What is the best military auto insurance company?

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Things to Remember...
  • The best military auto insurance company is the United States Automobile Association, better known as USAA
  • USAA believes that military personnel deserve lower rates because of their service and commitment to the US
  • USAA is a stable and diverse insurance a company, one with solid financial strength and an excellent credit rating


The best military auto insurance company is the United States Automobile Association (USAA). It is a top rated car insurance provider which offers policy coverage for active duty service members and honorably discharged military veterans.

To find great rates for military car insurance, enter your ZIP code into our FREE car insurance comparison tool.

USAA was established by a group of Army officers to be a low-cost auto insurance company for other veterans. The company has grown since its inception in 1922 and now provides insurance products to millions of service members worldwide.

In addition to supplying very cheap auto insurance, USAA also has a service called, the “Auto Circle.” It’s an auto buying program which provides financing for qualified members to purchase a new or used automobile. Members qualify for special low-interest rates.

Start with a Free Rate Quote

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If you’re looking for reasonably priced auto insurance, the best way to find out just how much money you can save is by requesting for a rate quote. An instant auto insurance company quote is a free service that offers insight about specific coverage plans.

Simply provide your ZIP code and information about your vehicle and military service to receive a customized rate quote.

Always check for preferred rates before deciding to become a policyholder. There will be a car insurance company or policy for you that will exceed other options.

In certain instances, instead of an instant rate quote, insurance companies will need to provide an email response, to address specific concerns or to provide additional follow-up about policy coverage for unusual or unique situations.

Here are five reasons to buy military auto insurance.

  • Secure coverage
  • Affordable rates for military policies
  • Convenient and flexible policy options for emergency deployment
  • Company specializes in coping with the unique challenges of military life
  • Military spouses and family members of the same household also qualify for discounted rates

USAA offers other car insurance discounts to its members that are combined with the already low rates for military members and veterans which include:

  • Safe driver
  • Good student
  • Storage discount
  • Multiple vehicles
  • Defensive driver refresher courses

Additional Risks for Calculating Rates

USAA believes that military personnel deserve lower rates because of their service and commitment to the US. However, there are many other factors that can affect auto insurance rates, namely, the consideration of acceptable insurance risks.

An acceptable risk for auto insurance is defined as risk management. Insurance providers must assume the risks each time that they issue an insurance policy.

They know that you trust them for guaranteed protection- for you, your vehicle, its occupants and passengers.

It is important that each person who drives the insured vehicle:

  • Has a valid driver’s license or learner’s permit
  • Operates the vehicle in a safe and responsible manner
  • Obeys traffic signals and adheres to the rules of the road
  • Owner should provide proper liability and compulsory auto insurance protection

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Importance of Comparing Rates for Military Service Members

To get the cheapest rates for military policies, request a free rate quote today. It is a smart choice, one that could potentially save you hundreds of dollars annually on insurance premiums.

The internet makes finding free rate quotes online easier than ever. Comparison websites such as this one will give you multiple affordable rates and coverage options to compare instantly.

The results include a brief synopsis of each auto insurance company and the services that they provide. It’s a good idea to inquire about deeper discounts for purchasing multiple policies. Never select an auto insurance provider without comparing rates.

Besides the company’s reputation, it is equally important to obtain information about the company’s ratings, coverage limits and their overall customer satisfaction record.

The best option for qualified military personnel is to purchase auto insurance from a reputable company, such as USAA.

This is because military personnel face unique situations unlike other drivers, such as overseas deployment, consecutive days of temporary duty assignments (TDY) and involuntary extensions of duty.

What makes USAA auto insurance the best?

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The experience and reliability of USAA are what makes them the best military auto insurance provider. According to J.D. Power and Associates, the company has consistently provided award winning customer service.

USAA also received the top-rated spot for customer satisfaction in a survey conducted by Forrester Research, Inc.

Reasons to request a rate quote for military auto insurance:

  • A rate quote is the easiest way to browse the rates of multiple insurance companies
  • It’s convenient to receive a free rate comparison online at any time
  • Stress-free decision making when reviewing the results
  • Innovative interactive web technologies allows for customized rate quotes
  • Creates healthy competition, when companies compete to provide policy coverage

USAA is a stable and diverse insurance a company, one with solid financial strength and an excellent credit rating.

However, the most important consideration when it comes to auto insurance is finding a company that matches your needs.

As a leading provider of military auto insurance for nearly 90 years, USAA is a well-known name in a highly specialized industry.

In addition to auto insurance, the company also offers its members other services which include banking and life and home insurance.

This company is a good starting point to check rates, but also compare the rates of other companies using your ZIP code in our FREE auto insurance comparison tool!

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