Coram, NY Auto Insurance (2024)
The average Coram, NY auto insurance rates are $456 per month. The minimum auto insurance in Coram is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in Coram, New York, compare quotes from multiple companies.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Jimmy McMillan
Licensed Insurance Agent
Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent insurance brokerage. His company specializes in insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast Modern Li...
Licensed Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Coram for teen drivers is Liberty Mutual
- The minimum auto insurance required in Coram, New York is 25/50/10
- Average auto insurance rates in Coram, NY for senior drivers are $3,380 per year
Coram, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in Coram can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Coram, New York, including driving record, credit, commute time, and more.
Compare auto insurance in Coram to other New York cities, including Utica auto insurance rates, Albany auto insurance rates, and Rochester auto insurance rates to see how Coram, New York auto insurance rates stack up.
Before you buy Coram, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Coram, New York auto insurance quotes.
Minimum Auto Insurance in Coram, New York
Coram, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Coram, New York.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Cheap Coram, New York Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Coram, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,710 | $3,419 | $3,514 | $3,544 | $10,999 | $11,707 | $3,527 | $3,492 |
| Geico | $2,271 | $2,184 | $2,207 | $2,175 | $4,906 | $7,260 | $2,040 | $2,088 |
| Liberty Mutual | $6,047 | $6,047 | $5,633 | $5,633 | $11,845 | $17,111 | $6,047 | $6,418 |
| Nationwide | $3,894 | $3,894 | $3,662 | $3,662 | $7,249 | $10,911 | $3,894 | $5,043 |
| Progressive | $3,388 | $3,057 | $2,622 | $2,692 | $11,608 | $12,664 | $4,288 | $4,029 |
| State Farm | $3,790 | $3,790 | $3,327 | $3,327 | $11,179 | $13,719 | $4,192 | $4,403 |
| Travelers | $4,223 | $4,134 | $3,859 | $4,051 | $9,973 | $11,813 | $4,417 | $4,496 |
| USAA | $2,290 | $2,254 | $2,085 | $2,091 | $9,224 | $10,935 | $2,946 | $3,267 |
Cheap Coram, New York Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Coram, New York is a challenge. Take a look at the annual teen auto insurance rates in Coram, New York.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,999 | $11,707 |
| Geico | $4,906 | $7,260 |
| Liberty Mutual | $11,845 | $17,111 |
| Nationwide | $7,249 | $10,911 |
| Progressive | $11,608 | $12,664 |
| State Farm | $11,179 | $13,719 |
| Travelers | $9,973 | $11,813 |
| USAA | $9,224 | $10,935 |
Cheap Coram, New York Auto Insurance for Seniors
What are senior auto insurance rates in Coram, New York? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,514 | $3,544 |
| Geico | $2,207 | $2,175 |
| Liberty Mutual | $5,633 | $5,633 |
| Nationwide | $3,662 | $3,662 |
| Progressive | $2,622 | $2,692 |
| State Farm | $3,327 | $3,327 |
| Travelers | $3,859 | $4,051 |
| USAA | $2,085 | $2,091 |
Cheap Coram, New York Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Coram, New York compared to the annual auto insurance rates with a clean record in Coram, New York.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,625 | $4,625 | $6,831 | $5,876 |
| Geico | $2,423 | $2,643 | $5,076 | $2,423 |
| Liberty Mutual | $6,367 | $6,367 | $13,289 | $6,367 |
| Nationwide | $3,981 | $3,981 | $9,066 | $4,076 |
| Progressive | $5,379 | $5,379 | $6,000 | $5,418 |
| State Farm | $5,666 | $5,666 | $6,266 | $6,266 |
| Travelers | $4,952 | $6,304 | $6,391 | $5,836 |
| USAA | $3,912 | $3,976 | $5,682 | $3,976 |
Cheap Coram, New York Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Coram, New York is not easy. Compare the annual rates for DUI auto insurance in Coram, New York to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,831 |
| Geico | $5,076 |
| Liberty Mutual | $13,289 |
| Nationwide | $9,066 |
| Progressive | $6,000 |
| State Farm | $6,266 |
| Travelers | $6,391 |
| USAA | $5,682 |
Cheap Coram, New York Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Coram, New York annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $8,019 | $4,566 | $3,882 |
| Geico | $3,938 | $2,892 | $2,595 |
| Liberty Mutual | $11,345 | $7,408 | $5,540 |
| Nationwide | $5,276 | $5,276 | $5,276 |
| Progressive | $9,011 | $4,428 | $3,192 |
| State Farm | $8,423 | $5,282 | $4,192 |
| Travelers | $8,278 | $5,033 | $4,301 |
| USAA | $6,717 | $3,426 | $3,016 |
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Cheap Coram, New York Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Coram, New York can vary. Compare the annual cost of auto insurance by ZIP code in Coram, New York to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 11727 | $5,501 |
| 11776 | $5,491 |
| 11953 | $5,505 |
Cheap Coram, New York Auto Insurance Rates By Commute
Commute length and annual mileage affect Coram, New York auto insurance. Find the cheapest annual Coram, New York auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $5,412 | $5,566 |
| Geico | $3,049 | $3,234 |
| Liberty Mutual | $7,863 | $8,332 |
| Nationwide | $5,276 | $5,276 |
| Progressive | $5,544 | $5,544 |
| State Farm | $5,745 | $6,187 |
| Travelers | $5,871 | $5,871 |
| USAA | $4,342 | $4,431 |
Cheap Coram, New York Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Coram, New York? Check out the comparison of annual Coram, New York auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,014 | $5,458 | $5,995 |
| Geico | $2,943 | $3,126 | $3,355 |
| Liberty Mutual | $7,665 | $8,075 | $8,553 |
| Nationwide | $4,894 | $5,222 | $5,712 |
| Progressive | $5,183 | $5,496 | $5,951 |
| State Farm | $5,600 | $6,007 | $6,291 |
| Travelers | $5,490 | $5,792 | $6,331 |
| USAA | $4,224 | $4,357 | $4,579 |
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Best By Category: Cheapest Auto Insurance in Coram, New York
Compare the cheapest auto insurance companies in Coram, New York in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | Geico |
| With 1 Speeding Violation | Geico |
The Cheapest Coram, New York Auto Insurance Companies
What auto insurance companies in Coram, New York are the cheapest? Compare the top Coram, New York auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,489 |
| Geico | $3,142 |
| Liberty Mutual | $8,098 |
| Nationwide | $5,276 |
| Progressive | $5,544 |
| State Farm | $5,966 |
| Travelers | $5,871 |
| USAA | $4,387 |
What affects auto insurance rates in Coram, New York?
There are a lot of reasons why auto insurance rates in Coram, New York are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Coram, New York. Many local factors may affect your Coram auto insurance rates.
Coram Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Coram, New York commute length is 34.5 minutes according to City-Data.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Compare Coram, New York Auto Insurance Quotes
Before you buy Coram, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Coram, New York auto insurance quotes.
Frequently Asked Questions
What are the average auto insurance rates in Coram, NY?
The average auto insurance rates in Coram, NY are $456 per month.
What is the minimum auto insurance coverage required in Coram, NY?
The minimum auto insurance coverage required in Coram, NY is 25/50/10, as per New York auto insurance laws. This means you need at least $25,000 of bodily injury liability coverage per person, $50,000 of bodily injury liability coverage per accident, and $10,000 of property damage liability coverage.
Does credit history affect auto insurance rates in Coram, NY?
Yes, credit history can affect auto insurance rates in Coram, NY. A poor credit history may lead to higher rates, while a good credit history can result in lower premiums.
How do ZIP codes and commute length impact auto insurance rates in Coram, NY?
Auto insurance rates can vary based on ZIP codes and commute length in Coram, NY. Different areas may have different risk factors, and longer commutes or higher annual mileage can increase insurance rates.
Can I get a discount on auto insurance for installing safety features in my vehicle?
Yes, many insurance companies offer discounts for installing safety features in your vehicle. Features such as anti-lock brakes, airbags, anti-theft devices, and electronic stability control systems can help reduce the risk of accidents or theft, making you eligible for potential discounts on your auto insurance premiums.
How can I lower my auto insurance rates in Coram, New York?
There are several ways to potentially lower your auto insurance rates in Coram, NY. These include maintaining a clean driving record, bundling your auto insurance with other policies, opting for higher deductibles, and taking advantage of discounts offered by insurance companies.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Jimmy McMillan
Licensed Insurance Agent
Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent insurance brokerage. His company specializes in insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast Modern Li...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.