Country-Wide Auto Insurance Review for 2025 (Legit Coverage?)

This Country-Wide auto insurance review highlights the company’s commitment to New York drivers and how its broker locator program connects customers with local professionals for personalized support.

Country-Wide Auto Insurance Rating

This company focuses on commercial auto insurance in New York, giving solutions for business vehicles and trucking coverage. Customers have the advantage of getting in-person service, which makes claims and payments easier.

For many years, Country-Wide has been the best New York auto insurance for business, offering coverage that suits the special needs of city drivers. Discover local commercial car insurance options near you by entering your ZIP code to compare quotes now.

Exploring Country-Wide Auto Insurance Rates

The table shows monthly prices for Country-Wide Auto Insurance based on age, gender, and the level of coverage. Young drivers, especially teenagers, attract the highest premiums because they are considered high-risk.

Country-Wide Auto Insurance Monthly Rates by Coverage Level

Country-Wide has a minimum coverage rate of $60 per month. This is similar to rates from State Farm and Progressive, but it does not compete with Geico’s $50 monthly rate or AAA’s $41 per month premium.

Auto Insurance Monthly Rates by Provider & Coverage Level

If you want full coverage from Country-Wide, then you must pay $150 per month, which matches the fee at Progressive.

Read more: Types of Auto Insurance

High-Risk Auto Insurance Rates With Country-Wide

The table shows how the history of driving affects the monthly premiums for Country-Wide auto insurance. It brings attention to the financial effects of events such as accidents, DUIs, and tickets when compared to keeping a clean driving record.

Minimum coverage auto insurance after an accident is affordable with Country-Wide. It only raises rates by $20 monthly after an at-fault claim. If you have multiple accidents or DUIs, start shopping for cheap auto insurance for high-risk drivers in New York to see how Country-Wide compares.

Country-Wide Auto Insurance Discount Breakdown

This table shows different discount choices given by Country-Wide Auto Insurance. It illustrates how drivers can save a lot on their premiums. Each discount is connected with certain actions or qualifications. Learn how to qualify for the best auto insurance discounts available.

Country-Wide Auto Insurance Discounts by Savings Potential

The Safe Driver discount gives the most savings at 30% if you keep a record clean of violations. Discounts for good students offer a 25% decrease for those with a GPA of 3.0 or more. Combining auto insurance with renter’s or homeowner’s policies lowers costs by another 14%. Combining small discounts, such as paperless billing and electronic payments, becomes essential savings.

How to File a Claim With Country-Wide Insurance

If a customer is involved in an accident or if the insured vehicle sustains non-collision damage such as vandalism, they can file a claim online or call Country-Wide at 212-344-8700. After an accident, it is important for the claimant to gather as much information as possible about the other driver involved.

This includes the name, address, and insurance company name, as well as the auto insurance policy number. Additionally, it includes the vehicle’s license number, make, model, and year. If possible, the claimant should take photos of the vehicle damage. The police should be called since a police report will be required in order to speed up the claims process.

The Country-Wide website also allows claimants and Country-Wide insurance brokers to track the progress of claims online. The website also offers helpful information for its customers. Frequently asked questions about the claims process, as well as detailed instructions on how to make online payments, are available for customers who might not be familiar with taking care of their Country-Wide insurance policy needs online.

Customers who want to make an electronic payment online can use their Country-Wide insurance login to take care of their insurance premiums. If you need assistance with your policy, the Country-Wide insurance phone number is 212-514-7000.

Country-Wide Auto Insurance Reviews, Ratings & Customer Service

In the last twenty years, Country-Wide Ins. has grown from 35 employees to more than 300, but the family-owned company has maintained its sense of community and commitment to its highly trained staff.

The company’s policy of providing face-to-face service has made the Country-Wide brand name very well known in New York, and it’s recognized locally among auto insurance companies with the best customer service. However, Country-Wide got 789 out of 1,000 on J.D. Power, which shows less than average customer satisfaction.

Country-Wide Business Insurance Ratings & Consumer Reviews

The B grade it received from the Better Business Bureau (BBB) indicates that its business practices are fair but not outstanding. Consumer Reports assigned a 64/100, revealing lackluster customer feedback. The NAIC noted a grievance ratio of 3.21, which is more than the standard of this industry, implying many customer complaints.

Finally, A.M. Best has given a C++ rating for financial strength, indicating limited capability in fulfilling financial commitments. The results indicate an inconsistent performance with considerable opportunities to enhance in significant fields.

What You Should Know About Country-Wide Insurance Company

Country-Wide Insurance Company is made up of many independent brokerages that provide auto insurance. People also refer to the Country-Wide insurance company as “Country-Wide insurance,” “Country-Wide Insure Co,” or just simply “Country-Wide.”

Country-Wide car insurance prides itself on its commitment to face-to-face service, too, so you don’t have to rely on technology. If you prefer, you can go speak with a broker in person to get a Country-Wide auto insurance quote, make a Country-Wide insurance payment, or file a claim.

Auto insurance customers can call or visit the Country-Wide insurance website to use its convenient auto insurance broker locator that uses a ZIP code search to find a local agent in any particular neighborhood. The website also features a contact form that a customer can use to submit questions or concerns about the business or any of its workers online.

Once a potential customer has located a nearby Country-Wide insurance broker, they will be able to request a Country-Wide insurance quote for personal auto coverage, business vehicle protection, commercial coverage, or a trucking policy.

Overall, we give the company a 2.9/5 in our Country-Wide auto insurance review for its limited availability and mixed customer service. Insert your ZIP code into our free quote comparison tool to find the right car insurance company for you.