Best Alumni Auto Insurance Discounts in 2025 (Save up to 25% With These 10 Companies)

The best alumni auto insurance discounts are offered to college graduates through partnerships between insurance companies like Liberty Mutual, Geico, and Farmers, or alumni associations and can help you save up to 25%.

These insurance discounts can help college graduates find discounted car insurance, so long as they’re members of their alma mater’s alum network.

Our Top 10 Company Picks: Best Alumni Auto Insurance Discounts

You can also find affordable rates by taking advantage of other insurance discounts from the cheapest auto insurance companies.

Explore how college graduate car insurance discounts work and how to qualify for them. Then, enter your ZIP code into our free comparison tool to find the lowest rates in your area.

How to Qualify for an Alumni Auto Insurance Discount

Discount car insurance is usually easy to find when you shop at a company that offers an alumni discount. The best auto insurance discounts for recent college graduates come from companies like Liberty Mutual, Geico, and Farmers, but you’ll need to qualify first.

Here’s how to qualify for discount auto insurance for alumni:

• Check Eligibility: Many insurance companies partner with specific alumni associations to offer discounts. You’ll need to be a member to qualify for a discount.
• Verify Participating Insurers: Check with your alumni organization to see if they’ve partnered with a provider. For example, Georgia State Alumni Association car insurance costs are lower at Liberty Mutual.
• Provide Proof of Graduation or Membership: Insurance companies often require proof of graduation or active membership in the alumni association.
• Apply the Discount: When applying for or renewing car insurance, you should speak with a representative to get your discount

By staying connected with their alumni network, recent and past graduates can take advantage of these types of discounts and save on car insurance.

Alumni Auto Insurance Rates

Many factors affect auto insurance rates, including your age, location, and driving history. One factor that has a smaller impact on your rates is your college graduation status.

Alumni Auto Insurance Monthly Rates by Coverage Level

College graduates usually pay a little less than the national average for car insurance. Check below to see how much you might pay for full coverage insurance based on your driving record.

Auto Insurance Monthly Rates by Driving Record

Whether you’re involved in an alumni insurance program or getting student union car insurance, you’ll probably pay less for your coverage.

Although you’ll see lower-than-average rates, you should still compare prices to find the best policy for your needs. Comparing rates is simple – just fill out the request form on a company’s homepage.

If you don’t want to take the time to fill out multiple forms, you can use an online quote-generating tool. Whichever method you choose, it’s integral that you compare personalized quotes. For example, Geico usually has cheap average rates, but Liberty Mutual college discounts sometimes make it a better choice for alumni.

Best Auto Insurance Companies for an Alumni Discount

The best auto insurance companies for college graduates looking for a list of car insurance discounts they qualify for are Liberty Mutual, Geico, and Farmers. Liberty Mutual has the largest student discount, while Geico has the longest list of affiliated professional organizations.

If you’re wondering how to get discounts on car insurance as an alum, consider the following companies:

• Liberty Mutual: Our Liberty Mutual auto insurance review show that this company has extensive partnerships with a wide range of universities and alumni associations.
• Geico: The list of Geico affiliation discounts includes over 500 alumni associations. Check out our Geico auto insurance review to learn more.
• Farmers: Get a discount of up to 14% if you’re an alum of one of the colleges or universities Farmers has partnered with.

There are other insurance companies that offer an alumni discount but are only available regionally. For example, you may be eligible for an AAA alumni discount, but only if you live in certain parts of the country.

Many alumni auto insurance discounts are available, and a college diploma is usually required to qualify. On average, auto insurance for college graduates costs $122 a month.

Alumni can sometimes save several hundred dollars per year, but the amount of each discount varies depending on the insurance company, the university you attended, your driving record, your age, and many other factors. Take a look at the Geico affiliation discount list below to see if your university or organization qualifies you for an auto insurance discount for alumni association:

• Florida Southern College Alumni Association and University of Florida Alumni Association
• University of Arizona Alumni Association
• University of California Davis and Sacramento State University
• University of Virginia Alumni Association
• University of Texas at San Antonio Alumni Association

There are more universities and colleges on the Geico affiliation list, so make sure to check with your alumni association if you plan on buying a policy from Geico. Additionally, there are several other Geico organization discounts that apply to other groups, so it’s always worth checking if you’re eligible for more discounts.

Liberty Mutual auto insurance offers an auto insurance discount for alumni members of Saint Louis University or the University of Alabama. Along with auto insurance, they can save on health insurance and life insurance. Other discounts besides the auto insurance discount for alumni membership are available for alumni as well.

People between 16 and 25 years old can get a good student discount with a B average or higher, even if it’s been a few years since graduation. The company only gets information from the Department of Motor Vehicles (DMV), so auto insurance companies check grades by asking for your college or university records.

People with clean driving records can get additional discounts. Many insurance companies offer discounts for new drivers with no accidents, moving violations, or tickets. Taking a defensive driving course can also help you get a defensive driver auto insurance discount.

These classes usually require a small fee, but they can pay for themselves quickly. Many companies also offer multi-policy discounts.

How to Save on Auto Insurance as an Alumni

Younger people often need to pay more for auto insurance, making it especially helpful if you can qualify for any alumni discounts. Staying with one insurance company helps you establish a good driving history and seems less risky to insurers.

You can also save money by choosing a used car and avoiding full coverage auto insurance.

However, if you apply for a loan to buy a new vehicle, the bank will likely require damage coverage. You can select usage-based auto insurance, as well. In that case, your insurance company monitors your driving habits and offers you a discount in exchange.

Find the Best Alumni Auto Insurance Discounts for Your Policy Today

The best alumni auto insurance discounts offer a valuable opportunity for graduates to save on their premiums while staying connected to their alma mater. By taking advantage of these exclusive discounts, alumni can find the best auto insurance companies for them.

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— AutoInsurance.org (@AutoInsurance) August 29, 2023

Whether you’re a recent grad or a long-time alumnus, checking with your alumni network and insurance company could lead to significant savings. Then, make sure to compare quotes with as many companies as possible. Enter your ZIP code into our free comparison tool below to see rates in your area.