How much does car insurance cost in Washington, D.C.?

Washington, D.C., auto insurance costs around $55 per month for liability-only and $114 for full coverage.

Is car insurance expensive in Washington, D.C.?

On average, car insurance is very affordable in Washington, D.C. The average cost per month is around $10 less than the national average, and most local companies offer even lower rates.

Do you need car insurance in D.C.?

Yes. Washington, D.C., requires all drivers to carry 25/50/10 in minimum liability and 25/50/5 in uninsured/underinsured motorist coverage.

Is car insurance cheaper in D.C. or Baltimore, Maryland?

Baltimore is a much larger city with higher traffic and auto theft rates, so average Washington, D.C., auto insurance rates are considerably less. Drivers in Baltimore pay over $200 per month for full coverage compared to drivers in the district, who pay around $100 monthly.