Keeping Your Cool Car Covered with Scion tC Auto Insurance

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Things to Remember...
  • There are several ways to get affordable and reliable auto insurance for the cool looking car
  • Despite their stylish design, Scion tCs are affordable cars that get good mileage and have plenty of safety features
  • According to Automobile Magazine, the average cost to insure a 2013 Scion tC per year is $1,971
  • You can also save money on your car insurance by paying your bills on time and keeping a good credit score
  • Many providers will offer discounted rates to reliable customers who have good driving records


The Scion tC is a sleek looking vehicle with some zip, but unlike many sports cars, you won’t break the bank to buy it. What’s even better is that there are several ways to get affordable and reliable auto insurance for the cool looking car.

Check out great insurance for a Scion tC by entering your ZIP code into the FREE quote tool below!

It isn’t always easy finding good and cheap coverage for cars like the Scion tC, because of its power and stylish design.

Because flashy cars are more likely to be stolen or driven at dangerous speeds, most insurance providers see them as a risk to insure. While the Scion tC isn’t like a Porsche or Ferrari, if you’re not careful, you could end up paying too much to insure it.

Scion

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Scion is a brand of vehicles that is produced by the auto manufacturer Toyota. While Toyota is headquartered in Tokyo, Japan, the Scion branch of the company is based in Torrance, California.

Scion started producing cars in 2004.

There are several different types of Scion models; however, the look and driving capabilities of the brand are designed to attract younger drivers and professionals.

Traditionally, Toyota has focused its efforts on producing vehicles that catered to older drivers and families.

According to its official website, Scion builds cars that allow owners to express their individuality. For example, various types of accessories can be purchased for Scion cars.

Scion tC

While there have been several different models of it built to date, typically the Scion tC has been a two-door hatchback with an appearance similar to luxury sedans and sports cars.

Despite their stylish design, Scion tCs are affordable cars that get good mileage and have plenty of safety features.

The 2013 Scion tC is a two-door, front-wheel drive coupe, which can seat five passengers. It comes equipped with a four-cylinder, 2.5 litre engine that can deliver 180 horsepower.

The latest model gets approximately 23 miles per the gallon in the city and 31 mpg on the highway. The car has a six-speed transmission and a starting price of just under $20,000.

You can learn more about the latest Scion tC by referring to the car’s official website or automobile publications like the Car Connection.

Average Insurance Rates

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Insurance companies consider many things when they determine what to charge someone for their coverage.

While they will look at your car and consider whether it’s durable, safe, and valuable, providers also must review the personal circumstances of each customer.

They will also look at where and how much the car is going to be driven, and whether the person appears to be a good driver or a reliable customer.

As a result, two people may be asked to pay something quite different to insure the same Scion tC model.

In other words, when you examine the average insurance rates that people pay to cover their Scion tC, it’s important to remember that you could be charged more or less.

According to Automobile Magazine, the average cost to insure a 2013 Scion tC per year is $1,971. In 2012, the average annual cost was $1,752.

Drive Safely

Driving safely is one of the most effective ways to keep a lid on your insurance rates.

A driver who causes several accidents or is pulled over numerous times for speeding will pay much more to insure their Scion tC.

Insurance providers know that bad drivers are more likely to file claims that will cost them money. In turn, they will charge them more for their insurance.

If your driving record is already bad, then be extra cautious behind the wheel and slow down. By avoiding additional traffic-related incidents or violations your rates should come down over time.

On the other hand, if you cause another accident or even worse, get charged with a criminal, traffic-related offense, your rates could go through the roof.

A good way to show an insurance provider you’re a safe driver is to take driving lessons.

Most insurance companies offer lower rates to people who have completed driver’s education.

There are also driving courses for mature and experienced drivers. By taking these, you can show an insurance provider that you’re dedicated to driving safely.

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Get a Scion tC With Great Safety Ratings

If you want to lower your insurance rates then it’s important to buy a Scion tC that’s equipped with modern safety features and that has good safety ratings.

If an insurance company is confident that your Scion tC is more likely to avoid an accident, then it will charge you less. In addition, if it believes that the car will protect its passengers in the event of a crash, your rates will be lower.

If a car helps prevent serious injuries from occurring, then insurance companies won’t have to pay as much for medical bills.

The latest model of the Scion tC comes equipped with many safety features, including multiple airbags, anti-lock brakes, brake assist, a tire pressure monitoring system and electronic stability control.

Newer versions of the Scion tC have also scored quite well in safety tests.

For example, the Insurance Institute for Highway Safety assigned the 2011 and 2012 models of the Scion tC a “good rating” for impact and strength tests conducted on the front, side and top of the car. Earlier models received an “acceptable” rating.

The U.S. Department of Transportation’s Safe Car website awarded the 2011, 2012 and 2013 models a five out of five star rating for safety.

Keep a Good Credit Score

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You can also save money on your car insurance by paying your bills on time and keeping a good credit score. If you’ve fallen behind in your insurance payments before or had other financial issues, then a company might raise your rates.

If a provider is worried that they may not get their money every month, they will charge more up front.

On the other hand, if you have a great credit rating and have been a reliable customer, a provider may even offer you a discount!

Agree to a Higher Deductible

If you agree to pay a higher deductible, you can also lower the premiums for your Scion tC. This is a good way to save some money on your insurance rates and keep the coverage you want!

The deductible is the amount you’re required to put towards any claim you file.

 If you agree to pay a $700 deductible, then you will have to pay that amount if you file a claim with your insurance provider. They will pay the remainder.

By raising your deductible, your insurance company won’t have to pay as much for damages. As a result, they can charge you less for your insurance.

In order to do this, however, make sure you have the money saved to put towards a higher deductible if you need it.

Consider Your Options

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Before you buy your Scion tC insurance it’s a good idea to sit back and review your driving circumstances. If you’re not driving as much these days or have moved to a rural setting then you may not need as much insurance as you did before.

It’s important to protect yourself financially by carrying a solid amount of liability insurance. This insurance helps pay for the damages of other people in a crash you cause.

You’re required by law in nearly every state to have liability insurance.

Collision insurance will pay for the repairs your Scion tC needs after you cause an accident. Comprehensive insurance will help cover damages your car needs in an incident not involving another car. For example, like a break-in or flood.

If you own an older Scion tC or rarely drive the car, then you may not need as much collision or comprehensive coverage as someone who drives a newer model daily.

Cars that are less valuable are cheaper to repair. Vehicles that aren’t on the road very much are less likely to be involved in an accident.

Shop Around

One of the best ways to save money on your Scion tC is to look around and find great deals on insurance. A very convenient and effective way to do this is to use a website that specializes in comparing insurance quotes.

The site will ask you several questions regarding your driving circumstances, and once you’ve provided the info it will send you quotes from several major providers. You can look and choose the best deal from the comfort of your own home!

It’s also a good idea to search online and see which providers have received good customer feedback. Just because one company has cheap insurance, doesn’t mean you’ll be happy as their customer.

Ask for a Discount

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You could save some serious money by asking for a discount. Many providers will offer discounted rates to reliable customers who have good driving records.

If you’ve been with the same company for a while, they may offer you a discount to keep you as a customer. Many companies also offer cheaper rates to Armed Forces vets and students who are excelling in school.

Find great and affordable coverage for your Scion tC by entering your ZIP code into the FREE quote tool now!

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