Best Cheap Auto Insurance in Billerica, MA (2021)

The average Billerica, MA auto insurance rates are $253 per month. The minimum auto insurance in Billerica is at least 20/40/5 in coverage to comply with Massachusetts auto insurance laws. To find the best cheap auto insurance in Billerica, Massachusetts, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 4, 2022

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • Average auto insurance rates in Billerica, MA for senior drivers are $1,870 per year
  • The most expensive auto insurance company in Billerica for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Billerica, Massachusetts is 20/40/5

Billerica, Massachusetts auto insurance requirements are 20/40/5 according to Massachusetts auto insurance laws. Finding cheap auto insurance in Billerica can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Billerica, Massachusetts, including driving record, credit, commute time, and more.

Compare auto insurance in Billerica to other Massachusetts cities, including Lowell auto insurance rates, Boston auto insurance rates, and Springfield auto insurance rates to see how Billerica, Massachusetts auto insurance rates stack up.

Before you buy Billerica, Massachusetts auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Billerica, Massachusetts auto insurance quotes.

Minimum Auto Insurance in Billerica, Massachusetts

Billerica, Massachusetts auto insurance laws require that you have at least the Massachusetts minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Billerica, Massachusetts.

Minimum Required Auto Insurance Coverage in Billerica, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Billerica, Massachusetts Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Billerica, Massachusetts are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Billerica, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,205 $2,205 $2,205 $2,205 $8,112 $8,112 $2,475 $2,475
GEICO $1,901 $1,901 $1,765 $1,765 $5,734 $5,734 $1,962 $1,962
Liberty Mutual $2,771 $2,771 $2,413 $2,413 $9,404 $9,404 $2,897 $2,897
Progressive $2,159 $2,159 $2,073 $2,073 $8,232 $8,232 $2,341 $2,341
State Farm $902 $902 $902 $902 $2,514 $2,514 $902 $902
Travelers $2,724 $2,724 $2,413 $2,413 $5,599 $5,599 $3,033 $3,033
USAA $1,339 $1,339 $1,320 $1,320 $3,124 $3,124 $1,478 $1,478

Cheap Billerica, Massachusetts Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Billerica, Massachusetts is a challenge. Take a look at the annual teen auto insurance rates in Billerica, Massachusetts.

Annual Auto Insurance Rates for Teen Drivers in Billerica, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,112 $8,112
GEICO $5,734 $5,734
Liberty Mutual $9,404 $9,404
Progressive $8,232 $8,232
State Farm $2,514 $2,514
Travelers $5,599 $5,599
USAA $3,124 $3,124

Cheap Billerica, Massachusetts Auto Insurance for Seniors

What are senior auto insurance rates in Billerica, Massachusetts? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Billerica, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,205 $2,205
GEICO $1,765 $1,765
Liberty Mutual $2,413 $2,413
Progressive $2,073 $2,073
State Farm $902 $902
Travelers $2,413 $2,413
USAA $1,320 $1,320

Cheap Billerica, Massachusetts Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Billerica, Massachusetts compared to the annual auto insurance rates with a clean record in Billerica, Massachusetts.

Annual Billerica, Massachusetts Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,908 $4,318 $4,862 $2,908
GEICO $2,277 $3,123 $3,563 $2,397
Liberty Mutual $3,452 $4,698 $5,655 $3,680
Progressive $3,112 $4,383 $3,474 $3,836
State Farm $1,033 $1,407 $1,675 $1,106
Travelers $2,685 $3,718 $3,955 $3,410
USAA $1,294 $1,679 $2,842 $1,446

Cheap Billerica, Massachusetts Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Billerica, Massachusetts is not easy. Compare the annual rates for DUI auto insurance in Billerica, Massachusetts to find the best deal.

Annual Auto Insurance Rates After a DUI in Billerica, Massachusetts

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,862
GEICO $3,563
Liberty Mutual $5,655
Progressive $3,474
State Farm $1,675
Travelers $3,955
USAA $2,842

Cheap Billerica, Massachusetts Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Billerica, Massachusetts can vary. Compare the annual cost of auto insurance by ZIP code in Billerica, Massachusetts to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Billerica, Massachusetts

ZIP Code Average Annual Rates
1821 $3,032

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Cheap Billerica, Massachusetts Auto Insurance Rates By Commute

Commute length and annual mileage affect Billerica, Massachusetts auto insurance. Find the cheapest annual Billerica, Massachusetts auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Billerica, Massachusetts

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,629 $3,870
GEICO $2,788 $2,893
Liberty Mutual $4,199 $4,543
Progressive $3,701 $3,701
State Farm $1,274 $1,337
Travelers $3,282 $3,603
USAA $1,765 $1,865

Cheap Billerica, Massachusetts Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Billerica, Massachusetts? Check out the comparison of annual Billerica, Massachusetts auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Billerica, Massachusetts

Insurance Company Low Medium High
Allstate $3,470 $3,813 $3,965
GEICO $2,612 $2,892 $3,017
Liberty Mutual $4,094 $4,428 $4,591
Progressive $3,386 $3,781 $3,938
State Farm $1,188 $1,329 $1,400
Travelers $3,115 $3,515 $3,697
USAA $1,680 $1,846 $1,919

Best By Category: Cheapest Auto Insurance in Billerica, Massachusetts

Compare the cheapest auto insurance companies in Billerica, Massachusetts in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Billerica, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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The Cheapest Billerica, Massachusetts Auto Insurance Companies

What auto insurance companies in Billerica, Massachusetts are the cheapest? Compare the top Billerica, Massachusetts auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Billerica, Massachusetts

Insurance Company Average Annual Rates
Allstate $3,749
GEICO $2,840
Liberty Mutual $4,371
Progressive $3,701
State Farm $1,305
Travelers $3,442
USAA $1,815

Compare Billerica, Massachusetts Auto Insurance Quotes

Before you buy Billerica, Massachusetts auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Billerica, Massachusetts auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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