Best Fairmont, West Virginia Auto Insurance in 2025
The average Fairmont, WV auto insurance rates are $315 per month. The minimum auto insurance in Fairmont is at least 25/50/25 in coverage to comply with West Virginia auto insurance laws. To find the best cheap auto insurance in Fairmont, West Virginia, compare quotes from multiple companies.
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Tonya Sisler has been a technical insurance writer for over five years. She uses her extensive insurance and finance knowledge to write informative articles that answer readers' top questions. Her mission is to provide readers with timely, accurate information that allows them to determine their insurance needs and choose the best coverage. Tonya currently leads a team of 10 insurance copywrite...
Tonya Sisler
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Schimri Yoyo is a financial advisor with active insurance licenses in seven states and over 20 years of professional experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ach...
Schimri Yoyo
Updated September 2024
- The cheapest auto insurance company in Fairmont is State Farm
- The average commute length in Fairmont is 21.0 minutes
- The minimum auto insurance required in Fairmont, West Virginia is 25/50/25
Fairmont, West Virginia auto insurance requirements are 25/50/25 according to West Virginia auto insurance laws. Finding cheap auto insurance in Fairmont can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fairmont, West Virginia, including driving record, credit, commute time, and more.
Compare auto insurance in Fairmont to other West Virginia cities, including Charleston auto insurance rates, Martinsburg auto insurance rates, and Parkersburg auto insurance rates to see how Fairmont, West Virginia auto insurance rates stack up.
Before you buy Fairmont, West Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fairmont, West Virginia auto insurance quotes.
Minimum Auto Insurance in Fairmont, West Virginia
Fairmont, West Virginia auto insurance laws require that you have at least the West Virginia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fairmont, West Virginia.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap Fairmont, West Virginia Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Fairmont, West Virginia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,881 | $2,672 | $2,571 | $2,577 | $10,420 | $10,877 | $3,190 | $3,197 |
| Geico | $2,447 | $2,412 | $2,328 | $2,256 | $6,041 | $7,285 | $2,351 | $2,450 |
| Liberty Mutual | $3,455 | $3,745 | $2,778 | $3,380 | $13,332 | $15,035 | $3,557 | $3,909 |
| Nationwide | $1,858 | $1,884 | $1,697 | $1,774 | $4,791 | $6,034 | $2,095 | $2,236 |
| Progressive | $2,071 | $1,989 | $1,919 | $1,914 | $9,047 | $10,172 | $2,482 | $2,557 |
| State Farm | $1,622 | $1,622 | $1,465 | $1,465 | $3,667 | $4,733 | $1,919 | $1,514 |
| USAA | $1,752 | $1,726 | $1,628 | $1,639 | $5,834 | $6,460 | $2,265 | $2,432 |
Cheap Fairmont, West Virginia Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Fairmont, West Virginia is a challenge. Take a look at the annual teen auto insurance rates in Fairmont, West Virginia.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,420 | $10,877 |
| Geico | $6,041 | $7,285 |
| Liberty Mutual | $13,332 | $15,035 |
| Nationwide | $4,791 | $6,034 |
| Progressive | $9,047 | $10,172 |
| State Farm | $3,667 | $4,733 |
| USAA | $5,834 | $6,460 |
Cheap Fairmont, West Virginia Auto Insurance for Seniors
What are senior auto insurance rates in Fairmont, West Virginia? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,571 | $2,577 |
| Geico | $2,328 | $2,256 |
| Liberty Mutual | $2,778 | $3,380 |
| Nationwide | $1,697 | $1,774 |
| Progressive | $1,919 | $1,914 |
| State Farm | $1,465 | $1,465 |
| USAA | $1,628 | $1,639 |
Cheap Fairmont, West Virginia Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fairmont, West Virginia compared to the annual auto insurance rates with a clean record in Fairmont, West Virginia.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,048 | $4,799 | $5,743 | $4,602 |
| Geico | $2,136 | $3,431 | $5,925 | $2,292 |
| Liberty Mutual | $5,033 | $6,368 | $7,045 | $6,150 |
| Nationwide | $2,249 | $2,982 | $3,460 | $2,494 |
| Progressive | $3,415 | $4,575 | $4,081 | $4,005 |
| State Farm | $2,063 | $2,439 | $2,251 | $2,251 |
| USAA | $2,331 | $2,757 | $3,937 | $2,844 |
Cheap Fairmont, West Virginia Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Fairmont, West Virginia is not easy. Compare the annual rates for DUI auto insurance in Fairmont, West Virginia to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $5,743 |
| Geico | $5,925 |
| Liberty Mutual | $7,045 |
| Nationwide | $3,460 |
| Progressive | $4,081 |
| State Farm | $2,251 |
| USAA | $3,937 |
Cheap Fairmont, West Virginia Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Fairmont, West Virginia annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,814 | $4,627 | $3,954 |
| Geico | $4,155 | $3,379 | $2,804 |
| Liberty Mutual | $8,781 | $5,414 | $4,253 |
| Nationwide | $3,184 | $2,689 | $2,515 |
| Progressive | $4,491 | $3,920 | $3,646 |
| State Farm | $3,235 | $1,971 | $1,547 |
| USAA | $4,382 | $2,513 | $2,007 |
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Cheap Fairmont, West Virginia Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Fairmont, West Virginia can vary. Compare the annual cost of auto insurance by ZIP code in Fairmont, West Virginia to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 26554 | $3,759 |
Cheap Fairmont, West Virginia Auto Insurance Rates By Commute
Commute length and annual mileage affect Fairmont, West Virginia auto insurance. Find the cheapest annual Fairmont, West Virginia auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $4,798 | $4,798 |
| Geico | $3,409 | $3,483 |
| Liberty Mutual | $6,149 | $6,149 |
| Nationwide | $2,796 | $2,796 |
| Progressive | $4,019 | $4,019 |
| State Farm | $2,191 | $2,311 |
| USAA | $2,933 | $3,002 |
Cheap Fairmont, West Virginia Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Fairmont, West Virginia? Check out the comparison of annual Fairmont, West Virginia auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,653 | $4,791 | $4,950 |
| Geico | $3,259 | $3,453 | $3,626 |
| Liberty Mutual | $5,839 | $6,135 | $6,473 |
| Nationwide | $2,736 | $2,783 | $2,869 |
| Progressive | $3,859 | $3,977 | $4,221 |
| State Farm | $2,112 | $2,245 | $2,397 |
| USAA | $2,869 | $2,962 | $3,070 |
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Best By Category: Cheapest Auto Insurance in Fairmont, West Virginia
Compare the cheapest auto insurance companies in Fairmont, West Virginia in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | State Farm |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | State Farm |
The Cheapest Fairmont, West Virginia Auto Insurance Companies
What auto insurance companies in Fairmont, West Virginia are the cheapest? Compare the top Fairmont, West Virginia auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,798 |
| Geico | $3,446 |
| Liberty Mutual | $6,149 |
| Nationwide | $2,796 |
| Progressive | $4,019 |
| State Farm | $2,251 |
| USAA | $2,967 |
What affects auto insurance rates in Fairmont, West Virginia?
There are a lot of reasons why auto insurance rates in Fairmont, West Virginia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Fairmont, West Virginia. Many local factors may affect your Fairmont auto insurance rates.
Fairmont Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Fairmont, West Virginia commute length is 21.0 minutes according to City-Data.
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Compare Fairmont, West Virginia Auto Insurance Quotes
Before you buy Fairmont, West Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fairmont, West Virginia auto insurance quotes.
Frequently Asked Questions
What are the minimum auto insurance requirements in Fairmont, West Virginia?
The minimum auto insurance requirements in Fairmont, West Virginia are 25/50/25 coverage, as mandated by West Virginia auto insurance laws.
How can I find the best cheap auto insurance in Fairmont, West Virginia?
To find the best cheap auto insurance in Fairmont, West Virginia, it is recommended to compare quotes from multiple companies. This allows you to compare rates and choose the most affordable option.
How much is the average auto insurance rate in Fairmont, WV?
The average auto insurance rate in Fairmont, WV is $315 per month.
How does age, gender, and marital status affect auto insurance rates in Fairmont, West Virginia?
Age, gender, and marital status can impact auto insurance rates in Fairmont, West Virginia. Different demographics may have varying rates based on statistical risk factors.
Are there cheap auto insurance options for teen drivers in Fairmont, West Virginia?
Finding cheap auto insurance for teen drivers in Fairmont, West Virginia can be challenging. Teenagers typically have higher insurance rates due to their lack of driving experience. It’s important to compare rates to find the best option.
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