Cheap Auto Insurance for Drivers Over 70 in 2026 (Top 8 Low-Cost Companies)
Auto-Owners, Geico, and State Farm are our top picks for cheap auto insurance for drivers over 70. Compare leading insurers, available discounts, coverage options, and customer benefits to find affordable protection that matches your budget, driving habits, and coverage needs.
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Table of Contents
Table of Contents


Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Dani Best


Managing Editor
Laura Kuhl holds a Master’s Degree in Professional Writing from the University of North Carolina at Wilmington. Her career began in healthcare and wellness, creating lifestyle content for doctors, dentists, and other healthcare and holistic professionals. She curated news articles and insider interviews with investors and small business owners, leading to conversations with key players in the le...
Laura Kuhl


Licensed Insurance Agent
Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...
Jeff Root
Updated August 2026
If you are over 70 and want to lower your car insurance costs, start by checking out Auto-Owners, Geico, or State Farm. Some drivers pay as little as $38 per month, and each company offers discounts that could help you save even more.
- Driving less each year can help keep insurance costs down
- Start by comparing coverage options and searching for discounts
- Try bundling your insurance policies and keep your driving record clean
The following are other companies that provide the best auto insurance for seniors, along with their advantages and ratings. By considering more than one insurer, you can compare prices, coverage options, and overall value before deciding.
Many companies offer low rates, but price isn’t everything. Compare customer satisfaction, financial strength, and coverage options to find reliable protection that fits your budget.
9 Best Companies: Cheap Auto Insurance for Drivers Over 70
| Company | Rank | Monthly Rates | A.M. Best | Best for |
|---|---|---|---|---|
| #1 | $38 | A+ | Add-Ons | |
| #2 | $41 | A++ | Low Premiums | |
| #3 | $44 | A+ | Broad Discounts | |
| #4 | $48 | A | Reliable Service | |
| #5 | $50 | A+ | Flexible Plans | |
| #6 | $52 | A | Local Support | |
| #7 | $55 | A | Broad Coverage | |
| #8 | $58 | A+ | Custom Policies | |
![]() | #9 | $60 | A | Policy Options |
If you’re wondering how your auto insurance rates change as you get older are best for older drivers, knowing what’s available can help you pick a policy that matches your needs, driving habits, and budget while still giving you the protection you want.
You may use our free quote tool to locate the best senior auto insurance company in your area. Comparing quotes from various insurers will make it easier for you to find a policy that fits both your needs and your budget.
Costs of Auto Insurance for Drivers Over 70
For people who are over 70, their automobile insurance premium is determined by a number of factors other than just their age; insurance companies take into account your driving record, the place where you live, the kind of car that you drive, and the coverages that you choose.
Knowing what influences your rate will help you compare policies and achieve genuine savings. In addition to comparing premiums, understanding auto insurance deductibles can help you choose the right coverage while keeping costs manageable.
Insurance premiums can vary greatly from one driver to another, even when drivers are the same age. Average rates by age provide a helpful way to compare costs as you get older.
Compare senior car insurance companies by coverage using the tables below, which highlight rates for drivers over 70 based on coverage level, driving record, credit score, age, and location. Use these comparisons to see how prices vary and estimate what you may pay before requesting quotes.
Drivers Over 70 Auto Insurance Monthly Rates by Coverage Level
| Company | Minimum Coverage | Full Coverage |
|---|---|---|
| $58 | $166 | |
| $52 | $149 | |
| $38 | $112 | |
| $55 | $158 | |
| $41 | $118 | |
![]() | $60 | $174 |
| $48 | $137 | |
| $50 | $143 | |
| $44 | $124 |
Insurance premiums often differ between companies, even for drivers with similar backgrounds. Looking at several price comparisons can show you how different factors affect what you pay for coverage.
When you compare these estimates side by side, it becomes easier to spot good deals and pick the coverage that gives you the most value.
To find affordable auto insurance, look beyond just the monthly price. Each company has its own auto insurance discounts, coverage choices, financial stability, and customer service perks.
Drivers over 70 have several options to lower their auto insurance costs without losing important coverage. Knowing about these savings can help you choose the right policy at a good price.
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What Impacts Auto Insurance Rates for Seniors
Several factors beyond age can influence what seniors pay for auto insurance. Your driving habits, vehicle, coverage selections, and other factors that affect auto insurance rates all play a role in determining your premium.
Knowing where savings are available can help lower your insurance costs over time. Many insurers reward safe driving, low mileage, and smart policy choices with valuable discounts.
Safe driving is one of the most effective ways to keep insurance costs affordable as you get older. Maintaining a clean record may also help you qualify for additional savings and better rates.
The table below shows how having a clean record, a traffic ticket, a fault accident, or a DUI changes monthly insurance costs. Looking at these numbers explains why avoiding violations can save you money over time.
Drivers Over 70 Auto Insurance Monthly Rates by Driving Record
| Company | Clean Record | One Accident | One DUI | One Ticket |
|---|---|---|---|---|
| $58 | $90 | $110 | $66 | |
| $52 | $75 | $91 | $62 | |
| $38 | $52 | $65 | $50 | |
| $55 | $79 | $102 | $70 | |
| $41 | $73 | $80 | $55 | |
![]() | $60 | $90 | $114 | $75 |
| $48 | $77 | $101 | $63 | |
| $50 | $79 | $83 | $65 | |
| $44 | $54 | $75 | $49 |
Many traffic violations remain on your driving record for several years, affecting the premiums you pay. Learn more about how long a ticket stays on your driving record and how it may impact future insurance costs.
Your driving record is just one factor insurers consider when setting your premiums. Next, we’ll look at how your credit score can also affect what drivers over 70 pay for coverage.
Drivers Over 70 Auto Insurance Monthly Rates by Credit Score
| Company | Excellent (800+) | Good (670-799) | Fair (579-669) | Poor (<580) |
|---|---|---|---|---|
| $58 | $66 | $82 | $106 | |
| $52 | $58 | $71 | $90 | |
| $38 | $42 | $49 | $58 | |
| $55 | $63 | $78 | $101 | |
| $41 | $45 | $52 | $62 | |
![]() | $60 | $69 | $87 | $118 |
| $48 | $54 | $66 | $84 | |
| $50 | $56 | $67 | $80 | |
| $44 | $47 | $52 | $58 |
Lower credit scores can lead to higher insurance premiums, so it’s worth comparing quotes from the best auto insurance companies for drivers with bad credit. Shopping around can help you find affordable coverage that fits your needs and budget.
Insurance rates and discounts vary by company, so it’s worth taking the time to compare several options. Picking the right provider can help you save money while still getting reliable coverage.

How much you pay for an auto insurance premium depends on your personal situation, the coverage you choose, and other factors. If you know how insurers set their rates and take advantage of available discounts, you can lower your insurance costs.
Compare auto insurance for different types of drivers to find discounts that fit your needs. The comparison below shows ways you can save money each month while still keeping the coverage you want.
Many senior drivers can lower their insurance costs by combining available discounts with the right coverage. Comparing quotes from multiple insurers is one of the easiest ways to maximize your savings.Brandon Frady Licensed Insurance Producer
How older people can save on car insurance often comes down to taking advantage of the discounts they qualify for. The best car insurance discounts for seniors may include bundling, low-mileage, safe driver, and senior discounts, while some insurers also offer payment discounts.
The table below compares common discounts from leading insurers for drivers over 70. Use it to identify the companies offering the greatest savings based on discounts that match your situation.
Top Auto Insurance Discounts for Driver Over 70
| Company | Bundling | Low Mileage | Safe Driver | Senior Discount |
|---|---|---|---|---|
| 17% | 30% | 18% | 10% | |
| 25% | 20% | 18% | 10% | |
| 16% | 30% | 8% | 5% | |
| 15% | 10% | 20% | 10% | |
| 10% | 12% | 15% | 12% | |
![]() | 10% | 10% | 20% | 15% |
| 18% | 20% | 12% | 7% | |
| 11% | 30% | 10% | 12% | |
| 18% | 12% | 20% | 10% |
Several insurance companies offer lower premiums to drivers who log fewer miles each year. Driving less reduces your time on the road, which may lower your risk of accidents and help you qualify for an accident-free discount over time.
Looking at the prices of cheap auto insurance for infrequent drivers can help you identify policies that reward low annual mileage. When you’re looking at different quotes, make sure to check if the insurance companies also provide a defensive driving discount in order to get the most out of your savings.
How to Get Cheap Auto Insurance for Drivers Over 70
Auto insurance rates for drivers over 70 vary by state due to factors such as traffic, weather, claims, and local insurance regulations. Checking rates in your area can help you find cheaper coverage and see how prices are set where you live.
The table below highlights senior auto insurance rates by state. Comparing these average rates can help you see how location affects insurance costs and give you a better idea of what to expect before requesting quotes.
Drivers Over 70 Auto Insurance Monthly Rates by State
| State | Age: 70 Female | Age: 70 Male | Age: 75 Female | Age: 75 Male |
|---|---|---|---|---|
| Alabama | $43 | $45 | $46 | $48 |
| Alaska | $48 | $50 | $51 | $53 |
| Arizona | $45 | $47 | $48 | $50 |
| Arkansas | $39 | $41 | $41 | $43 |
| California | $54 | $54 | $58 | $58 |
| Colorado | $48 | $50 | $51 | $53 |
| Connecticut | $56 | $59 | $60 | $62 |
| Delaware | $50 | $52 | $53 | $55 |
| Florida | $60 | $63 | $64 | $67 |
| Georgia | $52 | $54 | $55 | $58 |
| Hawaii | $43 | $43 | $46 | $46 |
| Idaho | $43 | $45 | $46 | $48 |
| Illinois | $45 | $47 | $48 | $50 |
| Indiana | $39 | $41 | $41 | $43 |
| Iowa | $37 | $38 | $39 | $41 |
| Kansas | $41 | $43 | $44 | $46 |
| Kentucky | $48 | $50 | $51 | $53 |
| Louisiana | $56 | $59 | $60 | $62 |
| Maine | $39 | $41 | $41 | $43 |
| Maryland | $50 | $52 | $53 | $55 |
| Massachusetts | $54 | $54 | $58 | $58 |
| Michigan | $63 | $63 | $67 | $67 |
| Minnesota | $45 | $47 | $48 | $50 |
| Mississippi | $39 | $41 | $41 | $43 |
| Missouri | $43 | $45 | $46 | $48 |
| Montana | $43 | $43 | $46 | $46 |
| Nebraska | $37 | $38 | $39 | $41 |
| Nevada | $52 | $54 | $55 | $58 |
| New Hampshire | $39 | $41 | $41 | $43 |
| New Jersey | $54 | $56 | $58 | $60 |
| New Mexico | $41 | $43 | $44 | $46 |
| New York | $56 | $59 | $60 | $62 |
| North Carolina | $43 | $43 | $46 | $46 |
| North Dakota | $37 | $38 | $39 | $41 |
| Ohio | $41 | $43 | $44 | $46 |
| Oklahoma | $43 | $45 | $46 | $48 |
| Oregon | $48 | $50 | $51 | $53 |
| Pennsylvania | $47 | $47 | $50 | $50 |
| Rhode Island | $52 | $54 | $55 | $58 |
| South Carolina | $43 | $45 | $46 | $48 |
| South Dakota | $37 | $38 | $39 | $41 |
| Tennessee | $39 | $41 | $41 | $43 |
| Texas | $48 | $50 | $51 | $53 |
| Utah | $45 | $47 | $48 | $50 |
| Vermont | $39 | $41 | $41 | $43 |
| Virginia | $43 | $45 | $46 | $48 |
| Washington, D.C. | $48 | $50 | $51 | $53 |
| West Virginia | $41 | $43 | $44 | $46 |
| Wisconsin | $39 | $40 | $41 | $43 |
| Wyoming | $32 | $34 | $35 | $36 |
The rates above show how premiums vary by location, but where you live is only one of many pricing factors. Learning how pay-per-mile insurance works can help you see how annual mileage affects costs and whether this option fits your driving habits.
Location affects your insurance costs, but how much you drive matters too. If you are a senior who drives less, you might get a a low mileage discount, join a pay-per-mile program, or choose a pay-per-mile policy.
Insurers look at more than just annual mileage when setting premiums. As people age, shifts in risk and claim trends can also affect how much they pay for car insurance.
Understanding how these factors interact can make it easier to compare quotes and understand why premiums vary from one driver to another. Among them, age plays an important role in determining insurance costs for drivers over 70.
Car Insurance Rate Increases by Age for Seniors
As drivers get older, especially from their early 70s to late 70s and beyond, auto insurance premiums usually go up little by little. Looking at rates by age and gender can show you how costs change over time and help you know what to expect when you shop for coverage.
The chart shows how minimum and full coverage premiums vary by age group, making it easier to see how rates shift as drivers get older. Understanding these differences can help you plan for future insurance costs before comparing policy options.
Choosing the right car insurance over 70 involves more than comparing monthly premiums. Understanding your coverage options is equally important when selecting a policy that fits your needs.
Finding the right auto insurance for seniors over 70 depends on balancing coverage, cost, and your driving needs. Understanding the different coverage types can help you select a policy that fits your needs without paying for optional coverage you may not need.
Best Coverage Types for Senior Drivers
If you’re trying to figure out which types of auto insurance work best for older drivers? Understanding your coverage options can make it easier to choose a policy that fits your needs, driving habits, and budget while providing the protection you want.
This guide looks at the most common types of car insurance for drivers over 70 and explains when each one makes sense. It aims to help you choose the right mix of coverage, benefits, and affordable premiums.

Choosing between liability vs. full coverage auto insurance is just as important as finding a low premium. Understanding what each option covers helps you pick a policy that fits your budget and shields you from unexpected expenses.
As your driving habits and insurance needs change, it’s a good idea to review your coverage before you buy or renew a policy. You may find affordable auto insurance options for seniors that give you the protection you want without paying for extras you don’t need.
Quick Coverage Guide
- Liability: Covers the costs of any injuries or damage that you may cause to other people or to their property.
- Comprehensive: Helps if your car is stolen, vandalized, damaged by weather, fire, or other events that aren’t accidents.
- Collision: Pays for the repairs to your car following an accident, regardless of who was at fault.
Dive deeper into your coverage options by exploring full coverage auto insurance to find the right balance between cost and protection.
Coverage is only one factor that affects your premium. Understanding what full coverage includes can make it easier to compare policies and choose the level of protection that best fits your needs.

While basic coverage typically costs less, it may not provide enough protection for every situation. Choosing the lowest-priced policy can leave important gaps in your financial security.
Finding the right car insurance for seniors over 70 means balancing affordable premiums with the protection you need. Carefully reviewing your coverage can help ensure your policy provides the right level of coverage.
If you are a senior wondering, “What is the cheapest auto insurance for seniors?” remember to look beyond the monthly price alone. Consider what coverage you need to find a policy that offers better value over time.
Choosing full coverage can provide broader protection than a basic policy. comprehensive auto insurance helps cover non-collision events, providing added peace of mind when unexpected damage occurs.
Even though full coverage tends to be more expensive it is a worthwhile option for people over the age of 75 who are looking for car insurance since this extra protection could give you greater financial security in the event of an accident or if you suffer an unexpected loss.
Basic policies from companies like Auto-Owners Insurance may be cheaper, but they usually cover less. For many drivers, the best value car insurance for over 70s balances affordable premiums with dependable coverage when it’s time to file a claim.
The best auto insurance policy isn't always the cheapest. A company with reliable claims service, strong customer support, and the right coverage can provide better long-term value.Laura D. Adams Insurance & Finance Analyst
After choosing your coverage, compare car insurance companies for older drivers by price, coverage, and service. The best senior car insurance companies can help you review rates, discounts, and customer satisfaction.
Each company below has different strengths, from affordable rates to dependable customer service. Review the pros and cons of car insurance companies for over-70s before making your choice.
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Top Auto Insurance Providers for Drivers Over 70
#1 – Auto-Owners: Top Pick Overall
Pros
- New Cars: Offers gap insurance to help protect your investment if you finance or lease a new vehicle. Learn more in our Auto-Owners auto insurance review.
- Agents Are Local: Auto-Owners has local agents that provide personalized assistance for seniors over 70 who need auto insurance.
- Accident Forgiveness: Qualifying drivers, including those over 70 with auto insurance, won’t see rate increases after their first at-fault accident.
Cons
- Availability: Auto-Owners policies are not sold in every state, which may limit your options depending on where you live. Coverage availability varies by location.
- Agent Quotes: You can’t get a quote online. Instead, you’ll need to contact an agent through the Auto-Owners insurance phone number.
#2 – Geico: Best for Low Premiums
Pros
- Competitive Rates: Offers some of the most competitive auto insurance quotes for drivers over 70. Read more about its pricing in our review of Geico auto insurance.
- UBI Discount: Geico’s DriveEasy program offers valuable senior auto insurance discounts to those who drive safely.
- Easy Policy Management: Geico’s website and app have high ratings, making it simple for seniors over 70 to manage their auto insurance.
Cons
- Claims Rating: J.D. Power gave Geico an average rating for customer satisfaction with its claims-handling process.
- Virtual Communication: Geico has few local agents, so most policy management and customer support is handled online or over the phone.
#3 – State Farm: Best for Broad Discounts
Pros
- Wide Coverage: State Farm provides auto insurance for over-70s in every U.S. state, so seniors can keep their coverage if they move.
- Discounts: As a leading provider of affordable auto insurance for seniors, State Farm offers a range of discounts to help lower rates.
- Financially Strong: High ratings for financial stability, which you can learn more about in our State Farm review.
Cons
- Can’t Purchase Online: State Farm completes all purchases through a State Farm agent, so you can’t buy coverage directly through its website.
- DUI Rates: State Farm’s DUI rates are above the average, so drivers with a DUI on their record may wish to get quotes from other companies.
#4 – Nationwide: Best for Reliable Service
Pros
- Claims Service: Nationwide offers convenient digital claims reporting and claim tracking, helping policyholders manage the claims process more efficiently.
- Local Agent Support: Nationwide’s network of local agents helps seniors receive personalized assistance when choosing coverage, making policy changes, or filing claims.
- SmartRide Savings: Nationwide’s SmartRide program rewards safe driving habits and can help eligible seniors lower their auto insurance premiums over time.
Cons
- Availability: Nationwide’s auto insurance for drivers over 70 is not available in every state. Your coverage options may depend on your location.
- Customer Satisfaction: Some customers have given negative feedback about how Nationwide handles claims.
#5 – Progressive: Best for Flexible Plans
Pros
- Customizable Coverage: Progressive allows seniors to adjust their policies with flexible coverage limits, deductibles, and optional protections to fit their needs.
- Drivers With Accidents or Bad Credit: Progressive offers flexible coverage and competitive rates for higher-risk drivers.
- Optional Add-Ons: Drivers can add features like roadside assistance, rental reimbursement, and loan or lease payoff coverage. You can learn more about these options in our Progressive auto insurance review.
Cons
- Add-On Costs: If you choose multiple optional coverages or endorsements, your premium may increase.
- Claims Experience: Some customers are happy with how their claims were handled, but others have said that communication was slow during the process.
#6 – American Family: Best for Local Support
Pros
- Local Agents: American Family’s local agents offer personal guidance to help you choose coverage, update your policy, or file a claim.
- Customer Care: Seniors can manage their policies online or get help from knowledgeable representatives whenever they have questions.
- Coverage Choices: You can learn about available coverages and discounts in our American Family auto insurance review.
Cons
- Limited Availability: American Family auto insurance is only offered in certain states, so some seniors may not have access.
- Fewer Digital Tools: Some online features and programs are more limited than those offered by larger national insurers.
#7 – Farmers: Best for Broad Coverage
Pros
- Coverage Choices: Farmers offers several options, such as help if your car breaks down, rental car coverage, and protection for rideshare drivers.
- Customizable Policies: Seniors can change their coverage limits and out-of-pocket costs, and add extra features to match their needs and budget.
- Local Agent Support:: Farmers’ local agents give personal help. You can also look into other options the company offers.
Cons
- Higher Rates: Premiums may be higher than those from some other companies, especially for basic coverage.
- State Availability: Discounts and optional coverages can vary by state, so your savings may depend on where you live.
#8 – Allstate: Best for Custom Policies
Pros
- Flexible Coverage: Allstate has many optional coverages and endorsements, so seniors can easily customize their policies.
- Multi-Policy Discount: Qualify for lower rates by bundling policies, including your auto insurance with another eligible policy.
- Helpful Resources: You can compare coverage features and discounts in our Allstate auto insurance review.
Cons
- Higher Premiums: Allstate’s rates are sometimes higher than other companies, especially if you do not qualify for many discounts.
- Discount Eligibility: Some savings programs and optional coverages depend on your state and personal qualifications.
#9 – Liberty Mutual: Best for Policy Options
Pros
- Optional Coverages: Liberty Mutual offers several extra options, such as replacement of a new car, forgiveness for accidents, and roadside assistance.
- Flexible Protection: Drivers can adjust their policies with additional coverages that suit their car, lifestyle, and budget.
- Coverage Features: Compare available options in our Liberty Mutual auto insurance review
Cons
- Higher Costs: Prices might be higher than some other companies, especially if you don’t qualify for discounts.
- Savings Vary: Discounts and extra options vary by state, so what you qualify for can differ where you live.
Find the Best Auto Insurance Coverage After 70
Retired drivers usually end up paying less for their car insurance since they drive fewer miles each year, and because they drive less each year insurers see them as lower risk and therefore offer them lower premiums.
If your rates begin to rise, comparing quotes can help you find the best car insurance for elderly drivers. For additional guidance, read Top Seven Factors that Affect Auto Insurance Rates to better understand what influences your premium.
You can enter your ZIP code in our free quote tool to quickly compare auto insurance rates for seniors in your area. It only takes a few moments and can help you identify insurers that match your coverage needs and budget.
If you spend a few minutes comparing personalized quotes, you can feel more confident about choosing the right policy. Looking at prices, coverage options, and discounts will help you find coverage that matches your needs and your budget.

Frequently Asked Questions
What is the cheapest car insurance for older people?
The cheapest car insurance for older people depends on your location, driving history, vehicle, and coverage level. Auto-Owners, Nationwide, State Farm, Geico, and American Family offer some of the most competitive rates. Comparing quotes is the best way to find the right coverage at the lowest price.
What is the cheapest car insurance for seniors over 70?
The cheapest car insurance for seniors over 70 depends on factors such as your location, driving history, vehicle, and coverage level. While companies like Nationwide, State Farm, Geico, and American Family often offer competitive rates for older drivers, comparing personalized quotes remains the best way to find the lowest premium for your needs.
What is the best car insurance for over 70s?
The best car insurance for seniors over 70 depends on your driving history, coverage needs, location, and budget. Based on our comparison, companies such as Auto-Owners, American Family, Geico, Nationwide, and Progressive each offer different strengths, making it important to compare quotes and coverage before choosing a policy.
Does credit score affect car insurance for drivers over 70?
Yes, your credit score can affect rates for drivers over 70. Enter your ZIP code into our free quote tool to find the best car insurance quotes for seniors.
Why do auto insurance rates for drivers over 70 go up?
Some insurance companies may raise rates due to age-related driving problems like vision loss. If your rates increase, ensure you are comparing company rates to find the cheapest senior car insurance.
How much is auto insurance for seniors?
The average cost of car insurance for a 70-year-old varies by company, driving record, location, and coverage level. Shopping around can help you find the cheapest car insurance for over-70s that fits your needs. Enter your ZIP code to compare quotes for drivers over 70 near you
What is the cheapest car insurance for seniors in New Jersey?
The cheapest car insurance for seniors in New Jersey depends on your driving record, vehicle, coverage level, and ZIP code. Because premiums vary by insurer, comparing personalized quotes from companies available in New Jersey is the best way to find affordable coverage that fits your needs.
How can seniors save money on car insurance?
The best ways seniors can save on auto insurance are by shopping for quotes, getting discounts, and keeping a clean driving record.
How can seniors lower their premiums?
Seniors can lower their premiums by comparing quotes, maintaining a clean driving record, choosing the right coverage, and qualifying for available discounts. Low mileage, multi-policy, and defensive driving discounts can also help reduce insurance costs.
When should you drop full coverage?
Deciding when to drop full coverage depends on your vehicle’s value, your financial situation, and how much risk you’re comfortable assuming. If your car is older and the cost of comprehensive and collision coverage is close to or exceeds the vehicle’s value, it may be worth reviewing your policy and comparing your options before making a decision.
What’s the best car insurance for seniors who don’t drive much?
Does car insurance cost more when you turn 70?
Does car insurance go up when you hit 80?
How do I get a defensive driving discount as a senior driver?
Does auto insurance go down when you retire?
Does Allstate or Geico have more expensive car insurance for those in their 70s?
At what age is car insurance most expensive?
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