Best Cheap Auto Insurance in Elk Grove Village, IL (2021)

The average Elk Grove Village, IL auto insurance rates are $276 per month. The minimum auto insurance in Elk Grove Village is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Elk Grove Village, Illinois, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Elk Grove Village, Illinois is 25/50/20
  • The most expensive auto insurance company in Elk Grove Village for teen drivers is Farmers
  • The average commute length in Elk Grove Village is 27.0 minutes

Elk Grove Village, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Elk Grove Village can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Elk Grove Village, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Elk Grove Village to other Illinois cities, including Chicago auto insurance rates, Springfield auto insurance rates, and Elgin auto insurance rates to see how Elk Grove Village, Illinois auto insurance rates stack up.

Before you buy Elk Grove Village, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Elk Grove Village, Illinois auto insurance quotes.

Minimum Auto Insurance in Elk Grove Village, Illinois

Elk Grove Village, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Elk Grove Village, Illinois.

Minimum Required Auto Insurance Coverage in Elk Grove Village, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Elk Grove Village, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Elk Grove Village, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elk Grove Village, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,457 $3,473 $3,626 $3,626 $9,129 $11,863 $4,160 $4,498
American Family $2,314 $2,314 $2,127 $2,127 $6,705 $9,232 $2,314 $2,992
Farmers $2,540 $2,540 $2,242 $2,381 $11,530 $12,047 $2,902 $3,017
GEICO $1,687 $1,737 $1,649 $1,854 $5,939 $6,105 $1,921 $1,988
Liberty Mutual $1,344 $1,446 $1,114 $1,243 $4,755 $5,283 $1,403 $1,472
Nationwide $1,621 $1,643 $1,453 $1,530 $4,397 $5,605 $1,884 $2,031
Progressive $2,103 $1,965 $1,744 $1,826 $8,016 $8,977 $2,502 $2,700
State Farm $1,450 $1,450 $1,317 $1,317 $4,656 $5,876 $1,645 $1,896
Travelers $1,553 $1,635 $1,442 $1,533 $4,745 $6,013 $1,640 $1,725
USAA $1,545 $1,563 $1,438 $1,406 $5,090 $5,598 $2,032 $2,216

Cheap Elk Grove Village, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Elk Grove Village, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Elk Grove Village, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Elk Grove Village, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,129 $11,863
American Family $6,705 $9,232
Farmers $11,530 $12,047
GEICO $5,939 $6,105
Liberty Mutual $4,755 $5,283
Nationwide $4,397 $5,605
Progressive $8,016 $8,977
State Farm $4,656 $5,876
Travelers $4,745 $6,013
USAA $5,090 $5,598

Cheap Elk Grove Village, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Elk Grove Village, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Elk Grove Village, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,626 $3,626
American Family $2,127 $2,127
Farmers $2,242 $2,381
GEICO $1,649 $1,854
Liberty Mutual $1,114 $1,243
Nationwide $1,453 $1,530
Progressive $1,744 $1,826
State Farm $1,317 $1,317
Travelers $1,442 $1,533
USAA $1,438 $1,406

Cheap Elk Grove Village, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Elk Grove Village, Illinois compared to the annual auto insurance rates with a clean record in Elk Grove Village, Illinois.

Annual Elk Grove Village, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,861 $6,686 $6,236 $5,133
American Family $2,768 $3,930 $5,226 $3,138
Farmers $4,133 $5,349 $5,215 $4,903
GEICO $1,936 $3,080 $4,147 $2,277
Liberty Mutual $1,875 $2,680 $2,344 $2,131
Nationwide $2,047 $2,625 $3,070 $2,339
Progressive $3,062 $4,592 $3,398 $3,864
State Farm $2,221 $2,681 $2,451 $2,451
Travelers $2,013 $2,651 $2,955 $2,524
USAA $1,857 $2,681 $3,665 $2,241

Cheap Elk Grove Village, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Elk Grove Village, Illinois is not easy. Compare the annual rates for DUI auto insurance in Elk Grove Village, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Elk Grove Village, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,236
American Family $5,226
Farmers $5,215
GEICO $4,147
Liberty Mutual $2,344
Nationwide $3,070
Progressive $3,398
State Farm $2,451
Travelers $2,955
USAA $3,665

Cheap Elk Grove Village, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Elk Grove Village, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Elk Grove Village, Illinois

Insurance Company Poor Fair Good
Allstate $6,967 $5,050 $4,420
American Family $4,991 $3,414 $2,892
Farmers $5,542 $4,694 $4,464
GEICO $4,595 $2,241 $1,745
Liberty Mutual $3,180 $2,001 $1,591
Nationwide $3,000 $2,432 $2,130
Progressive $4,230 $3,611 $3,347
State Farm $3,561 $2,135 $1,657
Travelers $3,077 $2,506 $2,025
USAA $3,470 $2,391 $1,973

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Cheap Elk Grove Village, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Elk Grove Village, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Elk Grove Village, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Elk Grove Village, Illinois

ZIP Code Average Annual Rates
60007 $3,289

Cheap Elk Grove Village, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Elk Grove Village, Illinois auto insurance. Find the cheapest annual Elk Grove Village, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Elk Grove Village, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,479 $5,479
American Family $3,718 $3,813
Farmers $4,900 $4,900
GEICO $2,813 $2,907
Liberty Mutual $2,257 $2,257
Nationwide $2,521 $2,521
Progressive $3,729 $3,729
State Farm $2,389 $2,513
Travelers $2,436 $2,635
USAA $2,538 $2,684

Cheap Elk Grove Village, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Elk Grove Village, Illinois? Check out the comparison of annual Elk Grove Village, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elk Grove Village, Illinois

Insurance Company Low Medium High
Allstate $5,313 $5,474 $5,650
American Family $3,600 $3,904 $3,793
Farmers $4,632 $4,767 $5,300
GEICO $2,579 $2,860 $3,141
Liberty Mutual $2,131 $2,253 $2,388
Nationwide $2,470 $2,547 $2,545
Progressive $3,395 $3,716 $4,077
State Farm $2,290 $2,456 $2,607
Travelers $2,369 $2,533 $2,706
USAA $2,434 $2,609 $2,791

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Best By Category: Cheapest Auto Insurance in Elk Grove Village, Illinois

Compare the cheapest auto insurance companies in Elk Grove Village, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Elk Grove Village, Illinois

Category Insurance Company
Teenagers Nationwide
Seniors Liberty Mutual
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

The Cheapest Elk Grove Village, Illinois Auto Insurance Companies

What auto insurance companies in Elk Grove Village, Illinois are the cheapest? Compare the top Elk Grove Village, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Elk Grove Village, Illinois

Insurance Company Average Annual Rates
Allstate $5,479
American Family $3,766
Farmers $4,900
GEICO $2,860
Liberty Mutual $2,257
Nationwide $2,521
Progressive $3,729
State Farm $2,451
Travelers $2,536
USAA $2,611

What affects auto insurance rates in Elk Grove Village, Illinois?

There are a lot of reasons why auto insurance rates in Elk Grove Village, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Elk Grove Village, Illinois. Many local factors may affect your Elk Grove Village auto insurance rates.

Elk Grove Village Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Elk Grove Village, Illinois commute length is 27.0 minutes according to City-Data.

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Compare Elk Grove Village, Illinois Auto Insurance Quotes

Before you buy Elk Grove Village, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Elk Grove Village, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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