Best Mooresville, North Carolina Auto Insurance in 2025
The average Mooresville, NC auto insurance rates are $274 per month. The minimum auto insurance in Mooresville is at least 30/60/25 in coverage to comply with North Carolina auto insurance laws. To find the best cheap auto insurance in Mooresville, North Carolina, compare quotes from multiple companies.
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Insurance and Finance Writer
Luke Williams is a finance, insurance, real estate, and home improvement expert based in Philadelphia, Pennsylvania, specializing in writing and researching for consumers. He studied finance, economics, and communications at Pennsylvania State University and graduated with a degree in Corporate Communications. His insurance and finance writing has been featured on Spoxor, The Good Men Project...
Luke Williams
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Michelle Robbins
Updated September 2024
- The average commute length in Mooresville is 25.4 minutes
- The most expensive auto insurance company in Mooresville for teen drivers is Allstate
- The cheapest auto insurance company in Mooresville is Liberty Mutual
Mooresville, North Carolina auto insurance requirements are 30/60/25 according to North Carolina auto insurance laws. Finding cheap auto insurance in Mooresville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Mooresville, North Carolina, including driving record, credit, commute time, and more.
Compare auto insurance in Mooresville to other North Carolina cities, including Winston-Salem auto insurance rates, High Point auto insurance rates, and Cary auto insurance rates to see how Mooresville, North Carolina auto insurance rates stack up.
Before you buy Mooresville, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Mooresville, North Carolina auto insurance quotes.
Minimum Auto Insurance in Mooresville, North Carolina
Mooresville, North Carolina auto insurance laws require that you have at least the North Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Mooresville, North Carolina.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap Mooresville, North Carolina Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Mooresville, North Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $5,518 | $5,518 | $4,527 | $4,527 | $13,312 | $13,312 | $5,627 | $5,627 |
| Geico | $2,459 | $2,413 | $2,426 | $2,382 | $4,592 | $4,551 | $2,155 | $2,142 |
| Liberty Mutual | $1,769 | $1,769 | $1,830 | $1,830 | $3,156 | $3,156 | $1,769 | $1,769 |
| Nationwide | $2,335 | $2,335 | $2,335 | $2,335 | $3,997 | $3,997 | $2,335 | $2,335 |
| Progressive | $1,685 | $1,685 | $1,545 | $1,545 | $4,026 | $4,026 | $1,881 | $1,881 |
| State Farm | $2,346 | $2,346 | $2,030 | $2,030 | $3,465 | $3,465 | $2,898 | $2,898 |
| Travelers | $2,576 | $2,576 | $2,555 | $2,555 | $4,418 | $4,418 | $2,644 | $2,644 |
Cheap Mooresville, North Carolina Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Mooresville, North Carolina is a challenge. Take a look at the annual teen auto insurance rates in Mooresville, North Carolina.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $13,312 | $13,312 |
| Geico | $4,592 | $4,551 |
| Liberty Mutual | $3,156 | $3,156 |
| Nationwide | $3,997 | $3,997 |
| Progressive | $4,026 | $4,026 |
| State Farm | $3,465 | $3,465 |
| Travelers | $4,418 | $4,418 |
Cheap Mooresville, North Carolina Auto Insurance for Seniors
What are senior auto insurance rates in Mooresville, North Carolina? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $4,527 | $4,527 |
| Geico | $2,426 | $2,382 |
| Liberty Mutual | $1,830 | $1,830 |
| Nationwide | $2,335 | $2,335 |
| Progressive | $1,545 | $1,545 |
| State Farm | $2,030 | $2,030 |
| Travelers | $2,555 | $2,555 |
Cheap Mooresville, North Carolina Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Mooresville, North Carolina compared to the annual auto insurance rates with a clean record in Mooresville, North Carolina.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,929 | $6,905 | $12,842 | $5,309 |
| Geico | $1,567 | $2,315 | $5,529 | $2,148 |
| Liberty Mutual | $1,273 | $1,632 | $3,987 | $1,632 |
| Nationwide | $1,623 | $2,095 | $5,189 | $2,095 |
| Progressive | $1,088 | $1,581 | $4,938 | $1,529 |
| State Farm | $1,431 | $2,070 | $5,168 | $2,070 |
| Travelers | $1,812 | $2,383 | $5,656 | $2,342 |
Cheap Mooresville, North Carolina Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Mooresville, North Carolina is not easy. Compare the annual rates for DUI auto insurance in Mooresville, North Carolina to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $12,842 |
| Geico | $5,529 |
| Liberty Mutual | $3,987 |
| Nationwide | $5,189 |
| Progressive | $4,938 |
| State Farm | $5,168 |
| Travelers | $5,656 |
Cheap Mooresville, North Carolina Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Mooresville, North Carolina annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $9,804 | $6,360 | $5,574 |
| Geico | $3,127 | $2,876 | $2,666 |
| Liberty Mutual | $2,131 | $2,131 | $2,131 |
| Nationwide | $2,751 | $2,751 | $2,751 |
| Progressive | $2,562 | $2,232 | $2,058 |
| State Farm | $3,768 | $2,411 | $1,875 |
| Travelers | $3,256 | $2,963 | $2,926 |
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Cheap Mooresville, North Carolina Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Mooresville, North Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Mooresville, North Carolina to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 28115 | $2,984 |
| 28117 | $3,002 |
Cheap Mooresville, North Carolina Auto Insurance Rates By Commute
Commute length and annual mileage affect Mooresville, North Carolina auto insurance. Find the cheapest annual Mooresville, North Carolina auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $7,246 | $7,246 |
| Geico | $2,890 | $2,890 |
| Liberty Mutual | $2,131 | $2,131 |
| Nationwide | $2,751 | $2,751 |
| Progressive | $2,284 | $2,284 |
| State Farm | $2,676 | $2,693 |
| Travelers | $3,048 | $3,048 |
Cheap Mooresville, North Carolina Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Mooresville, North Carolina? Check out the comparison of annual Mooresville, North Carolina auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $6,978 | $7,219 | $7,541 |
| Geico | $2,756 | $2,879 | $3,034 |
| Liberty Mutual | $2,026 | $2,117 | $2,249 |
| Nationwide | $2,634 | $2,736 | $2,882 |
| Progressive | $2,162 | $2,270 | $2,420 |
| State Farm | $2,575 | $2,671 | $2,808 |
| Travelers | $2,917 | $3,032 | $3,196 |
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Best By Category: Cheapest Auto Insurance in Mooresville, North Carolina
Compare the cheapest auto insurance companies in Mooresville, North Carolina in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Liberty Mutual |
| Seniors | Progressive |
| Clean Record | Progressive |
| With 1 Accident | Progressive |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | Progressive |
The Cheapest Mooresville, North Carolina Auto Insurance Companies
What auto insurance companies in Mooresville, North Carolina are the cheapest? Compare the top Mooresville, North Carolina auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $7,246 |
| Geico | $2,890 |
| Liberty Mutual | $2,131 |
| Nationwide | $2,751 |
| Progressive | $2,284 |
| State Farm | $2,685 |
| Travelers | $3,048 |
What affects auto insurance rates in Mooresville, North Carolina?
There are a lot of reasons why auto insurance rates in Mooresville, North Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Mooresville, North Carolina. Many local factors may affect your Mooresville auto insurance rates.
Mooresville Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Mooresville, North Carolina commute length is 25.4 minutes according to City-Data.
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Compare Mooresville, North Carolina Auto Insurance Quotes
Before you buy Mooresville, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Mooresville, North Carolina auto insurance quotes.
Frequently Asked Questions
What is the minimum auto insurance coverage required in Mooresville, NC?
Mooresville, NC auto insurance laws require a minimum coverage of 30/60/25.
How does age, gender, and marital status affect auto insurance rates in Mooresville, NC?
Auto insurance rates in Mooresville, NC are influenced by age, gender, and marital status, which can impact the annual cost of insurance.
What are the average auto insurance rates for teen drivers in Mooresville, NC?
Finding cheap auto insurance for teen drivers in Mooresville, NC is challenging, and the rates tend to be higher for this age group.
What are the average auto insurance rates for senior drivers in Mooresville, NC?
The average auto insurance rates for senior drivers in Mooresville, NC can vary, and it’s recommended to compare quotes to find the best rates.
How does a driving record affect auto insurance rates in Mooresville, NC?
Driving records have a significant impact on auto insurance rates. A bad record can result in higher rates, while a clean record may lead to lower rates.
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