Best Jeep Compass Auto Insurance in 2025 (Top 10 Companies Ranked)

When looking for the best Jeep Compass auto insurance, Farmers, Geico, and USAA stand out with rates as low as $100 per month. These top picks offer exceptional value and comprehensive coverage. To find the best Jeep Compass insurance price, consider these leading providers.

The article also explores Jeep Compass reliability and how it affects insurance costs. It compares various providers to see if all auto insurance companies offer the same thing. This insight helps you understand the impact of your vehicle’s reliability on insurance premiums and coverage options.

Our Top 10 Company Picks: Best Jeep Compass Auto Insurance

Enter your ZIP code into our free quote tool below to find the best auto insurance providers for your needs and budget.

#1 – Farmers: Top Overall Pick

Pros

• Affordable Rates: Farmers offers competitive rates with an average annual premium of $200 for Jeep Compass insurance, which is lower than several other providers. This affordability makes it an attractive option for budget-conscious drivers. Check their rates in our Farmers auto insurance review.
• Comprehensive Coverage Options: Farmers provides a range of coverage options including comprehensive and collision coverage, which can be tailored to fit the specific needs of Jeep Compass owners, ensuring robust protection against various risks.
• Discount Opportunities: Farmers offers several discounts such as bundling auto and home insurance, safe driving discounts, and discounts for having advanced safety features in your Jeep Compass, potentially lowering your premium.

Cons

• Higher Premiums for Young Drivers: Insurance rates for young drivers with a Jeep Compass can be relatively high with Farmers compared to other providers. This might result in increased costs for families with teenage drivers.
• Limited National Coverage: Farmers’ availability can be limited in certain regions, which might affect the ability to get consistent coverage if you move or travel frequently with your Jeep Compass.

#2 – Geico: Best for Low Rates

Pros

• Competitive Pricing: Geico offers an average annual premium of $180 for Jeep Compass insurance, making it one of the most cost-effective options available. This competitive pricing helps drivers save on their insurance costs.
• Flexible Coverage Plans: Geico provides a variety of coverage plans that can be customized to meet the needs of Jeep Compass owners, including comprehensive and collision coverage to protect against various types of damage.
• Easy Claims Process: Geico auto insurance review highlights their user-friendly claims process, which allows Jeep Compass owners to file claims online or through their mobile app, ensuring a hassle-free experience when managing insurance claims.

Cons

• Less Personalized Service: While Geico’s digital platform is efficient, some drivers might find the lack of personalized service and face-to-face interaction less reassuring when dealing with complex insurance needs for their Jeep Compass.
• Higher Rates for Drivers with Poor Records: Drivers with a history of traffic violations may face higher premiums with Geico for their Jeep Compass, potentially making it a less favorable option for those with less-than-perfect driving records.

#3 – USAA: Best for Military Benefits

Pros

• Excellent Rates for Military Families: As outlined in our USAA auto insurance review, USAA offers an average annual premium of $190, which is favorable for military families. Their specialized coverage options for military members can be a great fit for Jeep Compass owners in the armed forces.
• Top-Notch Customer Service: USAA is renowned for its exceptional customer service, providing personalized support and assistance for Jeep Compass insurance needs, which enhances the overall insurance experience.
• Comprehensive Coverage: USAA provides extensive coverage options, including comprehensive and collision coverage, tailored specifically for the needs of Jeep Compass owners, ensuring complete protection.

Cons

• Eligibility Restrictions: USAA is only available to military members and their families. This restriction means that many potential Jeep Compass owners may not be eligible for their competitive rates and excellent service.
• Higher Costs for Non-Military Drivers: For those who do not qualify for USAA, finding similar coverage for Jeep Compass with competitive rates may be more challenging, as USAA’s rates and services are specifically tailored for military personnel.

#4 – State Farm: Best for Reliable Coverage

Pros

• Wide Coverage Network: State Farm offers a broad network of agents and service centers, providing comprehensive support and coverage options for Jeep Compass owners across various locations, making it easy to access assistance.
• Good Student Discounts: As mentioned in our State Farm auto insurance review, State Farm provides discounts for good students, which can significantly lower insurance costs for younger Jeep Compass drivers who maintain good academic performance.
• Personalized Customer Service: State Farm is known for its personalized customer service, with local agents who can offer tailored advice and support, ensuring that Jeep Compass owners receive coverage that fits their specific needs.

Cons

• Higher Premiums for Certain Drivers: State Farm’s rates for Jeep Compass insurance can be higher compared to some competitors, particularly for drivers with less favorable driving records, which may increase overall costs.
• Less Competitive Discounts: While State Farm offers several discounts, they may not be as extensive or competitive as those provided by some other insurers, potentially affecting savings for Jeep Compass owners.

#5 – Travelers: Best for Comprehensive Options

Pros

• Customizable Coverage: Travelers provides a range of customizable coverage options for Jeep Compass owners, including comprehensive and collision coverage, allowing drivers to tailor their policies to fit their specific needs.
• Discount Programs: As mentioned in our Travelers auto insurance review, Travelers offers multiple discount programs, such as safe driver discounts and multi-policy discounts, which can help Jeep Compass owners reduce their insurance premiums.
• Innovative Technology: Travelers uses advanced technology to streamline the claims process and provide users with convenient access to their policy information, enhancing the overall insurance experience for Jeep Compass owners.

Cons

• Higher Costs for Young Drivers: Travelers may have higher insurance rates for younger drivers with a Jeep Compass, which could result in increased premiums for families with teenage drivers.
• Customer Service Variability: Some users have reported inconsistent customer service experiences with Travelers, which could impact the satisfaction of Jeep Compass owners when dealing with claims and policy management.

#6 – Allstate: Best for Discount Programs

Pros

• Comprehensive Coverage Options: Allstate offers a wide range of coverage options for Jeep Compass owners, including comprehensive and collision coverage, providing robust protection against various types of damage and loss.
• Strong Discount Offerings: Allstate provides numerous discounts, such as safe driving discounts and bundling options, which can help Jeep Compass owners lower their insurance premiums. Learn more details in our page, Allstate auto insurance review.
• Personalized Service: With a strong network of local agents, Allstate offers personalized service and tailored insurance solutions for Jeep Compass owners, enhancing the overall insurance experience.

Cons

• Higher Average Premiums: Allstate’s average annual premium of $230 for Jeep Compass insurance is on the higher side compared to some competitors, which may result in higher costs for some drivers.
• Mixed Customer Reviews: Some customers have reported mixed experiences with Allstate’s customer service and claims handling, which could affect the overall satisfaction of Jeep Compass owners.

#7 – Liberty Mutual: Best for Flexible Plans

Pros

• Extensive Coverage Options: Liberty Mutual offers a comprehensive range of coverage options for Jeep Compass owners, including collision and comprehensive coverage, ensuring that all potential risks are covered.
• Discount Opportunities: Liberty Mutual provides various discounts, such as multi-policy discounts and discounts for having advanced safety features on your Jeep Compass, which can help lower your insurance costs.
• Flexible Payment Plans: As mentioned in our Liberty Mutual auto insurance review, Liberty Mutual offers flexible payment plans that allow Jeep Compass owners to manage their premiums more effectively, making it easier to fit insurance costs into their budget.

Cons

• Higher Premiums: With an average annual premium of $240, Liberty Mutual tends to have higher insurance costs compared to other providers, which may not be ideal for budget-conscious Jeep Compass owners.
• Customer Service Issues: Some customers have reported challenges with Liberty Mutual’s customer service and claims processing, which could impact the overall experience for Jeep Compass owners.

#8 – Nationwide: Best for Personalized Policies

Pros

• Competitive Pricing: Nationwide offers an average annual premium of $216 for Jeep Compass insurance, which is competitive compared to other providers, helping to keep insurance costs manageable for Jeep Compass owners.
• Variety of Coverage Options: Nationwide provides a range of coverage options, including comprehensive and collision coverage, which can be tailored to meet the specific needs of Jeep Compass owners.
• Discounts for Safety Features: Nationwide offers discounts for having advanced safety features on your Jeep Compass, which can help reduce your insurance premiums and enhance overall protection. For more information, read our Nationwide auto insurance review.

Cons

• Potential for Rate Increases: Some drivers have reported experiencing rate increases with Nationwide, which could impact the overall affordability of insurance for Jeep Compass owners over time.
• Customer Service Variability: Nationwide’s customer service has received mixed reviews, which may affect the satisfaction of Jeep Compass owners when dealing with claims and policy management.

#9 – Erie: Best for Local Agents

Pros

• Affordable Rates: As outlined in our Erie auto insurance review, Erie offers competitive rates with an average annual premium of $196 for Jeep Compass insurance, making it an affordable option for drivers seeking cost-effective coverage.
• Comprehensive Coverage Options: Erie provides a range of coverage options, including comprehensive and collision coverage, ensuring that Jeep Compass owners have robust protection against various risks.
• Excellent Customer Service: Erie is known for its high level of customer service, providing personalized support and assistance for Jeep Compass owners, which enhances the overall insurance experience.

Cons

• Limited Availability: Erie’s coverage may not be available in all states, which could limit access for some Jeep Compass owners depending on their location.
• Less Competitive Discounts: While Erie offers some discounts, they may not be as extensive or competitive as those provided by other insurers, potentially affecting overall savings for Jeep Compass owners.

#10 – Progressive: Best for Online Tools

Pros

• Customizable Coverage Plans: As mentioned in Progressive auto insurance review, Progressive offers a variety of customizable coverage options for Jeep Compass owners, including comprehensive and collision coverage, allowing drivers to tailor their policies to their specific needs.
• Discount Opportunities: Progressive provides multiple discount opportunities, such as safe driver discounts and discounts for having safety features on your Jeep Compass, which can help lower your insurance premiums.
• User-Friendly Technology: Progressive’s advanced technology, including their mobile app and online tools, makes managing your Jeep Compass insurance policy and filing claims convenient and efficient.

Cons

• Higher Rates for Certain Drivers: Progressive may have higher insurance rates for certain drivers, including those with less favorable driving records, which could impact the affordability of coverage for Jeep Compass owners.
• Mixed Customer Service Feedback: Some customers have reported mixed experiences with Progressive’s customer service, which could affect the overall satisfaction of Jeep Compass owners when dealing with claims and policy management.

Jeep Compass Insurance Cost

The table below compares monthly rates for minimum and full coverage car insurance for a Jeep Compass from various providers.

Jeep Compass Auto Insurance Monthly Rates by Coverage Level & Provider

When choosing the best insurance for your Jeep Compass, comparing monthly rates and coverage levels across providers can help you find the most cost-effective option. Consider both minimum and full coverage rates to ensure you get the protection you need at a price that fits your budget.

Jeep Compass Auto Insurance Monthly Rates by Coverage Type

Comparing insurance rates for your Jeep Compass, especially when considering different deductible levels and driver profiles, can significantly impact your overall cost.

Assessing various scenarios helps ensure you select the most suitable and affordable coverage for your needs. For more information, read our article titled “What is a good deductible for auto insurance?”

Why Jeep Compass are Expensive to Insure

The chart below details how Jeep Compass insurance rates compare to other SUVs like the Mercedes-Benz GLA 250, Volvo XC90, and Kia Telluride.

Jeep Compass Auto Insurance Monthly Rates vs. Other Vehicles

Insurance costs for the Jeep Compass are generally lower compared to some luxury and larger SUVs but can still be significant.

Understanding how the Compass stacks up against other vehicles can help you make more informed decisions about your coverage options.

Read More: Cheap Mercedes-Benz Auto Insurance

Factors that Influence the Cost of Jeep Compass Insurance

The cost of insurance for your Jeep Compass can vary significantly based on the trim and model you select. Higher trims and models with more advanced features often lead to higher auto insurance premiums because they typically come with increased repair costs and a higher value.

Additionally, newer models generally have higher insurance rates than older ones, due to their higher replacement costs and advanced technology that might be more expensive to repair.

Therefore, choosing the right trim and understanding its impact on insurance costs can help you make a more informed decision when purchasing your Jeep Compass.

Age of the Vehicle

Older Jeep Compass models generally cost less to insure. For example, auto insurance for a 2020 Jeep Compass costs $9 per month, while insurance for a 2010 Jeep Compass costs $7 per month, a difference of $2.

Jeep Compass Auto Insurance Monthly Rates by Age of the Vehicle

As the Jeep Compass ages, insurance premiums generally decrease, reflecting lower repair and replacement costs. Evaluating the insurance rates for different model years can help you choose a Compass that balances both value and affordability in coverage.

Driver Age

Driver age can have a significant effect on Jeep Compass car insurance rates. For example, 30-year-old drivers pay $5 more for Jeep Compass car insurance than 40-year-old drivers.

Jeep Compass Auto Insurance Monthly Rates by Age

Driver age can significantly impact the cost of Jeep Compass insurance, with younger drivers often facing much higher premiums. Understanding these age-related differences can help you better manage your insurance expenses based on your specific age group.

Driver Location

Where you live can have a large impact on Jeep Compass insurance rates. For example, drivers in Houston may pay $7 a month more than drivers in Columbus.

Jeep Compass Auto Insurance Monthly Rates by City

Your location can greatly influence Jeep Compass insurance rates, with some cities like Houston having significantly higher premiums compared to others like Columbus. Comparing rates based on your city can help you find the most affordable coverage tailored to your specific area.

Your Driving Record

Your driving record can have an impact on the cost of Jeep Compass car insurance. Teens and drivers in their 20’s see the highest jump in their Jeep Compass car insurance rates with violations on their driving record.

Jeep Compass Auto Insurance Monthly Rates by Age & Driving Record

Your driving record can significantly affect Jeep Compass insurance rates, with violations and accidents leading to much higher premiums. Maintaining a clean driving record is essential to keeping your insurance costs manageable and avoiding steep increases.

Safety Ratings

Your Jeep Compass auto insurance rates are tied to the Jeep Compass’s safety ratings. See the breakdown below:

Jeep Compass Safety Ratings

The Jeep Compass’s excellent safety ratings contribute to its favorable insurance rates, with high scores across all major test categories. Investing in a vehicle with strong safety features can help reduce your overall insurance costs.

Crash Test Ratings

The Jeep Compass’s crash test ratings can significantly influence your insurance premiums. Here’s a breakdown of the safety scores for various Jeep Compass models across different test categories.

Jeep Compass Crash Test Ratings

The crash test ratings for the Jeep Compass reveal how safety impacts your insurance costs. Higher ratings in categories like side impact and overall performance can lead to better insurance rates.

Jeep Compass Safety Features

Having a variety of safety features on your Jeep Compass can help lower your insurance costs. According to US News, the Jeep Compass’s safety features include:

• Comprehensive Air Bag System: Includes driver, passenger, front head, rear head, and front side airbags for enhanced protection.
• Advanced Safety Features: Equipped with 4-wheel ABS, electronic stability control, brake assist, and traction control for improved driving stability.
• Enhanced Visibility: Features daytime running lights and a blind spot monitor to increase safety on the road.
• Lane and Cross-Traffic Alerts: Includes lane departure warning, lane keeping assist, and cross-traffic alert to help avoid collisions.
• Child Safety: Comes with child safety locks to ensure the protection of young passengers.

These advanced safety features not only protect you and your passengers but can also contribute to lower insurance premiums. Investing in a Jeep Compass with these features can provide both enhanced safety and potential savings on your insurance costs.

Loss Probability

The Jeep Compass’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Jeep Compass, others are more favorable and lead to lower insurance rates.

Jeep Compass Auto Insurance Loss Probability

The varying loss ratios for different insurance coverage categories impact the overall cost of insuring a Jeep Compass. Understanding these ratios can help you make more informed decisions about your coverage options and potential insurance savings.

Jeep Compass Finance and Insurance Cost

If you are financing a Jeep Compass, most lenders will require your carry higher Jeep Compass coverage options including comprehensive coverage, so be sure to shop around and compare Jeep Compass auto insurance quotes from the best auto insurance companies using our free tool below.

Ways to Save on Jeep Compass Insurance

Although it may seem like your Jeep Compass car insurance rates are set, there are a few measures that you can take to secure the best Jeep Compass car insurance rates possible.

• Consider ride sharing services to lower your Jeep Compass mileage.
• Don’t assume your Jeep Compass is cheaper to insure than another vehicle.
• Ask about mature driver discounts for drivers over 50.
• Provide your Jeep Compass VIN when requesting jeep compass auto insurance quotes.
• Talk to your credit card company to save on rental car costs.

By taking these steps, you can potentially lower your Jeep Compass insurance rates and find the best coverage options. Always review your policy and discounts to ensure you’re getting the most value for your insurance.

Read More: Best Auto Insurance for Seniors

Discover the variety of car insurance discounts offered by top providers for Jeep Compass to help you save on your premiums.

These discounts from top insurance providers for Jeep Compass offer valuable opportunities for car owners to save money while maintaining comprehensive coverage and safety on the road.

Many providers offer specialized discounts, such as the good student auto insurance discount, which benefits young drivers who excel academically.

Additionally, discounts for bundling policies, having advanced safety features, and maintaining a clean driving record can significantly lower premiums. Taking advantage of these options ensures you get the best possible rates while protecting your vehicle and passengers.

Top Jeep Compass Insurance Companies

Who is the top car insurance company for Jeep Compass insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Jeep Compass auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Jeep Compass offers.

Jeep compass Auto Insurance Providers by Market Share

Choosing the right insurance company for your Jeep Compass can lead to significant savings. Consider the top providers listed, each offering various discounts that may benefit your coverage based on your vehicle’s safety features.

Compare Free Jeep Compass Insurance Quotes Online

You can start comparing quotes for Jeep Compass car insurance rates from top-rated providers using our free online tool. This tool allows you to explore various options for the best Jeep Compass auto insurance, helping you find competitive rates and comprehensive coverage tailored to your vehicle’s needs.

By getting multiple auto insurance quotes, you can identify the most cost-effective and suitable insurance plans that fit your specific requirements for the Jeep Compass.

You can find affordable auto insurance no matter what your driving record looks like by entering your ZIP code below in our free quote comparison tool.