How to Cancel Progressive Auto Insurance

To cancel Progressive auto insurance policies, call (866) 416-2003 and tell them you want to start the Progressive cancellation process. You can also cancel your Progressive insurance online. The typical Progressive cancellation fee is $0. Before you cancel Progressive auto insurance, be sure to find new auto insurance coverage. Compare rates before canceling!

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 26, 2022

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Things to remember...

  • You can call or go in person to your Progressive insurance agent’s office to let them know that you want to cancel your insurance policy
  • You can also call the main number for Progressive, 866-416-2003, and inform them that you want to start the cancellation process
  • If you have an online account with Progressive, you can log in with your policy number and driver’s license number to cancel your Progressive insurance online

Canceling Progressive insurance is a very straightforward process if you have your policy information. There are a variety of options to cancel your policy. However, a significant issue to be aware of is that you will need to choose insurance options through other auto insurance providers if you continue to drive.

Canceling your car insurance without maintaining the legal coverage could land you in a lot of trouble and with some expensive fines.

To find coverage before you cancel your car insurance, enter your ZIP code above!

How to Cancel Progressive Insurance Online

To cancel Progressive Insurance online, you will need your car insurance policy number and driver’s license number. You can find this information on one of your insurance premium bills, your actual insurance policy, or your car insurance card.

Progressive is just like most other car insurance companies when it comes to being able to cancel your car insurance policy in a variety of ways. If you cannot cancel your Progressive policy by going to the office in person, you can pick up the phone to make a quick call. Otherwise, you can cancel online. (You can also read this Progressive Direct Auto Insurance Review first).

If you do not have access to your car insurance policy number, calling your agent or the Progressive company number is the easiest way to go about your cancellation. They will be able to look up your account with some basic information, such as your name, date of birth, and social security number.

Let’s look at the Progressive insurance cancellation policy and go over the steps to cancel.

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Step #1: Make the Decision to Cancel Progressive.

Are you up for renewal soon?

Most auto insurance policies are written for six-month terms, and your insurance card should show the policy dates you’ve already paid for. Note that you can cancel your policy at any time with Progressive. If you’ve paid ahead of time, you’ll receive a refund for any unused portion of your premium.

Step #2: Shop Around

Get multiple insurance quotes from auto insurance companies to get the best rate. You can compare quotes all at once to make sure you choose the right company.

Step #3: Choose a New Auto Insurance Company

After getting quotes from multiple places, it’s time to choose. Which one was the cheapest? Did one stand out for offering the most personalization options? Once you’ve chosen a new auto insurance company, you can move on to the next step.

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Step #4: Call Progressive or Mail a Notice of Cancellation

To cancel, you can send a notice of cancellation to the following address:

The Progressive Corporation
6300 Wilson Mills Rd.
Mayfield Village, Ohio 44143

You can also call the Progressive auto insurance number at (888)416-2003.

Step #5: Pay Cancellation Fee (If Applicable)

If your Progressive policy isn’t up for renewal any time soon, you can still cancel. However, you might have to pay cancellation fees.

Step #6: Double-Check Your Refund Amount

If you’re owed an auto insurance refund, double-check the amount.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

Does Progressive charge a cancellation fee?

The typical Progressive cancellation fee is $0. That means policyholders won’t see any penalty charges on their credit card bills. This can differ from state to state and with certain types of insurance policies, so be sure to check with them about the rules in your state.

Before You Cancel Progressive Car Insurance

The major reasons you might need to cancel your Progressive car insurance coverage include that you are going to donate your car, you no longer plan to drive, your car is being rebuilt and will not be on the roads, or you are getting rid of your car altogether.

If any of these scenarios apply to you, then you should cancel coverage for your car so that you are not paying for insurance that you do not need any longer.

On the other hand, if you are simply canceling your auto insurance coverage because you want to go to another insurance company, there are some important considerations for you before you ultimately cancel your policy.

Most importantly, you need to have active auto insurance coverage to legally drive your car anywhere in the U.S. You will have a lapse in your coverage if you cancel before another policy is in place, so the timing of the cancellation is very important.

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Make Sure To Ask for a Refund of Any Amount of Your Premium That Has Not Been Used

This should not be a problem to obtain, but you should ask for it, just in case. You do not have to wait around until your insurance expires to cancel it, but you will want to ensure that you get your money back if there is any left for your policy.

In addition, make sure that the new insurance company takes care of notifying the state that you have the required coverage again for car insurance. There is no need to incur any expensive fines because this step was not taken care of in time.

How to Switch Your Car Insurance from Progressive

If you decide to switch your car insurance from Progressive, make sure that you are looking at more than just the price of the new replacement insurance policy when you switch.

The company also needs to be licensed to provide adequate coverage for drivers in your state and should have a positive record for taking care of every insurance claim.

Getting a low price is essential, but it should not be the sole reason you switch car insurance companies.

Do not sacrifice the amount of coverage you need and the quality of customer service from your insurance company just for a low insurance price.

Recap on What You Need to Know About Canceling Your Progressive Insurance Policy

You can cancel your current policy in several different ways. Making the call or going online to cancel your car insurance policy is easy.

The step that takes a little more thought is how you will pick up the insurance you need if you still have a reason to be driving.

Also, even though switching auto insurance companies is easy, you need to give careful thought as to the quality of the coverage you are getting and the track record of the new insurance company in processing and settling claims. With car insurance, you ultimately get what you pay for most times.

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Frequently Asked Questions

#1 – What should I do before canceling my car insurance with Progressive?

Shop around and get a new policy before you cancel your current policy.

#2 – Does Progressive charge a cancellation fee?

Typically, you will not have to pay a cancellation fee for canceling your auto insurance policy early. You should make sure that you get your full refund.

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#3 – Where can I find new car insurance after canceling my Progressive policy?

You should get a new policy before canceling your Progressive insurance. However, it’s not that hard to get quick auto insurance if you canceled first.

We can help you out. Use our tool below to get free quotes from multiple auto insurers.

Enter your ZIP code below to compare car insurance rates from multiple companies at once!

References:

  1. https://www.iii.org/article/what-auto-insurance
  2. https://www.iii.org/article/is-there-a-difference-between-cancellation-and-nonrenewal
  3. https://www.iii.org/article/can-i-drive-legally-without-insurance
  4. https://www.iii.org/state-organizations
  5. https://www.iii.org/article/choosing-an-insurance-company
  6. https://www.iii.org/article/8-questions-to-ask-before-buying-auto-insurance

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