Best Auto Insurance for Seniors in Nevada (Check Out the Top 10 Companies for 2025)

Liberty Mutual, Progressive, and Nationwide have the best auto insurance for seniors in Nevada, offering significant savings and policy benefits tailored to older drivers. Liberty Mutual leads with low-mileage discounts, reducing costs for seniors who drive less.

Progressive’s Snapshot program customizes rates based on driving habits, while Nationwide rewards accident-free drivers with additional discounts.

Seniors in Nevada can maximize savings and coverage by comparing top providers. Read on to find out which of the Nevada companies have the best auto insurance for seniors.

Our Top 10 Company Picks: Best Auto Insurance for Seniors in Nevada

You can also enter your ZIP code in our free quote tool anytime to find cheap senior auto insurance quotes in your area.

#1 – Liberty Mutual: Top Pick Overall

Pros

• Comprehensive Coverage: Liberty Mutual has some of the best comprehensive coverage options for senior Nevada drivers.
• Lifetime Replacement Guarantee: If senior drivers get their repairs done at an approved repair shop in Nevada, the company guarantees any repairs done for life.
• Low-Mileage Discount: Senior drivers in Nevada who drive fewer miles will be rewarded with a low-mileage discount.

Cons

• Customer Service: Senior drivers in Nevada may not be overly impressed with services, as Liberty Mutual has just average reviews.
• Claims Processing: Senior Nevada customers may find processing a little slow. Learn more in our Liberty Mutual auto insurance review.

#2 – Progressive: Best for Snapshot Program

Pros

• Snapshot Program: Senior drivers can join Snapshot in Nevada for good driving discounts.
• Coverage Selection: Senior Nevada drivers can add optional coverage like roadside assistance or gap coverage to their policies. Visit our Progressive auto insurance review to learn more.
• Online Management: Seniors can access their Nevada policy or claim information online at Progressive.

Cons

• Customer Service: Nevada senior drivers may be unimpressed with customer service, as Progressive has just average ratings.
• Snapshot Rate Increases: Senior Nevada insurance rates could increase after a poor driving performance.

#3 – Nationwide: Best for Accident-Free Discount

Pros

• Accident-Free Discount: Senior drivers in Nevada who are accident-free will have cheaper rates from Nationwide.
• Coverage Selection: Nationwide has great add-on options, like roadside assistance, for Nevada seniors. See what else Nationwide sells in our Nationwide auto insurance review.
• SmartMiles Insurance: Low-mileage senior drivers in Nevada can sign up for SmartMiles insurance and pay for coverage by the mile.

Cons

• Customer Satisfaction: Nationwide has lower ratings than other Nevada senior driver companies on our list.
• Claims Processing: Based on reviews, senior claims in Nevada may be processed slowly.

#4 – Allstate: Best for Safe Driving

Pros

• Safe Driving: Allstate rewards safe senior drivers in Nevada with lower auto insurance rates.
• Coverage Options: Senior Nevada insurance policies can be customized with extras like roadside assistance. Visit our Allstate auto insurance review for more information.
• Bundling Discount: Nevada seniors can purchase more than auto insurance for a multi-policy discount.

Cons

• Customer Complaints: Allstate has the highest ratio of customer complaints out of the top Nevada senior driver companies.
• Expensive Rates: Allstate senior driver auto insurance costs more than the other Nevada companies on our list.

#5 – Farmers: Best for Senior Discounts

Pros

• Senior Discounts: Farmers offers mature driver discounts to senior drivers in Nevada. Visit our Farmers auto insurance review for more discount options.
• Coverage Choices: Senior drivers can add extras to their Farmers’ policy in Nevada or carry the bare minimum.
• Signal Program: Nevada drivers can join for free and earn discounts on senior auto insurance for safe driving habits.

Cons

• Higher Rates: Nevada senior driver insurance is pricier at Farmers.
• Online Tools: Farmers may not offer as many convenient online tools as the other Nevada senior driver companies.

#6 – Travelers: Best for IntelliDrive Program

Pros

• IntelliDrive Program: Nevada senior drivers can join IntelliDrive for safe driver discounts. Visit our Travelers auto insurance review for more discount options.
• Coverage Selection: Customers can add extras like modified car insurance to their senior driver Nevada policies.
• Financial Stability: Travelers is one of the most financially stable companies out of the Nevada senior drivers companies.

Cons

• Customer Service: Travelers’ customer service ratings could be better when compared to other top Nevada companies for seniors.
• IntelliDrive Rate Increases: Poor driving habits during the program period could increase senior driver rates in Nevada.

#7 – USAA: Best for Military Friendly

Pros

• Military Friendly: USAA is the best insurance company for military and veteran seniors in Nevada.
• Customer Satisfaction: USAA is highly rated by customers, making it one of the best customer service companies for senior drivers in Nevada.
• Discount Opportunities: Senior drivers in Nevada can save by bundling, driving safely, and more. Read our USAA auto insurance review to learn more.

Cons

• Eligibility Restricted: USAA is sold exclusively to seniors who are military, veterans, or direct family members of military and veterans.
• Coverage Selection: USAA has a more basic list of add-on coverages for senior drivers in Nevada.

#8 – American Family: Best for Generational Discount

Pros

• Generational Discount: Senior Nevada drivers can take advantage of the generational discount at American Family.
• Coverage Options: Nevada senior driver policies can be rounded out with roadside assistance and more. Read our American Family auto insurance review to learn more.
• Accident Forgiveness: Safe senior drivers in Nevada may be forgiven an accident by American Family.

Cons

• Higher Rates: American Family’s rates for senior drivers in Nevada are more expensive.
• Online Tools: American Family may not have as many convenient online tools as the other Nevada senior driver insurance companies.

#9 – Geico: Best for Defensive Driving

Pros

• Defensive Driving: Nevada seniors who successfully complete a defensive driving course will get a discount from Geico. Find more discount options in our Geico auto insurance review.
• Bundling Discount: Senior drivers can purchase other insurance policies besides auto insurance from Geico.
• Online Convenience: Nevada senior drivers can access policy and claim details from Geico’s free app.

Cons

• Lack of Local Agents: Geico offers support virtually, so senior drivers in Nevada won’t be able to visit local agents.
• Coverage Options: Geico doesn’t have as many add-ons available for senior drivers in Nevada to purchase.

#10 – State Farm: Best for Customer Satisfaction

Pros

• Customer Satisfaction: State Farm has good ratings due to the local Nevada agents that offer in-person assistance to senior drivers.
• Coverage Options: Senior driver Nevada policies can have extras like roadside assistance added.
• Discount Options: Senior drivers can save on Nevada insurance with various discounts. See what State Farm offers in our State Farm auto insurance review.

Cons

• Online Tools: State Farm may not offer as many convenient online functions as other senior driver companies in Nevada.
• Financial Stability: State Farm has the lowest A.M. Best rating out of all the senior driver companies in Nevada.

Nevada Senior Driver Auto Insurance Rates by Coverage

Senior drivers in Nevada have minimum and full coverage options to choose from at the best companies. Take a look at the average rates below.

Nevada Senior Auto Insurance Monthly Rates by Coverage Level & Provider

Minimum coverage from these top companies will fulfill the Nevada minimum auto insurance requirements that drivers need to drive legally in the state.

It is the cheapest option for drivers in Nevada, as it only covers injuries and property damages to other parties if a senior driver causes an accident. Full coverage will be optional for most Nevada senior drivers unless they have a leased vehicle, in which case full coverage will be mandatory.

Most drivers can find affordable auto insurance for seniors in Nevada, especially full coverage, if they have a good driving record. Compare the cheapest full coverage auto insurance companies to find the best rates.

How to Save on Nevada Auto Insurance for Seniors

Senior drivers in Nevada have plenty of auto insurance discounts available to them from the top companies. Take a look at some of the most popular discounts below.

Auto Insurance Discounts From the Top Providers for Seniors in Nevada

Senior drivers who want to keep all of their NV insurance policies in one place will usually get a multi-policy discount from their company.

Senior drivers can also apply for low-mileage discounts, good driver discounts, and many more at the best auto insurance companies in Nevada.

Finding the Best Auto Insurance for Seniors in Nevada

Liberty Mutual, Progressive, and Nationwide have the best car insurance for seniors in Nevada. Senior drivers should take the time to compare quotes from a few of their favorite companies to find the best rates and coverages to suit their needs (Learn More: How to Compare Auto Insurance Quotes).

Compare senior auto insurance rates in Nevada today with our free quote comparison tool. Simply enter your ZIP code to get started.