Best Ameriprise Auto Insurance Discounts in 2025 (Save 30% With These Deals!)

The best Ameriprise auto insurance discounts can save you up to 30%, offering valuable savings through options like the multi-vehicle, multi-policy, and good driver discounts.

These discounts reward safe driving, bundling, and insuring multiple vehicles, helping reduce premiums while maintaining comprehensive auto insurance coverage. In 2019, American Family Insurance acquired Ameriprise Auto & Home Insurance and rebranded it as CONNECT.

Our Top 10 Picks: Best Ameriprise Auto Insurance Discounts

With over 30 years of experience, CONNECT offers tailored auto, home, and umbrella insurance for Ameriprise Financial clients, providing exclusive discounts and comprehensive coverage.

Enter your ZIP code into our free quote tool to compare auto insurance quotes from all the leading providers at once.

Save on Auto Insurance with CONNECT: Best Ameriprise Discounts

Looking for Ameriprise insurance discounts? Since 2019, CONNECT, a division of American Family Insurance, has been offering the same savings to Ameriprise Financial customers. If you’re wondering, how much car insurance do I need, these options can assist in finding the right balance between cost and coverage to meet your needs.

Ameriprise auto insurance discounts can help you save on your premiums. From offering discounts for bundling multiple policies to providing financial incentives for adopting safe driving habits, these savings can quickly add up and lead to much lower monthly rates.

We summarize the most attractive discounts and what they can do for you. Check out this table to see potential savings on Ameriprise liability coverage with various discounts

Top Ameriprise Savings: Min. Coverage Auto Insurance Monthly Rates

These discounts, available through Ameriprise Financial Services, LLC. and Ameriprise Financial Institutions Group, help you lower your coverage costs while maintaining comprehensive protection. What is the average auto insurance cost per month? Compare your options and see how much you can save.

With discounts like bundling, multi-vehicle, and good driver incentives, you can enjoy monthly rates starting as low as $80. Ameriprise offers up to 30% off for bundling, along with savings for vehicle safety features, anti-theft systems, and more.

Your auto insurance rates may be lowered by securing discounts offered by the state of California while you continue to carry necessary coverage. Discover more choices at Ameriprise and get the best rate for you while saving today.

Good Driver Ameriprise Discount

Ameriprise’s good driver discount rewards safe drivers with lower premiums, in line with auto insurance laws that promote safe driving behavior. Only for California and starting at 20% off in the Golden State with similar discounts elsewhere, the program is designed as a reward to be offered to drivers who drive safely with no accidents, violations etc.

This discount encourages safe driving habits while helping long-term, responsible drivers lower their insurance costs. To qualify, keep your driving record free of infractions, as even minor violations may affect eligibility.

A Reddit user shared their experience with switching to Costco Connect Auto Insurance, highlighting a significant reduction in their premium compared to Geico. After receiving a quote from Costco for $792 for a 6-month policy, nearly $300 cheaper than Geico, they found better coverage at a lower rate.

The post provides details on the user’s vehicle, age, and claims history, along with the differences in coverage options, making it a helpful comparison for those considering Costco Connect Auto Insurance.

Premier Safety Ameriprise Discount

This discount is offered by Ameriprise Auto Insurance to policyholders with a clean driving record. To qualify, all drivers in the household must go at least four years without violations, accidents, or claims. A clean record can also simplify the process if you need to know how to file an auto insurance claim in the future.

Extensive introduction of discounts to well-behaved motorists — reduction in premium for those drivers that do it right according to the law. It is an even broader history of giving affordable car insurance at Ameriprise together with promoting accountable driving behaviors.

The Premier Safety Discount offers drivers significant savings and is a good option for those interested in smaller auto insurance premiums yet want comprehensive coverage.

Defensive Driver Discount

Drivers can complete a state or DMV-approved defensive driving course to qualify for their discount at Ameriprise. These lessons will help the driver to be safe during their drive teaching them new driving skills and techniques on how they can avoid some accidents. For both new and existing policyholders, the discount can mean a significant cut in auto insurance premiums.

However, basic driver education courses do not qualify. After completing the course, simply submit your certificate to Ameriprise to apply the discount, promoting both savings and safer driving.

Ameriprise Auto Insurance offers monthly rates that vary based on age and gender. Younger drivers, especially those aged 16, tend to pay higher premiums, with female drivers typically paying slightly less than males. As drivers age, rates generally decrease, with those around 25 years old paying more affordable premiums.

Drivers up to 45 years old are still likely to get lower rates, and by the age of 60, there is virtually no gender difference in premiums. Since insurance prices can vary significantly, a 16-year-old girl might pay around $145/month for coverage, while the same insurance would cost about $85/month for someone over 60.

The decrease in costs aligns with the trend of lower premiums for older drivers, who typically present fewer health risks. Completing a certified defensive driving course can also lead to significant discounts. Premiums generally decrease with age, with the lowest rates for drivers between 45 and 60.

Garaging Discount

Ameriprise helps to facilitate a best garaging & storing auto insurance discount to policyholders that garage-keep their vehicle overnight. This discount is supposed to reduce your premiums as it can decrease the likelihood of theft and auto physical damage because garaged vehicles are not as unprotected by these issues.

While this discount provides an easy way to save on your auto insurance, its availability may depend on your location. If you have access to a garage, this is a straightforward way to reduce your insurance costs while ensuring your vehicle is well-protected.

Good Student Discount

Ameriprise Auto Insurance offers a good student discount to full-time students who maintain at least a “B” average (most insurers require it) in school. It is a discount that benefits young drivers are typically deemed high risk by insurers — so it will help you to pay less for premiums, offering good opportunity if your looking for the best rate in high-risk auto insurance.

The discount is a reward for academic performance to help ensure young drivers can hold their grades up both at school and behind the wheel. A convenient method of lowering the cost of coverage for students, while maintaining required protection is particularly appealing to families who wish they could save more moneyustraliansensibly configured auto insurance in time and on their own terms.

Maximize Savings With Ameriprise Auto Insurance Discounts

Policyholders can save more than 30% on their premiums with the various Ameriprise Auto Insurance discounts. Savings opportunities include those for safe driving records, purchasing multiple policies like home and life, and installing anti-theft devices.

Additional offers include discounts for good students, garaging, and multiple vehicles. These incentives make it easier for drivers to reduce their auto insurance costs while maintaining full coverage auto insurance and comprehensive coverage.

Just enter your ZIP code in our free comparison tool to show you the cheapest minimum car insurance rates available.