Best Nissan 370Z Auto Insurance in 2026 (Find the Top 10 Companies Here)

The top picks overall for the best Nissan 370Z auto insurance are State Farm, Geico, and Nationwide, offering competitive rates starting at $41/month. State Farm stands out for its balanced plans, Geico for customizable options, and Nationwide for excellent usage-based discounts. Check out our guide “How to Get a Multi-Vehicle Auto Insurance Discount.”

These providers ensure optimal coverage tailored to the Nissan 370Z’s high-performance nature. Discover how you can save on insurance while getting the best protection for your vehicle.

Our Top 10 Company Picks: Best Nissan 370Z Auto Insurance

Nissan 370Z auto insurance rates is more expensive per year than the average vehicle. Explore the full coverage and minimum coverage of Nissan 370Z insurance rates.

If you’re just looking for coverage to drive legally, enter your ZIP code above to compare cheap auto insurance quotes near you.

#1 – State Farm: Top Overall Pick

Pros

• Many Discounts: State Farm offers a variety of discounts that can significantly reduce insurance costs for Nissan 370Z owners.
• Low Monthly Rates: State Farm offers competitive monthly rates at $52 for the Nissan 370Z with minimum coverage.
• Bundling Policies: State Farm auto insurance review provides significant discounts for bundling multiple insurance policies, enhancing savings for Nissan 370Z owners.

Cons

• Limited Multi-Policy Discount: The multi-policy discount from State Farm is not as high compared to some competitors for the Nissan 370Z.
• Premium Costs: Despite discounts, State Farm’s premiums might still be relatively higher for certain coverage levels, potentially affecting Nissan 370Z owners.

#2 – Geico: Best for Custom Plan

Pros

• Custom Plan Options: As mention in Geico auto insurance review, Geico offers flexible insurance plans tailored to the specific needs of Nissan 370Z drivers.
• Affordable Rates: Geico’s minimum coverage rates for the Nissan 370Z are around $60 per month.
• Excellent Customer Service: Geico is known for its strong customer service and easy claims process for Nissan 370Z owners.

Cons

• Limited Local Agents: Geico has fewer local agents, which might be less convenient for Nissan 370Z owners preferring in-person assistance.
• Policy Options: Some specialized coverage options might not be as comprehensive as other providers for the Nissan 370Z.

#3 – Nationwide: Best for Usage Discount

Pros

• Usage-Based Discounts: Nationwide auto insurance review has emphasized the significant discounts for Nissan 370Z owners who drive less frequently or use telematics devices.
• Strong Financial Rating: With an A+ rating, Nationwide is a reliable choice for insuring your Nissan 370Z.
• Multi-Vehicle Discounts: Nissan 370Z owners can benefit from up to 15% off when insuring multiple vehicles.

Cons

• Higher Rates for High Mileage: Nationwide’s rates for high-mileage drivers may be higher compared to other companies for the Nissan 370Z.
• Complex Discount Eligibility: Qualifying for some of Nationwide’s discounts can be more complicated for Nissan 370Z owners.

#4 – AAA: Best for Online App

Pros

• Best Online App: AAA offers an excellent online app experience for managing Nissan 370Z insurance policies.
• Roadside Assistance: AAA auto insurance review provides top-tier roadside assistance services for Nissan 370Z drivers.
• Member Discounts: AAA members can receive various discounts on their Nissan 370Z insurance policies.

Cons

• Membership Requirement: AAA insurance often requires an annual membership fee, which can be an additional cost for Nissan 370Z owners.
• Average Rates: The insurance rates from AAA for the Nissan 370Z are not always the most competitive.

#5 – Allstate: Best for Add-On Coverages

Pros

• Extensive Add-On Coverages: Allstate offers a wide range of additional coverage options for Nissan 370Z drivers.
• Discounts for Safety Features: Allstate auto insurance review provides discounts for Nissan 370Zs equipped with advanced safety features.
• Multi-Policy Discounts: Nissan 370Z owners can save up to 18% when bundling policies with Allstate.

Cons

• Higher Base Rates: Allstate’s base rates for minimum coverage on the Nissan 370Z can be higher than some competitors at $73 per month.
• Claim Process: Some Nissan 370Z owners report that the claims process with Allstate can be slower than expected.

#6 – Progressive: Best for Online Convenience

Pros

• Online Convenience: Progressive auto insurance review emphasized its offer on convenient online tools for managing Nissan 370Z insurance policies.
• Snapshot Program: Progressive’s Snapshot program can help Nissan 370Z drivers save based on their driving habits.
• Competitive Rates: Progressive offers competitive minimum coverage rates at around $62 per month for the Nissan 370Z.

Cons

• Customer Service Variability: Customer service experiences can vary significantly for Nissan 370Z owners with Progressive.
• Rate Increases: Progressive may increase rates more frequently than some competitors for the Nissan 370Z.

#7 – USAA: Best for Military Savings

Pros

• Military Savings: USAA offers exclusive savings for military families insuring a Nissan 370Z.
• Top Financial Ratings: USAA’s A++ rating ensures reliability and stability for Nissan 370Z insurance.
• Excellent Customer Service: USAA auto insurance review highlights the renowned for its exceptional customer service, especially for Nissan 370Z drivers.

Cons

• Eligibility Restrictions: USAA is only available to military members and their families, limiting access for some Nissan 370Z owners.
• Limited Local Offices: USAA has fewer physical locations for in-person assistance for Nissan 370Z insurance.

#8 – Liberty Mutual: Best for Customizable Policies

Pros

• Customizable Policies: Liberty Mutual auto insurance review provides flexible policy options tailored for Nissan 370Z owners.
• Accident Forgiveness: Liberty Mutual’s accident forgiveness program can be beneficial for Nissan 370Z drivers.
• Discounts for Advanced Safety Features: Nissan 370Z owners with advanced safety features can get significant discounts.

Cons

• Higher Premiums: Liberty Mutual’s premiums can be higher for some coverage levels on the Nissan 370Z, with minimum coverage at $98 per month.
• Limited Discount Options: The range of discounts available may be more limited compared to other insurers for the Nissan 370Z.

#9 – Farmers: Best for Local Agents

Pros

• Local Agents: Farmers offers robust local agent support for Nissan 370Z insurance policies.
• Strong Coverage Options: Farmers auto insurance review provides comprehensive coverage options for Nissan 370Z drivers.
• Multi-Vehicle Discounts: Nissan 370Z owners can benefit from up to 13% off when insuring multiple vehicles.

Cons

• Average Online Tools: Farmers’ online tools and app may not be as user-friendly as other providers for Nissan 370Z insurance.
• Higher Rates for Young Drivers: Farmers may have higher rates for young Nissan 370Z drivers compared to other insurers, with minimum coverage at $75 per month.

#10 – Travelers: Best for Accident Forgiveness

Pros

• Accident Forgiveness: Travelers Auto insurance review provides an excellent accident forgiveness program for Nissan 370Z drivers.
• Strong Financial Rating: Travelers’ A++ rating ensures reliability for Nissan 370Z insurance.
• Competitive Rates: Travelers offers competitive minimum coverage rates for the Nissan 370Z at $60 per month.

Cons

• Discount Availability: Travelers may have fewer discount options compared to other providers for the Nissan 370Z.
• Claims Process: Some Nissan 370Z owners have reported slower claims processing times with Travelers.

Nissan 370Z Insurance Cost

The insurance cost for a Nissan 370Z varies significantly based on the coverage level and the provider. For minimum coverage, AAA offers the most affordable option at $41 per month, while Liberty Mutual is the most expensive at $98 per month.

Nissan 370Z Auto Insurance Monthly Rates by Coverage Level & Provider

For full coverage auto insurance, the rates are notably higher across all providers, with AAA still being the most economical choice at $132 per month and Liberty Mutual again being the highest at $312 per month. Other providers such as Allstate, Farmers, and Nationwide offer mid-range rates for both minimum and full coverage.

Nissan 370Z Auto Insurance Monthly Rates by Coverage Type

Geico, Progressive, and Travelers present relatively competitive rates, making them viable options for Nissan 370Z owners looking for balanced coverage and cost. State Farm and USAA also provide reasonable rates, particularly for full coverage, where they are on the lower end of the spectrum.

This diversity in pricing underscores the importance of comparing quotes from multiple insurance companies to find the best rate for your specific coverage needs.

Expensiveness of Nissan 370Zs to Insure

The cost to insure a Nissan 370Z typically falls within a competitive range when compared to other coupes such as the Mercedes-Benz CLA 250, MINI Hardtop 2 Door, and Audi TT. While each vehicle’s insurance rates can vary based on factors like the driver’s profile, location, and coverage options, the Nissan 370Z is often seen as having moderate insurance costs.

Nissan 370Z Auto Insurance Monthly Rates vs. Other Vehicles

This is due to its sports car classification, performance capabilities, and repair costs. However, it may still offer a more affordable insurance option compared to luxury brands like Mercedes-Benz and Audi, while potentially being higher than the more compact and less powerful MINI Hardtop 2 Door. Unlock details in our guide titled “What are the recommended auto insurance coverage levels?”

Factors That Impacts the Cost of Nissan 370Z Insurance

The sports car classification, performance capabilities, and repair costs contribute to the higher auto insurance premiums for this vehicle. Despite these factors, it may still be more affordable to insure compared to luxury brands like Mercedes-Benz and Audi. Delve into our evaluation of “Factors That Affect Auto Insurance Rates.”

However, insurance costs for this vehicle could still be higher than those for more compact and less powerful models, such as the MINI Hardtop 2 Door. This is due to the higher risks and potential costs associated with its performance and repair needs.

Age of the Vehicle

The age of a vehicle significantly impacts auto insurance rates, with newer models typically incurring higher premiums. For the Nissan 370Z, this trend is evident as newer models generally have higher insurance costs. This is due to several factors: newer vehicles tend to have higher market values, making them more expensive to repair or replace in the event of an accident.

Nissan 370Z Auto Insurance Monthly Rates by Category

Additionally, they often come equipped with advanced technology and features that are costly to fix. Insurance companies also consider the depreciation rate, which affects the vehicle’s value over time, influencing the overall premium calculation. Consequently, owners of newer Nissan 370Z models can expect to pay more for their auto insurance compared to those with older versions.

Driver Age

Driver age is a crucial factor influencing Nissan 370Z auto insurance rates. Young drivers or auto insurance for teens, particularly those under 25, typically face higher premiums due to their lack of driving experience and statistically higher likelihood of being involved in accidents.

Nissan 370Z Auto Insurance Monthly Rates by Age

In contrast, mature drivers, especially those aged 30 to 65, generally benefit from lower insurance rates as they are considered more experienced and less risky. However, rates may increase again for senior drivers over 65 due to potential age-related declines in reaction time and vision. Thus, insurers closely consider driver age when determining premiums for the Nissan 370Z.

Driver Location

Driver location plays a significant role in determining Nissan 370Z insurance rates. Urban areas with higher traffic density, increased likelihood of accidents, and greater risk of theft typically result in higher premiums compared to rural areas.

Nissan 370Z Auto Insurance Monthly Rates by City

Additionally, regions prone to severe weather conditions or with a higher incidence of insurance fraud can also drive up rates. Insurers consider local crime rates, accident statistics, and repair costs specific to the area when calculating premiums, making the driver’s location a crucial factor in the overall cost of insuring a Nissan 370Z.

Your Driving Record

Your driving record can have an impact on your Nissan 370Z auto insurance rates. Teens and drivers in their 20s see the highest jump in their Nissan 370Z auto insurance with violations on their driving records. When violations such as speeding tickets or accidents appear on your record, insurers view you as an even greater risk, resulting in substantial rate increases.

Nissan 370Z Auto Insurance Monthly Rates by Age & Driving History

For the Nissan 370Z, a sports car known for its performance, these effects can be more pronounced, as insurers already consider it a higher-risk vehicle. Maintaining a clean driving record is crucial to keeping insurance costs manageable for this car. Read thoroughly our guide on how credit scores affect auto insurance rates.

Nissan 370Z Safety Ratings