Best Sunderland, Massachusetts Auto Insurance in 2025

The average Sunderland, MA auto insurance rates are $229 per month. The minimum auto insurance in Sunderland is at least 20/40/5 in coverage to comply with Massachusetts auto insurance laws. Compare quotes from multiple companies to find the cheapest auto insurance in Sunderland, Massachusetts.

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Merriya Valleri

Insurance and Finance Writer

Merriya Valleri is a skilled insurance writer with over a decade of professional writing experience. Merriya has a strong desire to make understanding insurance an easy task while providing readers with accurate and up-to-date information. Merriya has written articles focusing on health, life, and auto insurance. She enjoys working in the insurance field, and is constantly learning in order to ...

Written by
Merriya Valleri
Jeff Root

Licensed Insurance Agent

Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...

Reviewed by
Jeff Root

Updated October 2024

Things to Remember

  • The cheapest auto insurance company in Sunderland is State Farm
  • The minimum auto insurance required in Sunderland, Massachusetts is 20/40/5
  • Average auto insurance rates in Sunderland, MA for senior drivers are $1,711 per year

Sunderland, Massachusetts auto insurance requirements are 20/40/5 according to Massachusetts auto insurance laws. Finding cheap auto insurance in Sunderland can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Sunderland, Massachusetts, including driving record, credit, commute time, and more.

Compare auto insurance in Sunderland to other Massachusetts cities, including Fall River auto insurance rates, Springfield auto insurance rates, and Cambridge auto insurance rates to see how Sunderland, Massachusetts auto insurance rates stack up.

Before you buy Sunderland, Massachusetts auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Sunderland, Massachusetts auto insurance quotes.

Minimum Auto Insurance in Sunderland, Massachusetts

Sunderland, Massachusetts auto insurance laws require that you have at least the Massachusetts minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Sunderland, Massachusetts.

Minimum Required Auto Insurance Coverage in Sunderland, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

While all drivers must carry the minimum Massachusetts insurance, most drivers choose to carry additional coverage, such as collision and comprehensive, to be better protected.

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Cheap Sunderland, Massachusetts Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Sunderland, Massachusetts are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

State Farm offers the lowest rates for drivers in Sunderland, no matter the age.

Cheap Sunderland, Massachusetts Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Sunderland, Massachusetts is a challenge. Take a look at the annual teen auto insurance rates in Sunderland, Massachusetts.

Liberty Mutual has the most expensive auto insurance rates in Sunderland, MA.

Cheap Sunderland, Massachusetts Auto Insurance for Seniors

What are senior auto insurance rates in Sunderland, Massachusetts? Take a look at the annual average rates for older drivers.

State Farm provides the most affordable Sunderland auto insurance rates, and Liberty Mutual has the highest rates.

Cheap Sunderland, Massachusetts Auto Insurance By Driving Record

Your driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Sunderland, Massachusetts compared to the annual auto insurance rates with a clean record in Sunderland, Massachusetts.

State Farm offers the cheapest Sunderland auto insurance rates regardless of driving record. Liberty Mutual is the most expensive.

Cheap Sunderland, Massachusetts Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Sunderland, Massachusetts is not easy. Compare the annual rates for DUI auto insurance in Sunderland, Massachusetts to find the best deal.

Although accidents and tickets raise rates, DUI causes rates to increase the most significantly for six years in Massachusetts.

Cheap Sunderland, Massachusetts Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Sunderland, Massachusetts can vary. Compare the annual cost of auto insurance by ZIP code in Sunderland, Massachusetts to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Sunderland, Massachusetts

ZIP Code Average Annual Rates
1375 $2,751

Auto insurance rates in Sunderland average $230 a month but vary by driver.

Cheap Sunderland, Massachusetts Auto Insurance Rates By Commute

Commute length and annual mileage affect Sunderland, Massachusetts auto insurance. Find the cheapest annual Sunderland, Massachusetts auto insurance by commute length.

More time on the road means a greater chance of being in an accident. While Progressive doesn’t charge higher rates for a longer commute, Liberty Mutual charges around $300 a year more for more time behind the wheel.

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Cheap Sunderland, Massachusetts Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Sunderland, Massachusetts? Check out the comparison of annual Sunderland, Massachusetts auto insurance rates by coverage level.

Although more coverage means higher auto insurance rates, it also means fewer out-of-pocket costs for you if your car is damaged.

Best By Category: Cheapest Auto Insurance in Sunderland, Massachusetts

Compare the cheapest auto insurance companies in Sunderland, Massachusetts in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Sunderland, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

State Farm provides the cheapest Sunderland auto insurance rates across the board.

The Cheapest Sunderland, Massachusetts Auto Insurance Companies

What auto insurance companies in Sunderland, Massachusetts are the cheapest? Compare the top Sunderland, Massachusetts auto insurance companies to find the best annual rates.

Liberty Mutual is the most expensive auto insurance company in Sunderland, and State Farm is the cheapest company. However, rates vary significantly by the driver.

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Compare Sunderland, Massachusetts Auto Insurance Quotes

Drivers in Sunderland, MA must carry at least 20/40/5 in liability auto insurance. However, many drivers choose to carry more coverage to be better protected. While rates average $230 a month, rates vary by drivers and insurers.

Before you buy Sunderland, Massachusetts auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Sunderland, Massachusetts auto insurance quotes.

Frequently Asked Questions

What should I do if I have a complaint or dispute with my auto insurance company in Sunderland, Massachusetts?

Reach out to the Massachusetts Division of Insurance for guidance, assistance, and mediation services to resolve complaints or disputes with your insurance company.

How often should I review and update my auto insurance policy in Sunderland, Massachusetts?

It’s wise to review your auto insurance policy annually or when significant changes occur in your life or driving circumstances.

Are there any specific Sunderland, Massachusetts auto insurance laws or regulations I should be aware of?

Massachusetts is a no-fault state, meaning your insurance company usually pays for your injuries and damages regardless of fault. Stay informed about the state’s auto insurance laws.

Can I bundle my auto insurance with other policies in Sunderland, Massachusetts?

Yes, bundling auto insurance with other policies like home insurance can often lead to discounts from insurance providers.

Can I get a discount on auto insurance in Sunderland, Massachusetts?

Yes, you may be eligible for discounts such as multi-policy, safe driver, good student, or anti-theft device discounts. Inquire with insurance companies for available discounts.

Do auto insurance rates in Sunderland, Massachusetts vary based on credit history?

Yes, credit history can impact auto insurance rates in Sunderland, MA as insurance companies often consider credit-based insurance scores.

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