Best Windshield Replacement Coverage in Indiana (Top 10 Companies in 2025)

#1 – State Farm: Top Overall Pick

Pros

• Customer Service: State Farm has excellent reviews from customers, who say the claims handling process was smooth.
• Extensive Network: State Farm has a vast network of agents and service centers, making it convenient for customers to access support and assistance. Find out more in our State Farm auto insurance review.
• Customizable Coverage: State Farm offers a wide range of coverage options and discounts, allowing customers to tailor their policies to their specific needs.

Cons

• Higher Premiums: While State Farm provides excellent coverage, its premiums may be higher compared to some other insurers.
• Limited Availability: State Farm’s coverage may not be available in all areas, limiting options for some customers.

#2 – Erie: Best for 24/7 Support

Pros

• Excellent Customer Service: Erie is well-regarded for its exceptional customer service, with representatives known for their responsiveness and helpfulness.
• Competitive Rates: Erie often offers competitive rates, making it an attractive option for budget-conscious customers.
• Add-On Coverages: Erie provides a variety of additional coverages and discounts, allowing customers to enhance their policies as needed.

Cons

• Limited Availability: Erie’s coverage is only available in select states, which may restrict options for some customers. Find out more using our Erie auto insurance review.
• Coverage Options: While Erie offers solid coverage options, it may not have as many add-ons or customization options as some larger insurers.

#3 – USAA: Best for Military Savings

Pros

• Military-Focused: USAA caters specifically to military members and their families, offering unique benefits and support tailored to their needs.
• Strong Financial Ratings: USAA consistently receives high financial strength ratings, providing reassurance to customers about its stability. Find out more through our USAA auto insurance review.
• Member Discounts: USAA offers various discounts and benefits exclusively for its members, helping them save on premiums and other services.

Cons

• Membership Restrictions: USAA membership is limited to military members, veterans, and their families, excluding others from accessing its services.
• Limited Physical Locations: USAA primarily operates online and through phone services, which may be a drawback for customers who prefer in-person interactions.

#4 – Progressive: Best for Online Convenience

Pros

• User-Friendly Technology: In our Progressive auto insurance review, Progressive offers innovative online tools and mobile apps that make it easy for customers to manage their policies and file claims.
• Bundling Discounts: Progressive provides significant discounts for customers who bundle multiple insurance policies such as auto and home insurance.
• Name Your Price Tool: Progressive’s Name Your Price tool allows customers to customize their coverage based on their budget, providing flexibility and transparency.

Cons

• Average Customer Service: While Progressive offers convenient online services, some customers have reported mixed experiences with its customer service representatives.
• Limited Agent Availability: Progressive primarily operates online, which may be a disadvantage for customers who prefer face-to-face interactions with agents.

#5 – Nationwide: Best for Usage Discount

Pros

• Nationwide Network: Nationwide has a vast network of agents and service centers across the country, making it convenient for customers to access support and assistance.
• Multi-Policy Discounts: Nationwide offers discounts for customers who bundle multiple insurance policies, such as auto, home, and life insurance.
• Variety of Coverage Options: Nationwide provides a wide range of coverage options and add-ons, allowing customers to tailor their policies to their specific needs.

Cons

• Mixed Customer Reviews: Nationwide has received mixed reviews regarding its customer service and claims handling, with some customers reporting dissatisfaction.
• Premiums May Be Higher: While Nationwide offers comprehensive coverage options, its premiums may be higher compared to some other insurers. Read more through our Nationwide auto insurance review.

#6 – Farmers: Best for Local Agents

Pros

• Personalized Service: Farmers has a network of local agents who provide personalized service and guidance to customers, helping them find the right coverage options.
• Range of Discounts: Farmers offers various discounts for factors such as safe driving, bundling policies, and loyalty, helping customers save on premiums.
• Strong Financial Stability: Farmers has a strong financial stability rating, providing reassurance to customers about its ability to cover claims.

Cons

• Limited Online Tools: Farmers’ online tools and mobile apps may not be as advanced or user-friendly as those offered by some other insurers. Seek for more guide through our Farmers auto insurance review.
• Coverage Options: While Farmers offers solid coverage options, it may not have as many add-ons or customization options as some larger insurers.

#7 – Geico: Best for Cheap Rates

Pros

• Competitive Rates: Geico is known for offering competitive rates, making it an attractive option for budget-conscious customers.
• Convenient Online Services: Geico provides user-friendly online tools and mobile apps that make it easy for customers to manage their policies, file claims, and access support.
• Wide Range of Discounts: Geico offers various discounts for factors such as safe driving, vehicle safety features, and bundling policies, helping customers save on premiums.

Cons

• Limited Agent Interaction: Geico primarily operates online and through phone services, which may be a drawback for customers who prefer in-person interactions with agents. Use our Geico auto insurance review as your guide.
• Mixed Customer Service Reviews: While Geico offers convenient online services, some customers have reported mixed experiences with its customer service representatives.

#8 – Allstate: Best for Add-on Coverages

Pros

• Name Recognition: Allstate is a well-known and reputable insurance provider with a long history in the industry, providing customers with a sense of trust and reliability.
• Wide Range of Coverage Options: Allstate offers a comprehensive selection of coverage options and add-ons, allowing customers to customize their policies to suit their individual needs.
• Innovative Technology: Allstate provides innovative online tools and mobile apps that make it easy for customers to manage their policies, file claims, and access support.

Cons

• Higher Premiums: While Allstate offers comprehensive coverage options, its premiums may be higher compared to some other insurers. Use our Allstate auto insurance review as your guide.
• Mixed Customer Reviews: Allstate has received mixed reviews regarding its customer service and claims handling, with some customers reporting dissatisfaction.

#9 – American Family: Best for Student Savings

Pros

• Personalized Service: American Family has a network of local agents who provide personalized service and guidance to customers, helping them find the right coverage options.
• Variety of Discounts: American Family offers a wide range of discounts for factors such as safe driving, bundling policies, and loyalty, helping customers save on premiums.
• Community Involvement: American Family is known for its community involvement and philanthropic efforts, giving customers a sense of supporting a socially responsible company.

Cons

• Limited Availability: American Family’s coverage may not be available in all areas, limiting options for some customers. Find out more through our American Family auto insurance review.
• Mixed Customer Reviews: American Family has received mixed reviews regarding its customer service and claims handling, with some customers reporting dissatisfaction.

#10 – Travelers: Best for Accident Forgiveness

Pros

• Strong Financial Stability: Our Travelers auto insurance review reveals that Travelers has a strong financial stability rating, providing reassurance to customers about its ability to cover claims.
• Range of Discounts: Travelers offers various discounts for factors such as safe driving, vehicle safety features, and bundling policies, helping customers save on premiums.
• Comprehensive Coverage Options: Travelers provides a wide range of coverage options and add-ons, allowing customers to tailor their policies to their specific needs.

Cons

• Limited Availability: Travelers’ coverage may not be available in all areas, limiting options for some customers.
• Mixed Customer Reviews: Travelers has received mixed reviews regarding its customer service and claims handling, with some customers reporting dissatisfaction.

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