Best Windshield Replacement Coverage in New Hampshire (Top 10 Companies in 2026)

Liberty Mutual, Allstate, and Geico provide the best windshield replacement coverage in New Hampshire, with premiums beginning at $45 per month. Our goal is to help you compare quotes from these reliable insurers, ensuring you get the best coverage along with personalized discounts for your vehicle.

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Melanie Musson

Published Insurance Expert

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in sustai...

Written by
Melanie Musson
Tim Bain

Licensed Insurance Agent

Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.

Reviewed by
Tim Bain

Updated April 2025

Top NH Glass Policy: Liberty Mutual
4.2

Company Facts

Full Coverage Windshield Replacement in New Hampshire

$283/mo

A.M. Best

A

Complaint Level

High

Pros & Cons

  • Multiple types of insurance products and car insurance features
  • Available in all 50 states and Washington, DC
  • Many discounts and telematics programs
  • High rates, especially for young drivers
  • Average customer service ratings
Best NH Glass Options: Allstate
3.8

Company Facts

Full Coverage Windshield Replacement in New Hampshire

$183/mo

A.M. Best

A+

Complaint Level

Med

Pros & Cons

  • Multiple Coverage Options
  • Various Discounts
  • Additional Savings Programs
  • Low-Mileage Policy Option
  • Higher Premiums
  • Slow Claims Process
  • Poor Customer Service
Best NH Glass Service: Geico
4.4

Company Facts

Full Coverage Windshield Replacement in New Hampshire

$72/mo

A.M. Best

A++

Complaint Level

Low

Pros & Cons

  • Cheap for safe drivers
  • High satisfaction ratings
  • Great app and website
  • Lots of discounts
  • Strong financial backing
  • No gap coverage
  • Pricey after a DUI
  • Few local agents

Liberty Mutual emerges as the premier option for the best windshield replacement coverage in New Hampshire, providing extensive protection with affordable rates starting at only $283 per month.

In collaboration with Allstate and Geico, they provide affordable rates and a range of comprehensive coverage options designed to suit your specific driving needs.

Our Top 10 Company Picks: Best Windshield Replacement Coverage in New Hampshire

CompanyRankMulti-Vehicle DiscountA.M. BestBest ForJump to Pros/Cons
Liberty Mutual: Best Windshield Replacement Coverage in New Hampshire#125%ACustomized OptionsLiberty Mutual
Allstate: Best Windshield Replacement Coverage in New Hampshire#225%A+Extensive CoverageAllstate
Geico: Best Windshield Replacement Coverage in New Hampshire#325%A++Excellent ServiceGeico
State Farm: Best Windshield Replacement Coverage in New Hampshire#420%B
Trusted ReputationState Farm
Travelers: Best Windshield Replacement Coverage in New Hampshire#58%A++Financial StabilityTravelers
Allstate: Best Windshield Replacement Coverage in New Hampshire#620%A+Nationwide CoverageNationwide
Progressive: Best Windshield Replacement Coverage in New Hampshire#712%A+Competitive RatesProgressive
American Family: Best Windshield Replacement Coverage in New Hampshire#820%APersonalized ServiceAmerican Family
Farmers: Best Windshield Replacement Coverage in New Hampshire#920%AStrong BenefitsFarmers
The General: Best Windshield Replacement Coverage in New Hampshire#1025%AHigh-Risk CoverageThe General

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New Hampshire’s scenic highways pose risks to windshields. Prompt repairs are vital to maintain clear vision. Ensure you’re covered with our free quote tool and understand car insurance today. Learn about coverage options and deductibles to make informed decisions. Enter your ZIP code now to begin.

Things to remember

  • Liberty Mutual offers competitive rates starting at $283 per month
  • Leading insurance providers provide opportunities on windshield replacements
  • Multiple discount options are available for windshield replacement coverage

#1 – Liberty Mutual: Top Overall Pick

Liberty Mutual: Best Windshield Replacement Coverage in New Hampshire

Pros

  • Comprehensive Coverage Options: Liberty Mutual offers a wide range of coverage options tailored to meet various needs, ensuring customers can find a policy that suits them.
  • Strong Financial Stability: With a solid financial standing, Liberty Mutual provides reassurance to policyholders that their claims will be handled efficiently and effectively.
  • Competitive Premiums: Despite offering extensive coverage, Liberty Mutual maintains competitive premiums, providing good value for money. For further insights, refer to our Liberty Mutual auto insurance review.

Cons

  • Limited Discounts: While Liberty Mutual offers some discounts, they may be less extensive compared to other providers, potentially resulting in higher premiums for some customers.
  • Mixed Customer Service Reviews: Reviews of Liberty Mutual’s customer service are varied, with some customers reporting positive experiences while others have encountered issues with communication or claims processing.

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Nationwide State Farm Allstate

#2 – Allstate: Best for Extensive Coverage

Allstate: Best Windshield Replacement Coverage in New Hampshire

Pros

  • Extensive Coverage Options: Allstate provides a wide array of coverage options, allowing customers to customize their policies to suit their specific needs and preferences.
  • Innovative Features: Allstate offers innovative features such as the Drivewise program, which rewards safe driving behavior, providing added value to policyholders.
  • Strong Online Presence: With user-friendly online tools and resources, Allstate makes it easy for customers to manage their policies and access support when needed.

Cons

  • Higher Premiums: Allstate’s premiums may be higher compared to some other insurers, potentially making it less affordable for budget-conscious customers. Use our Allstate auto insurance review as your guide.
  • Mixed Claims Experience: While many customers report positive experiences with Allstate’s claims process, some have encountered delays or difficulties in getting claims resolved, leading to frustration.

#3 – Geico: Best for Excellent Service

Geico: Best Windshield Replacement Coverage in New Hampshire

Pros

  • Excellent Customer Service: Geico is renowned for its exceptional customer service, with friendly and knowledgeable representatives available to assist customers with their inquiries and claims.
  • Competitive Rates: Geico offers some of the most competitive rates in the industry, making it an attractive option for budget-conscious individuals seeking affordable coverage.
  • Convenient Online Tools: Geico’s user-friendly website and mobile app make it easy for customers to manage their policies, file claims, and access important information anytime, anywhere.

Cons

  • Limited Coverage Options: While Geico offers basic coverage options, it may not provide as many customizable options as some other insurers, potentially limiting choices for customers with specific needs.
  • Complex Claims Process: Some customers have reported experiencing complexities or delays in the claims process with Geico, which could lead to frustration and inconvenience. Read more through our Geico auto insurance review.

#4 – State Farm: Best for Trusted Reputation

State Farm: Best Windshield Replacement Coverage in New Hampshire

Pros

  • Trusted Reputation: State Farm is well-known for its long-standing reputation and reliability in the insurance industry, instilling confidence in policyholders.
  • Excellent Customer Service: State Farm prides itself on its personalized customer service, with dedicated agents available to assist policyholders with their needs.
  • Wide Network of Agents: With a vast network of local agents, State Farm offers personalized assistance and support to customers across the country. Find out more in our State Farm auto insurance review.

Cons

  • Potentially Higher Premiums: While State Farm offers quality coverage, its premiums may be higher compared to some competitors, potentially making it less affordable for certain individuals.
  • Limited Online Tools: State Farm’s online tools and mobile app may be less advanced compared to some other insurers, potentially limiting convenience for customers who prefer digital management.

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#5 – Travelers: Best for Financial Stability

Travelers: Best Windshield Replacement Coverage in New Hampshire

Pros

  • Financial Stability: Our Travelers auto insurance review reveals that Travelers boasts strong financial stability, providing assurance to policyholders that their claims will be paid promptly and efficiently.
  • Flexible Coverage Options: Travelers offers a variety of coverage options and customizable policies, allowing customers to tailor their coverage to meet their specific needs.
  • Discount Opportunities: Travelers provides various discount opportunities, helping policyholders save money on their premiums through safe driving habits, bundled policies, and more.

Cons

  • Mixed Customer Service Reviews: Reviews of Travelers’ customer service are mixed, with some customers reporting positive experiences while others have encountered difficulties with claims processing or communication.
  • Higher Premiums for Certain Coverages: While Travelers offers competitive rates for some policies, premiums for certain coverages may be higher compared to other insurers, potentially affecting affordability for some customers.

#6 – Nationwide: Best for Nationwide Coverage

Nationwide: Best Windshield Replacement Coverage in New Hampshire

Pros

  • Nationwide Coverage: Nationwide offers coverage options in all 50 states, providing accessibility and convenience for customers no matter where they reside. Read more through our Nationwide auto insurance review.
  • Bundle Discounts: Nationwide offers discounts for bundling multiple policies, such as auto and homeowners insurance, helping customers save money on their overall insurance costs.
  • Strong Financial Stability: Nationwide’s strong financial stability ensures that policyholders can rely on the company to fulfill its obligations and pay claims promptly and fairly.

Cons

  • Limited Discounts for Single Policies: While Nationwide offers bundle discounts, discounts for single policies may be limited compared to some other insurers, potentially resulting in higher premiums for individual coverage.
  • Mixed Claims Experience: Some customers have reported mixed experiences with Nationwide’s claims process, with issues such as delays or difficulty in communication, impacting overall satisfaction.

#7 – Progressive: Best for Competitive Rates

Progressive: Best Windshield Replacement Coverage in New Hampshire

Pros

  • Competitive Rates: In our Progressive auto insurance review, Progressive is known for offering competitive rates, making it an attractive option for budget-conscious customers seeking affordable coverage.
  • Wide Range of Discounts: Progressive provides numerous discount opportunities, including safe driving discounts, multi-policy discounts, and more, helping policyholders save money on their premiums.
  • Convenient Online Tools: Progressive offers a user-friendly website and mobile app, allowing customers to manage their policies, file claims, and access important information with ease.

Cons

  • Complex Claims Process: Some customers have reported experiencing complexities or delays in Progressive’s claims process, which could lead to frustration and inconvenience.
  • Limited Coverage Options for High-Risk Drivers: Progressive may offer limited coverage options for high-risk drivers, potentially resulting in higher premiums or less comprehensive coverage for these individuals.

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Nationwide State Farm Allstate

#8 – American Family: Best for Personalized Service

American Family: Best Windshield Replacement Coverage in New Hampshire

Pros

  • Personalized Service: American Family is known for its personalized service, with dedicated agents available to assist customers with their insurance needs and provide tailored recommendations. Read more through our American Family auto insurance review.
  • Discount Opportunities: American Family offers various discount opportunities, such as safe driving discounts, bundling discounts, and more, helping customers save money on their premiums.
  • Strong Community Involvement: American Family is actively involved in supporting local communities through various initiatives and programs, demonstrating a commitment to social responsibility.

Cons

  • Potentially Higher Premiums: While American Family offers quality coverage and personalized service, its premiums may be higher compared to some competitors, potentially making it less affordable for certain individuals.
  • Limited Availability: American Family may have limited availability in certain regions, which could restrict access to coverage for customers in those areas.

#9 – Farmers: Best for Strong Benefits

Farmers: Best Windshield Replacement Coverage in New Hampshire

Pros

  • Wide Range of Coverage Options: Farmers, as mentioned in our Farmers auto insurance review, offers a wide range of coverage options, allowing customers to tailor their policies to meet their specific needs and preferences.
  • Strong Claims Handling: Farmers is known for its efficient claims handling process, with dedicated claims representatives available to assist customers throughout the claims process.
  • Discount Opportunities: Farmers provides various discount opportunities, including safe driving discounts, multi-policy discounts, and more, helping customers save money on their premiums.

Cons

  • Potentially Higher Premiums: While Farmers offers comprehensive coverage options, its premiums may be higher compared to some other insurers, potentially affecting affordability for certain individuals.
  • Limited Online Tools: Farmers’ online tools and digital resources may be less advanced compared to some other insurers, potentially limiting convenience for customers who prefer digital management.

#10 – The General: Best for High-Risk Coverage

The General: Best Windshield Replacement Coverage in New Hampshire

Pros

  • Specialized High-Risk Coverage: The General specializes in providing coverage for high-risk drivers who may have difficulty obtaining insurance from traditional insurers, offering options for those with less-than-perfect driving records.
  • Quick and Easy Quotes: The General offers quick and easy online quotes, allowing customers to get a preliminary estimate of their insurance costs without the need for extensive paperwork or phone calls.
  • Accessible Customer Service: The General provides accessible customer service options, including online chat and phone support, making it easy for customers to get assistance when needed.

Cons

  • Higher Premiums: The General’s premiums may be higher compared to traditional insurers, reflecting the increased risk associated with insuring high-risk drivers. Read more through our The General auto insurance review.
  • Limited Coverage Options: The General may offer limited coverage options compared to traditional insurers, potentially resulting in less comprehensive coverage for policyholders.

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Nationwide State Farm Allstate

Zero-Deductible Full Glass Coverage Laws in New Hampshire

Will my insurance cover a cracked windshield?” Claims for damaged windshields may or may not require a deductible, with some policies offering zero-deductible provisions for cracks, although it’s not mandated by New Hampshire law. Few states have “free windshield replacement” laws.

Windshield Replacement Coverage in New Hampshire: Monthly Rates by Coverage Level & Provider

Insurance CompanyMinimum CoverageFull Coverage
Allstate TablePress Logo$75$183
American Family TablePress Logo$45$110
Farmers TablePress Logo$55$133
Geico TablePress Logo$30$72
Liberty Mutual TablePress Logo$116$283
Nationwide TablePress Logo$45$110
Progressive TablePress Logo$37$91
State Farm TablePress Logo$34$84
The General Tablepress Logo$50$122
Travelers TablePress Logo$40$98

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Opting for a zero-deductible policy might involve higher premiums but could benefit certain customers. Repair methods vary based on severity, with major cracks potentially necessitating replacement. Comprehensive coverage is essential for windshield damage claims, covering incidents like falling rocks or vandalism beyond another driver’s negligence.

Laws Concerning Replacement Parts in New Hampshire

New Hampshire law allows aftermarket parts for repairs but regulates their use. Aftermarket parts can’t be used if the vehicle is two years old or less, has 30,000 miles or fewer, or the owner requests OEM parts.

Contacting the insurance company before authorizing repairs is advisable to ensure coverage for a cracked windshield and avoid unnecessary expenses. Enter your ZIP code now to compare.

Laws Governing Choice of Repair Vendor in New Hampshire

In New Hampshire, drivers have the freedom to choose the repair location, a driver-friendly rule not found in all states where insurance companies may dictate repairs. This added flexibility likely makes drivers more comfortable.

Liberty Mutual Site Screenshot: Best Windshield Replacement Coverage in New Hampshire

However, it’s wise to double-check with the insurance company before heading to a garage to ensure compliance with your policy, especially if you have comprehensive auto insurance.

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Cheap Auto Insurance in New Hampshire: The Bottom Line

For New Hampshire residents, finding comfortable auto insurance is easy. Online quotes are accessible with a simple application. Request four or more quotes every six months for the best options, including high-risk auto insurance.

New Hampshire provides full glass replacement coverage for your peace of mind at a minimal cost.

Jeff Root Licensed Insurance Agent

Don’t miss our free quote tool below—enter your ZIP code to start comparing rates now.

Frequently Asked Questions

Is it illegal to drive with any windshield damage in New Hampshire?

Yes, it is illegal to drive with any windshield damage, including minor chips, in New Hampshire.

Can I get $0 deductible options for windshield replacement insurance in New Hampshire?

You can inquire with your insurance provider about $0 deductible options for windshield replacement insurance in New Hampshire. Enter your ZIP code now to begin.

Are there laws in New Hampshire regarding zero-deductible full-glass coverage for windshields?

In New Hampshire, liability auto insurance does not have a law mandating zero-deductible provisions for windshield cracks in all policies. However, certain policies may offer this provision.

What should I do to fix a windshield with a chip?

The appropriate fix for a windshield chip depends on its severity. Minor cracks can be repaired with a patch-job, while significant cracks may require windshield replacement. If you have cracked windshield insurance, you may be able to file a claim to cover the costs.

What are the laws in New Hampshire regarding cracked windshields?

In New Hampshire, driving a vehicle with any cracks in the windshield is prohibited by law, and violators may face a fine of at least $75. It is important to be aware of these laws and potential citations and fines. Enter your ZIP code now to begin.

What are the top three companies offering the best windshield replacement coverage in New Hampshire?

The top three companies offering the best windshield replacement coverage in New Hampshire according to the article are Liberty Mutual, Allstate, and Geico. While these policies typically fall under comprehensive coverage, collision insurance may also play a role in certain instances of windshield damage.

What is the average monthly rate for windshield replacement coverage with Liberty Mutual, Allstate, and Geico?

The average monthly rate for windshield replacement coverage with Liberty Mutual, Allstate, and Geico starts at $45 per month.

Does New Hampshire have laws mandating zero-deductible provisions for windshield cracks in all insurance policies?

No, New Hampshire does not have laws mandating zero-deductible provisions for windshield cracks in all insurance policies. However, certain policies may offer this provision. Enter your ZIP code now to begin.

What are some key factors to consider when opting for windshield replacement coverage in New Hampshire?

Some key factors to consider when opting for windshield replacement coverage in New Hampshire include the presence of comprehensive coverage, which is one of the types of auto insurance that typically covers windshield damage. Additionally, understanding laws regarding replacement parts and the freedom to choose repair vendors are important considerations.

How does New Hampshire law regulate the use of aftermarket parts for windshield repairs?

New Hampshire law allows aftermarket parts for repairs but regulates their use. Aftermarket parts can’t be used if the vehicle is two years old or less, has 30,000 miles or fewer, or the owner requests OEM parts.

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