old driver could pay around $128 more each month for their Jeep Wrangler auto insurance than a 30-year-old driver.

Driver Location

Where you live can have a large impact on Jeep Wrangler insurance rates. For example, drivers in Los Angeles may pay $180 a year more than drivers in Houston.

Your Driving Record

Your driving record can have an impact on the cost of Jeep Wrangler auto insurance. Teens and drivers in their 20’s see the highest jump in their Jeep Wrangler auto insurance rates with violations on their driving record.

Jeep Wrangler Safety Ratings

The Jeep Wrangler’s safety ratings will affect your Jeep Wrangler auto insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side Marginal
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Jeep Wrangler Crash Test Ratings

Jeep Wrangler crash test ratings will affect your Jeep Wrangler auto insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Jeep Wrangler Unlimited SUV 4WD N/R 4 stars N/R 3 stars
2020 Jeep Wrangler Unlimited DIESEL SUV 4WD N/R N/R N/R 3 stars
2020 Jeep Wrangler SUV 4WD N/R 4 stars N/R 3 stars
2019 Jeep Wrangler Unlimited 4 DR 4WD N/R 4 stars N/R 3 stars
2019 Jeep Wrangler 2 DR 4WD N/R N/R N/R N/R
2018 Jeep Wrangler Unlimited JK 4 DR 4WD Early release N/R 3 stars N/R 3 stars
2018 Jeep Wrangler Unlimited 4 DR 4WD Later Release N/R N/R N/R 3 stars
2018 Jeep Wrangler JK 2 DR 4WD Early release N/R N/R N/R 3 stars
2018 Jeep Wrangler 2 DR 4WD Later Release N/R N/R N/R 3 stars
2017 Jeep Wrangler Unlimited 4 DR 4WD N/R 3 stars N/R 3 stars
2017 Jeep Wrangler 2 DR 4WD N/R N/R N/R 3 stars
2016 Jeep Wrangler 4DR 4WD N/R N/R N/R 3 stars
2016 Jeep Wrangler 2DR 4WD N/R N/R N/R 3 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Jeep Wrangler Safety Features

The Jeep Wrangler safety features can help lower insurance costs. According to AutoBlog, the 2020 Jeep Wrangler has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Rollover Protection System
  • Front Tow Hooks
  • Traction Control

Jeep Wrangler Insurance Loss Probability

The Jeep Wrangler’s insurance loss probability varies for each form of coverage. The lower percentage means lower Jeep Wrangler auto insurance rates; higher percentages mean higher Jeep Wrangler auto insurance rates.

Insurance Coverage Category Loss Rate
Collision -46%
Property Damage 34%
Comprehensive -29%
Personal Injury -43%
Medical Payment -48%
Bodily Injury 2%
Source: Insurance Institute for Highway Safety
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Jeep Wrangler Finance and Insurance Cost

If you are financing a Jeep Wrangler, you will pay more if you purchase Jeep Wrangler auto insurance at the dealership, so be sure to shop around and compare Jeep Wrangler auto insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Jeep Wrangler Insurance

Save more on your Jeep Wrangler auto insurance rates. Take a look at the following five strategies that will get you the best Jeep Wrangler auto insurance rates possible.

  • Check Reviews and State Complaints Before You Choose an Insurer
  • Wait Six Years for Accidents to Disappear from Your Record
  • Reduce Your Coverage on an Older Jeep Wrangler
  • Take Advantage of Referral Fees
  • Don’t Assume your Jeep Wrangler is Cheaper to Insure than another vehicle. Compare. Compare. Compare.

Top Jeep Wrangler Insurance Companies

Who is the top auto insurance company for Jeep Wrangler insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Jeep Wrangler auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Jeep Wrangler offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Start comparing Jeep Wrangler auto insurance quotes for free by using our convenient online comparison tool.

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