Best Mazda CX-9 Auto Insurance in 2025 (Your Guide to the Top 10 Companies)

State Farm, Progressive, and Farmers sell the best Mazda CX-9 auto insurance to drivers across the U.S.

There are plenty of car insurance options available to Mazda CX-9 owners. The best Mazda CX-9 auto insurance companies are listed below.

Our Top 10 Company Picks: Best Mazda CX-9 Auto Insurance

Mazda CX-9 insurance rates are cheaper than the average vehicle. Continue reading to learn how you can find cheap Mazda auto insurance from the best companies. You can also start comparing quotes for Mazda CX-9 auto insurance rates from some of the best auto insurance companies by using our free online tool now.

#1 – State Farm: Top Overall Pick

Pros

• Many Discounts: State Farm customers can save on Mazda CX-9 car insurance by applying for some of State Farm’s discounts.
• Local Agents: Agents are available locally to assist customers with their Mazda CX-9 insurance policies.
• Quick Claims: Mazda CX-9 claims can be filed online at any time. For more information about State Farm as a company, read our State Farm review.

Cons

• Online Tool Limitations: Mazda CX-9 owners will have to contact an agent in most situations.
• Coverage Options: Mazda CX-9 customers will find State Farm coverages more limited than at other companies. For example, State Farm doesn’t offer gap insurance or new car replacement insurance.

#2 – Progressive: Best for Budgeting Tool

Pros

• Budgeting Tool: Progressive offers a free tool to help customers determine how much Mazda CX-9 insurance they can purchase.
• Snapshot Program: Mazda CX-9 customers can join Snapshot for free and earn rewards for safe driving.
• Coverage Options: Mazda CX-9 vehicles can be insured with extras like modified car insurance or trip interruption insurance.

Cons

• Snapshot Mazda CX-9 Rate Increases: Consistent poor driving habits in the program could raise Mazda CX-9 rates in some states.
• Customer Satisfaction: Mazda CX-9 customers should be aware that customer satisfaction levels could be higher at Progressive. Visit our Progressive review to learn more.

#3 – Farmers: Best for Local Agents

Pros

• Local Agents: Agents are available locally in most states to assist Mazda CX-9 owners with their policies and claims.
• Coverage Options: Mazda CX-9 owners can choose add-ons like new car replacement.
• Bundling Discount: Mazda CX-9 insurance can be bought with renters or home insurance.

Cons

• Service Quality: Mazda CX-9 customers may have a negative experience with some agents. Read our Farmers review for more information.
• Financial A.M. Best Rating: An A rating is decent, but other Mazda CX-9 companies on our list have better ratings for financial management.

#4 – Geico: Best for Online Convenience

Pros

• Online Convenience: Geico is highly rated for its convenient app and website. Learn more about how Mazda CX-9 can benefit in our Geico review.
• Discount Variety: Mazda CX-9 rates can be lowered if customers apply for some of Geico’s discounts.
• Adjustable Deductibles: Mazda CX-9 deductibles can be adjusted on coverages as needed.

Cons

• No Local Agents: Geico doesn’t have in-person assistance for Mazda CX-9 insurance.
• Coverage Options: Mazda CX-9 owners may find Geico’s coverages lacking, as it doesn’t have extras like gap coverage.

#5 – Nationwide: Best for Usage Discount

Pros

• Usage Discount: Mazda CX-9 can join Nationwide’s free SmartRide program that discounts good drivers.
• Vanishing Deductible: Nationwide reduces Mazda CX-9 deductibles for safe, claims-free customers. Visit our Nationwide review to learn more about the company’s cost-saving options.
• Mileage-Based Insurance: Low-mileage Mazda CX-9 drivers may want to join SmartMiles to save on insurance.

Cons

• Availability of Local Offices: Most of the assistance offered to Mazda CX-9 will be virtual.
• Insurance Availability: Mazda CX-9 insurance is not available to purchase in all states.

#6 – Travelers: Best for Accident Forgiveness

Pros

• Accident Forgiveness: Mazda CX-9 accidents may be forgiven if the owners were previously claims-free.
• IntelliDrive Program: Customers can join IntelliDrive and earn discounts that are calculated based on their driving.
• Financial Stability: Mazda CX-9 policies will be backed by a financially responsible company, as Travelers has an A++ rating from A.M. Best.

Cons

• IntelliDrive Mazda CX-9 Rate Increases: Mazda CX-9 rates could increase in some states if drivers drive badly in the program.
• Customer Satisfaction: Based on reviews, not all Mazda CX-9 customers will be happy with services. Read our Travelers review to learn more.

#7 – Allstate: Best for Add-On Coverages

Pros

• Add-On Coverages: Some of the many add-on coverages for Mazda CX-9 vehicles include roadside assistance and umbrella coverage. Visit our Allstate review to learn more.
• Mileage-Based Insurance: Mazda CX-9 drivers with low mileage can join Milewise for cheaper rates.
• Bundling Discount: Mazda CX-9 car insurance can be bought with home or renters insurance.

Cons

• Customer Complaints: Potential Mazda CX-9 customers should know that Allstate’s number of complaints is high.
• Discount Eligibility: Some Mazda CX-9 customers may find it harder to qualify for discounts.

#8 – Liberty Mutual: Best for Customizable Policies

Pros

• Customizable Policies: Mazda CX-9 customers can change coverages, deductibles, and more on their Mazda CX-9 policies.
• 24/7 Assistance: Mazda CX-9 customers can always reach out to a representative.
• Bundling Discount: Mazda CX-9 owners can also buy their home or renters insurance from Liberty Mutual.

Cons

• Expensive Rates: Liberty Mutual is a more expensive company for Mazda CX-9 insurance. Visit our Liberty Mutual review for more rate data.
• Customer Service: Not all Mazda CX-9 customers will be happy with services, as not all reviews about Liberty Mutual are positive.

#9 – AAA: Best for Roadside Assistance

Pros

• Roadside Assistance: Mazda CX-9 will have access to 24/7 roadside assistance as AAA members.
• Local Agents: Most customers will have access to a local agent for assistance with Mazda CX-9 insurance.
• Discount Options: Mazda CX-9 car insurance rates can be lowered if customers apply for discounts. To see what AAA offers, visit our AAA review.

Cons

• Expensive Rates: AAA is one of the more expensive choices for Mazda CX-9 insurance.
• Membership Fee: Mazda CX-9 customers will have to pay an annual AAA membership fee.

#10 – USAA: Best for Military Savings

Pros

• Military Savings: Military and veteran owners of Mazda CX-9 vehicles will find the best deals at USAA. Discover more by reading our USAA review.
• Customer Service: Mazda CX-9 c customers should rest easy knowing USAA is ranked highly for customer satisfaction.
• Country-Wide Availability: USAA Mazda CX-9 insurance is sold in all states.

Cons

• No Local Agent Assistance: USAA services for Mazda CX-9 customers will be virtual.
• Eligibility Restrictions: Mazda CX-9 insurance is sold to veterans, military members, and their families.

Mazda CX-9 Insurance Cost

The average Mazda CX-9 auto insurance rates are $120 a month, as you can see in the table below.

Mazda CX-9 Auto Insurance Monthly Rates by Coverage Type

However, rates will vary based on which of the best companies you choose and which type of coverage you opt for. The table below displays rates by coverage at the best companies.

Mazda CX-9 Auto Insurance Monthly Rates by Coverage Level & Provider

Minimum coverage is required by drivers’ states, while full coverage is required by lenders. If your Mazda CX-9 is completely paid off, then you can carry just minimum coverage, although full coverage is the best option in most cases (Read More: Full Coverage Auto Insurance Defined).

The only time drivers should skip out on full coverage is if their Mazda CX-9 is greatly depreciated in value.

Mazda CX-9 Rates Compared to Other Brands

The chart below details how Mazda CX-9 insurance rates compare to other SUVs like the Toyota 4Runner, Nissan Pathfinder, and Lincoln Navigator.

Mazda CX-9 Auto Insurance Monthly Rates vs. Other Cars by Coverage Type

Vehicles like the Lincoln Navigator will cost more than Mazdas. However, Mazdas aren’t the cheapest brand. There are a few things you can do to find the cheapest Mazda insurance rates online, which we cover in the following sections.

Factors That Impact the Cost of Mazda CX-9 Insurance

You might have noticed that there is a multitude of factors that impact Mazda CX-9 auto insurance rates. Your age, location, driving record, and model year are all factors that affect auto insurance rates for your Mazda CX-9.

Age of the Vehicle

The average Mazda CX-9 auto insurance rates are higher for newer models. For example, full coverage auto insurance for a 2020 Mazda CX-9 costs $120/mo, while 2015Mazda CX-9 insurance costs $114/mo for full coverage.

Mazda CX-9 Auto Insurance Monthly Rates by Model Year & Coverage Type

If you own a model that is older than 20 years, you may have to get classic car insurance for your vehicle (Learn More: Does my car qualify for classic auto insurance?).

Driver Age

Driver age can have a significant effect on the cost of Mazda CX-9 auto insurance. For example, a 20-year-old driver could pay around $147 more each month for their Mazda CX-9 auto insurance than 30-year-old driver.

Mazda CX-9 Auto Insurance Monthly Rates by Age

Younger drivers are considered high-risk drivers due to driving inexperience, which is why their auto insurance costs are so much higher at insurance companies.

Driver Location

Where you live can have a large impact on Mazda CX-9 insurance rates. For example, drivers in New York may pay $73 more per month than drivers in Seattle.

Mazda CX-9 Auto Insurance Monthly Rates by City

If rates in your area are expensive, the best thing you can do is shop around for auto insurance quotes from the top companies in your area.

Your Driving Record

Your driving record can have an impact on the cost of Mazda CX-9 auto insurance. Teens and drivers in their 20’s see sees the highest jump in their Mazda CX-9 auto insurance with violations on their driving record.

Mazda CX-9 Auto Insurance Monthly Rates by Age & Driving Record

If you have multiple driving infractions on your driving record, you may have to purchase high-risk insurance from a company.

High-risk insurance is expensive, and high-risk drivers often have to pay increased high-risk rates for a few years after the accident, ticket, or DUI.

Mazda CX-9 Safety Ratings

The Mazda CX-9’s safety ratings will affect your Mazda CX-9 auto insurance rates. See the chart below for safety ratings for the Mazda CX-9.

Mazda CX-9 Safety Ratings

The Mazda CX-9 has decent ratings for safety from the IIHS, which will help keep rates affordable for most customers.

Mazda CX-9 Crash Test Ratings

Mazda CX-9 crash test ratings will affect your Mazda CX-9 auto insurance rates. Cars that do poorly in crashes will have higher insurance rates.

Mazda CX-9 Crash Test Ratings

The Mazda CX-9 models all have similar crash test ratings in testing, with an overall crash score of five stars from the NHTSA.

Mazda CX-9 Safety Features

The Mazda CX-9 safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Mazda CX-9 auto insurance rates. The Mazda CX-9’s safety features include the following.

Mazda CX-9 Safety Features

Most car insurance companies will offer a safety feature discount for Mazda CX-9s, especially if drivers install anti-theft devices.

Installing these devices in your car reduces your risk of theft and earns you a discount at most companies. (Read More: How to Get an Anti-Theft Auto Insurance Discount).

Mazda CX-9 Insurance Loss Probability

The Mazda CX-9’s insurance loss ratio varies between different coverage types. Take a look below to see which coverages have the best lost ratios.

Mazda CX-9 Auto Insurance Loss Probability by Coverage Type

While some types of insurance loss ratios are higher for the Mazda CX-9, others are more favorable and lead to lower insurance rates.

Mazda CX-9 Finance and Insurance Cost

If you are financing a Mazda CX-9, you will pay more if you purchase Mazda CX-9 auto insurance at the dealership, so be sure to shop around and compare Mazda CX-9 auto insurance quotes from the best companies using our free tool below.

Ways to Save on Mazda CX-9 Insurance

To save on Mazda CX-9 auto insurance, start by applying for auto insurance discounts. The table below displays popular discounts at the best Mazda CX-9 insurance companies.

If you want to reduce the cost of your Mazda CX-9 insurance rates further, follow the additional insurance saving tips below:

• Buy a dashcam for your Mazda CX-9.
• Check the odometer on your Mazda CX-9.
• Be picky about who drives your Mazda CX-9.
• Understand that insurance companies can’t change your Mazda CX-9 auto insurance rates mid-term based on changes to your credit score.
• Get married and ask for a discount.

Shopping around for Mazda CX-9 auto insurance quotes will also help you save on your auto insurance costs. You can get quotes directly from companies or use a free quote comparison tool.

Other Top Mazda CX-9 Insurance Companies

Who is the best company for Mazda CX-9 insurance rates? While the actual rates you pay will depend on many factors, here are some more options for the top companies offering Mazda CX-9 insurance coverage (ordered by market share).

Top 10 Mazda CX-9 Auto Insurance Providers by Market Share

Many of these companies offer discounts for security systems and other safety features that the Mazda CX-9 offers, helping keep costs low. State Farm is the biggest company in the U.S., followed by Geico and Progressive. State Farm is also our top pick for Mazda CX-9s.

Finding the Best Mazda CX-9 Insurance For You

State Farm, Progressive, and Farmers are our top three companies for Mazda CX-9 insurance policies. They offer great coverage options for Mazda CX-9s and plenty of car insurance discounts for savings, such as good driver discounts (Read More: How to Get a Good Driver Auto Insurance Discount).

Ready to get quotes for your Mazda CX-9? You can start comparing quotes for Mazda CX-9s from some of the best Mazda auto insurance companies by using our free online tool now.