AmigoMex Auto Insurance Review for 2025 (Rates, Discounts, & Options)
AmigoMex has flexible Mexico auto insurance coverage starting at $72 per month. Safe drivers qualify for discounts of up to 20% and another 18% for bundling policies. Our AmigoMex auto insurance review highlights unique policy features, including legal aid, medical payments, and more, for cross-border drivers.
Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 12, 2025
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 12, 2025
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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AmigoMex
Monthly Rate
$72A.M. Best Rating:
B++Complaint Level:
LowPros
- Specialized Mexico coverage
- Affordable rates & discounts
- Trusted experience
Cons
- Limited U.S. presence
- Not all coverage options may be available online
AmigoMex offers affordable, reliable auto insurance for U.S. and Canadian drivers in Mexico, with rates from $72 a month based on age, driving history, and credit.
AmigoMex Auto Insurance Rating
| Rating Criteria |  |
|---|---|
| Overall Score | 2.6 |
| Business Reviews | 3.0 |
| Claim Processing | 2.0 |
| Company Reputation | 3.0 |
| Coverage Availability | 1.4 |
| Coverage Value | 2.6 |
| Customer Satisfaction | 2.5 |
| Digital Experience | 2.5 |
| Discounts Available | 2.0 |
| Insurance Cost | 3.5 |
| Plan Personalization | 2.0 |
| Policy Options | 2.0 |
| Savings Potential | 3.0 |
However, it receives a low rating of 2.6 out of 5 due to limited regional availability and a lack of comprehensive digital tools.
Learn more in this AmigoMex auto insurance review, featuring unique coverage options not typically available with auto insurance when traveling to Mexico, like legal aid and medical payments.
- AmigoMex Insurance includes roadside assistance and full or liability-only options
- Policies are accepted by Mexican authorities for legal cross-border driving
- Save with up to 20% in discounts on coverage starting at $72 per month
See which companies offer the cheapest minimum auto insurance rates. Enter your ZIP code into our free comparison tool to find the best deal.
AmigoMex Auto Insurance Costs
AmigoMex car insurance rates vary by age, gender, and coverage level, with younger drivers typically paying more. For minimum coverage, monthly rates range from $72 for a 60-year-old female to $152 for a 16-year-old male.
AmigoMex Auto Insurance Monthly Rates by Coverage Level
| Age & Gender | Minimum Coverage | Full Coverage |
|---|---|---|
| 16-Year-Old Female | $134 | $256 |
| 16-Year-Old Male | $152 | $298 |
| 18-Year-Old Female | $120 | $218 |
| 18-Year-Old Male | $140 | $252 |
| 25-Year-Old Female | $95 | $175 |
| 25-Year-Old Male | $105 | $195 |
| 30-Year-Old Female | $85 | $160 |
| 30-Year-Old Male | $92 | $170 |
| 45-Year-Old Female | $78 | $142 |
| 45-Year-Old Male | $82 | $148 |
| 60-Year-Old Female | $72 | $135 |
| 60-Year-Old Male | $75 | $140 |
| 65-Year-Old Female | $74 | $138 |
| 65-Year-Old Male | $77 | $143 |
Full coverage premiums are higher across the board, starting at $135 per month for a 60-year-old female and peaking at $298 monthly for a 16-year-old male.
Higher coverage raises monthly rates but offers more protection. You'll want to choose full coverage if your car is new or financed.Brandon Frady Licensed Insurance Producer
AmigoMex Insurance monthly rates also vary based on driving record, with premiums increasing alongside traffic violations or incidents. For minimum coverage, drivers with a clean record pay around $82 per month, while those with a DUI can expect to pay approximately $162.
AmigoMex offers a practical option for drivers seeking cheap auto insurance after a DUI. Monthly full coverage starts at $119 for clean records and rises to $238 for a DUI.
AmigoMex Auto Insurance Rates vs. Top Providers
Monthly auto insurance rates vary by provider and coverage level, with minimum coverage ranging from $43 a month with Geico to $96 monthly with Liberty Mutual. Full coverage ranges from $123 to $228 a month, with AmigoMex falling in the middle at $148 per month.
AmigoMex vs. Top Competitors: Auto Insurance Monthly Rates by Coverage Level
| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
 | $87 | $228 |
 | $62 | $166 |
| $82 | $148 |
 | $76 | $198 |
 | $43 | $114 |
 | $96 | $248 |
 | $63 | $164 |
 | $56 | $150 |
 | $47 | $123 |
 | $53 | $141 |
Geico, State Farm, and Travelers provide some of the lowest-cost options for both types of coverage in the U.S. Drivers looking for affordable Mexico car insurance companies should consider AmigoMex if they travel across the border often.
Full coverage auto insurance rates vary notably by credit score, with premiums increasing as credit scores decline. Major insurers, such as Geico and USAA, offer some of the lowest rates for good credit, but AmigoMex is cheaper than Liberty Mutual and Travelers.
AmigoMex vs. Top Competitors: Auto Insurance Monthly Rates by Credit Score
| Insurance Company | Good Credit | Fair Credit | Bad Credit |
|---|---|---|---|
| $120 | $150 | $180 |
| $75 | $95 | $115 |
| $116 | $130 | $160 |
| $95 | $115 | $145 |
| $110 | $130 | $150 |
| $105 | $125 | $145 |
| $35 | $42 | $55 |
| $90 | $110 | $130 |
| $85 | $105 | $125 |
 | $60 | $80 | $100 |
AmigoMex provides a valuable alternative, offering competitive and accessible coverage options, particularly for drivers impacted by credit-based pricing with traditional U.S. insurers.
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Ways to Save on AmigoMex Insurance
Amigo insurance offers more than just competitive rates — it provides a variety of discounts to help you save even more on car insurance in Mexico.
AmigoMex Auto Insurance Discounts
| Discount | |
|---|---|
| Safe Driver | 20% |
| Multi-Car | 15% |
| Good Student | 10% |
| Anti-Theft Device | 5% |
| Defensive Driving | 10% |
| Low-Mileage | 12% |
| Pay-in-Full | 8% |
| Paperless Billing | 3% |
| Bundling | 18% |
| New Car | 7% |
AmigoMex car insurance discounts include savings for safe drivers, good students, and bundling policies. It also offers one of the best low-mileage auto insurance discounts for travelers seeking smart, responsible coverage options.
These discounts not only lower your premium but also help ensure you meet Mexico’s insurance requirements. Other tips to save money on AmigoMex are:
- Increase Your Deductible: Choosing a higher deductible can lower your monthly premium, just make sure you can cover it if an accident happens.
- Limit Your Coverage Duration: Visiting Mexico short-term? Choose daily or weekly coverage—it’s cheaper and still meets legal requirements.
- Maintain a Clean Driving Record: Keeping a clean driving record helps you qualify for safe driver discounts and lower insurance rates.
- Install Safety & Anti-Theft Devices: Adding features like alarms, GPS trackers, or anti-lock brakes can earn you discounts, as insurers see them as lowering the risk of claims.
With AmigoMex, you can save more by selecting shorter-term plans or increasing your auto insurance deductibles. The Quote and Buy feature lets you get covered in minutes, while options like Baja Mexico Car Insurance and Total Loss or Theft coverage offer extra protection for cross-border travel.
AmigoMex Auto Insurance Coverages
Does auto insurance cover you when driving abroad? Driving into Mexico requires the right auto insurance, and AmigoMex offers key coverages to keep you protected and compliant. These options help ensure a safe and worry-free trip:
- Liability Coverage: Protection if you injure other people, or damage their property, in an accident. This is the absolute minimum required under Mexican law in order to drive in Mexico.
- Comprehensive Coverage: Protects your vehicle from non-collision incidents like theft, fire, vandalism, and weather. Ideal for full-body protection in unfamiliar cities.
- Collision Coverage: Protects your vehicle from non-collision incidents like theft, fire, vandalism, and weather damage—ideal for full-body coverage in unfamiliar cities.
- Medical Expenses Coverage: It covers medical bills for you and your passengers if injured in an accident, no matter who’s at fault—even in Mexico, including prescriptions.
- Legal Assistance and Bail Bond: Covers legal support and bail if you’re in an accident and face legal issues in Mexico, where laws differ from those in the U.S. or Canada.
Understanding your AmigoMex temporary Mexico car insurance coverage options helps ensure you’re prepared for any situation while traveling south of the border.
Whether it’s a minor fender bender or a major incident, AmigoMex provides the protection and support you need to drive with confidence, knowing you’re covered every mile of the way.
Learn More: Types of Auto Insurance
AmigoMex Customer Reviews
As part of the ABIS Group for more than 30 years, AmigoMex Insurance offers reliable service, beneficial coverage, and assistance in the event of an accident. It is positively regarded for its customer service and business practices.
AmigoMex Insurance Business Ratings & Consumer Reviews
| Agency | |
|---|---|
 | Score: 765/ 1,000 Avg. Satisfaction |
 | Score: A- Good Business Practices |
 | Score: 78/100 High Customer Satisfaction |
 | Score: 0.85 Fewer Complaints Than Avg. |
 | Score: B++ Good Financial Strength |
While specific J.D. Power or Consumer Reports scores for AmigoMex are not listed, the company maintains a solid reputation, especially among U.S. and Canadian drivers seeking reliable coverage for travel into Mexico.
MG S. from San Diego shared a positive experience on Yelp after stopping by AmigoMex Insurance before a trip to Baja California. Her husband purchased full coverage for just $40, calling it a great deal and rating the service four stars.
Choose a short-term AmigoMex policy for single trips to save money while staying legally covered in Mexico.Tonya Sisler Insurance Content Team Lead
Frequently listed among the cheapest auto insurance companies for cross-border travel, AmigoMex car insurance reviews regard it as a trusted choice for Mexico auto coverage, backed by years of experience and positive customer experiences.
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Pros and Cons of AmigoMex
AmigoMex Insurance offers good coverage for U.S. and Canadian drivers headed to Mexico with policies customized to comply with Mexican law.
- Specialized Mexico Coverage: Tailored specifically for U.S. and Canadian drivers entering Mexico, ensuring compliance with Mexican auto insurance laws.
- Affordable Rates & Discounts: Provides affordable rates with several discounts such as safe driver, multi-policy, and good student discounts.
- Trusted Experience: Covers 30+ years of expertise in the industry under ABIS Group, offering trust and assurance in customer relationships.
With competitive rates, valuable discounts, and over 30 years of industry experience, it’s built for cross-border peace of mind. Still, it’s important to consider a few limitations before choosing an AmigoMex insurance policy.
- Limited U.S. Presence: Primarily focused on cross-border coverage, so it may not be ideal for drivers looking for domestic U.S. auto insurance.
- Not All Coverage Options May Be Available Online: Some specific or complex policy needs might still require agent interaction instead of full online service.
While not ideal for full U.S. coverage, it’s a smart pick for legal protection and convenience in Mexico. AmigoMex Insurance is a top choice for travelers needing affordable, reliable coverage for driving across the border, with decades of experience and some of the best auto insurance discounts available.
Get Affordable AmigoMex Auto Insurance
In this AmigoMex auto insurance review, we found rates starting as low as $72 per month for minimum coverage, with competitive quotes for high-risk drivers or those with poor credit.
AmigoMex offers affordable, reliable protection that meets Mexican legal requirements, from basic liability to full protection, with discounts for safe drivers, students, and bundles. With over 30 years of experience and strong reviews, it stands out among the best comprehensive auto insurance companies for its simplicity, low rates, and traveler-focused coverage.
To see if you can get a better rate with AmigoMex, enter your ZIP code to instantly compare auto and instant Mexican insurance quotes near you.
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Frequently Asked Questions
Is AmigoMex legitimate?
Yes, AmigoMex is a legitimate auto insurance provider, operating under the ABIS Group with over 30 years of experience and trusted by U.S. and Canadian drivers traveling to Mexico.
Can I customize my coverage options after getting an AmigoMex insurance quote?
Yes, after receiving your AmigoMex insurance quote, you can adjust coverage levels, add-ons like legal aid, and update travel details before purchasing.
Find the best Mexican auto insurance and other top auto insurance options near you by entering your ZIP code into our free quote tool.
Is AmigoMex good at paying claims?
Yes, AmigoMex is generally regarded as reliable in handling claims. Customers have noted responsive support and efficient claims processing, particularly when filing a comprehensive auto insurance claim for accidents, theft, or damage while driving in Mexico.
How do you cancel your AmigoMex auto insurance policy?
To cancel your AmigoMex insurance policy, contact their customer service directly by phone or visit your issuing agent. You may need to provide your policy number and reason for cancellation.
How to file a claim with AmigoMex auto insurance after an accident in Mexico?
Contact AmigoMex immediately via their claims hotline or local partner number provided in your policy, and follow their instructions to begin the claim process.
What types of auto insurance coverage does AmigoMex offer?
AmigoMex offers some of the cheapest liability-only auto insurance for travel in Mexico, along with full coverage, medical payments, legal assistance, and bail bond services tailored for cross-border drivers.
Can I lower my AmigoMex auto insurance rates with discounts?
Yes, safe driving, bundling policies, and being a student can reduce AmigoMex auto insurance rates by up to 20%.
What discounts are available from AmigoMex for low-mileage drivers?
If you drive fewer miles while in Mexico, you may be eligible for a low-mileage discount through AmigoMex.
Is AmigoMex a good option for frequent border crossers?
Absolutely. AmigoMex can help you get the auto insurance coverage you need to meet minimum requirements in Mexico, while also helping you understand how those needs differ from minimum auto insurance requirements by state in the U.S., offering convenience and reliable support for frequent travelers.
How do customers feel about AmigoMex Insurance customer service?
Most feel supported by AmigoMex’s team, highlighting helpful staff and bilingual assistance as major pluses when dealing with cross-border insurance questions.
Are there other options for AmigoMex customers seeking multi-vehicle policies?
Yes, customers can bundle Mexico auto coverage with additional vehicles through AmigoMex or consult affiliated providers for U.S. or Canadian coverage on secondary cars.
Why do I need coverage from Mexican auto insurance companies when driving in Mexico?
U.S. and Canadian policies aren’t recognized by Mexican authorities, making them invalid in case of an accident. Only Mexican car insurance companies can provide legally accepted coverage, and options like AmigoMex can help you find cheap auto insurance after an accident while staying compliant with local laws.
How do I get a quote from AmigoMex auto insurance?
You can get a quote by visiting the AmigoMex website and entering your travel and vehicle details in the quote form.
How does AmigoMex compare to other insurance companies in terms of pricing?
AmigoMex offers competitive rates starting at $72 monthly, often lower than major U.S. providers for Mexico-specific coverage.
Does Amigo Mexico auto insurance cover both liability and full coverage options?
Yes, Amigo Mexico Insurance offers both liability-only and full coverage plans, including collision auto insurance, theft, and medical payments.
Is it worth getting car insurance in Mexico?
Yes. U.S. and Canadian auto insurance policies are not valid in Mexico. Mexican law requires drivers to carry Mexico-issued insurance to cover liability and potential damages. Without it, you could face legal issues or financial risk in case of an accident.
What insurance do I need for a rental car in Mexico?
You must have liability insurance issued by a Mexican insurer, as U.S. and Canadian policies are not recognized. This covers damages to third parties.
How much is Mexican car insurance per day?
Mexican car insurance typically costs between $2 to $15 per day, depending on coverage level, vehicle type, and travel duration. The average cost of car insurance is lower for liability-only policies, while full coverage generally comes at a higher daily rate.
Start saving on your auto insurance with AmigoMex. Enter your ZIP code to compare quotes and find the best deal.
Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
